Latest Retirement Income Solutions, Inc Stock Portfolio

Retirement Income Solutions, Inc Performance:

2025 Q2: 3.78%YTD: 0.27%2024: 5.39%

Performance for 2025 Q2 is 3.78%, and YTD is 0.27%, and 2024 is 5.39%.

About Retirement Income Solutions, Inc and 13F Hedge Fund Stock Holdings

Retirement Income Solutions, Inc is a hedge fund based in ANN ARBOR, MI. On 16-May-2023, the fund reported that it had an AUM (Regulated Assets under Management) of $2.1 Billions. In it's latest 13F Holdings report, Retirement Income Solutions, Inc reported an equity portfolio of $545 Millions as of 30 Jun, 2025.

The top stock holdings of Retirement Income Solutions, Inc are BIL, BBAX, SPY. The fund has invested 21.6% of it's portfolio in SPDR SERIES TRUST and 8.6% of portfolio in J P MORGAN EXCHANGE TRADED F.

The fund managers got completely rid off VANGUARD INDEX FDS (VB), HONEYWELL INTL INC (HON) and SUNOCO LP/SUNOCO FIN CORP (SUN) stocks. They significantly reduced their stock positions in ISHARES TR (IJR), ISHARES TR (AGT) and TESLA INC (TSLA). Retirement Income Solutions, Inc opened new stock positions in J P MORGAN EXCHANGE TRADED F (BBAX), PIMCO ETF TR (BOND) and SPDR INDEX SHS FDS (CWI). The fund showed a lot of confidence in some stocks as they added substantially to SPDR SERIES TRUST (BIL), AMERICAN CENTY ETF TR (AEMB) and SPDR INDEX SHS FDS (CWI).

Retirement Income Solutions, Inc Annual Return Estimates Vs S&P 500

Our best estimate is that Retirement Income Solutions, Inc made a return of 3.78% in the last quarter. In trailing 12 months, it's portfolio return was 5.05%.

New Buys

Ticker	$ Bought
j p morgan exchange traded f	47,013,400
pimco etf tr	41,554,300
spdr index shs fds	962,066
vanguard intl equity index f	902,966
vanguard instl index fd	630,389
spdr series trust	615,178
microstrategy inc	433,335
spdr series trust	371,789

New stocks bought by Retirement Income Solutions, Inc

Additions

Ticker	% Inc.
spdr series trust	79.7
spdr series trust	60.38
american centy etf tr	49.65
spdr index shs fds	29.06
vanguard index fds	11.92
innovator etfs trust	10.53
berkshire hathaway inc del	9.78
stryker corporation	8.74

Additions to existing portfolio by Retirement Income Solutions, Inc

Reductions

Ticker	% Reduced
ishares tr	-71.23
ishares tr	-65.77
ishares tr	-29.07
tesla inc	-27.24
standard lithium ltd	-26.89
ishares tr	-26.48
dimensional etf trust	-23.79
ishares tr	-23.71

Retirement Income Solutions, Inc reduced stake in above stock

Sold off

Ticker	$ Sold
brookdale sr living inc	-142,365
nuveen cr strategies income	-75,896
agnc invt corp	-128,180
invesco exchange traded fd t	-165,679
sunoco lp/sunoco fin corp	-203,210
vanguard index fds	-310,003
honeywell intl inc	-213,444
thermo fisher scientific inc	-203,021

Retirement Income Solutions, Inc got rid off the above stocks

Sector Distribution

Retirement Income Solutions, Inc has about 93.5% of it's holdings in Others sector.

Sector	%
Others	93.5
Technology	2.4

Market Cap. Distribution

Retirement Income Solutions, Inc has about 6.4% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	93.5
MEGA-CAP	4.7
LARGE-CAP	1.7

Stocks belong to which Index?

About 6.2% of the stocks held by Retirement Income Solutions, Inc either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	93.6
S&P 500	6.2

Top 5 Winners (%)		%
AVGO	broadcom inc	64.6 %
PLTR	palantir technologies inc	61.5 %
ORCL	oracle corp	56.4 %
NVDA	nvidia corporation	45.2 %
NFLX	netflix inc	43.6 %

Top 5 Winners ($)		$
SPY	spdr s&p 500 etf tr	4.2 M
IJR	ishares tr	3.3 M
IJR	ishares tr	2.8 M
QQQ	invesco qqq tr	1.2 M
IJR	ishares tr	0.8 M

Top 5 Losers (%)		%
MRK	merck & co inc	-11.8 %
PEP	pepsico inc	-11.5 %
ABBV	abbvie inc	-11.1 %
AMGN	amgen inc	-10.4 %
XOM	exxon mobil corp	-9.4 %

Top 5 Losers ($)		$
AAPL	apple inc	-0.4 M
LLY	eli lilly & co	-0.1 M
MRK	merck & co inc	-0.1 M
XLB	select sector spdr tr	-0.1 M
PG	procter and gamble co	-0.1 M

Retirement Income Solutions, Inc Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Retirement Income Solutions, Inc

Retirement Income Solutions, Inc has 158 stocks in it's portfolio. About 69.1% of the portfolio is in top 10 stocks. AAPL proved to be the most loss making stock for the portfolio. SPY was the most profitable stock for Retirement Income Solutions, Inc last quarter.

Last Reported on: 15 Jul, 2025

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	0.79	21,045	4,317,860	reduced	-1.26

AAXJ	ishares tr	0.94	40,022	5,146,830	added	0.67

AAXJ	ishares tr	0.14	6,196	737,882	reduced	-6.29

AAXJ	ishares tr	0.09	4,392	510,175	reduced	-23.71

AAXJ	ishares tr	0.04	1,607	203,687	new

ABBV	abbvie inc	0.04	1,189	220,702	added	3.57

ACSG	dbx etf tr	0.12	15,448	675,850	reduced	-5.77

ACWF	ishares tr	0.04	1,038	219,869	reduced	-13.43

ACWV	ishares inc	0.12	3,985	674,979	unchanged	0.00

AEMB	american centy etf tr	0.26	19,140	1,416,550	added	49.65

AFK	vaneck etf trust	0.24	4,686	1,306,830	reduced	-2.68

AGNC	agnc invt corp	0.00	0.00	0.00	sold off	-100

AGNG	global x fds	0.04	4,605	200,686	new

AGT	ishares tr	1.24	49,777	6,734,830	reduced	-29.07

AGT	ishares tr	0.05	10,842	251,860	reduced	-26.48

AMGN	amgen inc	0.08	1,571	438,639	unchanged	0.00

AMLX	amplify etf tr	0.07	4,286	364,490	unchanged	0.00

AMZN	amazon com inc	0.72	17,986	3,945,950	reduced	-1.12

AVGO	broadcom inc	0.07	1,450	399,693	unchanged	0.00

AXON	axon enterprise inc	0.04	255	211,125	new