UVSP - Univest Financial Corp Stock Price, Fair Value and News

20.00USD0.00 (0.00%)Market Closed

Market Summary

USD20.000.00

Market Closed

0.00%

UVSP Stock Price

View Fullscreen

UVSP RSI Chart

UVSP Valuation

Market Cap

590.6M

Price/Earnings (Trailing)

8.31

Price/Sales (Trailing)

1.59

EV/EBITDA

1.1

Price/Free Cashflow

6.58

UVSP Price/Sales (Trailing)

UVSP Profitability

EBT Margin

23.86%

Return on Equity

8.47%

Return on Assets

0.91%

Free Cashflow Yield

15.2%

UVSP Fundamentals

UVSP Revenue

Revenue (TTM)

371.7M

Rev. Growth (Yr)

30.79%

Rev. Growth (Qtr)

4.25%

UVSP Earnings

Earnings (TTM)

71.1M

Earnings Growth (Yr)

-31.81%

Earnings Growth (Qtr)

-4.48%

Breaking Down UVSP Revenue

Last 7 days

8.4%

Last 30 days

1.6%

Last 90 days

-4.2%

Trailing 12 Months

-7.1%

How does UVSP drawdown profile look like?

UVSP Financial Health

Debt/Equity

0.25

Debt/Cashflow

0.43

UVSP Investor Care

Dividend Yield

4.2%

Dividend/Share (TTM)

0.84

Shares Dilution (1Y)

0.81%

Diluted EPS (TTM)

2.41

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	284.2M	317.7M	347.9M	371.7M
2022	209.5M	213.7M	227.1M	252.2M
2021	203.4M	205.8M	208.8M	209.7M
2020	213.7M	209.7M	206.0M	203.9M
2019	199.3M	206.9M	212.0M	214.1M
2018	168.2M	174.6M	181.7M	190.5M
2017	139.3M	153.2M	158.7M	163.0M
2016	102.8M	103.3M	114.3M	126.6M
2015	81.8M	88.7M	95.2M	102.0M
2014	77.0M	76.3M	76.1M	75.9M
2013	79.7M	78.9M	78.4M	77.6M
2012	84.2M	82.7M	81.5M	80.7M
2011	90.2M	89.0M	87.2M	85.5M
2010	0	94.6M	92.8M	91.0M
2009	0	0	0	96.4M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Univest Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	santana megan d	sold (taxes)	-28,362	19.56	-1,450	sr evp & chief risk officer
Mar 15, 2024	monios eleni s	acquired	-	-	1,019	evp & chief credit officer
Mar 15, 2024	keim michael s	sold (taxes)	-55,041	19.56	-2,814	senior evp & coo
Mar 15, 2024	richardson brian j	sold (taxes)	-31,765	19.56	-1,624	sr evp & cfo
Mar 15, 2024	richardson brian j	acquired	-	-	634	sr evp & cfo
Mar 15, 2024	schweitzer jeffrey m	acquired	-	-	2,115	chairman, president & ceo
Mar 15, 2024	monios eleni s	sold (taxes)	-7,080	19.56	-362	evp & chief credit officer
Mar 15, 2024	mccormick patrick c	acquired	-	-	3,489	sevp & chief comm bank officer
Mar 15, 2024	santana megan d	acquired	-	-	581	sr evp & chief risk officer
Mar 15, 2024	schweitzer jeffrey m	acquired	-	-	15,577	chairman, president & ceo

Which funds bought or sold UVSP recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	AMALGAMATED BANK	reduced	-60.93	-35,000	21,000	-%
Apr 23, 2024	WEDGE CAPITAL MANAGEMENT L L P/NC	added	35.85	147,391	666,594	0.01%
Apr 22, 2024	Hendershot Investments Inc.	unchanged	-	-9,291	159,877	0.02%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	69,977	331,529	-%
Apr 22, 2024	RAYMOND JAMES & ASSOCIATES	added	19.78	89,516	767,467	-%
Apr 19, 2024	IVC Wealth Advisors LLC	reduced	-0.97	-57,495	839,941	0.48%
Apr 19, 2024	Leeward Investments, LLC - MA	reduced	-4.12	-826,519	7,982,220	0.35%
Apr 19, 2024	Apexium Financial, LP	unchanged	-	-17,971	309,219	0.02%
Apr 18, 2024	Compass Ion Advisors, LLC	added	0.36	-43,445	798,937	0.12%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	sold off	-100	-123,301	-	-%

Are Funds Buying or Selling UVSP?

