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U.S. Bancorp Stock Research

USB

32.52USD-0.50(-1.51%)Market Closed
Watchlist

Market Summary

USD32.52-0.50
Market Closed
-1.51%

USB Alerts

  • Big jump in Revenue (Y/Y)

USB Stock Price

USB RSI Chart

USB Valuation

Market Cap

49.9B

Price/Earnings (Trailing)

8.6

Price/Sales (Trailing)

1.98

EV/EBITDA

1

Price/Free Cashflow

3.43

USB Price/Sales (Trailing)

USB Profitability

EBT Margin

34.92%

Return on Equity

11.26%

Return on Assets

0.87%

Free Cashflow Yield

29.19%

USB Fundamentals

USB Revenue

Revenue (TTM)

25.2B

Revenue Y/Y

96.76%

Revenue Q/Q

8.07%

USB Earnings

Earnings (TTM)

5.8B

Earnings Y/Y

-11.1%

Earnings Q/Q

-19.85%

Price Action

52 Week Range

27.2749.95
(Low)(High)

Last 7 days

-5.5%

Last 30 days

-9.7%

Last 90 days

-0.7%

Trailing 12 Months

-19.7%

USB Financial Health

Debt/Equity

0.79

Debt/Cashflow

0.32

USB Investor Care

Dividend Yield

5.9%

Dividend/Share (TTM)

1.92

Shares Dilution (1Y)

3.16%

Diluted EPS (TTM)

3.6

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for USB

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-08-10
Welsh Timothy A
sold
-549,780
39.793
-13,816
vice chair
2023-08-08
DOLAN TERRANCE R
sold
-1,033,580
39.753
-26,000
vice chair & cfo
2023-05-08
Kelligrew James B
bought
497,475
30.595
16,260
vice chair
2023-05-05
McKenney Richard P
bought
607,320
30.366
20,000
-
2023-04-28
Wine Scott W.
bought
999,888
32.85
30,438
-
2023-04-21
Colberg Alan B.
bought
341,380
34.138
10,000
-
2023-03-05
von Gillern Jeffry H.
sold (taxes)
-153,814
47.11
-3,265
vice chair
2023-03-05
Quinn Katherine B
sold (taxes)
-117,869
47.11
-2,502
vice chair
2023-03-05
Welsh Timothy A
sold (taxes)
-151,364
47.11
-3,213
vice chair
2023-03-05
CECERE ANDREW
sold (taxes)
-502,334
47.11
-10,663
chairman, president and ceo

1–10 of 50

Which funds bought or sold USB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-26
BROOKFIELD Corp /ON/
sold off
-100
-747,461
-
-%
2023-09-26
M Holdings Securities, Inc.
sold off
-100
-393,000
-
-%
2023-09-21
Baystate Wealth Management LLC
added
1.32
-1,553
20,316
-%
2023-09-20
BARCLAYS PLC
added
48.11
34,771,000
132,053,000
0.08%
2023-09-14
IMS Capital Management
added
211
1,071,830
1,649,460
0.92%
2023-09-12
Farther Finance Advisors, LLC
added
26.01
15,220
113,492
0.03%
2023-09-12
DCM Advisors, LLC
reduced
-0.07
-144,923
1,577,730
0.68%
2023-09-08
TUCKER ASSET MANAGEMENT LLC
added
12.32
4,034
141,312
0.04%
2023-09-07
JAG CAPITAL MANAGEMENT, LLC
added
0.88
-36,837
451,770
0.05%
2023-09-07
ST GERMAIN D J CO INC
new
-
247,172
247,172
0.01%

1–10 of 47

Latest Funds Activity

Are funds buying USB calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own USB
No. of Funds

Schedule 13G FIlings of US Bancorp

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
7.81%
119,477,892
SC 13G/A
Feb 01, 2023
blackrock inc.
6.6%
100,484,434
SC 13G/A
Nov 10, 2022
berkshire hathaway inc
3.6%
53,045,548
SC 13G/A
Feb 14, 2022
berkshire hathaway inc
9.8%
144,730,560
SC 13G/A
Feb 09, 2022
vanguard group inc
7.36%
109,186,579
SC 13G/A
Feb 01, 2022
blackrock inc.
6.4%
95,616,688
SC 13G/A
Feb 16, 2021
berkshire hathaway inc
9.9%
149,450,671
SC 13G/A
Feb 10, 2021
vanguard group inc
7.12%
107,252,670
SC 13G/A
Feb 01, 2021
blackrock inc.
6.2%
93,501,987
SC 13G/A
May 07, 2020
berkshire hathaway inc
10.0%
150,972,291
SC 13G/A

