FICO - Fair Isaac Corp Stock Price, Fair Value and News

1162.56USD+9.28 (+0.80%)Market Closed

Market Summary

USD1162.56+9.28

Market Closed

0.80%

FICO Alerts

1 major insider sales recently.

FICO Stock Price

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FICO RSI Chart

FICO Valuation

Market Cap

28.9B

Price/Earnings (Trailing)

63.81

Price/Sales (Trailing)

18.63

EV/EBITDA

45.15

Price/Free Cashflow

58.5

FICO Price/Sales (Trailing)

FICO Profitability

Operating Margin

79.50%

EBT Margin

36.52%

Return on Equity

36.54%

Return on Assets

28.41%

Free Cashflow Yield

1.71%

FICO Fundamentals

FICO Revenue

Revenue (TTM)

1.6B

Rev. Growth (Yr)

10.78%

Rev. Growth (Qtr)

-1.97%

FICO Earnings

Earnings (TTM)

452.8M

Earnings Growth (Yr)

23.99%

Earnings Growth (Qtr)

19.37%

Breaking Down FICO Revenue

Last 7 days

-2.4%

Last 30 days

-5.9%

Last 90 days

-7.7%

Trailing 12 Months

67.2%

How does FICO drawdown profile look like?

FICO Financial Health

Current Ratio

1.31

Debt/Equity

1.46

Debt/Cashflow

0.28

FICO Investor Care

Dividend Yield

0.01%

Dividend/Share (TTM)

0.12

Buy Backs (1Y)

0.77%

Diluted EPS (TTM)

17.9

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.4B	1.5B	1.5B	1.6B
2022	1.4B	1.4B	1.4B	1.4B
2021	1.3B	1.4B	1.3B	1.3B
2020	1.2B	1.2B	1.3B	1.3B
2019	1.1B	1.1B	1.2B	1.2B
2018	972.8M	996.8M	1.0B	1.1B
2017	922.6M	914.8M	932.2M	944.9M
2016	848.9M	878.3M	881.4M	900.9M
2015	815.8M	827.6M	838.8M	849.3M
2014	743.9M	757.7M	789.0M	794.2M
2013	715.9M	739.2M	743.4M	737.8M
2012	640.8M	650.6M	676.4M	696.1M
2011	619.2M	614.5M	619.7M	634.1M
2010	618.2M	611.9M	605.6M	610.1M
2009	0	687.8M	630.7M	624.5M
2008	0	0	744.8M	0

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Fair Isaac Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 16, 2024	lansing william j	sold	-9,124,370	1,140	-8,000	president and ceo
Mar 19, 2024	lansing william j	sold	-9,807,460	1,225	-8,000	president and ceo
Mar 06, 2024	kirsner james	gifted	-	-	-20.00	-
Feb 20, 2024	lansing william j	sold	-10,079,300	1,259	-8,000	president and ceo
Feb 14, 2024	manolis eva	acquired	-	-	344	-
Feb 14, 2024	kirsner james	acquired	-	-	389	-
Feb 14, 2024	arredondo fabiola r	acquired	-	-	344	-
Feb 14, 2024	rey david a	acquired	-	-	344	-
Feb 14, 2024	kelly braden r	acquired	-	-	389	-
Jan 30, 2024	rees joanna	gifted	-	-	-174	-

Which funds bought or sold FICO recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 17, 2024	Cyndeo Wealth Partners, LLC	reduced	-0.19	43,862	657,295	0.06%
Apr 17, 2024	Meritas Wealth Management, LLC	unchanged	-	104,004	1,518,280	1.06%
Apr 17, 2024	Amplius Wealth Advisors, LLC	new	-	202,437	202,437	0.02%
Apr 17, 2024	BARRETT & COMPANY, INC.	unchanged	-	1,712	24,992	0.01%
Apr 17, 2024	Acropolis Investment Management, LLC	unchanged	-	16,863	246,173	0.02%
Apr 17, 2024	NEW MEXICO EDUCATIONAL RETIREMENT BOARD	added	338	1,146,000	2,659,000	0.10%
Apr 17, 2024	Hennion & Walsh Asset Management, Inc.	added	14.6	337,784	1,804,440	0.10%
Apr 17, 2024	HARTFORD INVESTMENT MANAGEMENT CO	reduced	-3.42	71,381	2,010,620	0.07%
Apr 17, 2024	Portside Wealth Group, LLC	added	11.71	51,493	309,903	0.06%
Apr 16, 2024	Thrive Wealth Management, LLC	added	3.7	24,926	244,924	0.05%

Are Funds Buying or Selling FICO?

Are funds buying FICO calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FICO

No. of Funds

FICO Alerts

1 major insider sales recently.

