FCFS - FirstCash Inc Stock Price, Fair Value and News

132.74USD+0.24 (+0.18%)Delayed as of 24 Apr 2024, 10:57 am ET

Market Summary

USD132.74+0.24

Delayedas of 24 Apr 2024, 10:57 am

0.18%

FCFS Stock Price

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FCFS RSI Chart

FCFS Valuation

Market Cap

6.0B

Price/Earnings (Trailing)

27.25

Price/Sales (Trailing)

1.9

EV/EBITDA

15.15

Price/Free Cashflow

14.36

FCFS Price/Sales (Trailing)

FCFS Profitability

Operating Margin

47.82%

EBT Margin

9.29%

Return on Equity

10.98%

Return on Assets

5.11%

Free Cashflow Yield

6.96%

FCFS Fundamentals

FCFS Revenue

Revenue (TTM)

3.2B

Rev. Growth (Yr)

13.72%

Rev. Growth (Qtr)

8.37%

FCFS Earnings

Earnings (TTM)

219.3M

Earnings Growth (Yr)

-13.09%

Earnings Growth (Qtr)

21.78%

Breaking Down FCFS Revenue

52 Week Range

88.05133.60

(Low)(High)

Last 7 days

1.7%

Last 30 days

9.0%

Last 90 days

16.0%

Trailing 12 Months

37.3%

How does FCFS drawdown profile look like?

FCFS Financial Health

Current Ratio

3.89

Debt/Equity

Debt/Cashflow

157.57

FCFS Investor Care

Dividend Yield

1.03%

Dividend/Share (TTM)

1.36

Buy Backs (1Y)

2.56%

Diluted EPS (TTM)

4.8

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	2.8B	2.9B	3.0B	3.2B
2022	2.0B	2.2B	2.5B	2.7B
2021	1.6B	1.5B	1.6B	1.7B
2020	1.9B	1.8B	1.7B	1.6B
2019	1.8B	1.8B	1.8B	1.9B
2018	1.8B	1.8B	1.8B	1.8B
2017	1.4B	1.6B	1.8B	1.8B
2016	711.8M	726.1M	817.8M	1.1B
2015	719.1M	721.4M	716.0M	704.6M
2014	670.7M	693.7M	695.3M	712.9M
2013	618.4M	629.2M	653.9M	660.8M
2012	531.6M	543.0M	558.8M	592.1M
2011	447.2M	472.3M	499.1M	518.3M
2010	0	377.3M	399.4M	421.5M
2009	0	0	0	355.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of FirstCash Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	rippel douglas richard	sold	-2,065,310	118	-17,395	-
Mar 14, 2024	rippel douglas richard	sold	-2,162,830	117	-18,393	-
Mar 13, 2024	rippel douglas richard	sold	-2,620,050	119	-21,852	-
Mar 12, 2024	rippel douglas richard	sold	-1,968,680	117	-16,722	-
Mar 11, 2024	rippel douglas richard	sold	-2,554,270	116	-21,959	-
Mar 08, 2024	rippel douglas richard	sold	-1,887,610	115	-16,350	-
Mar 07, 2024	rippel douglas richard	sold	-583,465	115	-5,067	-
Mar 06, 2024	rippel douglas richard	sold	-908,806	115	-7,891	-
Mar 05, 2024	rippel douglas richard	sold	-638,788	115	-5,546	-
Mar 04, 2024	rippel douglas richard	sold	-1,074,600	115	-9,320	-

Which funds bought or sold FCFS recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	reduced	-20.25	-16,096	245,132	-%
Apr 22, 2024	MetLife Investment Management, LLC	reduced	-0.81	288,060	4,343,510	0.03%
Apr 22, 2024	RAYMOND JAMES & ASSOCIATES	reduced	-1.94	341,394	2,560,280	-%
Apr 19, 2024	Riverwater Partners LLC	unchanged	-	40,157	267,451	0.20%
Apr 19, 2024	Monument Capital Management	reduced	-2.48	314,782	2,449,740	0.71%
Apr 19, 2024	State of Alaska, Department of Revenue	unchanged	-	154,000	1,020,000	0.01%
Apr 19, 2024	Advisor Resource Council	sold off	-100	-664,710	-	-%
Apr 19, 2024	DENALI ADVISORS LLC	unchanged	-	307	2,041	-%
Apr 18, 2024	Hexagon Capital Partners LLC	sold off	-100	-109	-	-%
Apr 18, 2024	FARMERS & MERCHANTS INVESTMENTS INC	unchanged	-	325	2,168	-%

Are Funds Buying or Selling FCFS?

