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Regions Financial Corp Stock Research

RF

18.26USD+0.38(+2.13%)Delayed

Market Summary

USD18.26+0.38
Delayed
2.13%

RF Alerts

RF Stock Price

RF RSI Chart

RF Valuation

Market Cap

17.1B

Price/Earnings (Trailing)

7.6

Price/Sales (Trailing)

3.34

Price/Free Cashflow

5.5

RF Price/Sales (Trailing)

RF Profitability

Return on Equity

14.08%

Return on Assets

1.45%

Free Cashflow Yield

18.19%

RF Fundamentals

RF Revenue

Revenue (TTM)

5.1B

Revenue Y/Y

46.97%

Revenue Q/Q

15.56%

RF Earnings

Earnings (TTM)

2.2B

Earnings Y/Y

56.39%

Earnings Q/Q

59.67%

Price Action

52 Week Range

13.9424.33
(Low)(High)

Last 7 days

1%

Last 30 days

-21.2%

Last 90 days

-14.8%

Trailing 12 Months

-21.5%

RF Financial Health

Debt/Equity

0.14

Debt/Cashflow

1.36

RF Investor Care

Dividend Yield

3.11%

Dividend/Share (TTM)

0.68

Buy Backs (1Y)

2.20%

Diluted EPS (TTM)

2.28

Peers (Alternatives to Regions Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
JPM
380.5B
128.7B
 -8.83% -7.16%
10.1
2.96
 5.79% -22.05%
BAC
227.8B
95.0B
 -16.18% -33.23%
8.28
2.4
 6.55% -13.92%
WFC
142.3B
54.0B
 -19.63% -27.36%
10.79
2.63
 36.10% -38.82%
USB
52.2B
17.9B
 -26.81% -37.12%
8.96
2.91
 33.05% -26.85%
PNC
51.3B
21.1B
 -21.12% -34.60%
8.39
2.43
 9.94% 6.78%
FHN
9.3B
2.7B
 -29.87% -24.08%
10.28
3.45
 24.33% -9.91%
MID-CAP
BOKF
6.7B
1.4B
 -17.79% -12.61%
12.87
4.81
 17.98% -15.83%
CFR
6.5B
1.5B
 -21.40% -29.54%
11.22
4.4
 46.29% 30.71%
ZION
4.5B
2.7B
 -41.66% -57.49%
4.94
1.66
 19.32% -19.66%
PNFP
4.1B
1.4B
 -26.53% -42.25%
7.39
3.02
 33.23% 6.34%
SMALL-CAP
PRK
1.9B
378.2M
 -3.68% -6.28%
13.03
5.11
 19.24% -3.63%
TRMK
1.5B
541.8M
 -15.13% -17.79%
21.13
2.8
 22.45% -51.22%
WABC
1.3B
221.8M
 -16.95% -24.27%
10.34
5.69
 27.86% 41.07%
HOPE
1.2B
716.1M
 -20.98% -36.78%
5.63
1.72
 26.40% 6.70%

Financials for Regions Financial

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue10.8%5,1024,6064,2694,1204,081
EBITDA-5,599----
EBITDA Margin-1.37*----
EBT Margin-0.32*----
Interest Expenses8.7%4,7864,4044,1073,9623,914
Net Income12.4%2,2451,9982,2202,4272,521
Net Income Margin1.4%0.44*0.43*0.52*0.59*-
Free Cahsflow19.9%3,1022,5873,1072,895-
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets-1.6%155,220157,798160,908164,082162,938
    Cash Equivalents-28.3%11,22715,66620,50027,94529,411
  Net PPE-1.5%1,7181,7441,7681,7941,814
  Goodwill-0.1%5,7335,7395,7495,7485,744
Liabilities-2.4%139,269142,625144,401147,100144,612
  Long Term Debt0.4%2,2842,2742,3192,3432,407
Shareholder's Equity5.1%15,94715,17316,50716,98218,326
  Retained Earnings7.2%7,0046,5316,3145,9155,550
  Additional Paid-In Capital0.1%11,98811,97611,96211,98312,189
Shares Outstanding0%934934938--
Minority InterestInfinity%4.00----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations19.9%3,1022,5873,1072,8953,030
Cashflow From Investing4.7%-12,941-13,585-10,373-6,397-2,865
Cashflow From Financing-889.9%-8,345-8432,1726,52711,290
  Dividend Payments3.6%663640629620608
  Buy Backs-56.6%230530530682467

Risks for RF

What is the probability of a big loss on RF?

61.9%

Probability that Regions Financial stock will be more than 20% underwater in next one year

35.8%

Probability that Regions Financial stock will be more than 30% underwater in next one year.

18.9%

Probability that Regions Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does RF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Regions Financial was unfortunately bought at previous high price.

Drawdowns

Returns for RF

Cumulative Returns on RF

11.1%

10-Year Cumulative Returns

15.6%

7-Year Cumulative Returns

3.1%

5-Year Cumulative Returns

27%

3-Year Cumulative Returns

What are the long-term rolling returns for RF?

