Market Summary
USD149.43+2.19
Market Closed1.49%
JKHY Alerts
JKHY Stock Price
JKHY RSI Chart
JKHY Valuation
JKHY Price/Sales (Trailing)
JKHY Profitability
JKHY Fundamentals
JKHY Revenue
JKHY Earnings
Price Action
52 Week Range
139.28212.62
(Low)(High)
Last 7 days
-0.6%
Last 30 days
-11.4%
Last 90 days
-17.0%
Trailing 12 Months
-22.2%
JKHY Financial Health
JKHY Investor Care
Peers (Alternatives to Jack Henry & Asso)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
ADP | 88.8B | 17.2B | -3.95% | -0.83% | 28.24 | 5.15 | 9.88% | 14.66% |
FISV | 71.5B | 17.7B | -0.51% | 14.00% | 28.26 | 4.03 | 9.31% | 89.66% |
SQ | 38.2B | 17.5B | -16.81% | -55.07% | -70.58 | 2.18 | -0.73% | -425.19% |
CTSH | 30.0B | 19.4B | -8.99% | -34.89% | 13.12 | 1.55 | 4.98% | 7.16% |
VRSN | 21.5B | 1.4B | -0.56% | -6.15% | 31.87 | 15.07 | 7.33% | -14.14% |
| MID-CAP | ||||||||
CACI | 6.8B | 6.5B | -4.16% | -5.86% | 18.63 | 1.05 | 6.38% | -16.32% |
SAIC | 5.7B | 7.5B | -3.66% | 14.73% | 21.13 | 0.76 | 2.58% | -9.12% |
DXC | 5.4B | 14.8B | -16.75% | -28.72% | 7.49 | 0.36 | -10.79% | 217.70% |
| SMALL-CAP | ||||||||
FSLY | 2.0B | 432.7M | 7.80% | -8.92% | -10.45 | 4.61 | 22.12% | 14.33% |
CSGS | 1.6B | 1.1B | -11.65% | -15.25% | 36.85 | 1.49 | 4.13% | -39.09% |
SABR | 1.2B | 2.5B | -25.49% | -64.49% | -2.87 | 0.49 | 50.22% | 53.10% |
TCX | 268.2M | 321.1M | -3.32% | -64.51% | -9.73 | 0.84 | 5.52% | -919.59% |
UIS | 233.2M | 2.0B | -35.82% | -84.29% | -2.2 | 0.12 | -3.63% | 76.37% |
INOD | 203.6M | 79.0M | 13.44% | -0.93% | -17.06 | 2.58 | 13.25% | -613.39% |
BCOV | 187.6K | 211.0M | -33.64% | -43.90% | -0.02 | 9e-4 | -0.04% | -267.04% |
Financials for Jack Henry & Asso
| Income Statement (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Revenue | 0.6% | 1,995 | 1,984 | 1,943 | 1,910 | 1,866 |
| Cost Of Revenue | 1.9% | 1,172 | 1,150 | 1,129 | 1,117 | 1,102 |
| S&GA Expenses | 0.6% | 226 | 224 | 218 | 210 | 204 |
| R&D Expenses | 5.2% | 134 | 128 | 121 | 116 | 113 |
| EBITDA | -4.2% | 503 | 525 | 521 | 514 | - |
| EBITDA Margin | -4.8% | 0.25* | 0.26* | 0.27* | 0.27* | - |
| Earnings Before Taxes | -4.2% | 458 | 478 | 472 | 465 | 445 |
| EBT Margin | -4.7% | 0.23* | 0.24* | 0.24* | 0.24* | - |
| Interest Expenses | -48.8% | -5.26 | -3.53 | -2.35 | -1.98 | -1.56 |
| Net Income | -4.1% | 352 | 367 | 363 | 359 | 346 |
| Net Income Margin | -4.6% | 0.18* | 0.19* | 0.19* | 0.19* | - |
| Free Cahsflow | -6.7% | 468 | 502 | 470 | 461 | - |
| Balance Sheet | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Assets | 0.0% | 2,578 | 2,578 | 2,456 | 2,272 | 2,281 |
| Current Assets | -3.3% | 469 | 485 | 614 | 471 | 467 |
| Cash Equivalents | -19.4% | 26.00 | 32.00 | 49.00 | 40.00 | 29.00 |
| Net PPE | -2.4% | 203 | 208 | 212 | 215 | 241 |
| Goodwill | 0.1% | 805 | 804 | 687 | 687 | 687 |
| Liabilities | -4.5% | 1,067 | 1,117 | 1,074 | 943 | 1,009 |
| Current Liabilities | -13.4% | 408 | 470 | 544 | 320 | 373 |
