Stock Ideas
New
Stocks
Funds
Screener
Sectors
Watchlists
THG

THG - Hanover Insurance Group Inc-The Stock Price, Fair Value and News

137.54USD+1.06 (+0.78%)Market Closed

Market Summary

THG
USD137.54+1.06
Market Closed
0.78%

THG Alerts

  • 1 major insider sales recently.
  • Big jump in Earnings (Y/Y)

THG Stock Price

View Fullscreen

THG RSI Chart

THG Valuation

Market Cap

4.9B

Price/Earnings (Trailing)

30.37

Price/Sales (Trailing)

0.81

EV/EBITDA

19.26

Price/Free Cashflow

12.63

THG Price/Sales (Trailing)

THG Profitability

EBT Margin

3.34%

Return on Equity

6.45%

Return on Assets

1.12%

Free Cashflow Yield

7.92%

THG Fundamentals

THG Revenue

Revenue (TTM)

6.1B

Rev. Growth (Yr)

7.44%

Rev. Growth (Qtr)

1.46%

THG Earnings

Earnings (TTM)

162.8M

Earnings Growth (Yr)

1.1K%

Earnings Growth (Qtr)

7.04%

Breaking Down THG Revenue

Last 7 days

1.6%

Last 30 days

8.6%

Last 90 days

1.2%

Trailing 12 Months

15.1%

How does THG drawdown profile look like?

THG Financial Health

Debt/Equity

0.26

Debt/Cashflow

0.62

THG Investor Care

Shares Dilution (1Y)

0.61%

Diluted EPS (TTM)

4.5

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20246.1B000
20235.6B5.8B5.9B6.0B
20225.3B5.3B5.4B5.5B
20215.1B5.1B5.1B5.2B
20204.7B4.8B4.8B4.8B
20194.6B4.7B4.7B4.9B
20184.3B4.4B4.5B4.5B
20174.8B4.6B4.4B4.3B
20165.0B4.9B4.9B4.9B
20155.1B5.1B5.1B5.0B
20144.9B4.9B5.0B5.1B
20134.6B4.7B4.7B4.8B
20124.2B4.5B4.5B4.6B
20113.2B3.3B3.6B3.9B
20102.9B3.0B3.0B3.2B
200902.7B2.8B2.8B
20080002.7B
GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

PurpleZone


Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index
Very Expensive Stocks
Very Cheap Stocks
Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Hanover Insurance Group Inc-The

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 07, 2024
lee willard t
sold
-135,940
135
-1,000
executive vice president
Mar 28, 2024
kerrigan dennis francis
acquired
-
-
20.905
executive vice president
Mar 28, 2024
lovely david john
acquired
-
-
8.95
executive vice president
Mar 28, 2024
barnes warren e.
acquired
-
-
12.402
svp & princpl. accntg. officer
Mar 28, 2024
salvatore bryan j
acquired
-
-
31.354
executive vice president
Mar 28, 2024
roche john c
acquired
-
-
153
president and ceo
Mar 28, 2024
farber jeffrey m
acquired
-
-
60.953
executive vice president
Mar 28, 2024
lee willard t
acquired
-
-
13.651
executive vice president
Mar 28, 2024
lowsley denise
acquired
-
-
13.94
executive vice president
Mar 28, 2024
lavey richard w
acquired
-
-
34.831
executive vice president

1–10 of 50

Which funds bought or sold THG recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 16, 2024
Tidal Investments LLC
new
-
866,858
866,858
0.01%
May 16, 2024
JANE STREET GROUP, LLC
reduced
-30.49
-237,201
838,944
-%
May 16, 2024
HANCOCK WHITNEY CORP
sold off
-100
-435,900
-
-%
May 16, 2024
COMERICA BANK
reduced
-4.82
467,084
7,400,110
0.03%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-4.54
326,873
4,956,860
0.01%
May 16, 2024
Colony Group, LLC
new
-
574,000
574,000
-%
May 16, 2024
B. Riley Wealth Advisors, Inc.
new
-
212,749
212,749
0.01%
May 15, 2024
NORTHWESTERN MUTUAL INVESTMENT MANAGEMENT COMPANY, LLC
added
0.35
121,163
1,087,180
0.03%
May 15, 2024
Kapitalo Investimentos Ltda
added
451
337,438
402,519
0.09%
May 15, 2024
Royal Bank of Canada
reduced
-3.25
133,000
1,717,000
-%

1–10 of 50

Are Funds Buying or Selling THG?