FIve years rolling returns for Regions Financial.

Annualized Returns

Which funds bought or sold RF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-24
Longbow Finance SA
new
-
10,716,200
10,716,200
 1.44%
2023-03-23
MetLife Investment Management, LLC
reduced
-1.61
283,717
5,261,440
 0.04%
2023-03-17
American Portfolios Advisors
added
38.07
28,647
88,594
 -%
2023-03-15
B. Riley Wealth Advisors, Inc.
added
9.49
50,389
324,389
 0.01%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-2.24
6,442,890
134,923,000
 0.15%
2023-03-10
MATHER GROUP, LLC.
added
1.72
26,492
306,492
 0.01%
2023-03-06
Rockefeller Capital Management L.P.
reduced
-4.55
111,000
4,490,000
 0.02%
2023-03-06
Aldebaran Financial Inc.
added
0.07
23,356
352,356
 0.38%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
11,858
11,858
 -%
2023-03-01
SMITHBRIDGE ASSET MANAGEMENT INC/DE
added
1.08
250,000
3,160,000
 0.84%

1–10 of 46

Latest Funds Activity

Are funds buying RF calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own RF
No. of Funds

RF Alerts

Regions Financial News

MarketBeat

Regions Financial Co. (NYSE:RF) Shares Bought by Bank of ....

MarketBeat,
26 minutes ago

AOL

Microsoft is bringing ChatGPT technology to cybersecurity.

AOL,
2 hours ago

Nasdaq

Guru Fundamental Report for RF - Peter Lynch.

Nasdaq,
3 hours ago

Yahoo Finance

Stock market news today: Stocks edge lower, bond yields rise.

Yahoo Finance,
4 hours ago

AOL

Home prices drop for seventh-straight month to start 2023.

AOL,
4 hours ago

Yahoo Money

Stock market news today: Dow rises on bank stocks' strength while Nasdaq falls.

Yahoo Money,
21 hours ago

Seeking Alpha

Regions Financial Stock: Looking Quite Solid (NYSE:RF).

Seeking Alpha,
33 hours ago

Asiana Times

Turbulent Week for US Stock Market : Crisis 2023.

Asiana Times,
3 days ago

Barron's

Preferred Stocks Offer a Better Way to Bet on Banks.

Barron's,
3 days ago

Morningstar

Deutsche Bank, First Republic weigh on bank stocks.

Morningstar,
3 days ago

InvestorsObserver

Regions Financial Corp (RF) Stock by the Numbers.

InvestorsObserver,
5 days ago

MarketBeat

State of Alaska Department of Revenue Has $5.28 Million Holdings ....

MarketBeat,
5 days ago

GuruFocus.com

Regions Bank Increases its Pri.

GuruFocus.com,
5 days ago

Barchart

Stocks Fall As Powell And Yellen Disappoint.

Barchart,
5 days ago

Nasdaq

Improve Your Retirement Income with These 3 Top-Ranked ....

Nasdaq,
6 days ago

Barchart

Markets Today: Stocks Climb as Bank Confidence Improves.

Barchart,
7 days ago

Schedule 13G FIlings of Regions Financial

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
11.74%
109,685,449
SC 13G/A
Feb 03, 2023
state street corp
5.38%
50,287,929
SC 13G/A
Jan 23, 2023
blackrock inc.
10.1%
94,712,764
SC 13G/A
Feb 11, 2022
state street corp
7.07%
67,417,692
SC 13G/A
Jan 10, 2022
blackrock inc.
10.1%
96,711,569
SC 13G/A
Feb 10, 2021
state street corp
5.83%
55,967,406
SC 13G
Feb 10, 2021
vanguard group inc
11.83%
113,578,234
SC 13G/A
Feb 01, 2021
blackrock inc.
8.9%
85,447,278
SC 13G/A
Feb 14, 2020
state street corp
5.51%
53,146,330
SC 13G
Feb 11, 2020
vanguard group inc
12.58%
121,416,672
SC 13G/A

RF Fair Value

Regions Financial fair value in different scenarios

The table shows the Fair Value estimates for Regions Financial for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

-

-

-

-

-

-

-

-

-

-
Current Inflation

10.54

-42.28%

13.55

-25.79%

21.15

15.83%

29.56

61.88%

36.25

98.52%
Very High Inflation

-

-

-

-

-

-

-

-

-

-

Historical Regions Financial Fair Value Estimates

Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Regions Financial

View All Filings
Date Filed Form Type Document
Mar 06, 2023
ARS
ARS
Mar 06, 2023
DEF 14A
DEF 14A
Mar 06, 2023
DEFA14A
DEFA14A
Feb 24, 2023
10-K
Annual Report
Feb 23, 2023
8-K
Current Report
Feb 13, 2023
5
Insider Trading
Feb 13, 2023
5
Insider Trading
Feb 13, 2023
5
Insider Trading
Feb 09, 2023
SC 13G/A
Major Ownership Report
Feb 06, 2023
13F-HR
Fund Holdings Report