Recent SEC filings of US Bancorp

View All Filings
Date Filed Form Type Document
Sep 13, 2023
8-K
Current Report
Sep 08, 2023
3
Insider Trading
Sep 08, 2023
3
Insider Trading
Aug 23, 2023
8-K
Current Report
Aug 11, 2023
4
Insider Trading
Aug 10, 2023
4
Insider Trading
Aug 10, 2023
144
Notice of Insider Sale Intent
Aug 10, 2023
13F-HR
Fund Holdings Report
Aug 08, 2023
144
Notice of Insider Sale Intent
Aug 07, 2023
10-Q
Quarterly Report

Peers (Alternatives to US Bancorp)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
429.1B
173.2B
-1.21% 38.96%
8.97
2.48
35.92% 22.61%
216.9B
110.0B
-5.18% -9.69%
7.28
1.97
51.38% 6.30%
151.2B
72.5B
-2.44% 2.73%
9.26
2.09
73.83% -8.32%
49.9B
25.2B
-9.72% -19.67%
8.6
1.98
79.85% -14.63%
48.8B
22.9B
2.87% -16.90%
7.65
2.13
38.72% 11.55%
5.9B
3.5B
-11.01% -51.69%
5.33
1.68
63.30% 33.69%
MID-CAP
6.6B
2.0B
-6.72% -33.45%
10.07
3.77
87.42% 64.02%
6.0B
1.9B
-3.73% -8.70%
9.4
3.16
63.51% 27.47%
5.0B
1.9B
-1.73% -19.21%
8.05
2.63
77.79% 14.10%
4.9B
3.4B
-4.96% -36.12%
5.58
1.43
49.65% 2.44%
SMALL-CAP
1.5B
434.3M
-8.16% -25.05%
10.82
3.5
26.93% -3.25%
1.3B
738.4M
-9.56% -32.63%
12.36
1.74
72.51% -6.48%
1.1B
270.1M
-5.07% -22.27%
7.25
4.16
51.23% 68.79%
1.0B
919.0M
-9.26% -35.16%
5.73
1.14
55.57% -16.98%

US Bancorp News

Barron's
Berkshire Hathaway Sells More of Its HP Stock.
Barron's,
5 hours ago
StreetInsider.com
Form 424B2 BARCLAYS BANK PLC.
StreetInsider.com,
33 hours ago
Nasdaq

Returns for USB

Cumulative Returns on USB

1.5%


10-Year Cumulative Returns

-1.2%


7-Year Cumulative Returns

-6.6%


5-Year Cumulative Returns

0.1%


3-Year Cumulative Returns

Risks for USB

What is the probability of a big loss on USB?

51.5%


Probability that US Bancorp stock will be more than 20% underwater in next one year

37.7%


Probability that US Bancorp stock will be more than 30% underwater in next one year.

26.9%


Probability that US Bancorp stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does USB drawdown profile look like?

Y-axis is the maximum loss one would have experienced if US Bancorp was unfortunately bought at previous high price.

