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UBSI

UBSI - United Bankshares Inc-WV Stock Price, Fair Value and News

31.08USD-0.43 (-1.36%)Market Closed

Market Summary

UBSI
USD31.08-0.43
Market Closed
-1.36%

UBSI Stock Price

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UBSI RSI Chart

UBSI Valuation

Market Cap

4.2B

Price/Earnings (Trailing)

11.84

Price/Sales (Trailing)

2.92

EV/EBITDA

1.82

Price/Free Cashflow

9.81

UBSI Price/Sales (Trailing)

UBSI Profitability

EBT Margin

31.17%

Return on Equity

7.38%

Return on Assets

1.18%

Free Cashflow Yield

10.2%

UBSI Fundamentals

UBSI Revenue

Revenue (TTM)

1.4B

Rev. Growth (Yr)

12.11%

Rev. Growth (Qtr)

0%

UBSI Earnings

Earnings (TTM)

354.8M

Earnings Growth (Yr)

-11.69%

Earnings Growth (Qtr)

9.35%

Breaking Down UBSI Revenue

Last 7 days

-2.5%

Last 30 days

-10.7%

Last 90 days

-7.2%

Trailing 12 Months

-2.4%

How does UBSI drawdown profile look like?

UBSI Financial Health

UBSI Investor Care

Dividend Yield

4.7%

Dividend/Share (TTM)

1.46

Shares Dilution (1Y)

0.20%

Diluted EPS (TTM)

2.62

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20241.4B000
20231.1B1.2B1.3B1.4B
2022792.3M819.8M889.4M1.0B
2021823.6M825.0M808.8M795.1M
2020753.9M753.4M773.3M798.4M
2019739.6M760.9M766.2M762.6M
2018670.2M693.3M706.7M717.7M
2017482.6M524.5M572.9M623.8M
2016427.6M435.1M452.0M470.3M
2015427.9M428.7M428.1M423.6M
2014325.0M354.3M384.5M418.5M
2013318.4M312.8M308.2M306.2M
2012324.5M333.1M329.8M323.9M
2011313.1M303.4M308.2M316.5M
2010355.2M344.9M334.4M323.4M
20090408.6M387.2M365.8M
2008000429.9M
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Tracking the Latest Insider Buys and Sells of United Bankshares Inc-WV

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Feb 24, 2024
adams richard m jr
sold (taxes)
-76,584
34.42
-2,225
chief executive officer
Feb 24, 2024
mildren charles j.
sold (taxes)
-5,644
34.42
-164
executive vice president
Feb 24, 2024
humphrey matthew l
sold (taxes)
-16,280
34.42
-473
executive vice president
Feb 24, 2024
schultheis anna j
sold (taxes)
-2,960
34.42
-86.00
executive vice president
Feb 24, 2024
gurtis julie r
sold (taxes)
-4,336
34.42
-126
executive vice president
Feb 24, 2024
shaver ami l
sold (taxes)
-3,579
34.42
-104
executive vice president
Feb 24, 2024
consagra james j jr
sold (taxes)
-76,584
34.42
-2,225
chief operating officer
Feb 24, 2024
kayes henry m jr
sold (taxes)
-5,644
34.42
-164
evp
Feb 24, 2024
proctor michael
sold (taxes)
-2,684
34.42
-78.00
executive vice president
Feb 24, 2024
ernest douglas bryan
sold (taxes)
-37,896
34.42
-1,101
executive vice-president

1–10 of 50

Which funds bought or sold UBSI recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jun 11, 2024
EverSource Wealth Advisors, LLC
added
33.44
1,758
13,211
-%
May 28, 2024
Verity Asset Management, Inc.
added
5.67
6,125
859,712
0.48%
May 28, 2024
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
unchanged
-
-77,000
1,571,000
0.01%
May 24, 2024
Cetera Investment Advisers
new
-
430,460
430,460
-%
May 21, 2024
Atria Investments, Inc
new
-
1,071,800
1,071,800
0.01%
May 17, 2024
New Covenant Trust Company, N.A.
new
-
79,382
79,382
0.08%
May 16, 2024
Colony Group, LLC
unchanged
-
-100,000
2,034,000
0.02%
May 16, 2024
Tidal Investments LLC
new
-
241,976
241,976
-%
May 16, 2024
COMERICA BANK
reduced
-3.2
-198,738
2,369,880
0.01%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-5.09
-507,580
4,814,010
0.01%

1–10 of 48

Are Funds Buying or Selling UBSI?