Unveiling Fair Isaac Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	11.41%	2,820,512	SC 13G/A
Jan 24, 2024	blackrock inc.	9.3%	2,304,065	SC 13G/A
Feb 09, 2023	vanguard group inc	10.06%	2,513,754	SC 13G/A
Jan 30, 2023	blackrock inc.	11.6%	2,898,493	SC 13G/A
Feb 14, 2022	melvin capital management lp	0%	0	SC 13G/A
Feb 10, 2022	vanguard group inc	9.94%	2,719,143	SC 13G/A
Feb 10, 2022	vanguard group inc	10.22%	2,687,121	SC 13G/A
Jan 27, 2022	blackrock inc.	14.5%	3,959,027	SC 13G/A
Jan 25, 2022	blackrock inc.	14.5%	3,959,027	SC 13G/A
Jun 10, 2021	vanguard group inc	10.04%	2,888,416	SC 13G/A

Recent SEC filings of Fair Isaac Corp

View All Filings

Date Filed	Form Type	Document
Apr 18, 2024	4	Insider Trading
Mar 21, 2024	4	Insider Trading
Mar 08, 2024	4	Insider Trading
Feb 22, 2024	4	Insider Trading
Feb 20, 2024	144	Notice of Insider Sale Intent
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading
Feb 16, 2024	4	Insider Trading

Peers (Alternatives to Fair Isaac Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
CRM	263.8B	34.9B	-9.80%	36.69%	63.77	7.57	11.18%	1888.46%
UBER	148.0B	37.3B	-7.52%	122.47%	78.44	3.97	16.95%	120.64%
ADSK	45.0B	5.3B	-17.81%	7.12%	49.12	8.43	9.15%	48.14%
ANSS	28.2B	2.3B	-5.25%	-	56.41	12.44	9.90%	-4.45%
ZM	18.0B	4.5B	-9.92%	-11.54%	28.27	3.98	3.06%	514.65%
MID-CAP
APPF	7.6B	620.4M	-4.94%	61.02%	2.8K	12.2	31.48%	103.97%
LYFT	6.4B	4.4B	-8.15%	62.41%	-18.89	1.46	7.53%	78.52%
AYX	3.4B	970.0M	0.90%	-15.87%	-19.13	3.53	13.46%	43.89%
ALRM	3.2B	881.7M	-11.98%	32.17%	39.97	3.64	4.64%	44.42%
AI	2.5B	296.4M	-26.16%	-8.01%	-9.26	8.49	11.14%	-3.59%
AGYS	2.2B	228.1M	4.95%	-1.09%	25.62	9.81	18.99%	599.09%
SMALL-CAP
AVID	1.2B	413.5M	0.63%	-1.64%	92.02	2.88	-1.65%	-71.35%
APPS	193.8M	572.4M	-32.62%	-84.88%	-0.98	0.34	-19.38%	-489.49%
ASUR	177.2M	119.1M	-16.08%	-58.24%	-19.23	1.49	24.27%	36.31%
AEYE	152.6M	31.3M	37.51%	98.33%	-25.99	4.87	4.69%	43.72%

