Grufity logoGrufity logo
StocksFundsSearch FilingsAPI

Hanover Insurance Group Inc Stock Research

THG

112.44USD-0.41(-0.36%)Market Closed
Watchlist

Market Summary

USD112.44-0.41
Market Closed
-0.36%

THG Alerts

THG Stock Price

THG RSI Chart

THG Valuation

Market Cap

4.0B

Price/Earnings (Trailing)

-43.35

Price/Sales (Trailing)

0.69

EV/EBITDA

-49.63

Price/Free Cashflow

7.39

THG Price/Sales (Trailing)

THG Profitability

EBT Margin

-0.06%

Return on Equity

-0.03%

Return on Assets

-0.01%

Free Cashflow Yield

13.53%

THG Fundamentals

THG Revenue

Revenue (TTM)

5.8B

Revenue Y/Y

16.36%

Revenue Q/Q

4.2%

THG Earnings

Earnings (TTM)

-92.6M

Earnings Y/Y

-404.85%

Earnings Q/Q

-476.67%

Price Action

52 Week Range

103.83148.78
(Low)(High)

Last 7 days

1.2%

Last 30 days

7.6%

Last 90 days

1.8%

Trailing 12 Months

-15.2%

THG Financial Health

THG Investor Care

Shares Dilution (1Y)

0.28%

Diluted EPS (TTM)

-2.59

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for THG

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-08-07
Carlin Jane D
sold
-142,090
114
-1,246
-
2023-06-30
Salvatore Bryan J
acquired
-
-
32.775
executive vice president
2023-06-30
Lee Willard T
acquired
-
-
14.687
executive vice president
2023-06-30
Kerrigan Dennis Francis
acquired
-
-
23.568
executive vice president
2023-06-30
Roche John C
acquired
-
-
168
president and ceo
2023-06-30
LOVELY DAVID JOHN
acquired
-
-
4.832
executive vice president
2023-06-30
LAVEY RICHARD W
acquired
-
-
36.605
executive vice president
2023-06-30
Lowsley Denise
acquired
-
-
15.824
executive vice president
2023-06-30
BARNES WARREN E.
acquired
-
-
14.967
svp & princpl. accntg. officer
2023-06-30
FARBER JEFFREY M
acquired
-
-
70.443
executive vice president

1–10 of 50

Which funds bought or sold THG recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-21
Jefferies Group LLC
new
-
576,630
576,630
-%
2023-09-21
Baystate Wealth Management LLC
unchanged
-
-123
934
-%
2023-09-20
BARCLAYS PLC
added
116
2,301,000
4,858,000
-%
2023-09-12
Farther Finance Advisors, LLC
sold off
-100
-1,157
-
-%
2023-08-28
DT Investment Partners, LLC
unchanged
-
-1,232
22,680
-%
2023-08-24
Alberta Investment Management Corp
added
3.21
-550,819
5,429,060
0.05%
2023-08-22
COMERICA BANK
new
-
97,000
97,000
0.01%
2023-08-22
Asset Dedication, LLC
new
-
15,000
15,000
-%
2023-08-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-2.53
-820,336
4,931,840
0.01%
2023-08-21
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
added
10.1
-23,000
722,000
0.01%

1–10 of 50

Latest Funds Activity

Are funds buying THG calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own THG
No. of Funds

Schedule 13G FIlings of Hanover Insurance Group

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
10.44%
3,712,029
SC 13G/A
Jan 24, 2023
blackrock inc.
9.4%
3,337,724
SC 13G/A
Feb 10, 2022
vanguard group inc
10.36%
3,687,024
SC 13G/A
Feb 01, 2022
blackrock inc.
9.0%
3,185,224
SC 13G/A
Feb 10, 2021
vanguard group inc
10.05%
3,743,358
SC 13G/A
Jan 29, 2021
blackrock inc.
8.6%
3,219,346
SC 13G/A
Feb 12, 2020
vanguard group inc
11.21%
4,416,584
SC 13G/A
Feb 05, 2020
blackrock inc.
9.3%
3,668,766
SC 13G

Recent SEC filings of Hanover Insurance Group

View All Filings
Date Filed Form Type Document
Sep 21, 2023
8-K
Current Report
Aug 10, 2023
13F-NT
13F-NT
Aug 08, 2023
4
Insider Trading
Aug 04, 2023
10-Q
Quarterly Report
Aug 02, 2023
8-K
Current Report
Jul 21, 2023
8-K
Current Report
Jul 20, 2023
8-K
Current Report
Jul 03, 2023
4
Insider Trading
Jul 03, 2023
4
Insider Trading
Jul 03, 2023
4
Insider Trading

THG Fair Value

Loading...