| Long Term Debt | 12.2% | 275 | 245 | 115 | 225 | 240 |
| Shareholder's Equity | 3.4% | 1,511 | 1,461 | 1,382 | 1,329 | 1,272 |
| Retained Earnings | 1.7% | 2,752 | 2,707 | 2,636 | 2,592 | 2,543 |
| Additional Paid-In Capital | 0.9% | 565 | 560 | 551 | 543 | 535 |
| Accumulated Depreciation | 1.4% | 461 | 455 | 446 | 453 | - |
| Shares Outstanding | 0.1% | 73.00 | 73.00 | 73.00 | 74.00 | - |
| Float | - | 12,116 | - | - | - | - |
| Cashflow (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Cashflow From Operations | -6.9% | 498 | 535 | 505 | 497 | 465 |
| Share Based Compensation | 2.3% | 26.00 | 26.00 | 25.00 | 25.00 | 24.00 |
| Cashflow From Investing | 0.8% | -396 | -399 | -196 | -181 | -180 |
| Cashflow From Financing | 29.0% | -104 | -147 | -310 | -346 | -403 |
| Dividend Payments | 1.5% | 143 | 141 | 139 | 137 | 136 |
| Buy Backs | -100.0% | 0.00 | 194 | 241 | 516 | - |
Risks for JKHY
What is the probability of a big loss on JKHY?
45.8%
Probability that Jack Henry & Asso stock will be more than 20% underwater in next one year
0.4%
Probability that Jack Henry & Asso stock will be more than 30% underwater in next one year.
0%
Probability that Jack Henry & Asso stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does JKHY drawdown profile look like?
Y-axis is the maximum loss one would have experienced if Jack Henry & Asso was unfortunately bought at previous high price.
Drawdowns
Returns for JKHY
Cumulative Returns on JKHY
13.7%
10-Year Cumulative Returns
9.6%
7-Year Cumulative Returns
5.2%
5-Year Cumulative Returns
1.9%
3-Year Cumulative Returns
What are the long-term rolling returns for JKHY?
FIve years rolling returns for Jack Henry & Asso.
Annualized Returns
Which funds bought or sold JKHY recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-03-23 | MetLife Investment Management, LLC | reduced | -1.84 | -222,253 | 3,850,210 | 0.03% |
2023-03-23 | ETF MANAGERS GROUP, LLC | reduced | -3.48 | -841,663 | 11,117,300 | 0.52% |
2023-03-17 | American Portfolios Advisors | reduced | -18.33 | -14,950 | 71,475 | -% |
2023-03-15 | B. Riley Wealth Advisors, Inc. | reduced | -2.9 | -88,826 | 1,263,170 | 0.04% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | reduced | -30.35 | -11,525,700 | 23,491,300 | 0.03% |
2023-03-10 | BAILLIE GIFFORD & CO | unchanged | - | -115 | 10,885 | -% |
2023-03-08 | Capital Asset Advisory Services LLC | sold off | -100 | -423,000 | - | -% |
2023-03-06 | Rockefeller Capital Management L.P. | added | 22.31 | 48,000 | 324,000 | -% |
2023-03-02 | OLIVER LAGORE VANVALIN INVESTMENT GROUP | unchanged | - | -1,499 | 39,501 | 0.02% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 4,483,980 | 4,483,980 | 0.06% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
JKHY Alerts
Jack Henry & Asso News
Schedule 13G FIlings of Jack Henry & Asso
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 09, 2023 | vanguard group inc | 12.32% | 8,983,978 | SC 13G/A | |