Drawdowns

Financials for US Bancorp

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue17.2%25,19221,49117,94515,32614,00713,56413,48713,61113,77514,06514,84015,61616,48017,25917,49417,55017,23616,73316,17315,59215,173
EBITDA-100.0%-23,69422,02921,89521,54021,83322,66022,49521,88620,16918,87618,83519,34020,96321,646------
EBITDA Margin-100.0%-1.10*1.23*1.43*1.54*1.61*1.68*1.65*1.59*1.43*1.27*1.21*1.17*1.21*1.24*------
Interest Expenses6.1%17,16916,18914,72813,55812,90212,60412,49412,54612,60212,66512,82512,85712,91113,01613,05213,14813,11813,01012,91912,79112,716
Earnings Before Taxes-2.6%7,3087,5057,3018,3378,6389,22910,1669,9499,2847,5046,0515,9786,4297,9478,5948,9008,7988,7208,6787,8367,712
EBT Margin-100.0%-0.35*0.41*0.54*0.62*0.68*0.75*0.73*0.67*0.53*0.41*0.38*0.39*0.46*0.49*------
Net Income-2.8%5,7965,9665,8256,5736,7897,2407,9637,8097,3616,0684,9594,9265,2546,3866,9147,2847,1917,1207,0966,9226,670
Net Income Margin-100.0%-0.28*0.32*0.43*0.48*0.53*0.59*0.57*0.53*0.43*0.33*0.32*0.32*0.37*0.40*------
Free Cashflow-100.0%-13,48421,11914,93414,07617,4109,8708,0988,7352,2993,7164,7234,4855,9474,889------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets-0.2%680,825682,377674,805600,973591,381586,517573,284567,495558,886553,375553,905540,455546,652542,909495,426487,671481,719475,775467,374464,607461,329
    Cash Equivalents6.7%70,64266,22853,54241,65239,12444,30328,90563,90444,57343,50162,580---22,405------
  Net PPE-1.1%3,6953,7353,8583,1553,1773,2073,3053,2623,2953,3883,4683,5163,6163,6603,7023,6733,6903,6862,4572,4382,431
  Goodwill-0.6%12,48612,56012,37310,12510,15710,25010,2629,9969,9119,9059,9189,8899,8429,8369,6559,6329,5489,5479,3699,5309,425
Liabilities-0.3%627,341628,923623,573552,995542,312534,849517,897513,117505,212501,067500,180487,260494,172490,747442,943433,524428,179423,089415,717413,600411,072
  Short Term Borrowings-43.1%32,33456,87531,21625,06624,96321,04211,79616,08813,41312,09811,76613,72320,59526,34423,72314,57915,03215,39614,13923,86818,136
  Long Term Debt7.7%45,28342,04539,82932,22829,40832,93132,12535,67136,36037,41941,29742,44342,57952,29840,16741,27441,00840,68041,34040,89437,172
Shareholder's Equity-0.8%53,01953,45450,76647,51349,06951,66855,38754,37853,67452,30853,72553,19552,48052,16252,48354,14753,54052,68651,65751,00750,257
  Retained Earnings0.8%73,35572,80771,90171,78270,77269,98769,20168,29767,03965,74064,18863,39162,52662,54463,18662,41961,25260,09259,06557,87856,742
  Additional Paid-In Capital0.5%8,7428,6998,7128,5908,5558,5158,5398,5508,5188,4878,5118,5168,4838,4528,4758,4908,4658,4328,4698,4798,468
Shares Outstanding0.1%1,5331,5321,5001,4861,4861,4851,5001,4831,4891,5021,5001,5061,5061,5181,5001,5751,5901,6021,6001,6291,642
Minority Interest0%465465466465464468469635635630630630630630630630627629628632629
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations7.9%14,55113,48421,11914,93414,07617,4109,8708,0988,7352,2993,7164,7234,4855,9474,8897,6017,78010,42610,5647,7456,382
Cashflow From Investing94.4%38,50519,8077,500-68,795-51,647-45,385-57,487-9,359-22,801-12,647-15,440-22,039-27,683-37,275-21,560-26,128-18,680-15,603-8,977-7,026-7,481
Cashflow From Financing-89.5%-21,538-11,366-3,98231,60932,12228,77713,94221,1186,2477,04451,89946,09158,65860,01817,62313,7178,8114,046361-1,177-8,844
  Dividend Payments1.9%2,8822,8292,7762,7452,6842,6292,5792,5292,5382,5422,5522,5802,5342,4932,4432,3832,2872,1902,0921,9911,970
  Buy Backs-1.7%58.0059.0069.0073.0073.009631,5551,5491,5496581,6723,9534,7445,5374,5253,0502,9972,8822,8222,6852,615