Are funds buying UVSP calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own UVSP

No. of Funds

Unveiling Univest Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	pzena investment management llc	4.9%	1,458,921	SC 13G
Feb 13, 2024	vanguard group inc	5.26%	1,551,906	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.6%	1,957,085	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 23, 2024	blackrock inc.	11.8%	3,493,714	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.5%	2,184,264	SC 13G/A
Feb 09, 2023	vanguard group inc	5.19%	1,516,635	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Jan 27, 2023	pzena investment management llc	5.61%	1,641,462	SC 13G/A
Jan 24, 2023	blackrock inc.	10.7%	3,139,292	SC 13G

Recent SEC filings of Univest Financial Corp

View All Filings

Date Filed	Form Type	Document
Apr 17, 2024	8-K	Current Report
Mar 21, 2024	EFFECT	EFFECT
Mar 19, 2024	CORRESP	CORRESP
Mar 19, 2024	4	Insider Trading
Mar 19, 2024	4	Insider Trading
Mar 19, 2024	4	Insider Trading
Mar 19, 2024	4	Insider Trading
Mar 19, 2024	4	Insider Trading
Mar 19, 2024	4	Insider Trading
Mar 15, 2024	ARS	ARS

Peers (Alternatives to Univest Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	3.01%	27.78%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	-0.51%	22.27%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-2.00%	32.35%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-1.69%	36.50%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-4.81%	4.19%	12.64	2.34	25.39%	-38.37%
ACNB	284.2M	96.6M	-3.52%	8.70%	8.97	2.94	11.02%	-11.37%
ASRV	47.3M	60.9M	-2.56%	-9.83%	-14.14	0.78	24.06%	-144.92%

Univest Financial Corp News

Latest updates

Univest Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	4.2%	101	97.00	90.00	83.00	77.00	67.00	57.00	51.00	52.00	54.00	52.00	51.00	51.00	51.00	50.00	52.00	53.00	54.00	54.00	52.00	51.00
EBITDA Margin	-11.7%	0.83*	0.94*	1.06*	1.16*	1.25*	1.29*	1.33*	1.38*	1.44*	1.48*	1.46*	1.35*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.5%	53.00	54.00	54.00	59.00	62.00	58.00	51.00	47.00	48.00	49.00	47.00	45.00	45.00	44.00	44.00	42.00	42.00	43.00	43.00	42.00	41.00
Income Taxes	-2.4%	4.00	4.00	4.00	5.00	6.00	5.00	3.00	5.00	5.00	5.00	5.00	8.00	6.00	5.00	-0.26	-0.61	3.00	4.00	4.00	3.00	4.00
Earnings Before Taxes	-4.1%	20.00	21.00	21.00	26.00	30.00	26.00	16.00	25.00	22.00	26.00	26.00	40.00	32.00	23.00	2.00	0.00	19.00	21.00	20.00	20.00	22.00
EBT Margin	-15.2%	0.24*	0.28*	0.32*	0.35*	0.39*	0.39*	0.42*	0.47*	0.55*	0.59*	0.59*	0.48*	-	-	-	-	-	-	-	-	-
Net Income	-4.5%	16.00	17.00	17.00	21.00	24.00	21.00	13.00	20.00	17.00	21.00	21.00	33.00	26.00	18.00	2.00	1.00	16.00	18.00	16.00	16.00	18.00
Net Income Margin	-15.4%	0.19*	0.23*	0.26*	0.28*	0.31*	0.32*	0.34*	0.38*	0.44*	0.48*	0.47*	0.39*	-	-	-	-	-	-	-	-	-
Free Cashflow	27.8%	28.00	22.00	19.00	21.00	26.00	24.00	36.00	24.00	37.00	17.00	19.00	30.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.6%	7,781	7,828	7,600	7,359	7,222	6,907	6,701	7,108	7,122	6,980	6,356	6,417	6,336	6,383	6,125	5,465	5,381	5,354	5,154	5,036	4,984
Cash Equivalents	-14.0%	250	290	140	138	153	113	95.00	774	890	902	203	187	220	388	349	183	125	225	85.00	66.00	109
Net PPE	0.3%	51.00	51.00	52.00	52.00	51.00	51.00	50.00	50.00	57.00	55.00	56.00	56.00	56.00	55.00	56.00	56.00	57.00	57.00	58.00	59.00	60.00
Goodwill	0%	176	176	176	176	176	176	176	176	176	173	173	173	173	173	173	173	173	173	173	173	173
Liabilities	-1.1%	6,941	7,021	6,795	6,560	6,446	6,153	5,937	6,334	6,349	6,224	5,616	5,694	5,644	5,714	5,470	4,813	4,706	4,689	4,503	4,398	4,360
Short Term Borrowings	-57.0%	6.00	15.00	245	272	197	81.00	98.00	19.00	20.00	14.00	25.00	27.00	18.00	18.00	211	18.00	19.00	19.00	39.00	73.00	190
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	210	150	160	170	145	145
Shareholder's Equity	4.0%	839	807	805	798	777	754	764	774	774	756	740	722	692	669	655	652	675	664	652	638	624
Retained Earnings	2.2%	475	465	454	443	429	411	396	389	375	364	349	334	307	281	269	272	289	279	267	257	248
Additional Paid-In Capital	0.3%	301	300	299	298	301	300	299	298	299	298	297	296	296	297	296	295	295	295	294	293	292
Shares Outstanding	0.0%	30.00	30.00	29.00	29.00	29.00	29.00	29.00	30.00	30.00	29.00	29.00	29.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	524	-	-	-	734	-	-	-	760	-	-	-	462	-	-	-	753	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	27.8%	27,874	21,804	19,323	20,740	25,978	23,744	35,793	23,940	36,794	17,150	18,520	29,873	5,088	20,508	14,531	11,052	19,236	22,355	14,502	17,055	24,700
Share Based Compensation	-13.4%	965	1,114	1,005	1,110	1,122	1,049	1,015	934	1,024	911	889	874	-373	714	704	435	430	662	679	577	178
Cashflow From Investing	122.0%	19,416	-88,120	-236,937	-148,795	-273,102	-202,929	-295,375	-126,206	-167,645	78,679	72,009	-109,822	-100,126	-218,706	-498,000	-50,560	-125,841	-61,454	-100,838	-55,236	-159,315
Cashflow From Financing	-140.6%	-87,832	216,246	219,701	113,580	286,613	197,718	-419,422	-14,103	118,644	603,079	-74,397	47,408	-72,780	237,345	649,096	97,282	6,399	179,866	104,762	-5,098	159,925
Dividend Payments	0.1%	6,197	6,188	6,487	6,178	6,141	6,154	6,203	6,109	5,895	5,883	5,877	5,920	-19.00	5,836	5,840	5,879	5,861	5,857	5,854	5,863	5,880
Buy Backs	-	462	-	-	-	-	3,811	7,570	-	-	-	-	295	-70.00	-	14.00	4,438	269	601	225	950	3,600

