UMBF - UMB Financial Corp Stock Price, Fair Value and News

81.37USD+1.17 (+1.46%)Delayed as of 19 Apr 2024, 10:54 am ET

Market Summary

USD81.37+1.17

Delayedas of 19 Apr 2024, 10:54 am

1.46%

UMBF Alerts

1 major insider sales recently.

UMBF Stock Price

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UMBF RSI Chart

UMBF Valuation

Market Cap

3.9B

Price/Earnings (Trailing)

11.17

Price/Sales (Trailing)

2.13

EV/EBITDA

-0.88

Price/Free Cashflow

8.77

UMBF Price/Sales (Trailing)

UMBF Profitability

EBT Margin

22.93%

Return on Equity

11.29%

Return on Assets

0.8%

Free Cashflow Yield

11.4%

UMBF Fundamentals

UMBF Revenue

Revenue (TTM)

1.8B

Rev. Growth (Yr)

35.38%

Rev. Growth (Qtr)

5.22%

UMBF Earnings

Earnings (TTM)

350.0M

Earnings Growth (Yr)

-29.2%

Earnings Growth (Qtr)

-26.55%

Breaking Down UMBF Revenue

52 Week Range

50.6881.42

(Low)(High)

Last 7 days

-0.6%

Last 30 days

1.0%

Last 90 days

-0.5%

Trailing 12 Months

34.3%

How does UMBF drawdown profile look like?

UMBF Financial Health

Debt/Equity

0.12

Debt/Cashflow

1.23

UMBF Investor Care

Dividend Yield

1.91%

Dividend/Share (TTM)

1.53

Shares Dilution (1Y)

0.49%

Diluted EPS (TTM)

7.18

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.3B	1.5B	1.7B	1.8B
2022	877.3M	913.3M	992.3M	1.1B
2021	803.1M	822.9M	847.2M	861.5M
2020	863.0M	839.1M	817.0M	808.5M
2019	775.6M	815.8M	849.8M	862.9M
2018	639.9M	665.2M	692.4M	732.0M
2017	543.6M	566.9M	592.8M	616.9M
2016	460.8M	486.8M	503.6M	523.0M
2015	469.7M	437.6M	426.3M	430.7M
2014	493.8M	514.2M	519.0M	498.7M
2013	446.8M	450.2M	465.5M	491.8M
2012	438.9M	441.3M	446.6M	458.1M
2011	381.7M	400.4M	411.3M	414.3M
2010	306.5M	307.9M	309.1M	360.4M
2009	0	0	0	310.2M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of UMB Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	kemper j mariner	sold	-1,115,830	84.9835	-13,130	chairman and ceo
Apr 01, 2024	kemper j mariner	sold	-952,618	85.2836	-11,170	chairman and ceo
Mar 28, 2024	rine james d	gifted	-	-	-1,450	president
Mar 28, 2024	kemper j mariner	sold	-124,697	86.5948	-1,440	chairman and ceo
Mar 28, 2024	kemper j mariner	sold	-574,505	86.262	-6,660	chairman and ceo
Mar 13, 2024	wendel abigail m	acquired	93,234	75.25	1,239	president - consumer banking
Mar 13, 2024	wendel abigail m	sold	-95,390	80.7025	-1,182	president - consumer banking
Mar 12, 2024	kemper j mariner	sold	-662,801	80.0485	-8,280	chairman and ceo
Mar 12, 2024	kemper j mariner	sold	-636,505	80.3668	-7,920	chairman and ceo
Mar 11, 2024	kemper j mariner	sold	-17,508	82.5887	-212	chairman and ceo

