Latest Waterford Advisors, LLC Stock Portfolio

Waterford Advisors, LLC Performance:

2025 Q4: 1.78%YTD: 49.61%2024: 6.28%

Performance for 2025 Q4 is 1.78%, and YTD is 49.61%, and 2024 is 6.28%.

About Waterford Advisors, LLC and 13F Hedge Fund Stock Holdings

On 2026-02-20, the fund reported it's updated stock portfolio. In the 13F Holdings report, Waterford Advisors, LLC reported an equity portfolio of $256 Millions as of 31 Dec, 2025.

The top stock holdings of Waterford Advisors, LLC are IJR, VB, VB. The fund has invested 23.8% of it's portfolio in ISHARES TR and 11.8% of portfolio in VANGUARD INDEX FDS.

The fund managers got completely rid off VANGUARD CHARLOTTE FDS (BNDX), VANGUARD BD INDEX FDS (BIV) and SCHWAB STRATEGIC TR (FNDA) stocks. They significantly reduced their stock positions in SCHWAB STRATEGIC TR (FNDA), MERCK & CO INC (MRK) and VANGUARD INDEX FDS (VB). Waterford Advisors, LLC opened new stock positions in DIMENSIONAL ETF TRUST (DFAC), VANGUARD INDEX FDS (VB) and COMMERCE BANCSHARES INC (CBSH). The fund showed a lot of confidence in some stocks as they added substantially to SCHWAB STRATEGIC TR (FNDA), BERKSHIRE HATHAWAY INC DEL and META PLATFORMS INC (META).

Waterford Advisors, LLC Annual Return Estimates Vs S&P 500

Our best estimate is that Waterford Advisors, LLC made a return of 1.78% in the last quarter. In trailing 12 months, it's portfolio return was 49.61%.

Performance
S&P 500

New Buys

Ticker	$ Bought
dimensional etf trust	23,838,200
dimensional etf trust	10,063,100
vanguard index fds	5,773,490
commerce bancshares inc	2,576,930
keycorp	1,732,770
progressive corp	1,606,790
amphenol corp new	849,220
ishares inc	685,120

New stocks bought by Waterford Advisors, LLC

Additions

Ticker	% Inc.
schwab strategic tr	1,073
berkshire hathaway inc del	50.00
meta platforms inc	13.73
nvidia corporation	3.16
amazon com inc	2.39
vanguard index fds	2.35
vanguard index fds	2.18
apple inc	1.58

Additions to existing portfolio by Waterford Advisors, LLC

Reductions

Ticker	% Reduced
schwab strategic tr	-76.7
schwab strategic tr	-67.88
merck & co inc	-8.26
schwab strategic tr	-5.23
vanguard index fds	-4.78
visa inc	-3.73
microsoft corp	-2.99
caterpillar inc	-2.85

Waterford Advisors, LLC reduced stake in above stock

Sold off

Ticker	$ Sold
schwab strategic tr	-9,020,130
vanguard charlotte fds	-17,618,000
ishares tr	-8,016,130
schwab strategic tr	-10,281,800
vanguard bd index fds	-14,232,300
vanguard bd index fds	-10,514,800
ishares tr	-3,524,610
vanguard world fd	-5,845,790

Waterford Advisors, LLC got rid off the above stocks

Sector Distribution

Waterford Advisors, LLC has about 91.9% of it's holdings in Others sector.

Sector	%
Others	91.9
Financial Services	2.9
Technology	2.2
Industrials	1.8

Market Cap. Distribution

Waterford Advisors, LLC has about 7.2% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	91.9
MEGA-CAP	4.7
LARGE-CAP	2.5

Stocks belong to which Index?

About 7.1% of the stocks held by Waterford Advisors, LLC either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	92.9
S&P 500	7.1

Top 5 Winners (%)		%
MRK	merck & co inc	24.4 %
CAT	caterpillar inc	19.8 %
AMGN	amgen inc	16.0 %
JNJ	johnson & johnson	11.6 %
RTX	rtx corporation	9.6 %

Top 5 Winners ($)		$
IJR	ishares tr	1.4 M
VEA	vanguard tax-managed fds	1.0 M
VB	vanguard index fds	0.7 M
VB	vanguard index fds	0.5 M
FNDA	schwab strategic tr	0.4 M

Top 5 Losers (%)		%
HD	home depot inc	-15.1 %
CARR	carrier global corporation	-11.5 %
META	meta platforms inc	-9.6 %
SO	southern co	-8.0 %
MSFT	microsoft corp	-6.5 %

Top 5 Losers ($)		$
FNDA	schwab strategic tr	-0.2 M
MSFT	microsoft corp	-0.1 M
CARR	carrier global corporation	-0.1 M
VEU	vanguard intl equity index f	-0.1 M
HD	home depot inc	-0.1 M

Waterford Advisors, LLC Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Waterford Advisors, LLC

Waterford Advisors, LLC has 48 stocks in it's portfolio. About 85.7% of the portfolio is in top 10 stocks. FNDA proved to be the most loss making stock for the portfolio. IJR was the most profitable stock for Waterford Advisors, LLC last quarter.

Last Reported on: 20 Feb, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	0.90	8,475	2,304,080	added	1.58

AAXJ	ishares tr	0.00	0.00	0.00	sold off	-100

ABBV	abbvie inc	0.00	0.00	0.00	sold off	-100

ACWF	ishares tr	0.00	0.00	0.00	sold off	-100

ACWF	ishares tr	0.00	0.00	0.00	sold off	-100

ACWV	ishares inc	0.27	3,688	685,120	new

ACWV	ishares inc	0.00	0.00	0.00	sold off	-100

AMGN	amgen inc	0.13	1,041	340,730	unchanged	0.00

AMZN	amazon com inc	0.11	1,241	286,448	added	2.39

APH	amphenol corp new	0.33	6,284	849,220	new

BAC	bank america corp	0.09	4,131	227,205	unchanged	0.00

BGRN	ishares tr	0.00	0.00	0.00	sold off	-100

BIV	vanguard bd index fds	0.00	0.00	0.00	sold off	-100

BIV	vanguard bd index fds	0.00	0.00	0.00	sold off	-100

BNDX	vanguard charlotte fds	0.00	0.00	0.00	sold off	-100

CARR	carrier global corporation	0.28	13,381	707,052	unchanged	0.00

CAT	caterpillar inc	0.20	885	506,990	reduced	-2.85

CBSH	commerce bancshares inc	1.01	44,863	2,576,930	new

CSD	invesco exchange traded fd t	1.02	13,663	2,617,320	reduced	-1.9

CVX	chevron corp new	0.08	1,379	210,173	unchanged	0.00