Are funds buying FCFS calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FCFS

No. of Funds

Unveiling FirstCash Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 10, 2024	earnest partners llc	5.1%	2,288,464	SC 13G/A
Mar 11, 2024	earnest partners llc	5.0%	2,265,840	SC 13G/A
Feb 29, 2024	blackrock inc.	10.4%	4,670,476	SC 13G/A
Feb 13, 2024	vanguard group inc	9.01%	4,062,478	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Feb 09, 2024	earnest partners llc	5.1%	2,300,099	SC 13G/A
Jan 26, 2024	blackrock inc.	7.2%	41,506,767	SC 13G/A
Jan 24, 2024	blackrock inc.	10.4%	4,670,476	SC 13G/A
Jan 10, 2024	earnest partners llc	5.0%	2,274,181	SC 13G/A
Dec 11, 2023	earnest partners llc	5.1%	2,301,030	SC 13G/A

Recent SEC filings of FirstCash Inc

View All Filings

Date Filed	Form Type	Document
Apr 10, 2024	SC 13G/A	Major Ownership Report
Mar 15, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 11, 2024	SC 13G/A	Major Ownership Report
Mar 07, 2024	4	Insider Trading
Mar 04, 2024	4	Insider Trading
Feb 29, 2024	SC 13G/A	Major Ownership Report
Feb 28, 2024	4	Insider Trading
Feb 23, 2024	4	Insider Trading
Feb 22, 2024	8-K	Current Report

Peers (Alternatives to FirstCash Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.8B	25.1B	-3.94%	23.48%	39.02	17.4	12.87%	12.74%
AXP	166.1B	62.0B	5.73%	48.77%	18.47	2.68	11.96%	24.39%
PYPL	69.1B	29.8B	-0.52%	-13.27%	16.26	2.32	8.19%	75.53%
COF	56.2B	41.9B	4.77%	53.52%	11.39	1.34	34.26%	32.87%
DFS	32.4B	17.8B	2.85%	23.78%	10.97	1.82	38.72%	-32.51%
ALLY	12.1B	14.0B	1.09%	52.13%	11.84	0.86	31.42%	-40.49%
MID-CAP
CACC	6.4B	1.9B	-5.75%	5.72%	22.46	3.38	3.79%	-46.60%
FCFS	6.0B	3.2B	9.05%	37.25%	27.25	1.9	15.50%	-13.49%
WU	4.6B	4.4B	-2.33%	23.16%	7.32	1.05	-2.65%	-31.25%
NNI	3.6B	1.1B	4.38%	0.14%	38.79	3.2	8.54%	-77.53%
SMALL-CAP
ENVA	1.8B	2.1B	5.46%	32.39%	10.35	0.86	21.98%	-15.57%
ATLC	354.5M	1.2B	-19.43%	-15.00%	3.45	0.31	10.41%	-24.15%
CPSS	180.4M	352.0M	12.37%	-11.23%	3.98	0.51	6.77%	-47.27%
AIHS	8.6M	7.3M	-10.00%	-11.33%	-2.23	1.18	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

