UCBI - United Community Banks Inc-GA Stock Price, Fair Value and News

25.67USD+0.42 (+1.66%)Delayed as of 22 Apr 2024, 01:05 pm ET

Market Summary

USD25.67+0.42

Delayedas of 22 Apr 2024, 01:05 pm

1.66%

UCBI Stock Price

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UCBI RSI Chart

UCBI Valuation

Market Cap

3.0B

Price/Earnings (Trailing)

16.03

Price/Sales (Trailing)

2.43

EV/EBITDA

2.13

Price/Free Cashflow

13.58

UCBI Price/Sales (Trailing)

UCBI Profitability

EBT Margin

18.80%

Return on Equity

5.75%

Return on Assets

0.69%

Free Cashflow Yield

7.37%

UCBI Fundamentals

UCBI Revenue

Revenue (TTM)

1.2B

Rev. Growth (Yr)

40.64%

Rev. Growth (Qtr)

4.81%

UCBI Earnings

Earnings (TTM)

187.5M

Earnings Growth (Yr)

-82.7%

Earnings Growth (Qtr)

-70.56%

Breaking Down UCBI Revenue

52 Week Range

20.3730.18

(Low)(High)

Last 7 days

1.9%

Last 30 days

-0.4%

Last 90 days

-12.6%

Trailing 12 Months

-8.0%

How does UCBI drawdown profile look like?

UCBI Financial Health

Debt/Equity

0.1

Debt/Cashflow

0.91

UCBI Investor Care

Dividend Yield

3.64%

Dividend/Share (TTM)

0.92

Shares Dilution (1Y)

3.52%

Diluted EPS (TTM)

1.54

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	921.6M	1.0B	1.1B	1.2B
2022	560.8M	560.4M	582.1M	813.2M
2021	644.3M	716.1M	752.9M	578.8M
2020	548.3M	525.2M	535.2M	577.4M
2019	536.2M	553.2M	564.0M	562.6M
2018	450.9M	465.1M	490.2M	515.0M
2017	415.4M	424.7M	428.4M	440.4M
2016	348.9M	370.2M	392.9M	404.3M
2015	277.6M	288.4M	302.5M	326.3M
2014	216.6M	261.1M	265.0M	269.9M
2013	208.0M	163.7M	163.2M	209.3M
2012	296.8M	286.7M	278.1M	221.7M
2011	327.3M	316.6M	306.9M	302.6M
2010	0	382.3M	361.7M	341.1M
2009	0	0	0	402.8M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of United Community Banks Inc-GA

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 18, 2024	edwards robert a.	gifted	-	-	-775	evp, chief risk officer
Mar 15, 2024	edwards robert a.	gifted	-	-	-835	evp, chief risk officer
Mar 13, 2024	harton h lynn	gifted	-	-	-8,329	president & ceo
Mar 13, 2024	harton h lynn	gifted	-	-	8,329	president & ceo
Feb 15, 2024	cox abraham	acquired	-	-	571	evp, chief marketing officer
Feb 15, 2024	davis lux melinda	sold (taxes)	-23,842	27.66	-862	evp, general counsel
Feb 15, 2024	cox abraham	sold (taxes)	-9,210	27.66	-333	evp, chief marketing officer
Feb 15, 2024	berry holly n	acquired	-	-	499	evp, chief hr officer
Feb 15, 2024	berry holly n	sold (taxes)	-13,055	27.66	-472	evp, chief hr officer
Feb 15, 2024	edwards robert a.	acquired	-	-	2,437	evp, chief risk officer

