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Jack Henry & Associates Inc Stock Research

JKHY

149.43USD+2.19(+1.49%)Market Closed

Market Summary

USD149.43+2.19
Market Closed
1.49%

JKHY Alerts

JKHY Stock Price

JKHY RSI Chart

JKHY Valuation

Market Cap

10.9B

Price/Earnings (Trailing)

30.93

Price/Sales (Trailing)

5.46

EV/EBITDA

22.19

Price/Free Cashflow

23.28

JKHY Price/Sales (Trailing)

JKHY Profitability

Operating Margin

41.27%

EBT Margin

22.96%

Return on Equity

23.33%

Return on Assets

13.67%

Free Cashflow Yield

4.3%

JKHY Fundamentals

JKHY Revenue

Revenue (TTM)

2.0B

Revenue Y/Y

2.31%

Revenue Q/Q

-4.51%

JKHY Earnings

Earnings (TTM)

352.5M

Earnings Y/Y

-15.57%

Earnings Q/Q

-24.19%

Price Action

52 Week Range

139.28212.62
(Low)(High)

Last 7 days

-0.6%

Last 30 days

-11.4%

Last 90 days

-17.0%

Trailing 12 Months

-22.2%

JKHY Financial Health

Current Ratio

1.15

Debt/Equity

0.18

Debt/Cashflow

1.81

JKHY Investor Care

Dividend Yield

1.31%

Dividend/Share (TTM)

1.96

Buy Backs (1Y)

0.84%

Diluted EPS (TTM)

4.82

Peers (Alternatives to Jack Henry & Asso)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
88.8B
17.2B
-3.95% -0.83%
28.24
5.15
9.88% 14.66%
71.5B
17.7B
-0.51% 14.00%
28.26
4.03
9.31% 89.66%
38.2B
17.5B
-16.81% -55.07%
-70.58
2.18
-0.73% -425.19%
30.0B
19.4B
-8.99% -34.89%
13.12
1.55
4.98% 7.16%
21.5B
1.4B
-0.56% -6.15%
31.87
15.07
7.33% -14.14%
MID-CAP
6.8B
6.5B
-4.16% -5.86%
18.63
1.05
6.38% -16.32%
5.7B
7.5B
-3.66% 14.73%
21.13
0.76
2.58% -9.12%
5.4B
14.8B
-16.75% -28.72%
7.49
0.36
-10.79% 217.70%
SMALL-CAP
2.0B
432.7M
7.80% -8.92%
-10.45
4.61
22.12% 14.33%
1.6B
1.1B
-11.65% -15.25%
36.85
1.49
4.13% -39.09%
1.2B
2.5B
-25.49% -64.49%
-2.87
0.49
50.22% 53.10%
268.2M
321.1M
-3.32% -64.51%
-9.73
0.84
5.52% -919.59%
233.2M
2.0B
-35.82% -84.29%
-2.2
0.12
-3.63% 76.37%
203.6M
79.0M
13.44% -0.93%
-17.06
2.58
13.25% -613.39%
187.6K
211.0M
-33.64% -43.90%
-0.02
9e-4
-0.04% -267.04%

Financials for Jack Henry & Asso

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue0.6%1,9951,9841,9431,9101,866
Cost Of Revenue1.9%1,1721,1501,1291,1171,102
  S&GA Expenses0.6%226224218210204
  R&D Expenses5.2%134128121116113
EBITDA-4.2%503525521514-
EBITDA Margin-4.8%0.25*0.26*0.27*0.27*-
Earnings Before Taxes-4.2%458478472465445
EBT Margin-4.7%0.23*0.24*0.24*0.24*-
Interest Expenses-48.8%-5.26-3.53-2.35-1.98-1.56
Net Income-4.1%352367363359346
Net Income Margin-4.6%0.18*0.19*0.19*0.19*-
Free Cahsflow-6.7%468502470461-
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets0.0%2,5782,5782,4562,2722,281
  Current Assets-3.3%469485614471467
    Cash Equivalents-19.4%26.0032.0049.0040.0029.00
  Net PPE-2.4%203208212215241
  Goodwill0.1%805804687687687
Liabilities-4.5%1,0671,1171,0749431,009
  Current Liabilities-13.4%408470544320373
  Long Term Debt12.2%275245115225240
Shareholder's Equity3.4%1,5111,4611,3821,3291,272
  Retained Earnings1.7%2,7522,7072,6362,5922,543
  Additional Paid-In Capital0.9%565560551543535
Accumulated Depreciation1.4%461455446453-
Shares Outstanding0.1%73.0073.0073.0074.00-
Float-12,116----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations-6.9%498535505497465
  Share Based Compensation2.3%26.0026.0025.0025.0024.00
Cashflow From Investing0.8%-396-399-196-181-180
Cashflow From Financing29.0%-104-147-310-346-403
  Dividend Payments1.5%143141139137136
  Buy Backs-100.0%0.00194241516-

Risks for JKHY

What is the probability of a big loss on JKHY?