Fair Isaac Corp News

Latest updates

Fair Isaac Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-2.0%	382	390	399	380	345	349	349	357	322	335	338	331	312	374	314	308	299	305	314	278	262
Cost Of Revenue	0.8%	83.00	83.00	72.00	80.00	77.00	82.00	79.00	72.00	69.00	72.00	82.00	88.00	90.00	94.00	89.00	88.00	91.00	88.00	87.00	86.00	76.00
Costs and Expenses	3.0%	231	224	222	221	205	215	208	205	207	219	144	230	218	289	231	232	247	235	229	230	213
S&GA Expenses	5.0%	104	99.00	108	100	93.00	96.00	93.00	96.00	98.00	97.00	108	97.00	94.00	106	100	103	112	106	103	105	100
R&D Expenses	2.5%	43.00	42.00	41.00	40.00	37.00	36.00	36.00	36.00	39.00	41.00	46.00	44.00	41.00	47.00	41.00	39.00	39.00	39.00	37.00	38.00	35.00
EBITDA Margin	-0.5%	0.44*	0.44*	0.43*	0.42*	0.42*	0.41*	0.40*	0.45*	0.42*	0.41*	0.38*	0.30*	0.29*	0.25*	-	-	-	-	-	-	-
Interest Expenses	-0.6%	24.00	24.00	25.00	24.00	23.00	21.00	19.00	17.00	12.00	10.00	10.00	10.00	10.00	10.00	11.00	11.00	10.00	10.00	10.00	10.00	10.00
Income Taxes	-75.6%	10.00	39.00	29.00	36.00	20.00	22.00	27.00	28.00	20.00	20.00	37.00	23.00	1.00	17.00	12.00	4.00	-13.03	6.00	14.00	7.00	-2.85
Earnings Before Taxes	-7.0%	131	140	158	137	118	113	121	132	105	105	188	92.00	88.00	76.00	76.00	62.00	42.00	61.00	78.00	40.00	37.00
EBT Margin	-0.2%	0.37*	0.37*	0.36*	0.34*	0.35*	0.34*	0.34*	0.39*	0.37*	0.36*	0.33*	0.25*	0.23*	0.20*	-	-	-	-	-	-	-
Net Income	19.4%	121	101	129	102	98.00	91.00	94.00	104	85.00	86.00	151	69.00	86.00	59.00	64.00	58.00	55.00	55.00	64.00	33.00	40.00
Net Income Margin	2.9%	0.29*	0.28*	0.28*	0.27*	0.28*	0.27*	0.27*	0.32*	0.29*	0.30*	0.27*	0.21*	0.20*	0.18*	-	-	-	-	-	-	-
Free Cashflow	-25.9%	121	163	122	88.00	92.00	144	115	120	124	90.00	99.00	152	75.00	135	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.2%	1,594	1,575	1,585	1,502	1,459	1,442	1,457	1,486	1,463	1,568	1,589	1,580	1,577	1,606	1,564	1,552	1,545	1,433	1,374	1,328	1,306
Current Assets	1.6%	565	556	575	521	484	485	473	482	462	551	557	552	508	534	483	484	461	456	435	397	376
Cash Equivalents	17.3%	160	137	163	138	140	133	155	174	162	195	238	198	145	157	126	109	111	106	79.00	77.00	80.00
Net PPE	-100.0%	-	11.00	-	-	-	18.00	-	-	-	28.00	-	-	-	46.00	-	-	-	53.00	53.00	45.00	47.00
Goodwill	0.5%	777	773	777	774	771	761	773	784	787	788	793	789	818	812	805	805	813	804	798	801	799
Liabilities	2.5%	2,319	2,263	2,289	2,273	2,261	2,244	2,304	2,150	2,002	1,679	1,464	1,356	1,253	1,275	1,317	1,338	1,304	1,144	1,105	1,081	1,078
Current Liabilities	17.8%	433	368	393	373	355	331	384	383	322	559	545	501	391	415	460	480	442	491	458	437	433
Long Term Debt	-0.2%	1,809	1,812	1,815	1,818	1,821	1,824	1,827	1,665	1,568	1,009	807	740	740	739	739	739	738	607	605	604	604
LT Debt, Non Current	-100.0%	-	1,812	-	-	-	1,824	-	-	-	1,009	-	-	-	739	-	-	-	607	-	-	-
Shareholder's Equity	-	-	-	-	-	-	-	-	-	-	-	125	223	324	331	247	214	241	290	268	247	228
Retained Earnings	3.6%	3,509	3,388	3,287	3,158	3,056	2,959	2,868	2,774	2,670	2,585	2,499	2,348	2,280	2,193	2,134	2,070	2,012	1,957	1,902	1,838	1,805
Additional Paid-In Capital	-8.3%	1,239	1,351	1,312	1,281	1,244	1,300	1,269	1,242	1,208	1,237	1,171	1,182	1,146	1,219	1,188	1,169	1,148	1,225	1,207	1,190	1,177
Accumulated Depreciation	-100.0%	-	88.00	-	-	-	95.00	-	-	-	97.00	-	-	-	115	-	-	-	119	124	119	113
Shares Outstanding	0.4%	25.00	25.00	25.00	25.00	25.00	25.00	26.00	26.00	27.00	29.00	29.00	29.00	29.00	29.00	-	-	-	-	-	-	-
Float	-	-	-	-	14,169	-	-	-	9,599	-	-	-	11,139	-	-	-	7,096	-	-	-	5,770	-

Cashflow (Last 12 Months)

(In Millions)

Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-25.6%	122	164	123	90.00	92.00	145	117	123	125	92.00	101	154	78.00	136	107	61.00	60.00	95.00	68.00	48.00	49.00
Share Based Compensation	-7.4%	32.00	34.00	33.00	27.00	30.00	29.00	29.00	28.00	30.00	28.00	31.00	28.00	25.00	25.00	22.00	23.00	23.00	21.00	20.00	20.00	22.00
Cashflow From Investing	18.9%	-2.42	-2.98	-1.09	-1.30	-10.59	-1.25	-0.76	-2.39	-1.27	0.00	136	-2.12	4.00	-1.24	-8.39	-5.95	-9.01	-21.96	-8.03	-4.10	-8.68
Cashflow From Financing	45.7%	-99.87	-183	-97.99	-93.62	-79.62	-156	-127	-107	-155	-129	-197	-96.99	-99.81	-105	-83.14	-52.15	-48.19	-43.99	-58.72	-47.21	-50.14
Buy Backs	-40.4%	72.00	120	101	109	75.00	56.00	287	278	483	333	291	200	50.00	25.00	62.00	88.00	60.00	50.00	59.00	37.00	83.00

