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PEBK

PEBK - Peoples Bancorp of North Carolina Stock Price, Fair Value and News

25.43USD+0.83 (+3.37%)Market Closed
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Market Summary

USD25.43+0.83
Market Closed
3.37%

PEBK Stock Price

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PEBK RSI Chart

PEBK Valuation

Market Cap

140.9M

Price/Earnings (Trailing)

8.67

Price/Sales (Trailing)

2.04

EV/EBITDA

1.75

Price/Free Cashflow

6.87

PEBK Price/Sales (Trailing)

PEBK Profitability

EBT Margin

29.98%

Return on Equity

15.14%

Return on Assets

1.01%

Free Cashflow Yield

14.56%

PEBK Fundamentals

PEBK Revenue

Revenue (TTM)

69.2M

Rev. Growth (Yr)

25.29%

Rev. Growth (Qtr)

4.02%

PEBK Earnings

Earnings (TTM)

16.3M

Earnings Growth (Yr)

-22.23%

Earnings Growth (Qtr)

-14.16%

Breaking Down PEBK Revenue

Last 7 days

-7.3%

Last 30 days

-17.6%

Last 90 days

-9.2%

Trailing 12 Months

-24.3%

How does PEBK drawdown profile look like?

PEBK Financial Health

PEBK Investor Care

Dividend Yield

3.54%

Dividend/Share (TTM)

0.9

Diluted EPS (TTM)

2.89

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202359.9M65.5M69.2M0
202246.6M46.1M49.3M54.4M
202147.6M48.5M48.1M47.2M
202049.7M48.9M48.4M48.0M
201946.8M48.1M48.9M49.6M
201842.6M43.2M44.2M45.4M
201740.0M40.6M41.3M41.9M
201639.0M39.6M39.7M39.8M
201538.4M38.1M38.4M38.7M
201430.6M31.3M31.7M38.4M
201331.5M30.6M30.1M30.2M
201235.2M33.6M32.0M32.8M
201139.8M39.4M38.7M36.4M
201047.6M45.1M42.7M40.2M
200900050.0M

Tracking the Latest Insider Buys and Sells of Peoples Bancorp of North Carolina

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Dec 31, 2023
zachary benjamin i
acquired
2,572
24.27
106
-
Dec 21, 2023
robinson larry e
acquired
4,007
27.45
146
-
Dec 21, 2023
sellers lance a
acquired
3,019
27.45
110
president & ceo
Dec 04, 2023
abernethy james s
sold
-54,240
27.12
-2,000
-
Nov 22, 2023
abernethy james s
gifted
-5,354
26.77
-200
-
Nov 01, 2023
abernethy james s
gifted
-17,784
22.8
-780
-
Sep 30, 2023
zachary benjamin i
acquired
6,235
21.5755
289
-
Aug 02, 2023
abernethy james s
sold
-86,400
21.6
-4,000
-
Jun 30, 2023
zachary benjamin i
acquired
4,268
17.493
244
-

1–10 of 50

Which funds bought or sold PEBK recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Feb 15, 2024
BARCLAYS PLC
reduced
-71.11
-10,000
7,000
-%
Feb 15, 2024
State of Wyoming
reduced
-4.55
10,581
48,123
0.01%
Feb 14, 2024
683 Capital Management, LLC
new
-
248,510
248,510
0.02%
Feb 14, 2024
Royal Bank of Canada
unchanged
-
1,000
3,000
-%
Feb 14, 2024
VANGUARD GROUP INC
added
0.41
2,224,490
7,618,230
-%
Feb 14, 2024
MALTESE CAPITAL MANAGEMENT LLC
added
40.00
266,511
541,450
0.15%
Feb 14, 2024
GENDELL JEFFREY L
unchanged
-
1,947,890
6,737,590
0.37%
Feb 14, 2024
EARNEST PARTNERS LLC
sold off
-100
-9,678
-
-%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
2.79
646,900
2,347,150
0.05%

1–10 of 46

Are Funds Buying or Selling PEBK?

