Latest Montecito Bank & Trust Stock Portfolio

Montecito Bank & Trust Performance:

2025 Q4: 0.37%YTD: -2.93%2024: 9.59%

Performance for 2025 Q4 is 0.37%, and YTD is -2.93%, and 2024 is 9.59%.

About Montecito Bank & Trust and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, Montecito Bank & Trust reported an equity portfolio of $627.3 Millions as of 31 Dec, 2025.

The top stock holdings of Montecito Bank & Trust are IJR, NVDA, MSFT. The fund has invested 5.6% of it's portfolio in ISHARES RUSSELL 1000 GROWTH ETF and 5.2% of portfolio in NVIDIA CORP.

The fund managers got completely rid off FISERV INC, ISHARES IBONDS DEC 2025 TERM TR (DMXF) and ISHARES ESG AWARE MSCI USA SMAL (BGRN) stocks. They significantly reduced their stock positions in ELECTRONIC ARTS INC (EA), ISHARES ESG AWARE MSCI EAFE ETF (AGT) and VANGUARD SHORT-TERM BOND ETF (BIV). Montecito Bank & Trust opened new stock positions in SABRA HEALTH CARE REIT INC (SBRA), CALVERT US MID-CAP CORE RESPONS and INVESCO S&P 500 EQUAL WEIGHT ET (CSD). The fund showed a lot of confidence in some stocks as they added substantially to NETFLIX INC (NFLX), SERVICENOW INC (NOW) and VANGUARD S&P 500 ETF (VB).

Montecito Bank & Trust Annual Return Estimates Vs S&P 500

Our best estimate is that Montecito Bank & Trust made a return of 0.37% in the last quarter. In trailing 12 months, it's portfolio return was -2.93%.

Performance
S&P 500

New Buys

Ticker	$ Bought
sabra health care reit inc	757,600
calvert us mid-cap core respons	471,035
invesco s&p 500 equal weight et	334,081
rockwell automation inc	257,953
cognizant tech solutions-a	244,269
ishares 10-20 year treasury bon	222,657

New stocks bought by Montecito Bank & Trust

Additions

Ticker	% Inc.
netflix inc	791
servicenow inc	246
vanguard s&p 500 etf	193
consumer discretionary sector s	100
utilities select sector spdr fu	99.15
materials select sector spdr fu	98.68
energy select sector spdr fund	98.4
ishares short treasury bond etf	84.11

Additions to existing portfolio by Montecito Bank & Trust

Reductions

Ticker	% Reduced
electronic arts inc	-73.96
ishares esg aware msci eafe etf	-65.96
vanguard short-term bond etf	-56.35
hp inc	-52.75
ishares esg aware msci em etf	-52.04
eog resources inc	-45.72
vertex pharmaceuticals inc	-45.2
metlife inc	-44.07

Montecito Bank & Trust reduced stake in above stock

Sold off

Ticker	$ Sold
ishares ibonds dec 2025 term co	-1,366,000
ishares ibonds dec 2025 term tr	-997,826
ishares esg aware msci usa smal	-422,400
fiserv inc	-1,186,280
chipotle mexican grill inc	-287,459
general mills inc	-251,797
vanguard long-term treasury etf	-206,572
dupont de nemours inc	-282,465

Montecito Bank & Trust got rid off the above stocks

Sector Distribution

Montecito Bank & Trust has about 56.7% of it's holdings in Others sector.

Sector	%
Others	56.7
Technology	13.3
Healthcare	5.1
Financial Services	4.3
Communication Services	4.3
Consumer Defensive	4.2
Industrials	4
Utilities	3.6
Energy	1.9
Consumer Cyclical	1.7

Market Cap. Distribution

Montecito Bank & Trust has about 39.8% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	56.7
MEGA-CAP	25.4
LARGE-CAP	14.4
SMALL-CAP	3

Stocks belong to which Index?

About 42.8% of the stocks held by Montecito Bank & Trust either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	57.3
S&P 500	39.2
RUSSELL 2000	3.6

Top 5 Winners (%)		%
MU	micron technology inc	70.1 %
LLY	eli lilly & co	39.6 %
REGN	regeneron pharmaceuticals	33.9 %
GOOG	alphabet inc-cl c	27.9 %
GOOG	alphabet inc-cl a	26.1 %

Top 5 Winners ($)		$
GOOG	alphabet inc-cl a	3.4 M
LLY	eli lilly & co	3.0 M
GOOG	alphabet inc-cl c	1.1 M
MU	micron technology inc	0.6 M
MRK	merck & co. inc.	0.5 M

Top 5 Losers (%)		%
NFLX	netflix inc	-86.8 %
NOW	servicenow inc	-76.3 %
XLB	utilities select sector spdr fu	-43.9 %
XLB	consumer discretionary sector s	-43.0 %
XLB	energy select sector spdr fund	-42.9 %

Top 5 Losers ($)		$
NFLX	netflix inc	-6.3 M
NOW	servicenow inc	-1.6 M
MSFT	microsoft corp	-1.5 M
XLB	consumer discretionary sector s	-1.2 M
ORCL	oracle corp	-0.8 M

Montecito Bank & Trust Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Montecito Bank & Trust

Montecito Bank & Trust has 263 stocks in it's portfolio. About 30% of the portfolio is in top 10 stocks. NFLX proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for Montecito Bank & Trust last quarter.

Last Reported on: 09 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAXJ	ishares msci eafe value etf	1.07	94,039	6,715,320	added	1.13

AAXJ	ishares 5-10 year invest grade	0.32	36,735	1,979,280	reduced	-6.1

AAXJ	ishares u.s. medical devices et	0.22	22,343	1,388,620	reduced	-2.4

AAXJ	ishares msci acwi etf	0.20	9,060	1,281,900	unchanged	0.00

AAXJ	ishares preferred and income se	0.19	38,644	1,196,420	reduced	-2.53

AAXJ	ishares mbs etf	0.18	12,201	1,161,780	reduced	-13.33

AAXJ	ishares 3-7 year treasury bond	0.17	8,753	1,044,670	added	1.46

AAXJ	ishares short treasury bond etf	0.14	7,935	874,040	added	84.11

AAXJ	ishares broad usd invest grade	0.12	14,627	757,240	reduced	-1.3

AAXJ	ishares msci kld 400 social etf	0.12	5,798	746,956	unchanged	0.00

AAXJ	ishares national muni bond etf	0.10	6,060	649,087	unchanged	0.00

AAXJ	ishares msci eafe growth etf	0.10	5,499	626,446	unchanged	0.00

AAXJ	ishares global infrastructure e	0.09	9,406	577,152	added	1.71

AAXJ	ishares msci eafe small-cap etf	0.07	5,897	457,194	unchanged	0.00

AAXJ	ishares j.p. morgan usd em bond	0.06	4,046	389,549	reduced	-5.02

AAXJ	ishares u.s. aerospace & defens	0.04	1,096	235,300	unchanged	0.00

AAXJ	ishares 10-20 year treasury bon	0.04	2,190	222,657	new

AAXJ	ishares agency bond etf	0.04	1,978	218,074	unchanged	0.00

AAXJ	ishares global clean energy etf	0.03	11,149	183,178	reduced	-15.21

ABBV	abbvie inc	1.16	31,739	7,252,040	reduced	-7.54