Which funds bought or sold UCBI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 18, 2024	AlphaMark Advisors, LLC	added	9.26	-5,000	274,000	0.10%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	reduced	-84.22	-288,570	47,744	-%
Apr 18, 2024	Integrated Investment Consultants, LLC	reduced	-5.18	-76,667	444,571	0.12%
Apr 18, 2024	Mayfair Advisory Group, LLC	reduced	-17.24	-392,803	1,158,370	0.84%
Apr 18, 2024	CAP Partners, LLC	added	0.8	-49,892	484,845	0.43%
Apr 18, 2024	Hexagon Capital Partners LLC	added	63.27	672	2,106	-%
Apr 18, 2024	SJS Investment Consulting Inc.	added	50.00	143	553	-%
Apr 18, 2024	FARMERS & MERCHANTS INVESTMENTS INC	unchanged	-	-238	2,132	-%
Apr 17, 2024	PATRIOT INVESTMENT MANAGEMENT GROUP, INC.	unchanged	-	-52,503	470,023	0.04%
Apr 17, 2024	Cornerstone Wealth Group, LLC	new	-	221,220	221,220	0.02%

Are Funds Buying or Selling UCBI?

Are funds buying UCBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own UCBI

No. of Funds

Unveiling United Community Banks Inc-GA's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	11.39%	13,552,982	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G
Jan 24, 2024	state street corp	5.01%	5,958,625	SC 13G/A
Jan 23, 2024	blackrock inc.	14.3%	17,058,774	SC 13G/A
Feb 09, 2023	vanguard group inc	11.28%	11,980,115	SC 13G/A
Feb 06, 2023	state street corp	4.67%	4,960,942	SC 13G/A
Jan 23, 2023	blackrock inc.	14.6%	15,539,856	SC 13G/A
Feb 10, 2022	vanguard group inc	12.00%	10,719,549	SC 13G/A
Feb 10, 2022	state street corp	5.20%	4,646,495	SC 13G
Jan 27, 2022	blackrock inc.	14.7%	13,117,339	SC 13G/A

Recent SEC filings of United Community Banks Inc-GA

View All Filings

Date Filed	Form Type	Document
Apr 04, 2024	ARS	ARS
Apr 04, 2024	ARS/A	ARS/A
Apr 02, 2024	DEF 14A	DEF 14A
Apr 02, 2024	DEFA14A	DEFA14A
Mar 19, 2024	4	Insider Trading
Mar 15, 2024	4	Insider Trading
Feb 23, 2024	10-K	Annual Report
Feb 20, 2024	4	Insider Trading
Feb 20, 2024	4	Insider Trading
Feb 20, 2024	4	Insider Trading

Peers (Alternatives to United Community Banks Inc-GA)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	535.2B	171.1B	-5.35%	31.97%	10.8	3.13	60.72%	31.52%
BAC	291.1B	130.3B	0.60%	23.65%	10.98	2.23	79.51%	-3.68%
WFC	216.0B	85.7B	5.36%	44.88%	11.28	2.52	41.49%	39.96%
C	113.1B	133.3B	-1.61%	19.76%	12.25	0.85	79.09%	-
CFG	15.6B	10.2B	-2.44%	16.96%	9.7	1.53	44.53%	-22.43%
KEY	13.7B	7.9B	-2.66%	21.59%	14.14	1.72	46.47%	-49.56%
MID-CAP
CMA	6.8B	4.2B	-0.35%	12.62%	7.76	1.64	56.25%	-23.46%
ZION	5.9B	3.9B	-3.44%	28.21%	8.69	1.5	45.91%	-25.03%
ABCB	3.2B	1.3B	-2.65%	33.98%	11.87	2.5	43.24%	-22.35%
ASB	3.1B	2.0B	-1.20%	13.72%	16.97	1.59	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	409.6M	164.9M	-5.29%	32.50%	35.02	2.48	42.66%	-70.76%
AROW	377.2M	162.6M	-6.69%	-0.22%	12.54	2.32	25.39%	-38.37%
ACNB	276.3M	96.6M	-11.56%	-1.79%	8.72	2.86	11.02%	-11.37%
ASRV	47.0M	60.9M	2.66%	-13.74%	-14.04	0.77	24.06%	-144.92%

