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PEBK

PEBK - Peoples Bancorp of North Carolina Stock Price, Fair Value and News

31.51USD-0.01 (-0.03%)Delayed as of 22 Jul 2024, 02:11 pm ET

Market Summary

PEBK
USD31.51-0.01
Delayedas of 22 Jul 2024, 02:11 pm
-0.03%

PEBK Stock Price

View Fullscreen

PEBK RSI Chart

PEBK Valuation

Market Cap

166.8M

Price/Earnings (Trailing)

10.22

Price/Sales (Trailing)

2.23

EV/EBITDA

1.54

Price/Free Cashflow

9.87

PEBK Price/Sales (Trailing)

PEBK Profitability

EBT Margin

27.56%

Return on Equity

13.48%

Return on Assets

0.98%

Free Cashflow Yield

10.13%

PEBK Fundamentals

PEBK Revenue

Revenue (TTM)

74.9M

Rev. Growth (Yr)

17.91%

Rev. Growth (Qtr)

3.41%

PEBK Earnings

Earnings (TTM)

16.3M

Earnings Growth (Yr)

24.46%

Earnings Growth (Qtr)

14.8%

Breaking Down PEBK Revenue

52 Week Range

19.3032.16
(Low)(High)

Last 7 days

9.1%

Last 30 days

7.6%

Last 90 days

13.3%

Trailing 12 Months

55.8%

How does PEBK drawdown profile look like?

PEBK Financial Health

PEBK Investor Care

Dividend Yield

2.92%

Dividend/Share (TTM)

0.92

Buy Backs (1Y)

99.90%

Diluted EPS (TTM)

2.93

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202474.9M000
202359.9M65.5M69.2M71.9M
202246.6M46.1M49.3M54.4M
202147.6M48.5M48.1M47.2M
202049.7M48.9M48.4M48.0M
201946.8M48.1M48.9M49.6M
201842.6M43.2M44.2M45.4M
201740.0M40.6M41.3M41.9M
201639.0M39.6M39.7M39.8M
201538.4M38.1M38.4M38.7M
201430.6M31.3M31.7M38.4M
201331.5M30.6M30.1M30.2M
201235.2M33.6M32.0M32.8M
201139.8M39.4M38.7M36.4M
2010046.8M43.5M40.2M
200900050.0M
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Tracking the Latest Insider Buys and Sells of Peoples Bancorp of North Carolina

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 20, 2024
abernethy james s
sold
-29,900
29.9
-1,000
-
May 10, 2024
abernethy james s
gifted
-15,405
30.81
-500
-
May 03, 2024
abernethy james s
acquired
62,380
31.19
2,000
-
Feb 23, 2024
abernethy james s
sold
-73,500
24.5
-3,000
-
Dec 31, 2023
zachary benjamin i
acquired
2,572
24.27
106
-
Dec 21, 2023
robinson larry e
acquired
4,007
27.45
146
-
Dec 21, 2023
sellers lance a
acquired
3,019
27.45
110
president & ceo
Dec 04, 2023
abernethy james s
sold
-54,240
27.12
-2,000
-

1–10 of 50

Which funds bought or sold PEBK recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jul 19, 2024
Raymond James Financial Services Advisors, Inc.
sold off
-100
-311,871
-
-%
Jul 11, 2024
SALEM INVESTMENT COUNSELORS INC
unchanged
-
2,227
48,180
-%
May 16, 2024
JANE STREET GROUP, LLC
new
-
250,845
250,845
-%
May 15, 2024
Royal Bank of Canada
unchanged
-
-
3,000
-%
May 15, 2024
Strategic Value Bank Partners LLC
reduced
-0.08
-936,159
8,370,620
5.47%
May 15, 2024
BARCLAYS PLC
reduced
-36.77
-3,000
4,000
-%
May 15, 2024
Tower Research Capital LLC (TRC)
added
20.00
1,004
13,535
-%
May 15, 2024
BANK OF AMERICA CORP /DE/
added
13.43
959
46,565
-%
May 15, 2024
683 Capital Management, LLC
sold off
-100
-248,510
-
-%
May 15, 2024
KENNEDY CAPITAL MANAGEMENT LLC
reduced
-1.48
-71,135
557,195
0.01%

1–10 of 43

Are Funds Buying or Selling PEBK?