FirstCash Inc News

Latest updates

FirstCash Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	8.4%	852	786	751	763	749	672	648	660	502	400	390	408	392	360	413	466	498	452	446	468	481
Cost Of Revenue	9.3%	434	398	398	415	400	349	347	369	274	167	165	174	166	157	190	207	231	201	202	212	219
Gross Profit	7.5%	418	389	353	348	349	323	301	291	228	233	224	234	226	203	223	259	267	251	244	256	262
Operating Expenses	4.9%	326	311	292	285	248	248	191	254	191	189	185	187	183	185	186	214	196	202	199	197	199
S&GA Expenses	15.2%	52.00	45.00	40.00	39.00	37.00	37.00	37.00	37.00	23.00	30.00	27.00	31.00	25.00	24.00	28.00	33.00	28.00	31.00	32.00	32.00	32.00
EBITDA Margin	-4.1%	0.12*	0.13*	0.13*	0.15*	0.14*	0.13*	0.13*	0.10*	0.12*	0.13*	0.11*	0.11*	-	-	-	-	-	-	-	-	-
Interest Expenses	7.7%	27.00	25.00	21.00	21.00	20.00	18.00	16.00	16.00	10.00	8.00	7.00	7.00	7.00	7.00	7.00	8.00	8.00	9.00	9.00	8.00	9.00
Income Taxes	6.9%	22.00	20.00	15.00	16.00	22.00	16.00	24.00	9.00	8.00	11.00	10.00	13.00	10.00	3.00	11.00	13.00	17.00	14.00	12.00	16.00	15.00
Earnings Before Taxes	17.9%	91.00	78.00	61.00	63.00	102	75.00	110	37.00	37.00	44.00	39.00	46.00	43.00	18.00	37.00	46.00	72.00	49.00	45.00	59.00	63.00
EBT Margin	-6.5%	0.09*	0.10*	0.10*	0.12*	0.12*	0.10*	0.10*	0.08*	0.10*	0.11*	0.09*	0.09*	-	-	-	-	-	-	-	-	-
Net Income	21.8%	70.00	57.00	45.00	47.00	80.00	59.00	86.00	28.00	29.00	33.00	28.00	34.00	33.00	15.00	26.00	33.00	54.00	35.00	33.00	43.00	48.00
Net Income Margin	-7.7%	0.07*	0.08*	0.08*	0.10*	0.09*	0.08*	0.08*	0.06*	0.07*	0.08*	0.07*	0.07*	-	-	-	-	-	-	-	-	-
Free Cashflow	-11.0%	99.00	111	95.00	111	144	99.00	107	120	85.00	24.00	45.00	69.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	2.8%	4,290	4,175	3,960	3,869	3,905	3,861	3,797	3,743	3,836	2,533	2,456	2,300	2,372	2,235	2,183	2,313	2,439	2,423	2,404	2,336	2,108
Current Assets	5.8%	1,307	1,235	1,145	1,073	1,131	1,141	1,078	1,039	1,129	711	638	558	625	573	528	673	741	790	770	718	790
Cash Equivalents	46.8%	127	87.00	105	101	117	101	110	113	120	50.00	50.00	55.00	66.00	79.00	71.00	75.00	47.00	61.00	67.00	50.00	72.00
Inventory	-0.7%	312	314	267	258	288	295	261	247	263	254	217	185	190	169	180	228	265	282	266	258	275
Net PPE	4.6%	633	605	588	563	539	536	520	471	463	411	404	385	374	342	341	329	336	300	291	276	252
Goodwill	0.8%	1,728	1,713	1,600	1,591	1,581	1,524	1,522	1,541	1,536	1,014	1,017	974	977	932	930	927	949	937	941	933	917
Liabilities	1.6%	2,293	2,257	2,063	1,998	2,025	2,056	1,979	1,979	2,028	1,240	1,166	1,009	1,088	992	950	1,105	1,089	1,087	1,078	1,007	790
Current Liabilities	5.7%	336	317	312	307	296	330	350	387	392	224	237	212	206	201	202	207	203	208	197	210	133
Shareholder's Equity	4.1%	1,996	1,918	1,897	1,871	1,880	1,805	1,818	1,764	1,808	1,294	1,291	1,291	1,284	1,244	1,233	1,207	1,350	1,336	1,327	1,328	1,318
Retained Earnings	4.6%	1,218	1,164	1,123	1,093	1,061	996	952	880	867	849	828	812	789	768	764	749	727	685	661	639	607
Additional Paid-In Capital	0.2%	1,741	1,737	1,734	1,731	1,735	1,733	1,730	1,727	1,725	1,222	1,220	1,218	1,222	1,227	1,227	1,224	1,232	1,230	1,227	1,225	1,225
Shares Outstanding	-	45.00	-	-	-	46.00	-	-	-	48.00	-	-	-	41.00	-	-	-	42.00	-	-	-	-
Float	-	-	-	3,006	-	-	-	2,259	-	-	-	2,374	-	-	-	2,420	-	-	-	3,102	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-11.0%	99,105	111,368	95,075	110,594	143,507	99,031	106,622	120,145	85,454	24,101	44,575	69,174	44,898	34,067	65,914	77,385	67,772	57,851	34,276	71,697	69,210
Share Based Compensation	5.2%	3,549	3,375	3,375	3,375	2,028	2,875	2,875	3,075	-2,942	2,842	1,625	3,625	-2,336	-	2,399	2,851	1,735	2,315	2,315	2,315	1,661
Cashflow From Investing	81.3%	-53,159	-283,874	-112,060	-13,239	-97,711	-102,333	-136,582	183	-554,702	-81,988	-125,205	17,258	-108,143	-42,652	103,839	26,604	-16,011	-47,577	-59,358	-14,107	-17,051
Cashflow From Financing	-104.7%	-7,394	156,605	18,086	-115,984	-31,698	-5,592	25,912	-127,895	540,289	58,199	75,232	-96,727	43,376	14,879	-171,953	-72,804	-66,576	-16,408	42,668	-80,490	-37,019
Dividend Payments	2.1%	15,813	15,495	15,298	15,294	15,132	15,658	14,235	14,546	12,130	11,998	12,308	11,097	11,106	11,189	11,189	11,268	11,543	10,741	10,777	10,891	10,956
Buy Backs	-108.4%	-1,143	13,678	34,616	67,227	17,473	52,664	15,510	72,217	-	13,183	31,460	4,967	26,639	-	-	80,331	48,884	5,667	31,955	29,599	15,115

