Last 7 days
-6.0%
Last 30 days
-12.7%
Last 90 days
-5.9%
Trailing 12 Months
-11.8%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
PGR | 83.5B | 49.6B | -3.33% | 25.86% | 115.74 | 1.68 | 4.00% | -78.47% |
TRV | 40.0B | 36.9B | -11.25% | -6.12% | 14.06 | 1.08 | 5.94% | -22.39% |
AIG | 38.3B | 56.4B | -22.60% | -17.13% | 3.73 | 0.68 | 8.41% | 9.46% |
ALL | 29.5B | 51.4B | -18.97% | -12.44% | -20.82 | 0.57 | 1.63% | -195.35% |
RE | 24.8B | 12.1B | -11.42% | 23.49% | 41.48 | 2.05 | 1.63% | -56.71% |
HIG | 23.3B | 22.4B | -16.76% | -3.54% | 11.93 | 1.05 | -0.13% | -23.26% |
Y | 11.4B | 6.8B | 0.57% | 29.95% | 32.11 | 0.97 | -36.57% | -61.35% |
AFG | 10.2B | 7.0B | -13.98% | -9.38% | 11.39 | 1.45 | 7.45% | -54.99% |
MID-CAP | ||||||||
RNR | 8.6B | 6.3B | -14.12% | 28.23% | -8.11 | 1.36 | 21.94% | -2542.77% |
ESGR | 4.0B | - | -8.96% | -17.12% | -4.13 | 4.2 | -80.45% | -283.49% |
SMALL-CAP | ||||||||
HMN | 1.4B | 1.4B | -7.46% | -16.42% | -543.45 | 1.02 | 3.97% | -101.82% |
PLMR | 1.4B | 327.1M | 6.70% | -11.03% | 26.51 | 4.23 | 39.88% | 13.79% |
PRA | 1.0B | 1.1B | -7.52% | -28.26% | -2.5K | 0.91 | -1.58% | -100.28% |
JRVR | 812.7M | 813.7M | -5.54% | 1.51% | 26.24 | 1 | 5.28% | 117.92% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | 1.9% | 5,469 | 5,368 | 5,277 | 5,276 | 5,228 |
EBITDA | -53.6% | 191 | 412 | 454 | 588 | - |
EBITDA Margin | -54.5% | 0.03* | 0.08* | 0.09* | 0.11* | - |
Earnings Before Taxes | -60.4% | 144 | 364 | 406 | 537 | 521 |
EBT Margin | -61.1% | 0.03* | 0.07* | 0.08* | 0.10* | - |
Interest Expenses | 0.3% | 34.00 | 34.00 | 34.00 | 34.00 | 34.00 |
Net Income | -60.2% | 116 | 291 | 325 | 431 | 419 |
Net Income Margin | -60.9% | 0.02* | 0.05* | 0.06* | 0.08* | - |
Free Cahsflow | -4.3% | 705 | 736 | 709 | 871 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | 1.8% | 13,997 | 13,746 | 13,601 | 13,847 | 14,254 |
Cash Equivalents | 85.1% | 305 | 165 | 146 | 272 | 231 |
Goodwill | 0% | 179 | 179 | 179 | 179 | 179 |
Liabilities | 1.9% | 11,672 | 11,450 | 11,029 | 11,014 | 11,109 |
Shareholder's Equity | 1.3% | 2,326 | 2,296 | 2,572 | 2,833 | 3,145 |
Retained Earnings | -1.3% | 2,989 | 3,030 | 3,057 | 3,061 | 2,983 |
Additional Paid-In Capital | 0.5% | 1,913 | 1,905 | 1,897 | 1,888 | 1,887 |
Shares Outstanding | 0% | 36.00 | 36.00 | 36.00 | - | - |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | -4.0% | 722 | 752 | 723 | 882 | 824 |
Share Based Compensation | 3.9% | 29.00 | 28.00 | 26.00 | 24.00 | 23.00 |
Cashflow From Investing | 15.2% | -507 | -598 | -517 | -493 | -460 |
Cashflow From Financing | 12.0% | -140 | -159 | -166 | -228 | -253 |
Dividend Payments | 2.1% | 109 | 107 | 105 | 103 | 102 |
Buy Backs | -39.4% | 31.00 | 51.00 | 64.00 | 134 | 163 |
19.6%
18.5%
0%
Y-axis is the maximum loss one would have experienced if Hanover Insurance Group was unfortunately bought at previous high price.
14.0%
8.5%
4.2%
8.5%
FIve years rolling returns for Hanover Insurance Group.