FICO Income Statement

2023-12-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Total revenues	$ 382,059	$ 344,870
Operating expenses:
Cost of revenues	83,461	76,569
Research and development	42,635	36,633
Selling, general and administrative	104,329	92,995
Amortization of intangible assets	275	275
Total operating expenses	230,700	204,531
Operating income	151,359	140,339
Interest expense, net	(24,162)	(22,800)
Other income, net	3,393	364
Income before income taxes	130,590	117,903
Provision for income taxes	9,525	20,260
Net income	121,065	97,643
Other comprehensive income:
Foreign currency translation adjustments	8,703	18,381
Comprehensive income	$ 129,768	$ 116,024
Earnings per share:
Basic (in dollars per share)	$ 4.89	$ 3.90
Diluted (in dollars per share)	$ 4.80	$ 3.84
Shares used in computing earnings per share:
Basic (in shares)	24,764	25,045
Diluted (in shares)	25,219	25,443
Gain (Loss) on Disposition of Assets	$ 0	$ 1,941
On-premises and SaaS software
Total revenues	168,668	144,560
Professional services
Total revenues	21,279	22,322
Scores
Total revenues	$ 192,112	$ 177,988

FICO Balance Sheet

2023-12-31

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) shares in Thousands, $ in Thousands	Dec. 31, 2023	Sep. 30, 2023
Current assets:
Cash and cash equivalents	$ 160,421	$ 136,778
Accounts receivable, net	367,478	387,947
Prepaid expenses and other current assets	37,364	31,723
Total current assets	565,263	556,448
Marketable securities	36,955	33,014
Other investments	1,258	1,223
Property and equipment, net	10,406	10,966
Operating lease right-of-use assets	18,916	25,703
Goodwill	777,195	773,327
Intangible assets, net	642	917
Deferred income tax	63,725	59,136
Other assets	119,158	114,547
Total assets	1,593,518	1,575,281
Current liabilities:
Accounts payable	18,584	19,009
Accrued compensation and employee benefits	68,216	102,471
Other accrued liabilities	46,487	59,478
Deferred revenue	146,822	136,730
Current maturities on debt	153,000	50,000
Total current liabilities	433,109	367,688
Long-term debt	1,808,655	1,811,658
Operating lease liabilities	11,899	23,903
Other liabilities	65,620	60,022
Total liabilities	2,319,283	2,263,271
Commitments and contingencies
Stockholders’ deficit:
Preferred stock ($0.01 par value; 1,000 shares authorized; none issued and outstanding)	0	0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 24,879 and 24,770 shares outstanding at December 31, 2023 and September 30, 2023, respectively)	249	248
Additional paid-in-capital	$ 1,239,131	$ 1,350,713
Treasury stock, shares	63,978	64,087
Treasury stock, at cost (63,978 and 64,087 shares at December 31, 2023 and September 30, 2023, respectively)	$ (5,380,827)	$ (5,324,865)
Retained earnings	3,509,124	3,388,059
Accumulated other comprehensive loss	(93,442)	(102,145)
Total stockholders’ deficit	(725,765)	(687,990)
Total liabilities and stockholders’ deficit	$ 1,593,518	$ 1,575,281

About Fair Isaac Corp

Fair Isaac Corporation develops analytic, software, and data decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

CEO	Mr. William J. Lansing
WEBSITE	fico.com
INDUSTRY	Software - Apps
EMPLOYEES	3437

Fair Isaac Corp Frequently Asked Questions

What is the ticker symbol for Fair Isaac Corp? What does FICO stand for in stocks?

FICO is the stock ticker symbol of Fair Isaac Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Fair Isaac Corp (FICO)?

As of Thu Apr 18 2024, market cap of Fair Isaac Corp is 28.89 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FICO stock?

You can check FICO's fair value in chart for subscribers.

What is the fair value of FICO stock?

You can check FICO's fair value in chart for subscribers. The fair value of Fair Isaac Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Fair Isaac Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FICO so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Fair Isaac Corp a good stock to buy?

The fair value guage provides a quick view whether FICO is over valued or under valued. Whether Fair Isaac Corp is cheap or expensive depends on the assumptions which impact Fair Isaac Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FICO.

What is Fair Isaac Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 18 2024, FICO's PE ratio (Price to Earnings) is 63.81 and Price to Sales (PS) ratio is 18.63. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FICO PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Fair Isaac Corp's stock?

In the past 10 years, Fair Isaac Corp has provided 0.361 (multiply by 100 for percentage) rate of return.