Which funds bought or sold UMBF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 17, 2024	NEW MEXICO EDUCATIONAL RETIREMENT BOARD	added	1.12	130,000	874,000	0.03%
Apr 15, 2024	L. Roy Papp & Associates, LLP	unchanged	-	14,981	378,842	0.04%
Apr 15, 2024	JANICZEK WEALTH MANAGEMENT, LLC	unchanged	-	1,599	40,570	0.01%
Apr 12, 2024	FIRST FINANCIAL CORP /IN/	new	-	2,783	2,783	-%
Apr 12, 2024	AdvisorNet Financial, Inc	sold off	-100	-418	-	-%
Apr 12, 2024	High Net Worth Advisory Group LLC	unchanged	-	9,632	243,572	0.08%
Apr 11, 2024	City State Bank	unchanged	-	3,000	70,000	0.03%
Apr 11, 2024	CONGRESS ASSET MANAGEMENT CO /MA	reduced	-4.35	-37,164	8,939,560	0.06%
Apr 10, 2024	ATWOOD & PALMER INC	unchanged	-	12,997	328,649	0.03%
Apr 09, 2024	MASSMUTUAL TRUST CO FSB/ADV	reduced	-8.82	-288	5,393	-%

Are Funds Buying or Selling UMBF?

Are funds buying UMBF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own UMBF

No. of Funds

UMBF Alerts

1 major insider sales recently.

Unveiling UMB Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	8.88%	4,310,807	SC 13G/A
Jan 24, 2024	state street corp	6.12%	2,968,567	SC 13G/A
Jan 23, 2024	blackrock inc.	12.3%	5,975,948	SC 13G/A
Feb 09, 2023	vanguard group inc	9.23%	4,459,978	SC 13G/A
Feb 07, 2023	state street corp	7.52%	3,631,606	SC 13G
Jan 23, 2023	blackrock inc.	11.6%	5,588,925	SC 13G/A
Jan 27, 2022	blackrock inc.	10.6%	5,147,539	SC 13G/A
Jan 25, 2022	blackrock inc.	10.6%	5,147,539	SC 13G
Feb 10, 2021	vanguard group inc	8.91%	4,280,058	SC 13G/A
Jan 27, 2021	blackrock inc.	10.5%	5,051,749	SC 13G/A

Recent SEC filings of UMB Financial Corp

View All Filings

Date Filed	Form Type	Document
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	144	Notice of Insider Sale Intent
Apr 01, 2024	144	Notice of Insider Sale Intent
Apr 01, 2024	144	Notice of Insider Sale Intent
Apr 01, 2024	144	Notice of Insider Sale Intent
Apr 01, 2024	4	Insider Trading
Mar 28, 2024	144	Notice of Insider Sale Intent

Peers (Alternatives to UMB Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	522.1B	171.1B	-6.46%	28.36%	10.54	3.05	60.72%	31.52%
BAC	281.5B	130.3B	-0.75%	18.96%	10.62	2.16	79.51%	-3.68%
WFC	210.3B	85.7B	3.10%	39.16%	10.99	2.45	41.49%	39.96%
C	111.5B	133.3B	-0.93%	15.69%	12.08	0.84	79.09%	-
CFG	15.1B	10.2B	-1.88%	7.84%	9.38	1.48	44.53%	-22.43%
KEY	13.4B	7.9B	-0.76%	16.16%	13.89	1.69	46.47%	-49.56%
MID-CAP
CMA	6.7B	4.2B	1.60%	7.60%	7.62	1.61	56.25%	-23.46%
ZION	5.8B	3.9B	-1.36%	19.93%	8.55	1.47	45.91%	-25.03%
ABCB	3.1B	1.3B	-2.95%	27.92%	11.49	2.41	43.24%	-22.35%
ASB	3.0B	2.0B	-1.33%	8.51%	16.53	1.54	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	392.8M	164.9M	-4.83%	27.38%	33.58	2.38	42.66%	-70.76%
AROW	362.5M	162.6M	-7.65%	-5.53%	12.05	2.23	25.39%	-38.37%
ACNB	264.5M	96.6M	-9.91%	0.13%	8.35	2.74	11.02%	-11.37%
ASRV	46.1M	60.9M	9.21%	-17.67%	-13.79	0.76	24.06%	-144.92%

