Grufity logoGrufity logo

JKHY

183.49USD-5.44(-2.88%)Market Closed

Jack Henry & Associates Inc

Market Summary

USD183.49-5.44Market Closed
-2.88%

JKHY Alerts

JKHY Stock Price

RSI Chart

Valuation

Market Cap

14.7B

Price/Earnings

40.52

Price/Sales

7.57

Price/Cashflow

29.14

MarketCap/EBT

31.14

Price/Sales

Profitability

Operating Margin

41.91%

EBT Margin

24.31%

Return on Equity

26.27%

Return on Assets

14.78%

Fundamentals

Revenue

Revenue (TTM)

2.0B

Revenue Y/Y

8.43%

Revenue Q/Q

9.64%

Earnings

Earnings (TTM)

367.4M

Earnings Y/Y

4.34%

Earnings Q/Q

32.48%

Price Action

52 Week Range

154.92212.62
(Low)(High)

Last 7 days

-1.0%

Last 30 days

1.7%

Last 90 days

-6.5%

Trailing 12 Months

15.8%

Financial Health

Current Ratio

1.13

Debt/Equity

0.08

Debt/Cashflow

4.39

Investor Care

Dividend Yield

0.94%

Dividend/Share (TTM)

1.93

Buy Backs (1Y)

1.47%

Diluted EPS (TTM)

5.02

Peers (Alternatives to Jack Henry & Asso)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
100.8B
16.9B
9.15% 12.93%
34.19
6.11
9.86% 12.25%
65.6B
17.4B
6.39% -2.70%
31.53
3.78
9.89% 59.95%
35.6B
16.3B
1.98% -65.89%
-72.87
2.19
2.24% -185.26%
32.6B
19.3B
13.84% -24.97%
14.44
1.69
10.57% 34.44%
21.6B
1.4B
11.75% -17.74%
26.22
15.49
6.77% 34.71%
MID-CAP
7.1B
6.3B
5.16% 16.38%
19.36
1.13
3.99% -18.61%
6.9B
15.4B
0.58% -9.59%
12.68
0.43
-8.73% 94.10%
5.9B
7.5B
5.49% 35.86%
22.72
0.79
2.58% -9.12%
2.1B
1.1B
-0.36% 7.55%
46.55
1.96
5.13% -31.88%
SMALL-CAP
1.8B
2.4B
28.85% -32.27%
-3.25
0.84
60.22% 56.07%
1.0B
411.1M
7.97% -75.21%
-5.38
2.69
21.18% 4.38%
601.3M
2.0B
-48.62% -76.26%
-2.68
0.3
-6.20% 49.90%
484.1M
322.6M
-9.24% -63.35%
-71.86
1.5
10.82% -199.96%
282.0M
214.4M
-12.31% -46.78%
-110.97
1.33
1.07% -145.72%
89.0M
78.9M
-5.33% -55.06%
-10.41
1.14
20.00% -1729.41%

Financials for Jack Henry & Asso

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue2.1%1,9841,9431,9101,8661,794
Cost Of Revenue1.9%1,1501,1291,1171,1021,077
  S&GA Expenses2.8%224218210204193
  R&D Expenses5.1%128121116113110
Earnings Before Taxes1.3%478472465445414
Net Income1.2%367363359346322
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets5.0%2,5782,4562,2722,2812,281
  Current Assets-20.9%485614471467491
    Cash Equivalents-34.5%3249402944
  Net PPE-1.6%208212215241241
  Goodwill17.0%804687687687687
Liabilities4.0%1,1171,0749431,009885
  Current Liabilities-13.5%470544320373430
  Long Term Debt113.0%24511522524065
Shareholder's Equity5.8%1,4611,3821,3291,2721,396
  Retained Earnings2.7%2,7072,6362,5922,5432,481
  Additional Paid-In Capital1.6%560551543535527
Accumulated Depreciation1.4%461455446453444
Shares Outstanding-1.0%737474--
Float-12,116----
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations6.0%535505497465454
  Share Based Compensation3.7%2625252422
Cashflow From Investing-103.5%-399.49-196.34-181.13-180.76-177.51
Cashflow From Financing52.4%-147.71-310.49-346.40-403.38-427.76
  Dividend Payments1.2%141139137136135
  Buy Backs-19.6%194241516366

Risks

What is the probability of a big loss on JKHY?

43.9%


Probability that Jack Henry & Asso stock will be more than 20% underwater in next one year

0%


Probability that Jack Henry & Asso stock will be more than 30% underwater in next one year.

0%


Probability that Jack Henry & Asso stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does JKHY drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Jack Henry & Asso was unfortunately bought at previous high price.

Returns

Cumulative Returns on JKHY

18.2%


10-Year Cumulative Returns

14.1%


7-Year Cumulative Returns

10.5%


5-Year Cumulative Returns

7.7%


3-Year Cumulative Returns

What are the long-term rolling returns for JKHY?

FIve years rolling returns for Jack Henry & Asso.