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-13 | Claro Advisors LLC | added | 1.26 | -42,532 | 620,468 | 0.20% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 2.86 | 10,010,000 | 128,123,000 | 0.14% |
2023-03-06 | Rockefeller Capital Management L.P. | reduced | -3.28 | 1,000 | 90,000 | -% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 43,917 | 43,917 | -% |
2023-02-28 | Voya Investment Management LLC | reduced | -40.33 | -3,900,010 | 6,617,990 | 0.01% |
2023-02-24 | NATIXIS | sold off | -100 | -1,051,000 | - | -% |
2023-02-24 | SRS Capital Advisors, Inc. | added | 6.35 | 17,626 | 160,626 | 0.02% |
2023-02-22 | TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY | unchanged | - | 41,000 | 784,000 | 0.01% |
2023-02-21 | MACQUARIE GROUP LTD | reduced | -32.01 | -30,670,000 | 77,554,000 | 0.09% |
2023-02-21 | NORTHWESTERN MUTUAL INVESTMENT MANAGEMENT COMPANY, LLC | reduced | -36.03 | -214,152 | 444,848 | 0.01% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 09, 2023 | vanguard group inc | 10.44% | 3,712,029 | SC 13G/A | |
Jan 24, 2023 | blackrock inc. | 9.4% | 3,337,724 | SC 13G/A | |
Feb 10, 2022 | vanguard group inc | 10.36% | 3,687,024 | SC 13G/A | |
Feb 01, 2022 | blackrock inc. | 9.0% | 3,185,224 | SC 13G/A | |
Feb 10, 2021 | vanguard group inc | 10.05% | 3,743,358 | SC 13G/A | |
Jan 29, 2021 | blackrock inc. | 8.6% | 3,219,346 | SC 13G/A | |
Feb 12, 2020 | vanguard group inc | 11.21% | 4,416,584 | SC 13G/A | |
Feb 05, 2020 | blackrock inc. | 9.3% | 3,668,766 | SC 13G |
Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
---|---|---|---|---|---|
Very Low Inflation | - - | - - | - - | - - | - - |
Current Inflation | 91.38 -28.18% | 110.72 -12.98% | 146.53 15.16% | 210.78 65.66% | 269.09 111.48% |
Very High Inflation | - - | - - | - - | - - | - - |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 02, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-01 | BARNES WARREN E. | sold | -119,396 | 138 | -862 | svp &princpl. accntg. officer |
2023-02-28 | Salvatore Bryan J | sold (taxes) | -202,385 | 139 | -1,451 | executive vice president |
2023-02-28 | Kerrigan Dennis Francis | sold (taxes) | -152,312 | 139 | -1,092 | executive vice president |
2023-02-28 | BARNES WARREN E. | sold (taxes) | -52,444 | 139 | -376 | svp & princpl. accntg. officer |
2023-02-28 | FARBER JEFFREY M | sold (taxes) | -747,613 | 139 | -5,360 | executive vice president |
2023-02-28 | LAVEY RICHARD W | sold (taxes) | -211,452 | 139 | -1,516 | executive vice president |
2023-02-28 | Roche John C | sold (taxes) | -1,397,170 | 139 | -10,017 | president and ceo |
2023-02-28 | Lee Willard T | sold (taxes) | -69,740 | 139 | -500 | executive vice president |
2023-02-27 | Kerrigan Dennis Francis | acquired | - | - | 3,620 | executive vice president |
2023-02-27 | LOVELY DAVID JOHN | acquired | - | - | 670 | executive vice president |
Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
Revenues | |||
Premiums | $ 5,252.3 | $ 4,770.2 | $ 4,527.4 |
Net investment income | 296.3 | 310.7 | 265.1 |
Net realized and unrealized investment gains (losses): | |||
Net realized gains (losses) from sales and other | (26.5) | 4.6 | 17.9 |
Net change in fair value of equity securities | (63.3) | 119.1 | 13.4 |
Recoveries (Impairments) on Investments [Abstract] | |||
Credit-related recoveries (impairments) | (1.9) | 0.3 | (9.8) |
Losses on intent to sell securities | (14.8) | (1.0) | (16.5) |
Recoveries (impairments) on investments | (16.7) | (0.7) | (26.3) |
Total net realized and unrealized investment gains (losses) | (106.5) | 123.0 | 5.0 |