Are funds buying PEBK calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own PEBK
No. of Funds

Unveiling Peoples Bancorp of North Carolina's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
fourthstone llc
9.68%
536,725
SC 13G/A
Feb 14, 2024
strategic value investors lp
5.4%
300,801
SC 13G/A
Feb 14, 2023
fourthstone llc
7.43%
419,080
SC 13G
Jan 31, 2023
strategic value bank partners llc
5.5%
309,636
SC 13G/A
Dec 28, 2022
abernethy robert c
6.62%
373,693
SC 13D/A
Dec 28, 2022
abernethy james s
4.56%
257,411
SC 13D/A
Feb 11, 2022
strategic value bank partners llc
5.5%
309,636
SC 13G
Dec 20, 2021
abernethy james s
7.45%
421,531
SC 13D/A
Dec 20, 2021
abernethy robert c
9.34%
529,010
SC 13D/A
Jul 20, 2021
abernethy robert c
15.43%
893,375
SC 13D

Recent SEC filings of Peoples Bancorp of North Carolina

View All Filings
Date Filed Form Type Document
Jun 25, 2024
8-K
Current Report
May 20, 2024
4
Insider Trading
May 20, 2024
144
Notice of Insider Sale Intent
May 10, 2024
4
Insider Trading
May 06, 2024
4
Insider Trading
May 03, 2024
8-K
Current Report
May 03, 2024
144
Notice of Insider Sale Intent
May 02, 2024
10-Q
Quarterly Report
Apr 22, 2024
8-K
Current Report

Peers (Alternatives to Peoples Bancorp of North Carolina)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
610.3B
180.9B
6.53% 34.40%
12.12
3.37
60.42% 19.83%
335.8B
137.9B
7.38% 35.50%
13.42
2.44
56.12% -12.56%
206.5B
88.5B
0.32% 25.69%
11
2.33
42.28% 26.14%
124.5B
140.1B
7.24% 37.48%
15.58
0.89
54.53% -
18.7B
10.4B
17.92% 31.33%
13.04
1.79
26.22% -33.87%
14.7B
8.1B
14.73% 31.14%
16.81
1.81
32.15% -50.93%
MID-CAP
7.2B
4.1B
18.38% 29.31%
11.5
1.77
32.93% -30.73%
6.7B
4.2B
6.96% -4.74%
9.62
1.57
34.68% -45.96%
4.1B
1.3B
21.68% 47.38%
14.31
3.08
30.60% -12.99%
3.5B
2.0B
12.48% 24.39%
21.48
1.69
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
489.4M
173.1M
17.28% 34.80%
16.78
2.83
26.54% -34.86%
424.0M
176.1M
14.71% 11.43%
42.65
2.41
35.14% -73.84%
343.9M
98.7M
26.04% 16.03%
11.68
3.48
6.27% -22.90%
44.1M
62.5M
10.30% -6.55%
-14.9
0.7
18.83% -145.18%