45.8%


Probability that Jack Henry & Asso stock will be more than 20% underwater in next one year

0.4%


Probability that Jack Henry & Asso stock will be more than 30% underwater in next one year.

0%


Probability that Jack Henry & Asso stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does JKHY drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Jack Henry & Asso was unfortunately bought at previous high price.

Drawdowns

Returns for JKHY

Cumulative Returns on JKHY

13.7%


10-Year Cumulative Returns

9.6%


7-Year Cumulative Returns

5.2%


5-Year Cumulative Returns

1.9%


3-Year Cumulative Returns

What are the long-term rolling returns for JKHY?

FIve years rolling returns for Jack Henry & Asso.

Annualized Returns

Which funds bought or sold JKHY recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-23
MetLife Investment Management, LLC
reduced
-1.84
-222,253
3,850,210
0.03%
2023-03-23
ETF MANAGERS GROUP, LLC
reduced
-3.48
-841,663
11,117,300
0.52%
2023-03-17
American Portfolios Advisors
reduced
-18.33
-14,950
71,475
-%
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-2.9
-88,826
1,263,170
0.04%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-30.35
-11,525,700
23,491,300
0.03%
2023-03-10
BAILLIE GIFFORD & CO
unchanged
-
-115
10,885
-%
2023-03-08
Capital Asset Advisory Services LLC
sold off
-100
-423,000
-
-%
2023-03-06
Rockefeller Capital Management L.P.
added
22.31
48,000
324,000
-%
2023-03-02
OLIVER LAGORE VANVALIN INVESTMENT GROUP
unchanged
-
-1,499
39,501
0.02%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
4,483,980
4,483,980
0.06%

1–10 of 49

Latest Funds Activity

Are funds buying JKHY calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own JKHY
No. of Funds

Jack Henry & Asso News

The Dwinnex

Jack Henry & Associates Inc. (JKHY) stock is nearly perfect except ....

The Dwinnex,
3 days ago

Schedule 13G FIlings of Jack Henry & Asso

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
12.32%
8,983,978
SC 13G/A
Feb 07, 2023
blackrock inc.
10.6%
7,764,602
SC 13G/A
Jan 12, 2023
apg asset management us inc.
5.5%
4,000,715
SC 13G
Mar 09, 2022
blackrock inc.
10.1%
7,336,513
SC 13G/A
Feb 10, 2022
vanguard group inc
11.73%
8,684,744
SC 13G/A
Feb 01, 2022
blackrock inc.
9.7%
7,209,517
SC 13G/A
Feb 16, 2021
capital world investors
1.9%
1,458,735
SC 13G/A
Feb 10, 2021
vanguard group inc
11.94%
9,114,548
SC 13G/A
Jan 27, 2021
blackrock inc.
11.1%
8,458,328
SC 13G/A
Feb 14, 2020
capital world investors
6.4%
4,952,538
SC 13G/A

JKHY Fair Value

Jack Henry & Asso fair value in different scenarios

The table shows the Fair Value estimates for Jack Henry & Asso for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

70.91

-52.55%

84.86

-43.21%

108.78

-27.20%

137.93

-7.70%

161.28

7.93%
Current Inflation

65.08

-56.45%

76.80

-48.60%

96.60

-35.35%

120.83

-19.14%

140.15

-6.21%
Very High Inflation

57.92

-61.24%

67.10

-55.10%

82.32

-44.91%

101.08

-32.36%

115.96

-22.40%

Historical Jack Henry & Asso Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Jack Henry & Asso

View All Filings
Date Filed Form Type Document
Mar 16, 2023
4
Insider Trading
Feb 17, 2023
4
Insider Trading
Feb 09, 2023
SC 13G/A
Major Ownership Report
Feb 09, 2023
10-Q
Quarterly Report
Feb 07, 2023
SC 13G/A
Major Ownership Report
Feb 07, 2023
8-K
Current Report
Jan 12, 2023
SC 13G
Major Ownership Report
Jan 04, 2023
4
Insider Trading
Jan 04, 2023
4
Insider Trading
Jan 04, 2023
4
Insider Trading

