Grufity logoGrufity logo

ZION

47.02USD-0.12(-0.25%)Delayedas of 07 Dec 2022, 03:48 pm

Zions Bancorp

Market Summary

USD47.02-0.12Delayedas of 07 Dec 2022, 03:48 pm
-0.25%

ZION Alerts

ZION Stock Price

RSI Chart

Valuation

Market Cap

7.8B

Price/Earnings

9.03

Price/Sales

3.37

Price/Cashflow

6.74

Price/Sales

Profitability

Return on Equity

15.25%

Return on Assets

0.98%

Fundamentals

Revenue

Revenue (TTM)

2.3B

Revenue Y/Y

6.67%

Revenue Q/Q

9.55%

Earnings

Earnings (TTM)

859.0M

Earnings Y/Y

-42.66%

Price Action

52 Week Range

46.0373.42
(Low)(High)

Last 7 days

-7.6%

Last 30 days

-4.5%

Last 90 days

-15.7%

Trailing 12 Months

-24.2%

Financial Health

Debt/Equity

0.12

Debt/Cashflow

1.71

Investor Care

Dividend Yield

2.95%

Dividend/Share (TTM)

1.52

Buy Backs (1Y)

7.16%

Diluted EPS (TTM)

5.35

Peers (Alternatives to Zions Bancorp)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
373.5B
51.8B
0.70% -14.13%
9.57
7.02
-24.06% -25.97%
290.7B
92.5B
-10.30% -23.96%
10.38
3.2
6.11% -9.94%
175.8B
46.4B
-7.15% -9.00%
9.95
4.22
15.87% -14.83%
67.4B
20.5B
-2.96% -21.51%
11.79
3.35
11.98% -186.40%
63.7B
15.3B
0.26% -21.60%
9.38
4.55
12.60% -15.83%
13.1B
2.4B
0.66% 50.87%
15.8
6.06
7.09% -15.09%
MID-CAP
10.0B
1.2B
-11.69% 8.00%
20.35
8.17
20.51% 13.63%
8.3B
1.2B
-2.28% -0.34%
16.6
7.15
2.17% -28.38%
7.8B
2.3B
-4.49% -24.16%
9.03
3.37
0.61% -24.32%
6.3B
1.2B
-9.91% -22.03%
11.59
5.89
14.86% 10.25%
2.4B
356.7M
-5.94% 4.50%
16.34
6.93
1.80% -6.63%
2.2B
428.0M
-6.24% 8.14%
20.03
5.19
-8.68% -46.05%
SMALL-CAP
1.7B
195.6M
-1.98% 8.52%
18.49
9.5
12.83% 17.81%
1.6B
637.0M
-0.67% -7.03%
7.26
2.7
13.13% 20.37%

Financials for Zions Bancorp

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue6.0%2,4362,2982,2602,2672,272
Net Income-2.7%8368591,0101,1291,200
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets0.8%88,47487,78491,12693,20088,306
    Cash Equivalents-1.8%549559700595597
  Net PPE1.2%1,3881,3721,3461,3191,282
Liabilities2.0%83,77882,15284,83285,73780,532
  Long Term Debt-3.6%6476716891,0121,020
Shareholder's Equity-16.6%4,6965,6326,2947,4637,774
  Retained Earnings2.6%5,4475,3115,1755,025-
  Additional Paid-In Capital-2.5%1,7991,8451,8891,9282,245
Shares Outstanding-0.6%150150151152157
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations-0.7%1,1421,150433629634
  Share Based Compensation-28
Cashflow From Investing-10.6%-3,052.00-2,759.00-6,650.00-11,579.00-9,596.00
Cashflow From Financing13.3%1,8621,6436,34111,0028,983
  Dividend Payments0%262262261261263
  Buy Backs-36.6%476751802800476

Risks

What is the probability of a big loss on ZION?

63.5%


Probability that Zions Bancorp stock will be more than 20% underwater in next one year

37.3%


Probability that Zions Bancorp stock will be more than 30% underwater in next one year.

18.9%


Probability that Zions Bancorp stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does ZION drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Zions Bancorp was unfortunately bought at previous high price.

Returns

Cumulative Returns on ZION

11.1%


10-Year Cumulative Returns

10.2%


7-Year Cumulative Returns

1.4%


5-Year Cumulative Returns

1.2%


3-Year Cumulative Returns

What are the long-term rolling returns for ZION?

FIve years rolling returns for Zions Bancorp.

Which funds bought or sold ZION recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
Bridgefront Capital, LLC
-
-
-244,000
-
-%
2022-11-23
Eagle Bay Advisors LLC
ADDED
36.11
27,769
104,000
0.06%
2022-11-22
CVA Family Office, LLC
-
-
-3,000
8,000
-%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
20,618,000
20,618,000
0.24%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
-
-
-210,000
9,695,000
0.02%
2022-11-18
RIVER & MERCANTILE ASSET MANAGEMENT LLP
REDUCED
-9.46
-183,000
1,742,000
0.33%
2022-11-18
Industrial Alliance Investment Management Inc.
NEW
-
177,000
177,000
-%
2022-11-17
CENTRAL TRUST Co
UNCHANGED
-
-
2,000
-%
2022-11-17
M&T Bank Corp
-
-
134,000
531,000
-%
2022-11-16
Kentucky Retirement Systems
ADDED
4.85
27,000
599,000
0.03%

1–10 of 44

Latest Funds Activity

Are funds buying ZION calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own ZION