UMB Financial Corp News

Latest updates

UMB Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	5.2%	497	472	461	409	367	300	249	222	222	221	213	206	207	197	193	211	216	219	217	211	203
EBITDA Margin	-10.7%	0.76*	0.85*	0.95*	1.15*	1.32*	1.45*	1.56*	1.52*	1.51*	1.63*	1.61*	1.58*	-	-	-	-	-	-	-	-	-
Interest Expenses	3.7%	231	222	226	242	245	233	225	210	211	210	201	194	195	184	178	174	172	168	166	164	162
Income Taxes	-56.3%	10.00	23.00	20.00	19.00	24.00	21.00	36.00	20.00	20.00	19.00	20.00	17.00	35.00	10.00	8.00	-0.81	11.00	11.00	10.00	11.00	-0.97
Earnings Before Taxes	-32.2%	81.00	119	110	112	124	109	174	126	98.00	114	107	110	191	83.00	69.00	-4.25	77.00	73.00	67.00	68.00	24.00
EBT Margin	-15.7%	0.23*	0.27*	0.30*	0.39*	0.47*	0.51*	0.56*	0.51*	0.50*	0.62*	0.60*	0.56*	-	-	-	-	-	-	-	-	-
Net Income	-26.5%	71.00	97.00	90.00	92.00	100	88.00	138	106	78.00	94.00	87.00	93.00	156	73.00	61.00	-3.44	67.00	62.00	57.00	58.00	25.00
Net Income Margin	-14.2%	0.19*	0.22*	0.24*	0.32*	0.38*	0.41*	0.46*	0.42*	0.41*	0.51*	0.50*	0.48*	-	-	-	-	-	-	-	-	-
Free Cashflow	-64.1%	81.00	226	146	-7.73	127	202	202	187	159	180	52.00	110	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	6.1%	44,012	41,465	41,243	40,607	38,512	37,581	37,508	40,606	42,693	37,554	36,619	34,669	33,128	30,251	29,754	26,245	26,561	24,143	24,016	23,557	23,351
Cash Equivalents	40.8%	5,528	3,927	3,740	3,523	1,558	2,011	2,116	6,687	9,215	6,128	5,452	4,194	3,498	2,019	2,149	1,419	1,669	793	1,276	1,490	1,674
Net PPE	-2.9%	242	249	255	261	264	261	258	265	271	273	281	286	293	295	300	298	300	290	279	279	284
Goodwill	0%	207	207	207	207	207	182	182	182	175	175	175	175	181	181	181	181	181	181	181	181	181
Liabilities	5.8%	40,911	38,658	38,411	37,793	35,845	35,058	34,865	37,857	39,548	34,441	33,529	31,711	30,111	27,397	26,976	23,581	23,955	21,579	21,538	21,206	21,123
Short Term Borrowings	-21.7%	1,800	2,300	1,800	2,800	-	-	-	-	-	-	-	-	-	15.00	15.00	15.00	-	-	-	-	-
Long Term Debt	0.1%	383	383	382	382	381	382	273	272	272	271	271	270	270	269	71.00	122	70.00	87.00	89.00	82.00	83.00
Shareholder's Equity	10.5%	3,100	2,807	2,832	2,815	2,667	2,524	2,643	2,748	3,145	3,113	3,090	2,958	3,017	2,854	2,777	2,663	2,606	2,564	2,478	2,351	2,228
Retained Earnings	1.9%	2,811	2,759	2,681	2,610	2,536	2,454	2,384	2,265	2,177	2,117	2,040	1,968	1,891	1,750	1,692	1,647	1,672	1,621	1,574	1,531	1,488
Additional Paid-In Capital	0.5%	1,134	1,128	1,125	1,121	1,126	1,120	1,116	1,110	1,111	1,103	1,098	1,094	1,090	1,085	1,082	1,073	1,074	1,070	1,065	1,061	1,055
Shares Outstanding	0.1%	49.00	49.00	49.00	49.00	48.00	48.00	48.00	48.00	48.00	48.00	48.00	48.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	2,675	-	-	-	3,766	-	-	-	4,069	-	-	-	2,226	-	-	-	2,910	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-63.4%	84,979	232,217	153,712	1,696	144,445	219,300	209,757	196,052	171,720	185,105	61,317	115,940	158,443	113,512	92,351	9,292	149,423	56,545	87,760	46,205	71,610
Share Based Compensation	69.8%	5,992	3,528	3,939	5,235	4,750	4,839	5,738	6,164	7,112	4,792	4,152	5,152	4,678	3,740	3,292	3,410	3,316	3,924	3,717	3,893	2,110
Cashflow From Investing	-376.7%	-689,089	-144,549	-397,858	-41,776	-936,958	-388,917	-1,705,075	-814,435	-2,172,588	-395,171	-581,141	-1,086,590	-1,347,670	-669,576	-2,705,030	231,189	-1,658,260	-516,852	-539,518	-270,531	-1,206,525
Cashflow From Financing	2106.4%	2,205,139	99,945	460,458	2,005,510	339,869	63,648	-3,074,853	-1,909,523	5,087,313	886,579	1,777,898	1,666,616	2,667,555	426,704	3,342,023	-490,397	2,385,049	-22,355	237,220	40,363	1,824,343
Dividend Payments	2.7%	18,933	18,441	18,439	18,432	18,364	17,876	17,873	17,917	17,934	17,881	15,479	15,456	15,356	14,885	14,890	15,150	15,217	14,722	14,720	14,777	14,750
Buy Backs	39.7%	271	194	-	7,902	191	-	9,319	22,487	1,237	181	61.00	4,027	4,201	106	73.00	59,386	161	221	28.00	4,086	50,090