Are funds buying THG calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own THG
No. of Funds

Unveiling Hanover Insurance Group Inc-The's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
10.13%
3,623,766
SC 13G/A
Jan 24, 2024
blackrock inc.
9.2%
3,291,658
SC 13G/A
Feb 09, 2023
vanguard group inc
10.44%
3,712,029
SC 13G/A
Jan 24, 2023
blackrock inc.
9.4%
3,337,724
SC 13G/A
Feb 10, 2022
vanguard group inc
10.36%
3,687,024
SC 13G/A
Feb 01, 2022
blackrock inc.
9.0%
3,185,224
SC 13G/A
Feb 10, 2021
vanguard group inc
10.05%
3,743,358
SC 13G/A
Jan 29, 2021
blackrock inc.
8.6%
3,219,346
SC 13G/A
Feb 12, 2020
vanguard group inc
11.21%
4,416,584
SC 13G/A
Feb 05, 2020
blackrock inc.
9.3%
3,668,766
SC 13G

Recent SEC filings of Hanover Insurance Group Inc-The

View All Filings
Date Filed Form Type Document
May 16, 2024
4
Insider Trading
May 16, 2024
8-K
Current Report
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading
May 16, 2024
4
Insider Trading

Peers (Alternatives to Hanover Insurance Group Inc-The)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
1.1T
1.3B
1.56% 3220.84%
-5.4K
851.43
-10.27% -34.69%
56.3B
10.6B
11.80% 20.14%
51.57
5.3
20.42% -6.05%
53.5B
48.4B
11.01% 48.35%
11.07
1.1
-4.15% -20.63%
50.3B
42.9B
6.36% 19.84%
16.03
1.17
13.52% 12.15%
50.2B
19.3B
10.10% 32.07%
9.39
2.6
3.03% 17.35%
37.9B
14.4B
11.43% 34.12%
7.82
2.63
32.92% 143.01%
11.2B
8.0B
7.21% 13.44%
12.7
1.4
11.14% 7.56%
MID-CAP
10.1B
12.6B
5.84% 14.37%
7.61
0.8
4.24% -13.40%
9.1B
11.4B
3.23% 33.23%
11.93
0.8
9.81% 217.29%
5.1B
11.9B
12.70% 41.34%
3.81
0.43
-33.27% 234.43%
3.9B
3.2B
-0.20% 45.14%
5.55
1.23
64.05% -35.60%
SMALL-CAP
2.0B
1.3B
23.61% 49.66%
-37.13
1.59
18.74% 30.90%
887.3M
308.9M
-4.69% -15.41%
14.38
2.87
3.79% 10.94%
818.6M
314.0M
28.73% 23.89%
14.24
2.61
-29.20% -88.19%
35.5M
187.5M
-11.22% -20.55%
-49.09
0.19
2.74% 73.83%