Latest Insider Trading transactions for JKHY

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-14
Kelly Laura G.
bought
145,292
145
1,000
-
2023-02-17
Morgan Craig Keith
sold (taxes)
-169,124
165
-1,024
general counsel & secretary
2023-02-17
Morgan Craig Keith
acquired
-
-
2,325
general counsel & secretary
2023-01-01
Miyashiro Shruti S
acquired
-
-
257
-
2023-01-01
Foss David B
acquired
-
-
5,492
board chair & ceo
2023-01-01
Foss David B
sold (taxes)
-387,636
175
-2,208
board chair & ceo
2023-01-01
Kelly Laura G.
acquired
-
-
199
-
2022-11-22
Foss David B
sold
-3,009,680
188
-16,000
board chair & ceo
2022-11-15
Adelson Gregory R.
acquired
-
-
2,693
president & coo
2022-11-15
Adelson Gregory R.
sold (taxes)
-252,838
177
-1,425
president & coo

1–10 of 50

David B. Foss
6710
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.

JKHY Income Statement

2022-09-30
CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]  
REVENUE$ 529,202$ 488,056
EXPENSES  
Cost of Revenue298,261276,636
Research and Development32,99326,754
Selling, General and Administrative57,22551,071
Total Expenses388,479354,461
OPERATING INCOME140,723133,595
INTEREST INCOME (EXPENSE)  
Interest income1527
Interest expense(1,576)(248)
Total Interest Income (Expense)(1,424)(241)
INCOME BEFORE INCOME TAXES139,299133,354
PROVISION FOR INCOME TAXES32,75031,240
NET INCOME$ 106,549$ 102,114
Earnings Per Share  
Basic earnings per share$ 1.46$ 1.38
Basic weighted average shares outstanding72,89674,016
Diluted earnings per share$ 1.46$ 1.38
Diluted weighted average shares outstanding73,13874,142

JKHY Balance Sheet

2022-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Sep. 30, 2021
CURRENT ASSETS:   
Cash and cash equivalents$ 31,970$ 48,787 
Receivables, net247,541348,072 
Income tax receivable013,822 
Prepaid expenses and other134,539125,537 
Deferred costs71,04757,105 
Assets Held-for-sale020,201 
Total current assets485,097613,524 
PROPERTY AND EQUIPMENT, net208,307211,709 
OTHER ASSETS:   
Non-current deferred costs148,445143,750 
Computer software, net of amortization534,488410,957 
Other non-current assets300,924293,526 
Other intangible assets, net of amortization24,56225,137 
Goodwill804,155687,458 
Total other assets1,885,0561,630,331 
Total assets2,578,4602,455,564 
CURRENT LIABILITIES:   
Accounts payable20,44521,034 
Accrued expenses147,679192,042 
Accrued income taxes27,3940 
Notes payable and current maturities of long-term debt4167 
Deferred revenues274,772330,687 
Total current liabilities470,331543,830 
LONG TERM LIABILITIES:   
Non-current deferred revenues70,37471,485 
Deferred income tax liability280,285292,630 
Debt, net of current maturities245,000115,000 
Other long-term liabilities51,33250,996 
Total long term liabilities646,991530,111 
Total liabilities$ 1,117,3221,073,941 
STOCKHOLDERS' EQUITY   
Preferred stock, par value$ 1 $ 1
Preferred stock, shares authorized500,000 500,000
Preferred stock, issued0 0
Preferred stock - $1 par value; 500,000 shares authorized, none issued$ 0$ 0 
Common stock, par value$ 0.01$ 0.01 
Common stock, authorized shares250,000,000250,000,000 
Common stock, issued shares103,953,128103,921,724 
Common stock - $0.01 par value; 250,000,000 shares authorized; 103,953,128 shares issued at September 30, 2022; 103,921,724 shares issued at June 30, 2022$ 1,040$ 1,039 
Additional paid-in capital560,034551,360 
Retained earnings$ 2,707,182$ 2,636,342 
Treasury Stock, Shares31,042,90331,042,903 
Less treasury stock at cost; 31,042,903 shares at September 30, 2022; 31,042,903 shares at June 30, 2022$ (1,807,118)$ (1,807,118) 
Total stockholders' equity1,461,1381,381,623$ 1,395,665
Total liabilities and equity2,578,4602,455,564 
Customer Relationships [Member]   
OTHER ASSETS:   
Customer relationships, net of amortization$ 72,482$ 69,503