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RF

23.16USD+0.17(+0.74%)Market Closed

Regions Financial Corp

Market Summary

USD23.16+0.17Market Closed
0.74%

RF Stock Price

RSI Chart

Valuation

Market Cap

20.4B

Price/Earnings

9.2

Price/Sales

4.78

Price/Cashflow

6.57

MarketCap/EBT

14.4

Price/Sales

Profitability

EBT Margin

32.20%

Return on Equity

13.45%

Return on Assets

1.38%

Fundamentals

Revenue

Revenue (TTM)

4.3B

Revenue Y/Y

14.81%

Revenue Q/Q

9.79%

Earnings

Earnings (TTM)

2.2B

Earnings Y/Y

-26.2%

Earnings Q/Q

6.39%

Price Action

52 Week Range

18.0125.18
(Low)(High)

Last 7 days

1.3%

Last 30 days

6%

Last 90 days

8.8%

Trailing 12 Months

3.9%

Financial Health

Debt/Equity

0.14

Debt/Cashflow

1.34

Investor Care

Dividend Yield

3.11%

Dividend/Share (TTM)

0.68

Buy Backs (1Y)

2.11%

Diluted EPS (TTM)

2.22

Peers (Alternatives to Regions Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
373.5B
53.2B
6.45% -12.37%
9.57
7.02
-19.87% -18.42%
290.7B
90.7B
-0.03% -18.23%
10.38
3.2
7.11% 1.42%
175.8B
41.7B
-1.37% -3.87%
9.95
4.22
1.39% 3.49%
67.4B
20.1B
3.47% -15.91%
11.79
3.35
15.86% -3.31%
63.7B
15.3B
9.32% -16.26%
9.38
4.55
12.60% -15.83%
13.1B
2.4B
1.36% 54.12%
15.8
6.06
7.09% -15.09%
MID-CAP
10.0B
1.2B
-9.15% 11.32%
20.35
8.17
20.51% 13.63%
8.3B
1.2B
0.20% 1.88%
16.6
7.15
2.17% -28.38%
7.8B
2.3B
6.44% -16.18%
9.03
3.37
0.61% -24.32%
6.3B
1.2B
2.96% -14.10%
11.59
5.89
14.86% 10.25%
2.4B
356.7M
3.05% 13.69%
16.34
6.93
1.80% -6.63%
2.2B
428.0M
0.74% 15.23%
20.03
5.19
-8.68% -46.05%
SMALL-CAP
1.7B
195.6M
1.16% 13.70%
18.49
9.5
12.83% 17.81%
1.6B
637.0M
5.16% -3.64%
7.26
2.7
13.13% 20.37%

Financials for Regions Financial

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Revenue3.6%4,2694,1204,0814,0864,139
Net Income-8.5%2,2202,4272,5212,6992,578
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Assets-1.9%160,908164,082162,938156,153155,610
    Cash Equivalents-26.6%20,50027,94529,41127,50725,594
  Net PPE-1.4%1,7681,7941,8141,8051,825
  Goodwill0.0%5,7495,7485,7445,1815,181
Liabilities-1.8%144,401147,100144,612137,530137,358
  Long Term Debt-1.0%2,3192,3432,4072,4512,870
Shareholder's Equity-2.8%16,50716,98218,32618,60518,252
  Retained Earnings6.7%6,3145,9155,5505,2964,836
  Additional Paid-In Capital-0.2%11,96211,98312,18912,47912,467
Shares Outstanding-0.4%934938955958-
Minority Interest-18----
Float-18,795----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Cashflow From Operations7.3%3,1072,8953,0302,2682,108
Cashflow From Investing-62.2%-10,373.00-6,397.00-2,865.001,62584
Cashflow From Financing-66.7%2,1726,52711,29010,14110,204
  Dividend Payments1.5%629620608595595
  Buy Backs-17.9%697849467334167

Risks

What is the probability of a big loss on RF?

56.5%


Probability that Regions Financial stock will be more than 20% underwater in next one year

35.8%


Probability that Regions Financial stock will be more than 30% underwater in next one year.

18.9%


Probability that Regions Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does RF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Regions Financial was unfortunately bought at previous high price.

Returns

Cumulative Returns on RF

16.6%


10-Year Cumulative Returns

15.7%


7-Year Cumulative Returns

10.3%


5-Year Cumulative Returns

16%


3-Year Cumulative Returns

What are the long-term rolling returns for RF?

FIve years rolling returns for Regions Financial.

Which funds bought or sold RF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Invst, LLC
ADDED
2.33
-33,000
462,000
0.08%
2022-11-23
Toroso Investments, LLC
REDUCED
-5.89
2,000
205,000
0.01%
2022-11-23
Eagle Bay Advisors LLC
UNCHANGED
-
387
2,000
-%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
1,713,000
1,713,000
0.02%
2022-11-22
CVA Family Office, LLC
-
-
4,000
49,000
0.01%
2022-11-22
B. Riley Wealth Advisors, Inc.
NEW
-
274,000
274,000
0.01%
2022-11-21
Integrated Investment Consultants, LLC
NEW
-
212,000
212,000
0.08%
2022-11-21
FourThought Financial, LLC
-
-
-1,000
12,000
-%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
-
-
1,721,000
31,603,000
0.05%
2022-11-18
SevenOneSeven Capital Management
-
-
-208,000
298,000
0.70%