United Community Banks Inc-GA News

Latest updates

United Community Banks Inc-GA Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	4.8%	339	323	296	279	241	214	187	171	10.00	192	188	189	184	155	116	122	142	145	139	137	143
EBITDA Margin	-15.8%	0.89*	1.05*	1.19*	1.31*	1.40*	1.39*	1.31*	1.25*	1.20*	1.19*	-	-	-	-	-	-	-	-	-	-	-
Interest Expenses	0.4%	203	203	200	211	210	200	179	164	138	141	138	132	145	128	109	119	117	119	118	116	115
Income Taxes	-124.7%	-2.94	12.00	18.00	18.00	25.00	22.00	19.00	12.00	14.00	22.00	22.00	20.00	18.00	12.00	7.00	9.00	13.00	14.00	13.00	13.00	12.00
Earnings Before Taxes	-81.4%	11.00	60.00	82.00	80.00	106	104	86.00	60.00	66.00	95.00	92.00	94.00	77.00	59.00	32.00	41.00	62.00	62.00	57.00	57.00	58.00
EBT Margin	-34.6%	0.19*	0.29*	0.36*	0.40*	0.43*	0.42*	0.42*	0.43*	0.47*	0.48*	-	-	-	-	-	-	-	-	-	-	-
Net Income	-70.6%	14.00	48.00	63.00	62.00	81.00	81.00	67.00	48.00	52.00	74.00	70.00	74.00	60.00	48.00	25.00	32.00	49.00	48.00	44.00	44.00	45.00
Net Income Margin	-32.2%	0.15*	0.22*	0.28*	0.31*	0.34*	0.33*	0.33*	0.34*	0.36*	0.37*	-	-	-	-	-	-	-	-	-	-	-
Free Cashflow	-88.2%	8.00	72.00	74.00	67.00	83.00	151	137	193	70.00	115	-	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.6%	27,297	26,869	26,120	25,872	24,009	23,688	24,213	24,374	20,947	19,481	18,896	18,557	17,794	17,153	15,005	13,086	12,916	12,809	12,779	12,506	12,573
Cash Equivalents	32.2%	1,004	760	711	778	647	484	1,216	1,907	2,319	1,818	1,419	1,334	1,609	1,046	1,329	521	515	361	276	325	327
Net PPE	1.9%	378	371	353	337	298	289	286	284	245	225	225	217	218	212	212	215	216	215	217	214	206
Liabilities	1.5%	24,036	23,685	23,015	22,794	21,308	21,053	21,562	21,679	18,725	17,359	16,809	16,526	15,787	15,186	13,233	11,445	11,280	11,204	11,213	10,998	11,116
Short Term Borrowings	-100.0%	-	37.00	-	7.00	159	-	-	-	-	-	-	-	-	-	-	-	-	-	40.00	-	-
Long Term Debt	0.0%	325	325	325	325	325	325	324	324	247	247	262	312	327	327	312	213	213	240	248	257	267
Shareholder's Equity	2.4%	3,262	3,184	3,106	3,078	2,701	2,635	2,651	2,695	2,222	2,122	2,086	2,031	2,008	1,967	1,772	1,641	1,636	1,605	1,566	1,508	1,458
Retained Earnings	-2.6%	581	597	577	543	509	453	397	354	331	299	244	192	137	95.00	65.00	54.00	40.00	6.00	-29.12	-59.57	-90.42
Additional Paid-In Capital	0.1%	2,699	2,698	2,611	2,606	2,306	2,305	2,305	2,302	1,721	1,632	1,637	1,641	1,639	1,637	1,480	1,479	1,497	1,495	1,499	1,494	1,500
Shares Outstanding	0.0%	119	119	115	115	106	107	107	107	88.00	87.00	87.00	87.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	2,869	-	-	-	3,188	-	-	-	2,761	-	-	-	1,568	-	-	-	2,247	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-75.0%	22.00	87.00	95.00	90.00	99.00	161	147	200	76.00	120	128	35.00	105	38.00	26.00	-10.79	58.00	47.00	13.00	36.00	70.00
Share Based Compensation	-20.1%	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	4.00	2.00	2.00
Cashflow From Investing	-199.9%	-160	161	-344	181	-176	-309	-631	-902	-249	-215	-303	-1,037	-154	-275	-1,066	-84.98	37.00	59.00	-45.49	113	-189
Cashflow From Financing	292.2%	384	-199	183	-140	240	-582	-206	290	674	494	261	728	612	-46.16	1,848	101	59.00	-21.02	-17.03	-150	135
Dividend Payments	3.3%	28.00	27.00	27.00	24.00	24.00	23.00	23.00	18.00	18.00	17.00	17.00	16.00	16.00	14.00	14.00	14.00	14.00	14.00	13.00	13.00	12.00
Buy Backs	-100.0%	-	5.00	0.00	-	-	-	-	-	-	10.00	5.00	-	-	-	-	21.00	0.00	5.00	-	7.00	-