Hanover Insurance Group Inc-The News

Latest updates
Defense World15 May 202410:56 am

Hanover Insurance Group Inc-The Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue1.5%1,5511,5291,5171,5041,4441,4791,3661,2931,3311,3791,2751,2921,2821,2971,2501,2241,0561,2581,2151,1991,220
EBITDA Margin192.8%0.04*0.01*-0.01*-0.01*0.01*0.03*0.08*0.09*0.11*0.11*0.11*0.13*---------
Interest Expenses0%9.009.009.009.009.009.009.009.009.009.009.009.009.009.0010.009.009.009.009.009.009.00
Income Taxes-30.5%30.0043.00-9.10-20.70-5.50-2.80-0.105.0025.0042.008.0030.0021.0041.0029.0028.00-15.2023.0019.0025.0026.00
Earnings Before Taxes-3.3%145150-0.90-90.70-17.50-14.701.0028.0013020543.00160114207149143-53.90133130110149
EBT Margin387.4%0.03*0.01*-0.02*-0.02*0.00*0.03*0.07*0.08*0.10*0.10*0.10*0.12*---------
Net Income7.0%1161089.00-69.20-12.00-12.101.0023.0010516834.0012993.00165119115-40.0011011974.00122
Net Income Margin353.1%0.03*0.01*-0.01*-0.02*0.00*0.02*0.06*0.06*0.08*0.08*0.08*0.10*---------
Free Cashflow-38.0%56.0091.0022223.0015.001953114.00195226284166---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-0.1%14,59414,61314,31514,18714,09213,99513,74613,60113,84714,25414,10513,72813,44813,44413,39412,83912,27712,49112,62712,16011,983
    Cash Equivalents-16.3%265316295168182305165146272231171106112121232183144216158180169
  Goodwill0%179179179179179179179179179179179179179179179179179179179179179
Liabilities-0.6%12,07112,14712,19911,94911,70311,66111,45011,02911,01411,10911,00310,57410,40110,24210,2399,7679,5419,5749,5409,2199,056
  Long Term Debt--------------------653653
Shareholder's Equity2.3%2,5232,4662,1163.001,9142,3342,3051.001,8883,1363,1021,8733,0471.003,1551,8672,7372,9163,0872,9412,927
  Retained Earnings2.9%2,9942,9092,8322,8532,9522,9933,0303,0573,0612,9832,8472,8382,7352,6682,5292,4352,3452,4112,4232,3282,279
  Additional Paid-In Capital0.1%1,9411,9391,9311,9231,9141,9131,9051,8971,8881,8871,8811,8731,8641,8571,8721,8671,8621,8371,8371,8331,822
Shares Outstanding0.3%36.0036.0036.0036.0036.0036.0036.0036.0036.0036.0036.0036.00---------
Float----4,009---5,167---4,816---3,814---5,043-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-36.7%58,70092,700224,70026,20018,100198,500315,1008,600200,100228,300286,400167,200141,800161,000320,800189,20036,600179,000273,300113,40037,200
  Share Based Compensation-6.9%6,7007,2008,6008,2007,1007,2007,7007,4006,7006,1005,8005,4005,6005,7004,9004,5005,0004,7004,1004,4004,200
Cashflow From Investing-77.7%-74,800-42,100-68,400-11,500-106,500-31,400-258,600-105,400-112,200-122,500-177,100-82,000-78,600-128,500-323,600-56,800-99,900193,300-289,80063,900-279,300
Cashflow From Financing-22.1%-35,400-29,000-29,400-28,600-35,100-26,900-37,600-29,300-46,800-46,100-44,500-90,900-71,700-143,40051,700-93,700-8,500-314,200-5,700-168,800-610,600
  Dividend Payments-100.0%-30,30029,00029,00028,90028,80026,70026,70026,70026,60025,00025,10025,50025,50024,50024,70024,800120,90023,80024,500217,000
  Buy Backs-------10,4004,10016,30020,00024,00073,30045,300118,50045,00014,40034,900163,600-150,000250,000
Get Full Access to Grufity – and Unlimited Downloads
Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.
Try For Just $1.99

