Latest Sterling Financial Planning, Inc. Stock Portfolio
Sterling Financial Planning, Inc. Performance:
2025 Q3: 3.46%YTD: 4.02%2024: 5.14%
Performance for 2025 Q3 is 3.46%, and YTD is 4.02%, and 2024 is 5.14%.
About Sterling Financial Planning, Inc. and 13F Hedge Fund Stock Holdings
Sterling Financial Planning, Inc. is a hedge fund based in SPARTA, NJ. On 16-Mar-2023, the fund reported that it had an AUM (Regulated Assets under Management) of $549.1 Millions. In it's latest 13F Holdings report, Sterling Financial Planning, Inc. reported an equity portfolio of $317.1 Millions as of 30 Sep, 2025.
The top stock holdings of Sterling Financial Planning, Inc. are IAU, IJR, IJR. The fund has invested 6.3% of it's portfolio in ISHARES GOLD TR and 6% of portfolio in ISHARES TR.
The fund managers got completely rid off ROYAL CARIBBEAN GROUP (RCL) and LAM RESEARCH CORP (LRCX) stocks. They significantly reduced their stock positions in RTX CORPORATION (RTX), CALAMOS ETF TR and ORACLE CORP (ORCL). Sterling Financial Planning, Inc. opened new stock positions in COHEN & STEERS ETF TRUST and ENTERPRISE PRODS PARTNERS L (EPD). The fund showed a lot of confidence in some stocks as they added substantially to VANGUARD INDEX FDS (VB), VANGUARD SCOTTSDALE FDS (BNDW) and VANGUARD BD INDEX FDS (BIV).
The top stock holdings of Sterling Financial Planning, Inc. are IAU, IJR, IJR. The fund has invested 6.3% of it's portfolio in ISHARES GOLD TR and 6% of portfolio in ISHARES TR.
The fund managers got completely rid off ROYAL CARIBBEAN GROUP (RCL) and LAM RESEARCH CORP (LRCX) stocks. They significantly reduced their stock positions in RTX CORPORATION (RTX), CALAMOS ETF TR and ORACLE CORP (ORCL). Sterling Financial Planning, Inc. opened new stock positions in COHEN & STEERS ETF TRUST and ENTERPRISE PRODS PARTNERS L (EPD). The fund showed a lot of confidence in some stocks as they added substantially to VANGUARD INDEX FDS (VB), VANGUARD SCOTTSDALE FDS (BNDW) and VANGUARD BD INDEX FDS (BIV).
Sterling Financial Planning, Inc. Annual Return Estimates Vs S&P 500
Our best estimate is that Sterling Financial Planning, Inc. made a return of 3.46% in the last quarter. In trailing 12 months, it's portfolio return was 4.09%.
New Buys
| Ticker | $ Bought |
|---|---|
| cohen & steers etf trust | 311,480 |
| enterprise prods partners l | 233,764 |
New stocks bought by Sterling Financial Planning, Inc.
Additions
| Ticker | % Inc. |
|---|---|
| vanguard index fds | 23.92 |
| vanguard scottsdale fds | 16.72 |
| vanguard bd index fds | 7.78 |
| vanguard charlotte fds | 6.75 |
| invesco qqq tr | 5.33 |
| vanguard malvern fds | 5.11 |
| dimensional etf trust | 4.95 |
| vanguard bd index fds | 4.07 |
Additions to existing portfolio by Sterling Financial Planning, Inc.