Peers (Alternatives to Hanover Insurance Group)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
83.8B
55.3B
9.87% 17.02%
48.05
1.51
11.39% 104.72%
44.7B
50.4B
6.87% 21.67%
9.92
0.89
-9.25% -63.51%
29.9B
54.6B
8.02% -9.66%
-11.17
0.55
9.14% -383.17%
9.6B
7.5B
-0.38% -4.31%
11.27
1.28
12.86% -17.26%
-
23.6B
2.33% 16.97%
-
-
5.78% -4.19%
38.4B
38.7B
4.29% 8.00%
17.2
0.99
8.33% -37.32%
25.2B
13.3B
0.67% 24.34%
20.79
1.9
12.64% 55.58%
MID-CAP
3.9B
1.3B
-2.43% 27.00%
14.11
3.01
41.34% 137.60%
10.4B
7.4B
11.61% 46.43%
25.13
1.39
62.27% 144.80%
SMALL-CAP
1.3B
348.9M
1.26% -38.66%
22.1
3.67
16.85% 25.90%
1.2B
1.4B
6.41% -18.68%
-113.69
0.88
3.44% -114.81%
1.0B
1.1B
8.32% -8.43%
110.3
0.9
-2.53% -76.30%
586.9M
901.0M
5.12% -34.78%
12.65
0.65
14.76% 164.17%

Hanover Insurance Group News

Investing.com
5 Stocks With Alarming Bankruptcy Potential According to the ....
Investing.com,
4 days ago
StreetInsider.com
StreetInsider.com

Returns for THG

Cumulative Returns on THG

10.1%


10-Year Cumulative Returns

8.7%


7-Year Cumulative Returns

1.7%


5-Year Cumulative Returns

8.1%


3-Year Cumulative Returns

Risks for THG

What is the probability of a big loss on THG?

27.3%


Probability that Hanover Insurance Group stock will be more than 20% underwater in next one year

18.5%


Probability that Hanover Insurance Group stock will be more than 30% underwater in next one year.

0%


Probability that Hanover Insurance Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does THG drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Hanover Insurance Group was unfortunately bought at previous high price.

Drawdowns

Financials for Hanover Insurance Group

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue3.8%5,7935,5825,4695,3685,2775,2765,2285,1465,1215,0534,8274,7884,7534,7274,8914,7364,6884,6224,4944,4844,403
EBITDA-100.0%-42.00191412454588572574682666500428410377581------
EBITDA Margin-100.0%-0.01*0.03*0.08*0.09*0.11*0.11*0.11*0.13*0.13*0.10*0.09*0.09*0.08*0.12*------
Interest Expenses0.3%34.0034.0034.0034.0034.0034.0034.0034.0035.0036.0037.0038.0038.0038.0038.0039.0041.0043.0045.0045.0045.00
Earnings Before Taxes-3397.1%-122-3.50144364406537521524630613445371353320522390382372283377337
EBT Margin100.0%-0.00*0.03*0.07*0.08*0.10*0.10*0.10*0.12*0.12*0.09*0.08*0.07*0.07*0.11*------
Net Income-13128.6%-92.60-0.70116291325431419420505491359304304263425439420446391319230
Net Income Margin100.0%-0.00*0.02*0.05*0.06*0.08*0.08*0.08*0.10*0.10*0.07*0.06*0.06*0.06*0.09*------
Free Cashflow-100.0%-524705736709871816748780799693710664590590------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets0.7%14,18714,09213,99513,74613,60113,84714,25414,10513,72813,44813,44413,39412,83912,27712,49112,62712,16011,98312,40015,62415,404
    Cash Equivalents-7.7%1681823051651462722311711061121212321831442161581801691,021118245
  Goodwill0%179179179179179179179179179179179179179179179179179179179179192
Liabilities2.1%11,94911,70311,66111,45011,02911,01411,10911,00310,57410,40110,24210,2399,7679,5419,5749,5409,2199,0569,44512,64212,464
  Long Term Debt-----------------653653778778787
Shareholder's Equity-6.3%2,2382,3892,3342,2962,5762,8313,1453,1023,1543,0473,2023,1553,0722,7372,9163,0872,9412,9272,9552,9822,940
  Retained Earnings-3.3%2,8532,9522,9933,0303,0573,0612,9832,8472,8382,7352,6682,5292,4352,3452,4112,4232,3282,2792,1822,2782,200
  Additional Paid-In Capital0.5%1,9231,9141,9131,9051,8971,8881,8871,8811,8731,8641,8571,8721,8671,8621,8371,8371,8331,8221,8721,8691,864
Shares Outstanding0.3%36.0036.00-36.0036.0036.00-36.0036.0036.00-38.0038.0038.00-40.0041.0041.00-43.0043.00
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations3.3%558540722752723882824756791813708726678602603509522557551639634
  Share Based Compensation2.7%30.0029.0029.0028.0026.0024.0023.0023.0022.0021.0020.0019.0018.0018.0017.0014.0014.0015.0013.0013.0013.00
Cashflow From Investing18.7%-408-501-507-598-517-493-460-466-612-587-608-287-253-132-311232290136271-472-594
Cashflow From Financing0.5%-128-128-140-159-166-228-253-350-254-257-193-364-422-497-1,099-832-874-774-171-143-121
  Dividend Payments2.1%11311110910710510310210110110010019519419438629129028894.0092.0090.00
  Buy Backs-28.3%10.0015.0031.0051.0064.0013416326128222321325821334956441443229458.0044.0035.00