Are funds buying PEBK calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own PEBK
No. of Funds

Unveiling Peoples Bancorp of North Carolina's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
fourthstone llc
9.68%
536,725
SC 13G/A
Feb 14, 2024
strategic value investors lp
5.4%
300,801
SC 13G/A
Feb 14, 2023
fourthstone llc
7.43%
419,080
SC 13G
Jan 31, 2023
strategic value bank partners llc
5.5%
309,636
SC 13G/A
Dec 28, 2022
abernethy robert c
6.62%
373,693
SC 13D/A
Dec 28, 2022
abernethy james s
4.56%
257,411
SC 13D/A
Feb 11, 2022
strategic value bank partners llc
5.5%
309,636
SC 13G
Dec 20, 2021
abernethy james s
7.45%
421,531
SC 13D/A
Dec 20, 2021
abernethy robert c
9.34%
529,010
SC 13D/A
Jul 20, 2021
abernethy robert c
15.43%
893,375
SC 13D

Recent SEC filings of Peoples Bancorp of North Carolina

View All Filings
Date Filed Form Type Document
Feb 15, 2024
5
Insider Trading
Feb 15, 2024
5
Insider Trading
Feb 15, 2024
5
Insider Trading
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 13, 2024
5
Insider Trading
Feb 13, 2024
5
Insider Trading
Feb 13, 2024
5
Insider Trading
Feb 13, 2024
5
Insider Trading
Feb 13, 2024
4
Insider Trading

What is the Fair Value of PEBK?

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Disclaimer: Conduct thorough research and seek guidance from a certified financial advisor prior to finalizing any investment choices.

Peers (Alternatives to Peoples Bancorp of North Carolina)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
535.9B
171.1B
5.90% 26.94%
10.82
3.13
20.20% 31.52%
269.2B
130.3B
3.93% -3.57%
10.15
2.07
37.19% -3.68%
190.9B
85.7B
9.51% 9.26%
9.97
2.23
6.67% 45.21%
107.6B
123.5B
4.24% 9.46%
7.92
0.87
87.95% -
14.3B
10.2B
-0.25% -26.81%
8.87
1.4
44.53% -22.43%
13.2B
7.9B
-0.92% -26.80%
13.62
1.66
46.47% -49.56%
MID-CAP
6.6B
4.0B
-6.97% -31.81%
5.5
1.65
76.30% 16.42%
5.9B
3.7B
-3.49% -22.00%
7.01
1.57
53.61% 0.24%
3.2B
1.2B
-6.58% -2.15%
11.11
2.6
53.00% -17.58%
3.1B
2.0B
-0.43% -11.81%
17.04
1.59
57.95% -50.03%
SMALL-CAP
464.9M
115.7M
-3.25% 30.73%
15.44
4.02
24.10% -20.09%
429.5M
156.0M
8.55% 14.87%
11.5
2.75
42.01% -10.62%
412.9M
154.1M
-6.13% -21.03%
11.99
2.68
26.24% -26.76%
305.0M
96.3M
-14.53% -2.37%
8.07
3.17
19.08% 25.77%
49.2M
58.7M
-7.62% -26.88%
16.84
0.84
25.03% -65.02%

Peoples Bancorp of North Carolina News

Latest updates
MarketBeat16 Feb 202410:05 am
Stock Traders Daily.com12 Feb 202401:36 am
GlobeNewswire22 Jan 202408:00 am
GlobeNewswire6 months ago