THG Income Statement

2024-03-31
Consolidated Statements of Income (Loss) - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Revenues  
Premiums$ 1,448.6$ 1,380.0
Net investment income89.778.7
Net realized and unrealized investment gains (losses):  
Net realized losses from sales and other(1.3)(1.1)
Net change in fair value of equity securities6.5(7.1)
Recoveries (Impairments) on Investments [Abstract]  
Credit-related recoveries (impairments)0.3(4.5)
Losses on intent to sell securities (10.3)
Recoveries (impairments) on investments0.3(14.8)
Total net realized and unrealized investment gains (losses)5.5(23.0)
Fees and other income7.38.0
Total revenues1,551.11,443.7
Losses and expenses  
Losses and loss adjustment expenses935.21,017.4
Amortization of deferred acquisition costs299.0288.8
Interest expense8.58.5
Other operating expenses163.1146.5
Total losses and expenses1,405.81,461.2
Income (loss) before income taxes145.3(17.5)
Income tax expense (benefit):  
Current28.72.2
Deferred1.1(7.7)
Total income tax expense (benefit)29.8(5.5)
Net income (loss)$ 115.5$ (12.0)
Basic:  
Net income (loss) per share$ 3.22$ (0.34)
Weighted average shares outstanding35.835.6
Diluted:  
Net income (loss) per share$ 3.18$ (0.34)
Weighted average shares outstanding36.335.6

THG Balance Sheet

2024-03-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Assets  
Fixed maturities, at fair value (amortized cost of $8,535.5 and $8,294.5)$ 8,015.4$ 7,985.3
Equity securities, at fair value137.4130.9
Other investments794.4796.9
Total investments8,947.28,913.1
Cash and cash equivalents264.6316.1
Accrued investment income57.958.2
Premiums and accounts receivable, net1,739.51,705.6
Reinsurance recoverable on paid and unpaid losses and unearned premiums1,999.82,056.1
Deferred acquisition costs619.3620.8
Deferred income tax asset180.2173.3
Goodwill178.8178.8
Other assets521.4504.0
Assets of discontinued businesses85.486.6
Total assets14,594.114,612.6
Liabilities  
Loss and loss adjustment expense reserves7,331.17,308.1
Unearned premiums3,104.93,102.5
Expenses and taxes payable679.1775.9
Reinsurance premiums payable61.664.3
Debt783.4783.2
Liabilities of discontinued businesses111.3113.0
Total liabilities12,071.412,147.0
Commitments and contingencies
Shareholders’ Equity  
Preferred stock, par value $0.01 per share; 20.0 million shares authorized; none issued
Common stock, par value $0.01 per share; 300.0 million shares authorized; 60.5 million shares issued0.60.6
Additional paid-in capital1,941.31,939.2
Accumulated other comprehensive loss(548.9)(517.2)
Retained earnings2,993.92,909.4
Treasury stock at cost (24.7 million and 24.9 million shares)(1,864.2)(1,866.4)
Total shareholders’ equity2,522.72,465.6
Total liabilities and shareholders’ equity$ 14,594.1$ 14,612.6
THG
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial lines coverage. The Specialty segment provides professional and executive Lines, marine, and surety and other, as well as specialty P&C, such as program business, specialty industrial and commercial property, excess and surplus lines, and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
 CEO
 WEBSITEhanover.com
 INDUSTRYInsurance Property & Casualty
 EMPLOYEES4600

Hanover Insurance Group Inc-The Frequently Asked Questions


What is the ticker symbol for Hanover Insurance Group Inc-The? What does THG stand for in stocks?

THG is the stock ticker symbol of Hanover Insurance Group Inc-The. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Hanover Insurance Group Inc-The (THG)?

As of Fri May 17 2024, market cap of Hanover Insurance Group Inc-The is 4.94 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of THG stock?

You can check THG's fair value in chart for subscribers.

What is the fair value of THG stock?

You can check THG's fair value in chart for subscribers. The fair value of Hanover Insurance Group Inc-The is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Hanover Insurance Group Inc-The is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for THG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Hanover Insurance Group Inc-The a good stock to buy?

The fair value guage provides a quick view whether THG is over valued or under valued. Whether Hanover Insurance Group Inc-The is cheap or expensive depends on the assumptions which impact Hanover Insurance Group Inc-The's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for THG.

What is Hanover Insurance Group Inc-The's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, THG's PE ratio (Price to Earnings) is 30.37 and Price to Sales (PS) ratio is 0.81. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. THG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Hanover Insurance Group Inc-The's stock?

In the past 10 years, Hanover Insurance Group Inc-The has provided 0.113 (multiply by 100 for percentage) rate of return.