Reductions
| Ticker | % Reduced |
|---|---|
| rtx corporation | -58.58 |
| calamos etf tr | -37.21 |
| oracle corp | -28.33 |
| costco whsl corp new | -18.12 |
| johnson & johnson | -16.09 |
| dimensional etf trust | -14.45 |
| schwab strategic tr | -7.61 |
| vanguard bd index fds | -7.48 |
Sterling Financial Planning, Inc. reduced stake in above stock
Sold off
| Ticker | $ Sold |
|---|---|
| lam research corp | -216,095 |
| royal caribbean group | -281,826 |
Sterling Financial Planning, Inc. got rid off the above stocks
Sector Distribution
Sterling Financial Planning, Inc. has about 91% of it's holdings in Others sector.
| Sector | % |
|---|---|
| Others | 91 |
| Technology | 2.2 |
| Utilities | 1.5 |
Market Cap. Distribution
Sterling Financial Planning, Inc. has about 7.3% of it's portfolio invested in the large-cap and mega-cap stocks.
| Category | % |
|---|---|
| UNALLOCATED | 91 |
| MEGA-CAP | 5.2 |
| LARGE-CAP | 2.1 |
| SMALL-CAP | 1.5 |
Stocks belong to which Index?
About 9% of the stocks held by Sterling Financial Planning, Inc. either belong to S&P 500 or RUSSELL 2000 index.
| Index | % |
|---|---|
| Others | 91 |
| S&P 500 | 7.2 |
| RUSSELL 2000 | 1.8 |
Sterling Financial Planning, Inc. Holdings Map
This heatmap illustrates the top 50 positions within the fund's portfolio.
Current Stock Holdings of Sterling Financial Planning, Inc.
Sterling Financial Planning, Inc. has 116 stocks in it's portfolio. About 46.6% of the portfolio is in top 10 stocks. CARR proved to be the most loss making stock for the portfolio. IJR was the most profitable stock for Sterling Financial Planning, Inc. last quarter.
Last Reported on: 24 Oct, 2025| Ticker | Namesorted ascending | % Portfolio | Shares Held | $ Value | Type | % Change | Options | |
|---|---|---|---|---|---|---|---|---|
| AAPL | apple inc | 1.25 | 15,578 | 3,966,520 | reduced | -0.21 | ||
| AAXJ | ishares tr | 1.46 | 40,711 | 4,636,210 | reduced | -2.52 | ||
| AAXJ | ishares tr | 0.95 | 82,534 | 3,016,620 | reduced | -5.47 | ||
| AAXJ | ishares tr | 0.55 | 16,502 | 1,757,310 | reduced | -4.49 | ||
| AAXJ | ishares tr | 0.44 | 18,137 | 1,391,470 | reduced | -6.62 | ||
| AAXJ | ishares tr | 0.12 | 4,168 | 396,728 | added | 0.26 | ||
| AAXJ | ishares tr | 0.07 | 3,628 | 217,980 | added | 0.06 | ||
| ABBV | abbvie inc | 0.10 | 1,322 | 306,096 | reduced | -2.22 | ||
| ADIV | guinness atkinson fds | 0.09 | 8,876 | 276,266 | unchanged | 0.00 | ||
| AGZD | wisdomtree tr | 0.72 | 39,875 | 2,276,840 | reduced | -0.55 | ||
| AMPS | ishares tr | 1.33 | 181,895 | 4,205,420 | added | 1.66 | ||
| AMZN | amazon com inc | 0.17 | 2,457 | 539,483 | added | 2.08 | ||
| BALT | innovator etfs trust | 2.64 | 267,275 | 8,363,560 | added | 2.12 | ||
| BALT | innovator etfs trust | 0.09 | 7,745 | 293,244 | unchanged | 0.00 | ||
| BAPR | innovator etfs trust | 0.23 | 15,757 | 721,592 | reduced | -3.09 | ||
| BAPR | innovator etfs trust | 0.10 | 7,913 | 311,036 | reduced | -2.34 | ||
| BDX | becton dickinson & co | 0.08 | 1,347 | 252,078 | reduced | -1.82 | ||
| BIL | spdr series trust | 0.17 | 6,521 | 543,914 | added | 0.03 | ||
| BIL | spdr series trust | 0.08 | 2,645 | 242,146 | added | 0.04 | ||
| BIV | vanguard bd index fds | 2.70 | 109,556 | 8,555,250 | added | 4.07 | ||