Latest Retirement Income Solutions, Inc Stock Portfolio

Retirement Income Solutions, Inc Performance:

2025 Q2: 3.78%YTD: 0.27%2024: 5.39%

Performance for 2025 Q2 is 3.78%, and YTD is 0.27%, and 2024 is 5.39%.

About Retirement Income Solutions, Inc and 13F Hedge Fund Stock Holdings

Retirement Income Solutions, Inc is a hedge fund based in ANN ARBOR, MI. On 16-May-2023, the fund reported that it had an AUM (Regulated Assets under Management) of $2.1 Billions. In it's latest 13F Holdings report, Retirement Income Solutions, Inc reported an equity portfolio of $545 Millions as of 30 Jun, 2025.

The top stock holdings of Retirement Income Solutions, Inc are BIL, BBAX, SPY. The fund has invested 21.6% of it's portfolio in SPDR SERIES TRUST and 8.6% of portfolio in J P MORGAN EXCHANGE TRADED F.

The fund managers got completely rid off VANGUARD INDEX FDS (VB), HONEYWELL INTL INC (HON) and SUNOCO LP/SUNOCO FIN CORP (SUN) stocks. They significantly reduced their stock positions in ISHARES TR (IJR), ISHARES TR (AGT) and TESLA INC (TSLA). Retirement Income Solutions, Inc opened new stock positions in J P MORGAN EXCHANGE TRADED F (BBAX), PIMCO ETF TR (BOND) and SPDR INDEX SHS FDS (CWI). The fund showed a lot of confidence in some stocks as they added substantially to SPDR SERIES TRUST (BIL), AMERICAN CENTY ETF TR (AEMB) and SPDR INDEX SHS FDS (CWI).

Retirement Income Solutions, Inc Annual Return Estimates Vs S&P 500

Our best estimate is that Retirement Income Solutions, Inc made a return of 3.78% in the last quarter. In trailing 12 months, it's portfolio return was 5.05%.

New Buys

Ticker	$ Bought
j p morgan exchange traded f	47,013,400
pimco etf tr	41,554,300
spdr index shs fds	962,066
vanguard intl equity index f	902,966
vanguard instl index fd	630,389
spdr series trust	615,178
microstrategy inc	433,335
spdr series trust	371,789

New stocks bought by Retirement Income Solutions, Inc

Additions

Ticker	% Inc.
spdr series trust	79.7
spdr series trust	60.38
american centy etf tr	49.65
spdr index shs fds	29.06
vanguard index fds	11.92
innovator etfs trust	10.53
berkshire hathaway inc del	9.78
stryker corporation	8.74

Additions to existing portfolio by Retirement Income Solutions, Inc

Reductions

Ticker	% Reduced
ishares tr	-71.23
ishares tr	-65.77
ishares tr	-29.07
tesla inc	-27.24
standard lithium ltd	-26.89
ishares tr	-26.48
dimensional etf trust	-23.79
ishares tr	-23.71

Retirement Income Solutions, Inc reduced stake in above stock

Sold off

Ticker	$ Sold
brookdale sr living inc	-142,365
nuveen cr strategies income	-75,896
agnc invt corp	-128,180
invesco exchange traded fd t	-165,679
sunoco lp/sunoco fin corp	-203,210
vanguard index fds	-310,003
honeywell intl inc	-213,444
thermo fisher scientific inc	-203,021

Retirement Income Solutions, Inc got rid off the above stocks

Sector Distribution

Retirement Income Solutions, Inc has about 93.5% of it's holdings in Others sector.

Sector	%
Others	93.5
Technology	2.4

Market Cap. Distribution

Retirement Income Solutions, Inc has about 6.4% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	93.5
MEGA-CAP	4.7
LARGE-CAP	1.7

Stocks belong to which Index?

About 6.2% of the stocks held by Retirement Income Solutions, Inc either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	93.6
S&P 500	6.2

Top 5 Winners (%)		%
AVGO	broadcom inc	64.6 %
PLTR	palantir technologies inc	61.5 %
ORCL	oracle corp	56.4 %
NVDA	nvidia corporation	45.2 %
NFLX	netflix inc	43.6 %

Top 5 Winners ($)		$
SPY	spdr s&p 500 etf tr	4.2 M
IJR	ishares tr	3.3 M
IJR	ishares tr	2.8 M
QQQ	invesco qqq tr	1.2 M
IJR	ishares tr	0.8 M

Top 5 Losers (%)		%
MRK	merck & co inc	-11.8 %
PEP	pepsico inc	-11.5 %
ABBV	abbvie inc	-11.1 %
AMGN	amgen inc	-10.4 %
XOM	exxon mobil corp	-9.4 %

Top 5 Losers ($)		$
AAPL	apple inc	-0.4 M
LLY	eli lilly & co	-0.1 M
MRK	merck & co inc	-0.1 M
XLB	select sector spdr tr	-0.1 M
PG	procter and gamble co	-0.1 M

Retirement Income Solutions, Inc Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Retirement Income Solutions, Inc

Retirement Income Solutions, Inc has 158 stocks in it's portfolio. About 69.1% of the portfolio is in top 10 stocks. AAPL proved to be the most loss making stock for the portfolio. SPY was the most profitable stock for Retirement Income Solutions, Inc last quarter.

Last Reported on: 15 Jul, 2025

	Ticker	Namesorted descending	% Portfolio	Shares Held	$ Value	Type	% Change
	BIL	spdr series trust	21.64	1,622,430	117,935,000	added	79.7
Historical Trend of SPDR SERIES TRUST Position Held By Retirement Income Solutions, Inc What % of Portfolio is BIL?: Number of BIL shares held: Change in No. of Shares Held:
	BBAX	j p morgan exchange traded f	8.63	927,651	47,013,400	new

	SPY	spdr s&p 500 etf tr	8.15	71,881	44,411,700	reduced	-0.69

	BOND	pimco etf tr	7.62	413,332	41,554,300	new

	IJR	ishares tr	7.33	64,346	39,952,500	reduced	-71.23

	BIL	spdr series trust	6.03	603,915	32,840,900	added	60.38

	IJR	ishares tr	3.45	44,279	18,800,000	reduced	-4.09

	IJR	ishares tr	2.94	258,226	16,015,200	reduced	-65.77

	BIL	spdr series trust	1.66	178,080	9,069,640	reduced	-6.83

	GLDM	world gold tr	1.63	135,221	8,859,680	added	0.25

	QQQ	invesco qqq tr	1.46	14,382	7,933,690	reduced	-0.79

	CSD	invesco exchange traded fd t	1.27	37,981	6,902,670	added	6.5

	IJR	ishares tr	1.24	19,924	6,765,590	reduced	-0.89

	AGT	ishares tr	1.24	49,777	6,734,830	reduced	-29.07

	IJR	ishares tr	1.20	33,789	6,562,840	reduced	-5.93

	BBAX	j p morgan exchange traded f	1.15	126,703	6,289,540	added	0.37

	MDY	spdr s&p midcap 400 etf tr	1.08	10,388	5,884,590	reduced	-2.76

	AAXJ	ishares tr	0.94	40,022	5,146,830	added	0.67

		fidelity covington trust	0.79	135,327	4,329,110	reduced	-17.56

	AAPL	apple inc	0.79	21,045	4,317,860	reduced	-1.26