UMBF Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST INCOME
Loans	$ 1,399,961	$ 810,007	$ 619,273
Securities:
Taxable interest	214,981	192,121	127,625
Tax-exempt interest	102,197	97,190	98,305
Total securities income	317,178	289,311	225,930
Federal funds and resell agreements	17,647	19,109	10,048
Interest-bearing due from banks	103,190	18,582	5,417
Trading securities	729	511	854
Total interest income	1,838,705	1,137,520	861,522
INTEREST EXPENSE
Deposits	704,210	167,553	26,412
Federal funds and repurchase agreements	93,026	40,703	6,934
Other	121,353	15,467	12,655
Total interest expense	918,589	223,723	46,001
Net interest income	920,116	913,797	815,521
Provision for credit losses	41,227	37,900	20,000
Net interest income after provision for credit losses	878,889	875,897	795,521
NONINTEREST INCOME
Trust and securities processing	257,200	237,207	224,126
Trading and investment banking	19,630	23,201	30,939
Service charges on deposit accounts	84,950	85,167	86,056
Insurance fees and commissions	1,009	1,338	1,309
Brokerage fees	54,119	43,019	12,171
Bankcard fees	74,719	73,451	64,576
Investment securities (losses) gains, net	(3,139)	58,444	5,057
Other	53,365	32,406	42,941
Total noninterest income	541,853	554,233	467,175
NONINTEREST EXPENSE
Salaries and employee benefits	553,421	524,431	504,442
Occupancy, net	48,502	48,848	47,345
Equipment	68,718	74,259	78,398
Supplies and services	16,829	13,590	14,986
Marketing and business development	25,749	25,699	18,533
Processing fees	103,099	82,227	67,563
Legal and consulting	29,998	39,095	32,406
Bankcard	32,969	26,367	19,145
Amortization of other intangible assets	8,587	5,037	4,757
Regulatory fees	77,010	15,378	11,894
Other	34,258	43,188	34,167
Total noninterest expense	999,140	898,119	833,636
Income (loss) before taxes	421,602	532,011	429,060
Income tax expense	71,578	100,329	76,042
NET INCOME	$ 350,024	$ 431,682	$ 353,018
PER SHARE DATA
Net income – basic	$ 7.22	$ 8.93	$ 7.31
Net income – diluted	7.18	8.86	7.24
Dividends	$ 1.53	$ 1.49	$ 1.38
Weighted average shares outstanding – basic	48,503,643	48,340,922	48,271,462
Weighted average shares outstanding – diluted	48,763,820	48,747,399	48,738,292