Peoples Bancorp of North Carolina Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue4.0%18.0018.0017.0016.0015.0012.0011.0011.0011.0013.0012.0012.0012.0012.0012.0013.0012.0012.0012.0012.0012.00
EBITDA Margin0.1%0.53*0.53*0.51*0.54*0.77*0.77*0.80*0.80*0.76*0.98*1.14*1.30*1.31*1.28*-------
Interest Expenses29.7%5.004.002.001.001.001.001.0011.001.001.001.0011.0011.0011.0011.0011.0011.0012.0011.0011.0011.00
Income Taxes-14.7%1.001.001.001.001.001.001.001.001.001.001.000.001.001.000.001.001.001.001.001.001.00
Earnings Before Taxes-14.3%5.006.004.005.007.004.004.004.004.006.005.002.006.003.003.004.004.005.004.004.004.00
EBT Margin-11.4%0.30*0.34*0.33*0.37*0.38*0.35*0.39*0.40*0.36*0.39*0.34*0.29*0.31*0.29*-------
Net Income-14.2%4.005.003.004.005.003.003.003.003.005.004.002.005.003.002.003.004.004.004.003.003.00
Net Income Margin-11.7%0.23*0.27*0.26*0.30*0.30*0.28*0.31*0.32*0.29*0.31*0.28*0.24*0.26*0.24*-------
Free Cashflow-18.6%4.004.007.005.005.001.007.009.001.005.0012.001.001.003.00-------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Assets-0.3%1,6071,6121,6031,6211,6761,6771,6631,6241,6161,6001,5381,4161,4591,4261,2451,1551,2231,1171,1111,0931,100
    Cash Equivalents-14.0%77.0089.0083.0072.0015522430527726328720916220419010452.0013039.0051.0043.0057.00
  Net PPE0.3%17.0017.0018.0018.0019.0016.0016.0016.0017.0017.0018.0019.0019.0018.0018.0019.0019.0019.0018.0018.0019.00
Liabilities0.0%1,5001,4991,4881,5161,5721,5641,5371,4821,4731,4541,3981,2761,3191,2891,1111,0211,091987985970981
Shareholder's Equity-4.5%107112115105104112125142144145140140139137134134133130127124120
  Retained Earnings2.9%10710410110097.0093.0091.0089.0087.0085.0081.0078.0077.0073.0071.0071.0069.0066.0063.0061.0058.00
Shares Outstanding-6.00-5,637----5,662-6.006.006.006.006.00-------
Float------126---114---78.00---137---
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations-13.4%4,1894,8358,0425,3438,4431,7087,1639,6028864,62811,7841,0862,0934,0961,8874,1203,6851,1684,2245,1354,263
Cashflow From Investing-138.3%-15,809-6,63335,235-31,898-83,631-109,251-31,196-1,990-39,30917,652-82,491455-21,102-90,691-37,634-12,698-12,874-13,582-9,027-4,106-3,637
Cashflow From Financing-110.3%-8027,818-31,852-57,3106,94226,14451,6406,57914,42255,992118,164-44,18933,598172,71586,879-68,58899,92022.0012,647-14,700-13,140
  Dividend Payments-1.0%1,0581,0691,9251,0201,0191,0191,8779669679309308728738681,7798318318321,445783783
  Buy Backs0.8%840833-116-395199--3,605----5,998-2,9992,490-577-1,761-152--

PEBK Income Statement

2023-09-30
Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest income:    
Interest and fees on loans$ 14,145$ 11,051$ 40,695$ 30,727
Interest on due from banks6069001,5061,453
Interest on investment securities:    
U.S. Government sponsored enterprises2,3581,2886,8682,280
State and political subdivisions6961,0562,2543,009
Other5013161,383463
Total interest income18,30614,61152,70637,932
Interest expense:    
NOW, MMDA & savings deposits1,7524944,8881,263
Time deposits2,5121344,666421
Junior subordinated debentures284146791324
Other41844912117
Total interest expense4,96681811,2572,125
Net interest income13,34013,79341,44935,807
Provision for credit losses5624081,161889
Net interest income after provision for loan losses12,77813,38540,28834,918
Non-interest income:    
Service charges1,4121,4584,0814,000
Other service charges and fees165169510540
Loss on sale of securities, net00(2,488)0
Mortgage banking income7259204358
Insurance and brokerage commissions291213725709
Appraisal management fee income2,7852,7117,4699,656
Miscellaneous2,0492,1836,2865,904
Total non-interest income6,7746,79316,78721,167
Non-interest expense:    
Salaries and employee benefits6,7226,17719,50818,469
Occupancy1,9882,0385,9835,886
Professional fees4064131,2551,241
Advertising217175562509
Debit card expense392228947826
FDIC Insurance186121556346
Appraisal management fee expense2,1822,1515,8817,680
Miscellaneous2,1622,1526,8846,082
Total non-interest expense14,25513,45541,57641,039
Earnings before income taxes5,2976,72315,49915,046
Income tax expense1,1701,4163,3933,070
Net earnings$ 4,127$ 5,307$ 12,106$ 11,976
Basic net earnings per share$ 0.76$ 0.96$ 2.22$ 2.18
Diluted net earnings per share0.740.932.152.11
Cash dividends declared per share$ 0.19$ 0.18$ 0.72$ 0.69