Peoples Bancorp of North Carolina News

Latest updates
Defense World19 Jul 202410:02 am
Investing.com25 Jun 202407:00 am

Peoples Bancorp of North Carolina Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue3.4%20.0019.0018.0018.0017.0016.0015.0012.0011.0011.0011.0013.0012.0012.0012.0012.0012.0013.0012.0012.0012.00
EBITDA Margin6.8%0.60*0.56*0.73*0.75*0.74*0.80*0.77*0.77*0.80*0.80*0.76*0.98*1.14*1.30*1.31*------
Interest Expenses10.5%7.006.005.004.002.001.001.001.001.0011.001.001.001.0011.0011.0011.0011.0011.0011.0012.0011.00
Income Taxes-20.0%1.001.001.001.001.001.001.001.001.001.001.001.001.000.001.001.000.001.001.001.001.00
Earnings Before Taxes7.0%5.004.005.006.004.005.007.004.004.004.004.006.005.002.006.003.003.004.004.005.004.00
EBT Margin-0.6%0.28*0.28*0.30*0.34*0.33*0.37*0.38*0.35*0.39*0.40*0.36*0.39*0.34*0.29*0.31*------
Net Income14.8%4.003.004.005.003.004.005.003.003.003.003.005.004.002.005.003.002.003.004.004.004.00
Net Income Margin0.8%0.22*0.22*0.23*0.27*0.26*0.30*0.30*0.28*0.31*0.32*0.29*0.31*0.28*0.24*0.26*------
Free Cashflow-33.0%4.005.004.004.007.005.005.001.007.009.001.005.0012.001.001.00------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets2.1%1,6701,6361,6071,6121,6031,6211,6761,6771,6631,6241,6161,6001,5381,4161,4591,4261,2451,1551,2231,1171,111
    Cash Equivalents19.1%98.0082.0077.0089.0083.0072.0015522430527726328720916220452.0010452.0013039.0051.00
  Net PPE-2.2%16.0017.0017.0017.0018.0018.0019.0016.0016.0016.0017.0017.0018.0019.0019.0018.0018.0019.0019.0019.0018.00
Liabilities2.2%1,5481,5151,5001,4991,4881,5161,5721,5641,5371,4821,4731,4541,3981,2761,3191,2891,1111,0211,091987985
Shareholder's Equity0.1%1211211071121150.00104112125142144145140140139137134134133130127
  Retained Earnings1.8%11211010710410110097.0093.0091.0089.0087.0085.0081.0078.0077.0073.0071.0071.0069.0066.0063.00
Shares Outstanding-1.4%5.006.006.00-5,637----5,662-6.006.006.006.006.00-----
Float----82.00---126---114---78.00---137-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-35.8%3,6695,7144,1894,8358,0425,3438,4431,7087,1639,6028864,62811,7841,0862,0934,0961,8874,1203,6851,1684,224
Cashflow From Investing-24.3%-16,841-13,546-15,80963,837-35,235-31,898-83,631-109,251-31,196-1,990-39,30917,652-82,491455-21,102-90,691-37,634-12,698-12,874-13,582-9,027
Cashflow From Financing112.6%28,89313,588-8027,818-31,852-57,3106,94226,14451,6406,57914,42255,992118,164-44,18933,598172,71586,879-68,58899,92022.0012,647
  Dividend Payments82.7%1,9291,0561,0581,0691,9251,0201,0191,0191,8779669679309308728738681,7798318318321,445
  Buy Backs516.7%1,998324840833-116-395199--3,605----5,998-2,9992,490-577-1,761-152
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PEBK Income Statement

2024-03-31
Consolidated Statements of Earnings - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:  
Interest and fees on loans$ 15,138$ 12,883
Interest on due from banks907383
Interest on investment securities:  
U.S. Government sponsored enterprises2,5912,230
States and political subdivisions695862
Other479443
Total interest income19,81016,801
Interest expense:  
Interest-bearing demand, MMDA & savings deposits2,0601,488
Time deposits3,681516
Junior subordinated debentures284248
Other expenses481211
Total interest expense6,5062,463
Net interest income13,30414,338
Provision for credit losses91224
Net interest income after provision for credit losses13,21314,114
Non-interest income:  
Service charges1,3401,341
Other service charges and fees184182
Loss on sale of securities, net02,488
Mortgage banking income5193
Insurance and brokerage commissions246228
Appraisal management fee income2,4142,094
Miscellaneous1,8032,161
Total non-interest income6,0383,611
Non-interest expense:  
Salaries and employee benefits6,9806,500
Occupancy2,1112,014
Professional fees392399
Advertising199189
Debit card expense312273
FDIC insurance191110
Appraisal management fee expense1,9041,650
Other2,4272,567
Total non-interest expense14,51613,702
Earnings before income taxes4,7354,023
Income tax expense787851
Net earnings$ 3,948$ 3,172
Basic net earnings per share$ 0.74$ 0.58
Diluted net earnings per share0.720.56
Cash dividends declared per share$ 0.35$ 0.34