Zions Bancorp News

Barchart

Stocks Tumble as Strong U.S. Economic News Fuels Hawkish Fed.46 hours ago

ZION Fair Value

Recent SEC filings of Zions Bancorp

View All Filings
Date Filed Form Type Document
Nov 30, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 14, 2022
4
Insider Trading
Nov 09, 2022
4
Insider Trading
Nov 03, 2022
10-Q
Quarterly Report
Nov 01, 2022
4
Insider Trading
Oct 24, 2022
8-K
Current Report
Oct 05, 2022
4
Insider Trading
Oct 05, 2022
4
Insider Trading
Oct 05, 2022
4
Insider Trading

Latest Insider Trading transactions for ZION

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-12-01
Ellingsen Eric
ACQUIRED
39,881
20.99
1,900
Executive VP &
2022-12-01
LAURSEN THOMAS E
SOLD
-45,575.2
51.79
-880
Executive VP &
2022-12-01
Ellingsen Eric
SOLD
-98,496
51.84
-1,900
Executive VP &
2022-11-30
SIMMONS HARRIS H
BOUGHT
151,309
50.4362
3,000
Chairman & CEO
2022-11-17
Abbott James R
BOUGHT
25,263.5
50.527
500
Senior Vice President
2022-11-17
Abbott James R
BOUGHT
100,910
50.455
2,000
Senior Vice President
2022-11-10
STEPHENS STEVEN DAN
SOLD
-402,780
53.704
-7,500
Executive Vice President
2022-11-08
ANDERSON A SCOTT
SOLD
-736,041
49.82
-14,774
Exec VP and
2022-11-08
ANDERSON A SCOTT
ACQUIRED
267,497
20.99
12,744
Exec VP and
2022-10-31
ALEXANDER BRUCE K
SOLD
-123,763
52.045
-2,378
Exec VP and

1–10 of 50

Harris H. Simmons
9680
Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

ZION Income Statement

2022-09-30
Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest income:    
Interest and fees on loans$ 551$ 484$ 1,456$ 1,464
Interest on money market investments2474214
Interest on securities13278372223
Total interest income7075691,8701,701
Interest expense:    
Interest on deposits1973223
Interest on short- and long-term borrowings2573823
Total interest expense44147046
Net interest income6635551,8001,655
Provision for credit losses:    
Provision for loan and lease losses60(45)70(281)
Provision for unfunded lending commitments11(1)9(20)
Total provision for credit losses71(46)79(301)
Net interest income after provision for credit losses5926011,7211,956
Noninterest income:    
Commercial account fees4034118100
Card fees27257770
Retail and business banking fees17205755
Loan-related fees and income18276173
Capital markets and foreign exchange fees25176149
Wealth management fees14134137
Other customer-related fees15154639
Customer-related noninterest income156151461423
Fair value and nonhedge derivative income422015
Dividends and other income (loss)(1)9824
Securities gains (losses), net6(23)(10)51
Total noninterest income165139479513
Noninterest expense:    
Salaries and employee benefits312285931845
Technology, telecom, and information processing5350158148
Occupancy and equipment, net3837112115
Professional and legal services14174256
Marketing and business development1192822
Deposit insurance and regulatory expense1383625
Credit-related expense872219
Other real estate expense, net0010
Other30167762
Total noninterest expense4794291,4071,292
Income before income taxes2783117931,177
Income taxes6171170261
Net income217240623916
Preferred stock dividends(6)(6)(22)(23)
Net earnings applicable to common shareholders$ 211$ 234$ 601$ 893
Weighted average common shares outstanding during the period:    
Basic shares (in shares)149,628160,221150,510162,159
Diluted shares (in shares)149,792160,480150,766162,460
Net earnings per common share:    
Basic (in dollars per share)$ 1.40$ 1.45$ 3.96$ 5.44
Diluted (in dollars per share)$ 1.40$ 1.45$ 3.96$ 5.43

ZION Balance Sheet

2022-09-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
ASSETS  
Cash and due from banks$ 549$ 595
Money market investments:  
Interest-bearing deposits1,29110,283
Federal funds sold and security resell agreements2,7972,133
Investment securities:  
Held-to-maturity, at amortized cost (included $379 and $443 at fair value )423441
Available-for-sale, at fair value23,23324,048
Trading account, at fair value526372
Total securities24,18224,861
Loans held for sale2583
Loans and leases, net of unearned income and fees53,91850,851
Less allowance for loan and lease losses541513
Loans held for investment, net of allowance53,37750,338
Other noninterest-bearing investments983851
Premises, equipment and software, net1,3881,319
Goodwill and intangibles1,0341,015
Other real estate owned38
Other assets2,8451,714
Total assets88,47493,200
Deposits:  
Noninterest-bearing demand39,13341,053
Interest-bearing:  
Savings and money market35,38940,114
Time1,4731,622
Total deposits75,99582,789
Federal funds purchased and other short-term borrowings5,363903
Long-term debt6471,012
Reserve for unfunded lending commitments4940
Other liabilities1,724993
Total liabilities83,77885,737
Shareholders’ equity:  
Preferred stock, without par value; authorized 4,400 shares440440
Common stock ($0.001 par value; authorized 350,000 shares; issued and outstanding 149,611 and 151,625 shares) and additional paid-in capital1,7991,928
Retained earnings5,5975,175
Accumulated other comprehensive income (loss)(3,140)(80)
Total shareholders’ equity4,6967,463
Total liabilities and shareholders’ equity$ 88,474$ 93,200