UVSP Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Interest income

Interest and fees on loans and leases

$ 347,918,000

$ 237,156,000

$ 201,347,000

Interest and dividends on investment securities:

Taxable

14,225,000

11,432,000

6,136,000

Exempt from federal income taxes

58,000

170,000

Interest on deposits with other banks

6,660,000

1,920,000

661,000

Interest and dividends on other earning assets

2,869,000

1,627,000

1,417,000

Total interest income

371,730,000

252,193,000

209,731,000

Interest expense

Interest on demand deposits

87,821,000

18,845,000

5,581,000

Interest on savings deposits

3,249,000

1,269,000

1,114,000

Interest on time deposits

34,979,000

5,308,000

6,178,000

Interest on short-term borrowings

7,095,000

1,389,000

8,000

Interest on long-term debt and subordinated notes

18,589,000

7,085,000

8,467,000

Total interest expense

151,733,000

33,896,000

21,348,000

Net interest income (expense)

^[1]

219,997,000

218,297,000

188,383,000

Provision (reversal of provision) for credit losses

10,770,000

12,198,000

(10,132,000)

Net interest income after provision for credit losses

209,227,000

206,099,000

198,515,000

Disaggregation of Revenue [Line Items]

Insurance commission and fee income

21,043,000

19,065,000

16,357,000

Bank owned life insurance income

^[1]

3,185,000

3,787,000

3,981,000

Net gain on sales of investment securities

30,000

^[1]

145,000

^[1]

Net gain on mortgage banking activities

^[1]

3,689,000

4,412,000

15,141,000

Other income

^[2]

2,882,000

4,500,000

4,482,000

Total noninterest income

76,824,000

77,885,000

83,224,000

Noninterest expense

Salaries, benefits and commissions

120,188,000

115,806,000

104,191,000

Net occupancy

10,686,000

10,193,000

10,397,000

Equipment

4,132,000

3,904,000

3,899,000

Data processing

16,799,000

15,215,000

12,743,000

Professional fees

7,141,000

9,332,000

7,687,000

Marketing and advertising

2,180,000

2,462,000

2,063,000

Deposit insurance premiums

4,825,000

3,075,000

2,712,000

Intangible expenses

938,000

1,293,000

979,000

Restructuring charges

1,519,000

184,000

Other expense

28,954,000

25,310,000

22,738,000

Total noninterest expense

197,362,000

186,774,000

167,409,000

Income before income taxes

88,689,000

97,210,000

114,330,000

Income tax expense

17,585,000

19,090,000

22,529,000

Net income (loss)

$ 71,104,000

$ 78,120,000

$ 91,801,000

Net income per share:

Basic (in dollars per share)

$ 2.42

$ 2.66

$ 3.12

Diluted (in dollars per share)