UCBI Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest revenue:
Loans, including fees	$ 1,042,605	$ 673,402	$ 505,734
Investment securities:
Taxable	162,505	121,501	61,994
Tax exempt	7,295	10,323	8,978
Deposits in banks and short-term investments	24,702	7,929	2,088
Total interest revenue	1,237,107	813,155	578,794
Interest expense:
Deposits	395,574	42,099	14,845
Short-term borrowings	3,195	507	0
Federal Home Loan Bank advances	5,761	1,424	3
Long-term debt	14,812	16,768	14,912
Total interest expense	419,342	60,798	29,760
Net interest revenue	817,765	752,357	549,034
Provision for credit losses	89,430	63,913	(37,550)
Net interest revenue after provision for credit losses	728,335	688,444	586,584
Noninterest income:
Wealth management fees	23,740	23,594	18,998
Gains from other loan sales	9,146	10,730	11,267
Other lending and loan servicing fees	13,973	10,005	9,427
Securities (losses) gains, net	(53,333)	(3,872)	83
Other	24,325	26,563	25,729
Total noninterest income	75,483	137,707	157,818
Total revenue	803,818	826,151	744,402
Noninterest expenses:
Salaries and employee benefits	318,464	276,205	241,443
Occupancy	42,640	36,247	28,619
Communications and equipment	43,264	38,234	29,829
Professional fees	26,732	20,166	20,589
Lending and loan servicing expense	9,722	9,350	10,859
Outside services - electronic banking	11,577	12,583	9,481
Postage, printing and supplies	9,467	8,749	7,110
Advertising and public relations	9,473	8,384	5,910
FDIC assessments and other regulatory charges	27,449	9,894	7,398
Amortization of intangibles	15,175	6,826	4,045
Merger-related and other charges	27,210	19,375	13,970
Other	30,100	24,136	17,386
Total noninterest expenses	571,273	470,149	396,639
Income before income taxes	232,545	356,002	347,763
Income tax expense	45,001	78,530	77,962
Net income	187,544	277,472	269,801
Net income available to common shareholders, basic	180,847	269,135	261,269
Net income available to common shareholders, diluted	$ 180,847	$ 269,135	$ 261,269
Income per common share:
Basic (in dollars per share)	$ 1.54	$ 2.52	$ 2.97
Diluted (in dollars per share)	$ 1.54	$ 2.52	$ 2.97
Weighted average common shares outstanding:
Basic (in shares)	117,603	106,661	87,940
Diluted (in shares)	117,745	106,778	88,097
Service charges and fees
Noninterest income:
Service charges and other related fees	$ 38,412	$ 38,163	$ 33,868
Mortgage loan gains and related fees
Noninterest income:
Service charges and other related fees	$ 19,220	$ 32,524	$ 58,446