| Feb 07, 2023 | blackrock inc. | 10.6% | 7,764,602 | SC 13G/A | |
| Jan 12, 2023 | apg asset management us inc. | 5.5% | 4,000,715 | SC 13G | |
| Mar 09, 2022 | blackrock inc. | 10.1% | 7,336,513 | SC 13G/A | |
| Feb 10, 2022 | vanguard group inc | 11.73% | 8,684,744 | SC 13G/A | |
| Feb 01, 2022 | blackrock inc. | 9.7% | 7,209,517 | SC 13G/A | |
| Feb 16, 2021 | capital world investors | 1.9% | 1,458,735 | SC 13G/A | |
| Feb 10, 2021 | vanguard group inc | 11.94% | 9,114,548 | SC 13G/A | |
| Jan 27, 2021 | blackrock inc. | 11.1% | 8,458,328 | SC 13G/A | |
| Feb 14, 2020 | capital world investors | 6.4% | 4,952,538 | SC 13G/A |
JKHY Fair Value
Jack Henry & Asso fair value in different scenarios
The table shows the Fair Value estimates for Jack Henry & Asso for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
| Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
|---|---|---|---|---|---|
| Very Low Inflation | 70.91 -52.55% | 84.86 -43.21% | 108.78 -27.20% | 137.93 -7.70% | 161.28 7.93% |
| Current Inflation | 65.08 -56.45% | 76.80 -48.60% | 96.60 -35.35% | 120.83 -19.14% | 140.15 -6.21% |
| Very High Inflation | 57.92 -61.24% | 67.10 -55.10% | 82.32 -44.91% | 101.08 -32.36% | 115.96 -22.40% |
Historical Jack Henry & Asso Fair Value Estimates
Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price
Recent SEC filings of Jack Henry & Asso
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Mar 16, 2023 | 4 | Insider Trading | |
| Feb 17, 2023 | 4 | Insider Trading | |
| Feb 09, 2023 | SC 13G/A | Major Ownership Report | |
| Feb 09, 2023 | 10-Q | Quarterly Report | |
| Feb 07, 2023 | SC 13G/A | Major Ownership Report | |
| Feb 07, 2023 | 8-K | Current Report | |
| Jan 12, 2023 | SC 13G | Major Ownership Report | |
| Jan 04, 2023 | 4 | Insider Trading | |
| Jan 04, 2023 | 4 | Insider Trading | |
| Jan 04, 2023 | 4 | Insider Trading |
Latest Insider Trading transactions for JKHY
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-03-14 | Kelly Laura G. | bought | 145,292 | 145 | 1,000 | - |
2023-02-17 | Morgan Craig Keith | sold (taxes) | -169,124 | 165 | -1,024 | general counsel & secretary |
2023-02-17 | Morgan Craig Keith | acquired | - | - | 2,325 | general counsel & secretary |
2023-01-01 | Miyashiro Shruti S | acquired | - | - | 257 | - |
2023-01-01 | Foss David B | acquired | - | - | 5,492 | board chair & ceo |
2023-01-01 | Foss David B | sold (taxes) | -387,636 | 175 | -2,208 | board chair & ceo |
2023-01-01 | Kelly Laura G. | acquired | - | - | 199 | - |
2022-11-22 | Foss David B | sold | -3,009,680 | 188 | -16,000 | board chair & ceo |
2022-11-15 | Adelson Gregory R. | acquired | - | - | 2,693 | president & coo |
2022-11-15 | Adelson Gregory R. | sold (taxes) | -252,838 | 177 | -1,425 | president & coo |
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions. In addition, the company offers digital products and services and electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.