PEBK Balance Sheet

2024-03-31
Consolidated Balance Sheets - USD ($)
Mar. 31, 2024
Dec. 31, 2023
Consolidated Balance Sheets  
Cash and due from banks$ 26,272,000$ 32,819,000
Interest-bearing deposits71,824,00049,556,000
Cash and cash equivalents98,096,00082,375,000
Investment securities available for sale394,664,000391,924,000
Other investments2,858,0002,874,000
Total securities397,522,000394,798,000
Mortgage loans held for sale1,292,000686,000
Loans1,106,670,0001,093,066,000
Less allowance for credit losses10,847,00011,041,000
Net loans1,095,823,0001,082,025,000
Premises and equipment, net16,330,00016,702,000
Cash surrender value of life insurance18,250,00018,134,000
Right of use lease asset4,553,0004,731,000
Accrued interest receivable and other assets37,694,00036,459,000
Total assets1,669,560,0001,635,910,000
Deposits:  
Noninterest-bearing demand462,966,000432,687,000
Interest-bearing demand, MMDA & savings633,740,000620,244,000
Time, over $250,000148,819,000148,904,000
Other time206,839,000190,210,000
Total deposits1,452,364,0001,392,045,000
Securities sold under agreements to repurchase59,216,00086,715,000
Junior subordinated debentures15,464,00015,464,000
Lease liability4,660,0004,832,000
Accrued interest payable and other liabilities16,764,00015,838,000
Total liabilities1,548,468,0001,514,894,000
Shareholders' equity:  
Preferred stock, no par value; authorized 5,000,000 shares; no shares issued and outstanding00
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,455,999 shares at March 31, 2024 and 5,534,499 shares at December 31, 202348,627,00050,625,000
Common stock held by deferred compensation trust, at cost; 164,970 shares at March 31, 2024 and 158,356 shares at December 31, 2023(1,943,000)(1,910,000)
Deferred compensation1,943,0001,910,000
Retained earnings111,775,000109,756,000
Accumulated other comprehensive loss(39,310,000)(39,365,000)
Total shareholders' equity121,092,000121,016,000
Total liabilities and shareholders' equity$ 1,669,560,000$ 1,635,910,000
PEBK
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
 CEO
 WEBSITEpeoplesbanknc.com
 INDUSTRYBanks Diversified
 EMPLOYEES279

Peoples Bancorp of North Carolina Frequently Asked Questions


What is the ticker symbol for Peoples Bancorp of North Carolina? What does PEBK stand for in stocks?

PEBK is the stock ticker symbol of Peoples Bancorp of North Carolina. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Peoples Bancorp of North Carolina (PEBK)?

As of Fri Jul 19 2024, market cap of Peoples Bancorp of North Carolina is 166.77 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PEBK stock?

You can check PEBK's fair value in chart for subscribers.

What is the fair value of PEBK stock?

You can check PEBK's fair value in chart for subscribers. The fair value of Peoples Bancorp of North Carolina is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Peoples Bancorp of North Carolina is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PEBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Peoples Bancorp of North Carolina a good stock to buy?

The fair value guage provides a quick view whether PEBK is over valued or under valued. Whether Peoples Bancorp of North Carolina is cheap or expensive depends on the assumptions which impact Peoples Bancorp of North Carolina's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PEBK.

What is Peoples Bancorp of North Carolina's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Jul 19 2024, PEBK's PE ratio (Price to Earnings) is 10.22 and Price to Sales (PS) ratio is 2.23. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PEBK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Peoples Bancorp of North Carolina's stock?

In the past 10 years, Peoples Bancorp of North Carolina has provided 0.087 (multiply by 100 for percentage) rate of return.