Are funds buying UBSI calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own UBSI
No. of Funds

Unveiling United Bankshares Inc-WV's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
10.53%
14,202,951
SC 13G/A
Feb 12, 2024
state street corp
6.05%
8,170,075
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
5.4%
7,291,004
SC 13G/A
Jan 24, 2024
state street corp
6.28%
8,473,995
SC 13G/A
Jan 22, 2024
blackrock inc.
14.8%
19,971,599
SC 13G/A
Feb 10, 2023
dimensional fund advisors lp
5.4%
7,205,109
SC 13G
Feb 09, 2023
vanguard group inc
10.41%
14,016,115
SC 13G/A
Feb 07, 2023
state street corp
10.58%
14,243,920
SC 13G/A
Jan 23, 2023
blackrock inc.
14.7%
19,774,245
SC 13G/A
Jun 09, 2022
vanguard group inc
10.01%
13,544,798
SC 13G/A

Recent SEC filings of United Bankshares Inc-WV

View All Filings
Date Filed Form Type Document
May 21, 2024
8-K
Current Report
May 21, 2024
4
Insider Trading
May 10, 2024
8-K
Current Report
May 10, 2024
425
Prospectus Filed
May 10, 2024
10-Q
Quarterly Report
May 07, 2024
4
Insider Trading
Apr 25, 2024
8-K
Current Report
Apr 05, 2024
4
Insider Trading
Apr 02, 2024
DEFA14A
DEFA14A
Apr 02, 2024
DEF 14A
DEF 14A

Peers (Alternatives to United Bankshares Inc-WV)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
563.6B
180.9B
-4.12% 35.43%
11.19
3.12
60.42% 19.83%
306.9B
137.9B
0.85% 33.61%
12.26
2.23
56.12% -12.56%
200.2B
88.5B
-7.89% 35.55%
10.67
2.26
42.28% 26.14%
113.4B
140.1B
-7.63% 22.20%
14.18
0.81
54.53% -
15.5B
10.4B
-7.55% 23.00%
10.83
1.49
26.22% -33.87%
12.6B
8.1B
-14.26% 32.44%
14.4
1.55
32.15% -50.93%
MID-CAP
6.2B
4.2B
-15.15% 9.19%
8.93
1.46
34.68% -45.96%
6.0B
4.1B
-9.65% 40.61%
9.57
1.47
32.93% -30.73%
3.2B
1.3B
-6.81% 31.96%
11.42
2.46
30.60% -12.99%
3.0B
2.0B
-10.99% 15.87%
18.77
1.48
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
404.4M
173.1M
-1.50% 10.85%
13.86
2.34
26.54% -34.86%
362.3M
176.1M
-7.15% 0.05%
36.44
2.06
35.14% -73.84%
265.3M
98.7M
-8.08% -6.70%
9.01
2.69
6.27% -22.90%
42.9M
62.5M
-8.76% -9.42%
-14.5
0.69
18.83% -145.18%

United Bankshares Inc-WV News

Latest updates
Business Wire15 May 202409:15 pm
Business Wire15 May 202407:00 am
West Virginia MetroNews12 May 202407:00 am
Business Wire10 May 202407:00 am