JKHY Income Statement
2022-09-30CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | |
|---|---|---|
Sep. 30, 2022 | Sep. 30, 2021 | |
| Income Statement [Abstract] | ||
| REVENUE | $ 529,202 | $ 488,056 |
| EXPENSES | ||
| Cost of Revenue | 298,261 | 276,636 |
| Research and Development | 32,993 | 26,754 |
| Selling, General and Administrative | 57,225 | 51,071 |
| Total Expenses | 388,479 | 354,461 |
| OPERATING INCOME | 140,723 | 133,595 |
| INTEREST INCOME (EXPENSE) | ||
| Interest income | 152 | 7 |
| Interest expense | (1,576) | (248) |
| Total Interest Income (Expense) | (1,424) | (241) |
| INCOME BEFORE INCOME TAXES | 139,299 | 133,354 |
| PROVISION FOR INCOME TAXES | 32,750 | 31,240 |
| NET INCOME | $ 106,549 | $ 102,114 |
| Earnings Per Share | ||
| Basic earnings per share | $ 1.46 | $ 1.38 |
| Basic weighted average shares outstanding | 72,896 | 74,016 |
| Diluted earnings per share | $ 1.46 | $ 1.38 |
| Diluted weighted average shares outstanding | 73,138 | 74,142 |
JKHY Balance Sheet
2022-09-30CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Sep. 30, 2022 | Jun. 30, 2022 | Sep. 30, 2021 |
|---|---|---|---|
| CURRENT ASSETS: | |||
| Cash and cash equivalents | $ 31,970 | $ 48,787 | |
| Receivables, net | 247,541 | 348,072 | |
| Income tax receivable | 0 | 13,822 | |
| Prepaid expenses and other | 134,539 | 125,537 | |
| Deferred costs | 71,047 | 57,105 | |
| Assets Held-for-sale | 0 | 20,201 | |
| Total current assets | 485,097 | 613,524 | |
| PROPERTY AND EQUIPMENT, net | 208,307 | 211,709 | |
| OTHER ASSETS: | |||
| Non-current deferred costs | 148,445 | 143,750 | |
| Computer software, net of amortization | 534,488 | 410,957 | |
| Other non-current assets | 300,924 | 293,526 | |
| Other intangible assets, net of amortization | 24,562 | 25,137 | |
| Goodwill | 804,155 | 687,458 | |
| Total other assets | 1,885,056 | 1,630,331 | |
| Total assets | 2,578,460 | 2,455,564 | |
| CURRENT LIABILITIES: | |||
| Accounts payable | 20,445 | 21,034 | |
| Accrued expenses | 147,679 | 192,042 | |
| Accrued income taxes | 27,394 | 0 | |
| Notes payable and current maturities of long-term debt | 41 | 67 | |
| Deferred revenues | 274,772 | 330,687 | |
| Total current liabilities | 470,331 | 543,830 | |
| LONG TERM LIABILITIES: | |||
| Non-current deferred revenues | 70,374 | 71,485 | |
| Deferred income tax liability | 280,285 | 292,630 | |
| Debt, net of current maturities | 245,000 | 115,000 | |
| Other long-term liabilities | 51,332 | 50,996 | |
| Total long term liabilities | 646,991 | 530,111 | |
| Total liabilities | $ 1,117,322 | 1,073,941 | |
| STOCKHOLDERS' EQUITY | |||
| Preferred stock, par value | $ 1 | $ 1 | |
| Preferred stock, shares authorized | 500,000 | 500,000 | |
| Preferred stock, issued | 0 | 0 | |
| Preferred stock - $1 par value; 500,000 shares authorized, none issued | $ 0 | $ 0 | |
| Common stock, par value | $ 0.01 | $ 0.01 | |
| Common stock, authorized shares | 250,000,000 | 250,000,000 | |
| Common stock, issued shares | 103,953,128 | 103,921,724 | |
| Common stock - $0.01 par value; 250,000,000 shares authorized; 103,953,128 shares issued at September 30, 2022; 103,921,724 shares issued at June 30, 2022 | $ 1,040 | $ 1,039 | |
| Additional paid-in capital | 560,034 | 551,360 | |
| Retained earnings | $ 2,707,182 | $ 2,636,342 | |
| Treasury Stock, Shares | 31,042,903 | 31,042,903 | |
| Less treasury stock at cost; 31,042,903 shares at September 30, 2022; 31,042,903 shares at June 30, 2022 | $ (1,807,118) | $ (1,807,118) | |
| Total stockholders' equity | 1,461,138 | 1,381,623 | $ 1,395,665 |
| Total liabilities and equity | 2,578,460 | 2,455,564 | |
| Customer Relationships [Member] | |||
| OTHER ASSETS: | |||
| Customer relationships, net of amortization | $ 72,482 | $ 69,503 |