USB Income Statement

2023-06-30
Consolidated Statement of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Interest Income    
Loans$ 5,605$ 2,869$ 10,882$ 5,468
Loans held for sale385469114
Investment securities1,0778062,1511,523
Other interest income806961,388138
Total interest income7,5263,82514,4907,243
Interest Expense    
Deposits1,9391773,444257
Short-term borrowings740571,18978
Long-term debt432156808300
Total interest expense3,1113905,441635
Net interest income4,4153,4359,0496,608
Provision for credit losses8213111,248423
Net interest income after provision for credit losses3,5943,1247,8016,185
Noninterest Income    
Card revenue422399782737
Corporate payment products revenue190172379330
Merchant processing services436425823788
Trust and investment management fees6215661,2111,066
Service charges324334648667
Commercial products revenue358290692556
Mortgage banking revenue131142259342
Investment products fees6859136121
Securities gains (losses), net319(29)37
Other173142332300
Total noninterest income2,7262,5485,2334,944
Noninterest Expense    
Compensation and employee benefits2,6462,2465,2924,495
Net occupancy and equipment316265637534
Professional services141111275225
Marketing and business development122106244186
Technology and communications5224191,025840
Other intangibles1594031987
Merger and integration charges310197554197
Other353340778662
Total noninterest expense4,5693,7249,1247,226
Income before income taxes1,7511,9483,9103,903
Applicable income taxes382414837811
Net income (loss)1,3691,5343,0733,092
Net (income) loss attributable to noncontrolling interests(8)(3)(14)(4)
Net income (loss) attributable to U.S. Bancorp1,3611,5313,0593,088
Net income applicable to U.S. Bancorp common shareholders$ 1,281$ 1,464$ 2,873$ 2,930
Earnings per common share$ 0.84$ 0.99$ 1.87$ 1.97
Diluted earnings per common share$ 0.84$ 0.99$ 1.87$ 1.97
Average common shares outstanding1,5331,4861,5321,485
Average diluted common shares outstanding1,5331,4871,5331,486

USB Balance Sheet

2023-06-30
Consolidated Balance Sheet - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Assets  
Cash and due from banks$ 70,642$ 53,542
Held-to-maturity (fair value $76,285 and $77,874, respectively)86,938[1]88,740
Available-for-sale ($327 and $858 pledged as collateral, respectively)[3]69,221[1],[2]72,910
Loans held for sale (including $2,280 and $1,849 of mortgage loans carried at fair value, respectively)2,3612,200
Loans  
Total loans379,428388,213
Less allowance for loan losses(7,164)(6,936)
Net loans372,264381,277
Premises and equipment3,6953,858
Goodwill12,48612,373
Other intangible assets6,6347,155
Other assets (including $2,422 and $702 of trading securities at fair value pledged as collateral, respectively)[3]56,58452,750
Total assets680,825674,805
Deposits  
Noninterest-bearing104,996137,743
Interest-bearing416,604387,233
Total deposits521,600524,976
Short-term borrowings32,33431,216
Long-term debt45,28339,829
Other liabilities28,12427,552
Total liabilities627,341623,573
Shareholders' equity  
Preferred stock[4]6,8086,808
Common stock, par value $0.01 a share - authorized: 4,000,000,000 shares; issued: 6/30/23 and 12/31/22—2,125,725,742 shares2121
Capital surplus8,7428,712
Retained earnings73,35571,901
Less cost of common stock in treasury: 6/30/23—592,774,984 shares; 12/31/22—594,747,484 shares(25,189)(25,269)
Accumulated other comprehensive income (loss)(10,718)(11,407)
Total U.S. Bancorp shareholders' equity53,01950,766
Noncontrolling interests465466
Total equity53,48451,232
Total liabilities and equity680,825674,805
Commercial  
Loans  
Total loans136,775135,690
Commercial real estate  
Loans  
Total loans54,35755,487
Residential mortgages  
Loans  
Total loans[5]114,449115,845
Credit card  
Loans  
Total loans26,62626,295
Other retail  
Loans  
Total loans$ 47,221$ 54,896
[1]The weighted-average maturity of total held-to-maturity investment securities was 9.2 years at December 31, 2022, with a corresponding weighted-average yield of 2.18 percent. The weighted-average maturity of total available-for-sale investment securities was 7.4 years at December 31, 2022, with a corresponding weighted-average yield of 2.94 percent.
[2]Amortized cost excludes portfolio level basis adjustments of $(1) million.
[3]Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
[4]The par value of all shares issued and outstanding at June 30, 2023 and December 31, 2022, was $1.00 per share.
[5]At June 30, 2023, $556 million of loans 30–89 days past due and $2.1 billion of loans 90 days or more past due purchased and that could be purchased from Government National Mortgage Association (“GNMA”) mortgage pools under delinquent loan repurchase options whose repayments are insured by the Federal Housing Administration or guaranteed by the United States Department of Veterans Affairs, were classified as current, compared with $647 million and $2.2 billion at December 31, 2022, respectively.
Andrew J. Cecere
65535
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.