THG Income Statement

2023-06-30
Consolidated Statements of Income (Loss) - USD ($)
shares in Millions, $ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Revenues    
Premiums$ 1,411.7$ 1,293.8$ 2,791.7$ 2,557.6
Net investment income87.670.5166.3147.4
Net realized and unrealized investment gains (losses):    
Net realized gains (losses) from sales and other0.1(19.2)(1.0)(16.2)
Net change in fair value of equity securities(1.1)(59.0)(8.2)(77.0)
Impairments on investments:    
Credit-related recoveries (impairments)(1.7)0.5(6.2)(0.1)
Losses on intent to sell securities (0.2)(10.3)(0.5)
Impairments on investments(1.7)0.3(16.5)(0.6)
Total net realized and unrealized investment losses(2.7)(77.9)(25.7)(93.8)
Fees and other income7.86.515.812.4
Total revenues1,504.41,292.92,948.12,623.6
Losses and expenses    
Losses and loss adjustment expenses1,139.9845.52,157.31,633.0
Amortization of deferred acquisition costs292.7269.3581.5532.2
Interest expense8.68.517.117.0
Other operating expenses153.9141.4300.4283.2
Total losses and expenses1,595.11,264.73,056.32,465.4
Income (loss) from continuing operations before income taxes(90.7)28.2(108.2)158.2
Income tax expense (benefit):    
Current(14.8)29.4(12.6)59.6
Deferred(5.9)(24.0)(13.6)(29.5)
Total income tax expense (benefit)(20.7)5.4(26.2)30.1
Income (loss) from continuing operations(70.0)22.8(82.0)128.1
Discontinued operations (net of taxes):    
Net income (loss)$ (69.2)$ 22.7$ (81.2)$ 127.6
Basic:    
Income (loss) from continuing operations$ (1.96)$ 0.64$ (2.30)$ 3.60
Net income (loss) per share$ (1.94)$ 0.64$ (2.27)$ 3.59
Weighted average shares outstanding35.735.635.735.6
Diluted:    
Income (loss) from continuing operations$ (1.96)$ 0.63$ (2.30)$ 3.55
Net income (loss) per share$ (1.94)$ 0.63$ (2.27)$ 3.53
Weighted average shares outstanding35.736.135.736.1
Life [Member]    
Discontinued operations (net of taxes):    
Income (loss) from discontinued businesses $ (0.1) $ (0.5)
Basic:    
Income (loss) from discontinued businesses, Basic   $ (0.01)
Diluted:    
Income (loss) from discontinued businesses, Diluted   $ (0.02)
Chaucer [Member]    
Discontinued operations (net of taxes):    
Income (loss) from discontinued businesses$ 0.8 $ 0.8 
Basic:    
Income (loss) from discontinued businesses, Basic$ 0.02 $ 0.03 
Diluted:    
Income (loss) from discontinued businesses, Diluted$ 0.02 $ 0.03 

THG Balance Sheet

2023-06-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Assets  
Fixed maturities, at fair value (amortized cost of $8,375.5 and $8,294.5)$ 7,598.0$ 7,481.8
Equity securities, at fair value232.7241.9
Other investments809.7786.1
Total investments8,640.48,509.8
Cash and cash equivalents167.6305.0
Accrued investment income55.554.5
Premiums and accounts receivable, net1,673.81,601.4
Reinsurance recoverable on paid and unpaid losses and unearned premiums1,997.31,964.5
Deferred acquisition costs606.4604.8
Deferred income tax asset203.7199.2
Goodwill178.8178.8
Other assets577.4493.0
Assets of discontinued businesses85.884.1
Total assets14,186.713,995.1
Liabilities  
Loss and loss adjustment expense reserves7,313.37,012.6
Unearned premiums3,020.82,954.2
Expenses and taxes payable651.7731.7
Reinsurance premiums payable69.570.3
Debt782.8782.4
Liabilities of discontinued businesses110.7110.2
Total liabilities11,948.811,661.4
Commitments and contingencies
Shareholders’ Equity  
Preferred stock, par value $0.01 per share; 20.0 million shares authorized; none issued
Common stock, par value $0.01 per share; 300.0 million shares authorized; 60.5 million shares issued0.60.6
Additional paid-in capital1,923.01,913.1
Accumulated other comprehensive loss(670.9)(701.5)
Retained earnings2,853.02,992.9
Treasury stock at cost (24.7 million and 24.9 million shares)(1,867.8)(1,871.4)
Total shareholders’ equity2,237.92,333.7
Total liabilities and shareholders’ equity$ 14,186.7$ 13,995.1
John C. Roche
4400
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.