United Bankshares Inc-WV Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue0.0%369369357346329308264228203195194200206209210199180184190199189
EBITDA Margin-4.6%0.94*0.99*1.05*1.14*1.25*1.35*1.41*1.44*1.46*1.49*1.50*1.50*---------
Interest Expenses-3.1%222230228227234249241215192184182187191192186171142141142151144
Income Taxes-13.7%21.0025.0025.0023.0024.0027.0026.0024.0020.0019.0024.0024.0028.0021.0029.0011.0010.0012.0017.0018.0017.00
Earnings Before Taxes3.9%10810412111612312612911910293.0011611913411313364.0050.0076.0083.0085.0081.00
EBT Margin-5.8%0.31*0.33*0.36*0.40*0.44*0.47*0.50*0.52*0.54*0.58*0.60*0.61*---------
Net Income9.4%87.0079.0096.0092.0098.0010010396.0082.0074.0092.0095.0010792.0010453.0040.0063.0066.0067.0064.00
Net Income Margin-5.8%0.25*0.26*0.29*0.32*0.35*0.38*0.40*0.42*0.43*0.46*0.48*0.48*---------
Free Cashflow-25.0%12015988.0062.0011513212820428052.00196268---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q22020Q12019Q42019Q32019Q2
Assets0.3%30,02929,92629,22529,69530,18229,48929,04828,77829,36629,32927,50827,19127,03126,18425,93126,2355,00620,37119,66219,75119,883
    Cash Equivalents8.4%1,7331,5991,1841,6921,9191,1771,3561,6582,8033,7584,0343,6772,9632,209----837--
  Net PPE0.2%191191192194196199199198200197172171174176180181-96.0097.0095.0095.00
  Goodwill0%1,8891,8891,8891,8891,8891,8891,8891,8891,8891,8861,8101,8101,8041,7971,7951,7953321,4781,4781,4781,478
Liabilities0.3%25,22125,15524,57625,05825,57624,97324,60824,29124,77024,61023,07722,79722,69821,88721,66422,037-17,02716,29816,39716,549
Shareholder's Equity0.8%4,8074,7714,6494,6374,6074,5164,4404,4874,5954,7194,4314,3944,3334,2984,2674,198-3,3443,3643,3543,334
  Retained Earnings2.1%1,7821,7461,7161,6691,6251,5751,5241,4701,4231,3911,3631,3171,2671,2051,1581,100-1,0931,1331,1051,073
  Additional Paid-In Capital0.0%3,1833,1823,1793,1753,1723,1693,1643,1603,1563,1502,9042,9022,8992,8942,8922,890-2,1412,1402,1382,137
Shares Outstanding0.2%135135135135134135134135136129129129---------
Float----3,838---4,522---4,519---3,434----3,583
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-23.5%12416390.0065.0011813713420628456.0020127181.00186-11751.0021.0061.0059.00-61.4693.00
Cashflow From Investing99.0%-2.43-249-68.0326591.00-629-740-774-1,303-233-44.39333-38.98162133-34.95-122-96.47-109-1.43-175
Cashflow From Financing-97.7%12.00502-529-556532312305-57665.00-98.02199110712205-421710600-103-227144235
  Dividend Payments2.9%50.0049.0049.0049.0049.0049.0049.0049.0047.0045.0045.0045.0045.0045.0045.0036.0036.0035.0035.0035.0035.00
  Buy Backs-1.00-0.000.001.000.000.0053.0026.000.00--11.0021.00--1.001.0016.006.0012.00
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UBSI Income Statement

2024-03-31
Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income  
Interest and fees on loans$ 320,991$ 279,896
Interest on federal funds sold and other short-term investments12,30310,983
Interest and dividends on securities:  
Taxable34,72236,259
Tax-exempt1,1642,165
Total interest income369,180329,303
Interest expense  
Interest on deposits128,37768,592
Interest on short-term borrowings2,0821,157
Interest on long-term borrowings16,23225,234
Total interest expense146,69194,983
Net interest income222,489234,320
Provision for credit losses5,7406,890
Net interest income after provision for credit losses216,749227,430
Other income  
Income from bank-owned life insurance2,4181,891
Mortgage loan servicing income7892,276
Net investment securities losses(99)(405)
Other income2,1911,411
Total other income32,21232,744
Other expense  
Employee compensation59,29355,414
Employee benefits14,67113,435
Net occupancy expense12,34311,833
Other real estate owned ("OREO") expense159667
Net gains on the sales of OREO properties(83)(43)
Equipment expense6,8536,996
Data processing expense7,4637,473
Mortgage loan servicing expense and impairment1,0151,884
Bankcard processing expense616522
FDIC insurance expense6,4554,587
Other expense31,95734,651
Total other expense140,742137,419
Income before income taxes108,219122,755
Income taxes21,40524,448
Net income$ 86,814$ 98,307
Earnings per common share:  
Basic$ 0.64$ 0.73
Diluted$ 0.64$ 0.73
Average outstanding shares:  
Basic134,808,634134,411,166
Diluted135,121,380134,840,328
Fees from trust services [Member]  
Other income  
Revenue from contract$ 4,646$ 4,780
Fees from brokerage services [Member]  
Other income  
Revenue from contract5,2674,200
Fees from deposit services [Member]  
Other income  
Revenue from contract8,9719,362
Bankcard fees and merchant discounts [Member]  
Other income  
Revenue from contract1,8731,707
Other service charges, commissions, and fees [Member]  
Other income  
Revenue from contract8581,138
Income from mortgage banking activities [Member]  
Other income  
Revenue from contract$ 5,298$ 6,384