1–10 of 46

Latest Funds Activity

Are funds buying RF calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own RF

Regions Financial News

Marketscreener.com

Regions Bank Named Military Friendly Employer and Military Spouse Friendly Employer.15 hours ago

Yahoo Finance

RF Fair Value

Recent SEC filings of Regions Financial

View All Filings
Date Filed Form Type Document
Nov 03, 2022
10-Q
Quarterly Report
Nov 03, 2022
13F-HR
Fund Holdings Report
Nov 01, 2022
8-K
Current Report
Oct 31, 2022
8-K
Current Report
Oct 21, 2022
8-K
Current Report
Oct 18, 2022
4
Insider Trading
Oct 18, 2022
4
Insider Trading
Oct 18, 2022
4
Insider Trading
Oct 18, 2022
4
Insider Trading
Oct 18, 2022
4
Insider Trading

Latest Insider Trading transactions for RF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-04-20
JOHNSON JOIA M
ACQUIRED
-
-
5,276
-
2022-04-20
DEFOSSET DON
ACQUIRED
-
-
18,698
-
2022-04-20
Golodryga Zhanna
ACQUIRED
-
-
6,350
-
2022-04-01
Ritter William D.
SOLD (Taxes)
-244,865
21.47
-11,405
SEVP
2022-04-01
Allen Karin K
SOLD (Taxes)
-47,341.4
21.47
-2,205
Principal Accounting Officer
2022-04-01
Turner David J Jr
ACQUIRED
-
-
59,996
CFO
2022-04-01
Peters Scott M.
SOLD (Taxes)
-285,658
21.47
-13,305
SEVP
2022-04-01
Turner John M JR
ACQUIRED
-
-
187,485
President & CEO
2022-04-01
Turner John M JR
SOLD (Taxes)
-1,785,230
21.47
-83,150
President & CEO
2022-04-01
Smith Ronald G.
ACQUIRED
-
-
38,569
SEVP

1–10 of 50

John M. Turner
19600
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

RF Income Statement

2022-09-30
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest income on:    
Loans, including fees$ 1,072$ 847$ 2,880$ 2,550
Debt securities171135466399
Interest and Fee Income, Loans & Leases Held for Sale872731
Other earning assets921717745
Total interest income1,3431,0063,5503,025
Interest expense on:    
Deposits50158351
Long-term borrowings31268279
Total interest expense8141165130
Net interest income1,2629653,3852,895
Provision for (benefit from) credit losses135(155)159(634)
Net interest income after provision for (benefit from) credit losses1,1271,1203,2263,529
Non-interest income:    
Total non-interest income6056491,8291,909
Non-interest expense:    
Salaries and employee benefits5935521,7141,630
Equipment and software expense9890290269
Net occupancy expense7675226227
Other403221821638
Total non-interest expense1,1709383,0512,764
Income before income taxes5628312,0042,674
Income tax expense133180444591
Net income4296511,5602,083
Net income available to common shareholders$ 404$ 624$ 1,486$ 1,986
Weighted-average number of shares outstanding:    
Basic (in shares)934955936958
Diluted (in shares)940962942965
Earnings per common share:    
Basic (in dollars per share)$ 0.43$ 0.65$ 1.59$ 2.07
Diluted (in dollars per share)$ 0.43$ 0.65$ 1.58$ 2.06
Service charges on deposit accounts    
Non-interest income:    
Total non-interest income$ 156$ 162$ 489$ 482
Card and ATM fees    
Non-interest income:    
Total non-interest income126129383372
Capital markets income    
Non-interest income:    
Total non-interest income9387278248
Mortgage income    
Non-interest income:    
Total non-interest income3750132193
Investment management and trust fee income    
Non-interest income:    
Total non-interest income7469221204
Securities gains (losses), net    
Non-interest income:    
Total non-interest income(1)1(1)3
Other    
Non-interest income:    
Total non-interest income$ 120$ 151$ 327$ 407

RF Balance Sheet

2022-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Assets  
Cash and due from banks$ 2,117$ 1,350
Interest-bearing deposits in other banks13,54928,061
Debt securities held to maturity817899
Debt securities available for sale28,12628,481
Loans held for sale7201,003
Loans, net of unearned income94,71187,784
Allowance for loan losses(1,418)(1,479)
Net loans93,29386,305
Other earning assets1,3411,187
Premises and equipment, net1,7441,814
Interest receivable424319
Goodwill5,7395,744
Residential mortgage servicing rights at fair value809418
Other identifiable intangible assets, net266305
Other assets8,8537,052
Total assets157,798162,938
Deposits:  
Non-interest-bearing54,99658,369
Interest-bearing80,38280,703
Total deposits135,378139,072
Borrowed funds:  
Long-term borrowings2,2742,407
Total borrowed funds2,2742,407
Other liabilities4,9733,133
Total liabilities142,625144,612
Equity:  
Preferred stock1,6591,659
Common stock1010
Additional paid-in capital11,97612,189
Retained earnings6,5315,550
Treasury stock, at cost(1,371)(1,371)
Accumulated other comprehensive income (loss), net(3,632)289
Total shareholders’ equity15,17318,326
Total liabilities and equity$ 157,798$ 162,938