Fees and other income | 26.5 | 23.9 | 27.3 |
Total revenues | 5,468.6 | 5,227.8 | 4,824.8 |
Losses and expenses | |||
Losses and loss adjustment expenses | 3,623.4 | 3,134.2 | 2,845.2 |
Amortization of deferred acquisition costs | 1,093.2 | 982.7 | 951.0 |
Interest expense | 34.1 | 34.0 | 37.1 |
Loss on repayment of debt | 6.2 | ||
Other operating expenses | 573.9 | 555.6 | 540.5 |
Total losses and expenses | 5,324.6 | 4,706.5 | 4,380.0 |
Income from continuing operations before income taxes | 144.0 | 521.3 | 444.8 |
Income tax expense (benefit): | |||
Current | 73.7 | 77.5 | 105.9 |
Deferred | (46.5) | 23.8 | (23.1) |
Total income tax expense | 27.2 | 101.3 | 82.8 |
Income from continuing operations | 116.8 | 420.0 | 362.0 |
Discontinued operations: | |||
Net income | $ 116.0 | $ 418.7 | $ 358.7 |
Basic: | |||
Income from continuing operations | $ 3.28 | $ 11.70 | $ 9.61 |
Net income per share | $ 3.26 | $ 11.67 | $ 9.52 |
Weighted average shares outstanding | 35.6 | 35.9 | 37.7 |
Diluted: | |||
Income from continuing operations | $ 3.23 | $ 11.52 | $ 9.50 |
Net income per share | $ 3.21 | $ 11.49 | $ 9.42 |
Weighted average shares outstanding | 36.1 | 36.4 | 38.1 |
Chaucer [Member] | |||
Discontinued operations: | |||
Income (loss) from discontinued businesses, net of taxes | $ 1.2 | $ 0.4 | |
Basic: | |||
Income from Chaucer business, net of taxes | $ 0.03 | $ 0.01 | |
Diluted: | |||
Income (loss) from discontinued businesses, net of taxes | $ 0.03 | $ 0.01 | |
Life [Member] | |||
Discontinued operations: | |||
Income (loss) from discontinued businesses, net of taxes | $ (0.8) | $ (2.5) | $ (3.7) |
Basic: | |||
Income from Chaucer business, net of taxes | $ (0.02) | $ (0.06) | $ (0.09) |
Diluted: | |||
Income (loss) from discontinued businesses, net of taxes | $ (0.02) | $ (0.06) | $ (0.10) |
Consolidated Balance Sheets - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021 |
---|---|---|
Assets | ||
Fixed maturities, at fair value (amortized cost of $8,294.5 and $7,514.8) | $ 7,481.8 | $ 7,723.9 |
Equity securities, at fair value | 241.9 | 661.3 |
Other investments | 786.1 | 767.4 |
Total investments | 8,509.8 | 9,152.6 |
Cash and cash equivalents | 305.0 | 230.9 |
Accrued investment income | 54.5 | 49.8 |
Premiums and accounts receivable, net | 1,601.4 | 1,469.5 |
Reinsurance recoverable on paid and unpaid losses and unearned premiums | 1,964.5 | 1,907.3 |
Deferred acquisition costs | 604.8 | 552.0 |
Deferred income tax asset | 199.2 | |
Goodwill | 178.8 | 178.8 |
Other assets | 493.0 | 606.3 |
Assets of discontinued businesses | 86.2 | 107.1 |
Total assets | 13,997.2 | 14,254.3 |
Liabilities | ||
Loss and loss adjustment expense reserves | 7,012.6 | 6,447.6 |
Unearned premiums | 2,954.2 | 2,734.9 |
Expenses and taxes payable | 731.7 | 907.7 |
Deferred income tax liability | 60.8 | |
Reinsurance premiums payable | 70.3 | 55.1 |
Debt | 782.4 | 781.6 |
Liabilities of discontinued businesses | 120.4 | 121.7 |
Total liabilities | 11,671.6 | 11,109.4 |
Commitments and contingencies | ||
Shareholders’ Equity | ||
Preferred stock, par value $0.01 per share; 20.0 million shares authorized; none issued | ||
Common stock, par value $0.01 per share; 300.0 million shares authorized; 60.5 million shares issued | 0.6 | 0.6 |
Additional paid-in capital | 1,913.1 | 1,887.2 |
Accumulated other comprehensive income (loss) | (705.5) | 122.2 |
Retained earnings | 2,988.8 | 2,983.2 |
Treasury stock at cost (24.9 and 25.0 million shares) | (1,871.4) | (1,848.3) |
Total shareholders’ equity | 2,325.6 | 3,144.9 |
Total liabilities and shareholders’ equity | $ 13,997.2 | $ 14,254.3 |