UCBI Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 200,781,000	$ 195,771,000
Interest-bearing deposits in banks	803,094,000	316,082,000
Federal funds and other short-term investments	0	135,000,000
Cash and cash equivalents	1,003,875,000	646,853,000
Debt securities available-for-sale	3,331,084,000	3,614,333,000
Debt securities held-to-maturity (fair value $2,095,620 and $2,191,073, respectively)	2,490,848,000	2,613,648,000
Loans held for sale	33,008,000	13,600,000
Loans and leases held for investment	18,318,755,000	15,334,627,000
Less allowance for credit losses - loans and leases	(208,071,000)	(159,357,000)
Loans and leases, net	18,110,684,000	15,175,270,000
Premises and equipment, net	378,421,000	298,456,000
Bank owned life insurance	345,371,000	299,297,000
Accrued interest receivable	87,782,000	72,807,000
Net deferred tax asset	113,214,000	129,313,000
Derivative financial instruments	50,352,000	50,636,000
Goodwill and other intangible assets, net	990,087,000	779,248,000
Other assets	362,525,000	315,423,000
Total assets	27,297,251,000	24,008,884,000
Deposits:
Noninterest-bearing demand	6,534,307,000	7,643,081,000
Interest-bearing deposits	16,776,304,000	12,233,426,000
Total deposits	23,310,611,000	19,876,507,000
Short-term borrowings	0	158,933,000
Federal Home Loan Bank advances	0	550,000,000
Long-term debt	324,823,000	324,663,000
Derivative financial instruments	84,811,000	99,543,000
Accrued expenses and other liabilities	315,481,000	298,564,000
Total liabilities	24,035,726,000	21,308,210,000
Commitments and contingencies
Shareholders' equity:
Preferred stock, $1 par value: 10,000,000 shares authorized; 3,662 and 4,000 shares Series I issued and outstanding, respectively; $25,000 per share liquidation preference	88,266,000	96,422,000
Common stock, $1 par value; 200,000,000 shares authorized, 119,010,319 and 106,222,758 shares issued and outstanding, respectively	119,010,000	106,223,000
Common stock issuable; 620,108 and 607,128 shares, respectively	13,110,000	12,307,000
Capital surplus	2,699,112,000	2,306,366,000
Retained earnings	581,219,000	508,844,000
Accumulated other comprehensive loss	(239,192,000)	(329,488,000)
Total shareholders’ equity	3,261,525,000	2,700,674,000
Total liabilities and shareholders’ equity	$ 27,297,251,000	$ 24,008,884,000

About United Community Banks Inc-GA

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

CEO	Mr. Herbert Lynn Harton
WEBSITE	ucbi.com
INDUSTRY	Banks Diversified
EMPLOYEES	3064

United Community Banks Inc-GA Frequently Asked Questions

What is the ticker symbol for United Community Banks Inc-GA? What does UCBI stand for in stocks?

UCBI is the stock ticker symbol of United Community Banks Inc-GA. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of United Community Banks Inc-GA (UCBI)?

As of Fri Apr 19 2024, market cap of United Community Banks Inc-GA is 3.01 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UCBI stock?

You can check UCBI's fair value in chart for subscribers.

What is the fair value of UCBI stock?

You can check UCBI's fair value in chart for subscribers. The fair value of United Community Banks Inc-GA is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of United Community Banks Inc-GA is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UCBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is United Community Banks Inc-GA a good stock to buy?

The fair value guage provides a quick view whether UCBI is over valued or under valued. Whether United Community Banks Inc-GA is cheap or expensive depends on the assumptions which impact United Community Banks Inc-GA's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UCBI.

What is United Community Banks Inc-GA's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 19 2024, UCBI's PE ratio (Price to Earnings) is 16.03 and Price to Sales (PS) ratio is 2.43. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UCBI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on United Community Banks Inc-GA's stock?

In the past 10 years, United Community Banks Inc-GA has provided 0.051 (multiply by 100 for percentage) rate of return.