Which funds bought or sold JKHY recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Eagle Bay Advisors LLC
ADDED
0.94
3,075
118,000
0.07%
2022-11-23
Toroso Investments, LLC
ADDED
63.7
432,000
1,090,000
0.04%
2022-11-22
CVA Family Office, LLC
UNCHANGED
-
-
6,000
-%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
1,248,000
1,248,000
0.01%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
84.1
627,000
1,352,000
0.04%
2022-11-21
DEARBORN PARTNERS LLC
ADDED
0.32
500,000
32,349,000
1.43%
2022-11-21
FourThought Financial, LLC
REDUCED
-35.92
-116,000
215,000
0.03%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-0.99
56,000
22,108,000
0.04%
2022-11-18
Power Corp of Canada
NEW
-
2,702,000
2,702,000
0.40%
2022-11-18
National Pension Service
REDUCED
-7.72
-1,444,000
21,958,000
0.05%

1–10 of 47

Latest Funds Activity

Are funds buying JKHY calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own JKHY

Jack Henry & Asso News

Best Stocks

Best Stocks To Buy Now: December 07, 2022.8 hours ago

JKHY Fair Value

Jack Henry & Asso fair value in different scenarios

The table shows the Fair Value estimates for Jack Henry & Asso for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

65.32

-64.40%

93.21

-49.20%

112.34

-38.78%

144.62

-21.18%

174.94

-4.66%

Current Inflation

60.01

-67.30%

83.47

-54.51%

98.91

-46.10%

126.14

-31.26%

151.28

-17.55%

Very High Inflation

53.50

-70.84%

71.91

-60.81%

83.34

-54.58%

104.90

-42.83%

124.33

-32.24%

Historical Jack Henry & Asso Fair Value Estimates


Recent SEC filings of Jack Henry & Asso

View All Filings
Date Filed Form Type Document
Nov 23, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 22, 2022
4
Insider Trading
Nov 17, 2022
8-K
Current Report

Latest Insider Trading transactions for JKHY

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-22
Foss David B
SOLD
-3,009,680
188.105
-16,000
Board Chair & CEO
2022-11-15
Adelson Gregory R.
ACQUIRED
-
-
515
President & COO
2022-11-15
Adelson Gregory R.
ACQUIRED
-
-
2,693
President & COO
2022-11-15
Adelson Gregory R.
SOLD FOR TAXES
-252,838
177.43
-1,425
President & COO
2022-11-14
Campbell Curtis A
ACQUIRED
-
-
1,087
-
2022-11-14
Wilson Thomas Hampton Jr.
ACQUIRED
-
-
1,087
-
2022-11-14
FLANIGAN MATTHEW C
ACQUIRED
-
-
1,087
-
2022-11-14
Brown Wesley A
ACQUIRED
-
-
1,087
-
2022-11-14
WIMSETT THOMAS A
ACQUIRED
-
-
1,087
-
2022-11-14
Kelly Laura G.
ACQUIRED
-
-
1,087
-

1–10 of 50

David B. Foss
6710
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.

JKHY Income Statement

2022-09-30
CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]  
REVENUE$ 529,202$ 488,056
EXPENSES  
Cost of Revenue298,261276,636
Research and Development32,99326,754
Selling, General and Administrative57,22551,071
Total Expenses388,479354,461
OPERATING INCOME140,723133,595
INTEREST INCOME (EXPENSE)  
Interest income1527
Interest expense(1,576)(248)
Total Interest Income (Expense)(1,424)(241)
INCOME BEFORE INCOME TAXES139,299133,354
PROVISION FOR INCOME TAXES32,75031,240
NET INCOME$ 106,549$ 102,114
Earnings Per Share  
Basic earnings per share$ 1.46$ 1.38
Basic weighted average shares outstanding72,89674,016
Diluted earnings per share$ 1.46$ 1.38
Diluted weighted average shares outstanding73,13874,142

JKHY Balance Sheet

2022-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Sep. 30, 2021
CURRENT ASSETS:   
Cash and cash equivalents$ 31,970$ 48,787 
Receivables, net247,541348,072 
Income tax receivable013,822 
Prepaid expenses and other134,539125,537 
Deferred costs71,04757,105 
Assets Held-for-sale020,201 
Total current assets485,097613,524 
PROPERTY AND EQUIPMENT, net208,307211,709 
OTHER ASSETS:   
Non-current deferred costs148,445143,750 
Computer software, net of amortization534,488410,957 
Other non-current assets300,924293,526 
Other intangible assets, net of amortization24,56225,137 
Goodwill804,155687,458 
Total other assets1,885,0561,630,331 
Total assets2,578,4602,455,564 
CURRENT LIABILITIES:   
Accounts payable20,44521,034 
Accrued expenses147,679192,042 
Accrued income taxes27,3940 
Notes payable and current maturities of long-term debt4167 
Deferred revenues274,772330,687 
Total current liabilities470,331543,830 
LONG TERM LIABILITIES:   
Non-current deferred revenues70,37471,485 
Deferred income tax liability280,285292,630 
Debt, net of current maturities245,000115,000 
Other long-term liabilities51,33250,996 
Total long term liabilities646,991530,111 
Total liabilities$ 1,117,3221,073,941 
STOCKHOLDERS' EQUITY   
Preferred stock, par value$ 1 $ 1
Preferred stock, shares authorized500,000 500,000
Preferred stock, issued0 0
Preferred stock - $1 par value; 500,000 shares authorized, none issued$ 0$ 0 
Common stock, par value$ 0.01$ 0.01 
Common stock, authorized shares250,000,000250,000,000 
Common stock, issued shares103,953,128103,921,724 
Common stock - $0.01 par value; 250,000,000 shares authorized; 103,953,128 shares issued at September 30, 2022; 103,921,724 shares issued at June 30, 2022$ 1,040$ 1,039 
Additional paid-in capital560,034551,360 
Retained earnings$ 2,707,182$ 2,636,342 
Treasury Stock, Shares31,042,90331,042,903 
Less treasury stock at cost; 31,042,903 shares at September 30, 2022; 31,042,903 shares at June 30, 2022$ (1,807,118)$ (1,807,118) 
Total stockholders' equity1,461,1381,381,623$ 1,395,665
Total liabilities and equity2,578,4602,455,564 
Customer Relationships [Member]   
OTHER ASSETS:   
Customer relationships, net of amortization$ 72,482$ 69,503