UBSI Balance Sheet

2024-03-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets  
Cash and due from banks$ 238,148$ 257,153
Interest-bearing deposits with other banks1,493,3121,340,620
Federal funds sold1,1861,170
Total cash and cash equivalents1,732,6461,598,943
Securities available for sale at estimated fair value (amortized cost-$3,980,612 at March 31, 2024 and $4,149,895 at December 31, 2023, allowance for credit losses of $0 at March 31, 2024 and December 31, 2023)3,613,9753,786,377
Securities held to maturity, net of allowance for credit losses of $19 at March 31, 2024 and $17 at December 31, 2023 (estimated fair value-$1,020 at March 31, 2024 and December 31, 2023)1,0011,003
Equity securities at estimated fair value8,7628,945
Other investment securities330,781329,429
Loans held for sale measured using fair value option44,42656,261
Loans and leases21,532,56821,373,185
Less: Unearned income(12,492)(14,101)
Loans and leases, net of unearned income21,520,07621,359,084
Less: Allowance for loan and lease losses(262,905)(259,237)
Net loans and leases21,257,17121,099,847
Bank premises and equipment190,988190,520
Operating lease right-of-use assets86,07486,986
Goodwill1,888,8891,888,889
Mortgage servicing rights4,2414,554
Bank-owned life insurance ("BOLI")490,596486,895
Accrued interest receivable113,815111,420
Other assets265,433276,413
TOTAL ASSETS30,028,79829,926,482
Deposits:  
Noninterest-bearing6,017,3496,149,080
Interest-bearing16,902,39716,670,239
Total deposits22,919,74622,819,319
Borrowings:  
Securities sold under agreements to repurchase207,727196,095
Federal Home Loan Bank ("FHLB") borrowings1,460,4151,510,487
Other long-term borrowings279,019278,616
Reserve for lending-related commitments42,91544,706
Operating lease liabilities92,26692,885
Accrued expenses and other liabilities219,269213,134
TOTAL LIABILITIES25,221,35725,155,242
Shareholders' Equity  
Preferred stock, $1.00 par value; Authorized-50,000,000 shares, none issued00
Common stock, $2.50 par value; Authorized-200,000,000 shares; issued-142,536,369 and 142,257,646 at March 31, 2024 and December 31, 2023, respectively, including 7,343,694 and 7,308,583 shares in treasury at March 31, 2024 and December 31, 2023, respectively356,341355,644
Surplus3,183,1983,181,764
Retained earnings1,782,2201,745,619
Accumulated other comprehensive loss(260,992)(259,681)
Treasury stock, at cost(253,326)(252,106)
TOTAL SHAREHOLDERS' EQUITY4,807,4414,771,240
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY$ 30,028,798$ 29,926,482
UBSI
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.
 CEO
 WEBSITEubsi-inc.com
 INDUSTRYBanks Diversified
 EMPLOYEES2799

United Bankshares Inc-WV Frequently Asked Questions


What is the ticker symbol for United Bankshares Inc-WV? What does UBSI stand for in stocks?

UBSI is the stock ticker symbol of United Bankshares Inc-WV. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of United Bankshares Inc-WV (UBSI)?

As of Fri Jun 14 2024, market cap of United Bankshares Inc-WV is 4.2 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UBSI stock?

You can check UBSI's fair value in chart for subscribers.

What is the fair value of UBSI stock?

You can check UBSI's fair value in chart for subscribers. The fair value of United Bankshares Inc-WV is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of United Bankshares Inc-WV is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UBSI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is United Bankshares Inc-WV a good stock to buy?

The fair value guage provides a quick view whether UBSI is over valued or under valued. Whether United Bankshares Inc-WV is cheap or expensive depends on the assumptions which impact United Bankshares Inc-WV's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UBSI.

What is United Bankshares Inc-WV's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Jun 14 2024, UBSI's PE ratio (Price to Earnings) is 11.84 and Price to Sales (PS) ratio is 2.92. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UBSI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on United Bankshares Inc-WV's stock?

In the past 10 years, United Bankshares Inc-WV has provided 0.028 (multiply by 100 for percentage) rate of return.