UMBF Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Loans	$ 23,172,484	$ 21,031,189
Allowance for credit losses on loans	(219,738)	(191,836)
Net loans	22,952,746	20,839,353
Loans held for sale	4,420	1,978
Securities:
Available for sale (amortized cost of $7,692,860 and $7,777,950, respectively)	7,068,613	7,006,347
Held to maturity, net of allowance for credit losses of $3,258 and $2,407 respectively (fair value of $5,183,367 and $5,280,659, respectively)	5,688,610	5,859,192
Trading securities	18,093	17,980
Other securities	492,935	349,758
Total securities	13,268,251	13,233,277
Federal funds sold and securities purchased under agreements to resell	245,344	958,597
Interest-bearing due from banks	5,159,802	1,179,105
Cash and due from banks	447,201	500,682
Premises and equipment, net	241,700	263,649
Accrued income	220,306	189,231
Goodwill	207,385	207,385
Other intangibles, net	71,012	78,724
Other assets	1,193,507	1,060,480
Total assets	44,011,674	38,512,461
Deposits:
Noninterest-bearing demand	12,130,662	13,260,363
Interest-bearing demand and savings	20,588,606	18,461,632
Time deposits under $250,000	2,292,899	379,087
Time deposits of $250,000 or more	780,692	538,051
Total deposits	35,792,859	32,639,133
Federal funds purchased and repurchase agreements	2,119,644	2,222,167
Short-term debt	1,800,000
Long-term debt	383,247	381,311
Accrued expenses and taxes	389,860	239,624
Other liabilities	425,645	363,133
Total liabilities	40,911,255	35,845,368
SHAREHOLDERS’ EQUITY
Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,554,127 and 48,319,404 shares outstanding, respectively	55,057	55,057
Capital surplus	1,134,363	1,125,949
Retained earnings	2,810,824	2,536,086
Accumulated other comprehensive loss, net	(556,935)	(702,735)
Treasury stock, 6,502,603 and 6,737,326 shares, at cost, respectively	(342,890)	(347,264)
Total shareholders' equity	3,100,419	2,667,093
Total liabilities and shareholders' equity	$ 44,011,674	$ 38,512,461

About UMB Financial Corp

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

CEO	Mr. J. Mariner Kemper
WEBSITE	umb.com
INDUSTRY	Banks Diversified
EMPLOYEES	3770

UMB Financial Corp Frequently Asked Questions

What is the ticker symbol for UMB Financial Corp? What does UMBF stand for in stocks?

UMBF is the stock ticker symbol of UMB Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of UMB Financial Corp (UMBF)?

As of Thu Apr 18 2024, market cap of UMB Financial Corp is 3.91 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UMBF stock?

You can check UMBF's fair value in chart for subscribers.

What is the fair value of UMBF stock?

You can check UMBF's fair value in chart for subscribers. The fair value of UMB Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of UMB Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UMBF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is UMB Financial Corp a good stock to buy?

The fair value guage provides a quick view whether UMBF is over valued or under valued. Whether UMB Financial Corp is cheap or expensive depends on the assumptions which impact UMB Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UMBF.

What is UMB Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 18 2024, UMBF's PE ratio (Price to Earnings) is 11.17 and Price to Sales (PS) ratio is 2.13. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UMBF PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on UMB Financial Corp's stock?

In the past 10 years, UMB Financial Corp has provided 0.044 (multiply by 100 for percentage) rate of return.