Latest Insider Trading transactions for RF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-01-27
Ritter William D.
sold
-304,456
23.4197
-13,000
sevp
2023-01-25
Peters Scott M.
sold
-567,957
22.4345
-25,316
sevp
2023-01-25
Lusco C. Matthew
sold
-2,282,760
22.8276
-100,000
sevp & cro
2022-12-22
Turner John M JR
gifted
-
-
-5,000
president & ceo
2022-12-07
SUQUET JOSE S
gifted
-
-
-20,000
-
2022-11-17
Peters Scott M.
gifted
-
-
-663
sevp
2022-05-20
Smith Ronald G.
gifted
-
-
-1,500
sevp
2022-05-17
Smith Ronald G.
gifted
-
-
-2,500
sevp
2022-04-20
DEFOSSET DON
acquired
-
-
18,698
-
2022-04-20
JOHNSON JOIA M
acquired
-
-
5,276
-

1–10 of 50

About Regions Financial

John M. Turner
www.regions.com
19600
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

RF Income Statement

2022-12-31
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest income on:   
Loans, including fees$ 4,088$ 3,452$ 3,610
Debt securities688533582
Loans held for sale363728
Other earning assets2905942
Total interest income5,1024,0814,262
Interest expense on:   
Deposits19764180
Short-term borrowings0010
Long-term borrowings119103178
Total interest expense316167368
Net interest income4,7863,9143,894
Provision (credit) for credit losses271(524)1,330
Net interest income after provision for credit losses4,5154,4382,564
Non-interest income:   
Total Noninterest Income2,4292,5242,393
Non-interest expense:   
Salaries and employee benefits2,3182,2052,100
Net occupancy expense$ 300303313
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]Other  
Equipment and Software Expense$ 392365348
Other1,058874882
Total non-interest expense4,0683,7473,643
Income before income taxes2,8763,2151,314
Income tax expense[1]631694220
Net income2,2452,5211,094
Net income available to common shareholders$ 2,146$ 2,400$ 991
Weighted Average Number of Shares Outstanding, Diluted [Abstract]   
Basic935956959
Diluted942963962
Earnings Per Share [Abstract]   
Basic$ 2.29$ 2.51$ 1.03
Diluted$ 2.28$ 2.49$ 1.03
Service charges on deposit accounts   
Non-interest income:   
Total Noninterest Income$ 641$ 648$ 621
Card and ATM fees   
Non-interest income:   
Total Noninterest Income513499438
Investment management and trust fee income   
Non-interest income:   
Total Noninterest Income297278253
Capital Markets [Member]   
Non-interest income:   
Total Noninterest Income339331275
Mortgage income   
Non-interest income:   
Total Noninterest Income156242333
Securities gains, net [Member]   
Non-interest income:   
Total Noninterest Income(1)34
Other [Member]   
Non-interest income:   
Total Noninterest Income$ 484$ 523$ 469
[1]Income tax expense includes gross amortization of affordable housing investments of $149 million, $139 million, and $133 million for 2022, 2021 and 2020, respectively.

RF Balance Sheet

2022-12-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Assets  
Cash and due from banks$ 1,997,000$ 1,350,000
Interest-bearing deposits in other banks9,230,00028,061,000
Debt Securities held to maturity801,000899,000
Debt securities available for sale27,933,00028,481,000
Loans held for sale354,0001,003,000
Loans, net of unearned income[1]97,009,00087,784,000
Allowance for loan losses(1,464,000)(1,479,000)
Net loans95,545,00086,305,000
Other earning assets1,308,0001,187,000
Premises and equipment, net1,718,0001,814,000
Interest receivable511,000319,000
Goodwill5,733,0005,744,000
Residential mortgage servicing rights at fair value812,000418,000
Other identifiable intangible assets, net$ 249,000305,000
Derivative Asset, Statement of Financial Position [Extensible Enumeration]Other assets 
Other assets$ 9,029,0007,052,000
Total assets155,220,000162,938,000
Deposits:  
Noninterest-bearing Deposit Liabilities51,348,00058,369,000
Interest-bearing80,395,00080,703,000
Total deposits131,743,000139,072,000
Borrowed funds:  
Long-term borrowings2,284,0002,407,000
Total borrowed funds$ 2,284,0002,407,000
Derivative Liability, Statement of Financial Position [Extensible Enumeration]Other liabilities 
Other liabilities$ 5,242,0003,133,000
Total liabilities139,269,000144,612,000
Equity:  
Preferred stock1,659,0001,659,000
Common stock10,00010,000
Additional paid-in capital11,988,00012,189,000
Retained earnings7,004,0005,550,000
Treasury stock, at cost(1,371,000)(1,371,000)
Accumulated other comprehensive income (loss), net(3,343,000)289,000
Total shareholders’ equity15,947,00018,326,000
Noncontrolling interest4,0000
Total equity15,951,00018,326,000
Total liabilities and equity$ 155,220,000$ 162,938,000
[1]Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $894 million and $630 million at December 31, 2022 and 2021,