FCFS Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenue:
Retail merchandise sales	$ 1,381,272	$ 1,261,136	$ 1,134,249
Pawn loan fees	658,536	561,390	475,782
Leased merchandise income	752,682	622,163	22,720
Interest and fees on finance receivables	233,818	181,280	9,024
Wholesale scrap jewelry sales	125,488	102,973	57,190
Total revenue	3,151,796	2,728,942	1,698,965
Cost of revenue:
Cost of retail merchandise sold	832,393	764,553	663,464
Depreciation of leased merchandise	411,455	353,495	12,826
Provision for Lease Losses	175,858	139,502	5,442
Provision for loan losses	123,030	118,502	48,952
Cost of wholesale scrap jewelry sold	101,821	88,304	49,129
Total cost of revenue	1,644,557	1,464,356	779,813
Net revenue	1,507,239	1,264,586	919,152
Expenses and other income:
Operating expenses	832,149	728,909	564,832
Administrative expenses	176,315	147,943	111,259
Depreciation and amortization	109,161	103,832	45,906
Interest expense	93,243	70,708	32,386
Interest income	(1,469)	(1,313)	(696)
(Gain) loss on foreign exchange	(1,529)	(585)	436
Merger and acquisition expenses	7,922	3,739	15,449
Gain on revaluation of contingent acquisition consideration	0	(109,549)	(17,871)
Total expenses and other income	1,214,390	940,953	752,650
Income before income taxes	292,849	323,633	166,502
Provision for income taxes	73,548	70,138	41,593
Net income	$ 219,301	$ 253,495	$ 124,909
Earnings per share:
Basic (in dollars per share)	$ 4.82	$ 5.37	$ 3.05
Diluted (in dollars per share	$ 4.80	$ 5.36	$ 3.04
Other Nonoperating Income (Expense)	$ (1,402)	$ (2,731)	$ 949

FCFS Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 127,018	$ 117,330
Accounts receivable, net	71,922	57,792
Pawn loans	471,846	390,617
Finance receivables, net	113,901	103,494
Inventories	312,089	288,339
Leased merchandise, net	171,191	153,302
Prepaid expenses and other current assets	38,634	19,788
Total current assets	1,306,601	1,130,662
Property and equipment, net	632,724	538,681
Operating lease right of use asset	328,458	307,009
Goodwill	1,727,652	1,581,381
Intangible assets, net	277,724	330,338
Other assets	10,242	9,415
Deferred tax assets, net	6,514	7,381
Total assets	4,289,915	3,904,867
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	163,050	139,460
Customer deposits and prepayments	70,580	63,125
Lease liability, current	101,962	92,944
Total current liabilities	335,592	295,529
Revolving unsecured credit facilities	568,000	339,000
Senior unsecured notes	1,037,647	1,035,698
Deferred tax liabilities, net	136,773	151,759
Lease liability, non-current	215,485	203,115
Total liabilities	2,293,497	2,025,101
Commitments and contingencies (Note 13)
Stockholders’ equity:
Common stock; $0.01 par value; 90,000 shares authorized; 57,322 and 49,276 shares issued, respectively; 48,479 and 41,038 shares outstanding, respectively	573	573
Additional paid-in capital	1,741,046	1,734,528
Retained earnings	1,218,029	1,060,603
Accumulated other comprehensive loss	(43,037)	(106,573)
Common stock held in treasury, 12,214 and 11,030 shares at cost, respectively	(920,193)	(809,365)
Total stockholders’ equity	1,996,418	1,879,766
Total liabilities and stockholders’ equity	$ 4,289,915	$ 3,904,867

About FirstCash Inc

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. FirstCash Holdings, Inc was incorporated in 1988 and is headquartered in Fort Worth, Texas.

CEO	Mr. Rick L. Wessel
WEBSITE	https://firstcash.com
INDUSTRY	Credit Services
EMPLOYEES	18000

FirstCash Inc Frequently Asked Questions

What is the ticker symbol for FirstCash Inc? What does FCFS stand for in stocks?

FCFS is the stock ticker symbol of FirstCash Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of FirstCash Inc (FCFS)?

As of Tue Apr 23 2024, market cap of FirstCash Inc is 5.98 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FCFS stock?

You can check FCFS's fair value in chart for subscribers.

What is the fair value of FCFS stock?

You can check FCFS's fair value in chart for subscribers. The fair value of FirstCash Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of FirstCash Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FCFS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is FirstCash Inc a good stock to buy?

The fair value guage provides a quick view whether FCFS is over valued or under valued. Whether FirstCash Inc is cheap or expensive depends on the assumptions which impact FirstCash Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FCFS.

What is FirstCash Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, FCFS's PE ratio (Price to Earnings) is 27.25 and Price to Sales (PS) ratio is 1.9. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FCFS PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on FirstCash Inc's stock?

In the past 10 years, FirstCash Inc has provided 0.107 (multiply by 100 for percentage) rate of return.