$ 2.41

$ 2.64

$ 3.11

Trust fee income

Disaggregation of Revenue [Line Items]

Noninterest income

$ 7,732,000

$ 7,743,000

$ 8,403,000

Service charges on deposit accounts

Disaggregation of Revenue [Line Items]

Noninterest income

7,048,000

6,175,000

5,504,000

Investment advisory commission and fee income

Disaggregation of Revenue [Line Items]

Noninterest income

18,864,000

19,748,000

18,936,000

Other service fee income

Disaggregation of Revenue [Line Items]

Noninterest income

^[2]

$ 12,381,000

$ 12,425,000

$ 10,275,000

[1]

Net interest income as well as many other revenues for financial assets and liabilities including loans, leases, securities, and derivatives are excluded from the scope of FASB ASC 606 "Revenue from Contracts with Customers" ("FASB ASC 606"). Noninterest income streams that are out of scope of FASB ASC 606 include bank owned life insurance income, sales of investment securities and mortgage banking activities.

[2]

Other service fee income and other income include certain items that are in scope and certain items that are out of scope of FASB ASC 606 as described further in the following paragraphs.

UVSP Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 72,815	$ 84,176
Interest-earning deposits with other banks	176,984	68,623
Cash and cash equivalents	249,799	152,799
Investment securities held-to-maturity (fair value $128,277 and $134,068 at December 31, 2023 and 2022, respectively)	145,777	154,727
Investment securities available-for-sale (amortized cost $395,727 and $402,111, net of allowance for credit losses of $731 and $1,140 at December 31, 2023 and 2022, respectively)	351,553	350,256
Investments in equity securities	3,293	2,579
Federal Home Loan Bank, Federal Reserve Bank and other stock, at cost	40,499	33,841
Loans held for sale	11,637	5,037
Loans and leases held for investment	6,567,214	6,123,230
Allowance for credit losses, loans and leases	(85,387)	(79,004)
Net loans and leases held for investment	6,481,827	6,044,226
Premises and equipment, net	51,441	50,939
Operating lease right-of-use asset	31,795	30,059
Goodwill	175,510	175,510
Other intangibles, net of accumulated amortization	10,950	11,384
Bank owned life insurance	131,344	120,297
Accrued interest receivable and other assets	95,203	90,362
Total assets	7,780,628	7,222,016
LIABILITIES
Noninterest-bearing deposits	1,468,320	2,047,263
Interest-bearing deposits	4,907,461	3,866,263
Total deposits	6,375,781	5,913,526
Short-term borrowings	6,306	197,141
Long-term debt	310,000	95,000
Subordinated notes	148,761	148,260
Operating lease liabilities	34,851	33,153
Accrued interest payable and other liabilities	65,721	58,436
Total liabilities	6,941,420	6,445,516
SHAREHOLDERS' EQUITY
Common stock, $5 par value: 48,000,000 shares authorized at December 31, 2023 and 2022; 31,556,799 shares issued at December 31, 2023 and 2022; 29,511,721 and 29,271,915 shares outstanding at December 31, 2023 and 2022, respectively	157,784	157,784
Additional paid-in capital	301,066	300,808
Retained earnings	474,691	428,637
Accumulated other comprehensive loss, net of tax benefit	$ (50,646)	$ (62,104)
Treasury Stock, Common, Shares	2,045,078	2,284,884
Treasury Stock, Value	$ (43,687)	$ (48,625)
Shareholders' equity:	839,208	776,500
Total liabilities and shareholders' equity	$ 7,780,628	$ 7,222,016

About Univest Financial Corp

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment offers a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment provides investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment offers commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

CEO	Mr. Jeffrey M. Schweitzer CPA
WEBSITE	univest.net
INDUSTRY	Banks Diversified
EMPLOYEES	973

Univest Financial Corp Frequently Asked Questions

What is the ticker symbol for Univest Financial Corp? What does UVSP stand for in stocks?

UVSP is the stock ticker symbol of Univest Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Univest Financial Corp (UVSP)?

As of Tue Apr 23 2024, market cap of Univest Financial Corp is 590.57 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UVSP stock?

You can check UVSP's fair value in chart for subscribers.

What is the fair value of UVSP stock?

You can check UVSP's fair value in chart for subscribers. The fair value of Univest Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Univest Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UVSP so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Univest Financial Corp a good stock to buy?

The fair value guage provides a quick view whether UVSP is over valued or under valued. Whether Univest Financial Corp is cheap or expensive depends on the assumptions which impact Univest Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UVSP.

What is Univest Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, UVSP's PE ratio (Price to Earnings) is 8.31 and Price to Sales (PS) ratio is 1.59. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UVSP PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Univest Financial Corp's stock?

In the past 10 years, Univest Financial Corp has provided 0.032 (multiply by 100 for percentage) rate of return.