PEBK Balance Sheet

2023-09-30
Consolidated Balance Sheets - USD ($)
Sep. 30, 2023
Dec. 31, 2022
Assets  
Cash and due from banks, including reserve requirements of $0 at both 9/30/23 and 12/31/22$ 35,762,000$ 50,061,000
Interest-bearing deposits40,857,00021,535,000
Cash and cash equivalents76,619,00071,596,000
Investment securities available for sale378,794,000445,394,000
Other investments2,900,0002,656,000
Total securities381,694,000448,050,000
Mortgage loans held for sale1,848,000211,000
Loans1,078,173,0001,032,608,000
Less allowance for credit losses(10,285,000)(10,494,000)
Net loans1,067,888,0001,022,114,000
Premises and equipment, net16,782,00018,205,000
Cash surrender value of life insurance18,021,00017,703,000
Right of use lease asset4,908,0005,116,000
Accrued interest receivable and other assets39,504,00037,932,000
Total assets1,607,264,0001,620,927,000
Deposits:  
Noninterest-bearing demand444,627,000523,088,000
Interest-bearing demand, MMDA & savings633,003,000814,128,000
Time, over $250,000137,715,00031,001,000
Other time165,423,00066,998,000
Total deposits1,380,768,0001,435,215,000
Securities sold under agreements to repurchase83,024,00047,688,000
Junior subordinated debentures15,464,00015,464,000
Lease liability5,002,0005,185,000
Accrued interest payable and other liabilities15,654,00012,180,000
Total liabilities1,499,912,0001,515,732,000
Shareholders' equity:  
Preferred stock, no par value; authorized 5,000,000 shares; no shares issued and outstanding00
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,549,799 shares at September 30, 2023 and 5,636,830 shares at December 31, 202250,969,00052,636,000
Common stock held by deferred compensation trust, at cost; 167,193 shares at September 30, 2023 and 169,094 shares at December 31, 2022(2,011,000)(2,181,000)
Deferred compensation2,011,0002,181,000
Retained earnings107,372,000100,156,000
Accumulated other comprehensive loss(50,989,000)(47,597,000)
Total shareholders' equity107,352,000105,195,000
Total liabilities and shareholders' equity$ 1,607,264,000$ 1,620,927,000
PEBK
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
 CEO
 WEBSITEwww.peoplesbanknc.com
 EMPLOYEES279

Peoples Bancorp of North Carolina Frequently Asked Questions


What is the ticker symbol for Peoples Bancorp of North Carolina? What does PEBK stand for in stocks?

PEBK is the stock ticker symbol of Peoples Bancorp of North Carolina. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Peoples Bancorp of North Carolina (PEBK)?

As of Thu Feb 22 2024, market cap of Peoples Bancorp of North Carolina is 140.94 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PEBK stock?

You can check PEBK's fair value in chart for subscribers.

What is the fair value of PEBK stock?

You can check PEBK's fair value in chart for subscribers. The fair value of Peoples Bancorp of North Carolina is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Peoples Bancorp of North Carolina is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PEBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Peoples Bancorp of North Carolina a good stock to buy?

The fair value guage provides a quick view whether PEBK is over valued or under valued. Whether Peoples Bancorp of North Carolina is cheap or expensive depends on the assumptions which impact Peoples Bancorp of North Carolina's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PEBK.

What is Peoples Bancorp of North Carolina's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Feb 22 2024, PEBK's PE ratio (Price to Earnings) is 8.67 and Price to Sales (PS) ratio is 2.04. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PEBK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Peoples Bancorp of North Carolina's stock?

In the past 10 years, Peoples Bancorp of North Carolina has provided 0.071 (multiply by 100 for percentage) rate of return.