Latest Keystone Financial Planning, Inc. Stock Portfolio

Keystone Financial Planning, Inc. Performance:

2025 Q4: 1.02%YTD: 7.08%2024: -32.5%

Performance for 2025 Q4 is 1.02%, and YTD is 7.08%, and 2024 is -32.5%.

About Keystone Financial Planning, Inc. and 13F Hedge Fund Stock Holdings

Keystone Financial Planning, Inc. is a hedge fund based in MIDDLEBURG HEIGHTS, OH. On 24-Mar-2023, the fund reported that it had an AUM (Regulated Assets under Management) of $343 Millions. In it's latest 13F Holdings report, Keystone Financial Planning, Inc. reported an equity portfolio of $344.8 Millions as of 31 Dec, 2025.

The top stock holdings of Keystone Financial Planning, Inc. are FNDA, MSFT, PM. The fund has invested 48% of it's portfolio in SCHWAB STRATEGIC TR and 3.8% of portfolio in MICROSOFT CORP.

The fund managers got completely rid off SOLVENTUM CORP, WARNER BROS DISCOVERY INC (WBD) and KELLANOVA (K) stocks. They significantly reduced their stock positions in GSK PLC, HALEON PLC (HLN) and ISHARES TR (AMPS). Keystone Financial Planning, Inc. opened new stock positions in CME GROUP INC (CME) and AMGEN INC (AMGN). The fund showed a lot of confidence in some stocks as they added substantially to PHILIP MORRIS INTL INC (PM), PUBLIC SVC ENTERPRISE GRP IN (PEG) and SANOFI SA.

Keystone Financial Planning, Inc. Annual Return Estimates Vs S&P 500

Our best estimate is that Keystone Financial Planning, Inc. made a return of 1.02% in the last quarter. In trailing 12 months, it's portfolio return was 7.08%.

Performance
S&P 500

New Buys

Ticker	$ Bought
cme group inc	8,749,760
amgen inc	200,314

New stocks bought by Keystone Financial Planning, Inc.

Additions

Ticker	% Inc.
philip morris intl inc	205
public svc enterprise grp in	3.19
sanofi sa	0.79
diageo plc	0.58
tjx cos inc new	0.26
international business machs	0.2
bank nova scotia halifax	0.12

Additions to existing portfolio by Keystone Financial Planning, Inc.

Reductions

Ticker	% Reduced
gsk plc	-97.95
haleon plc	-75.6
ishares tr	-3.72
pfizer inc	-2.99
us bancorp del	-2.93
price t rowe group inc	-2.9
united parcel service inc	-2.81
verizon communications inc	-2.76

Keystone Financial Planning, Inc. reduced stake in above stock

Sold off

Ticker	$ Sold
warner bros discovery inc	-930,370
solventum corp	-1,135,440
kellanova	-718,167
toronto dominion bk ont	-328,115

Keystone Financial Planning, Inc. got rid off the above stocks

Sector Distribution

Keystone Financial Planning, Inc. has about 59.1% of it's holdings in Others sector.

Sector	%
Others	59.1
Financial Services	8.8
Technology	7
Consumer Defensive	6.7
Healthcare	5.1
Energy	5.1
Communication Services	3.3
Industrials	1.8
Consumer Cyclical	1.7
Utilities	1.5

Market Cap. Distribution

Keystone Financial Planning, Inc. has about 39.9% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	59.1
LARGE-CAP	29.2
MEGA-CAP	10.7

Stocks belong to which Index?

About 39.9% of the stocks held by Keystone Financial Planning, Inc. either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	59.1
S&P 500	39.9

Top 5 Winners (%)		%
VTRS	viatris inc	25.5 %
BMY	bristol-myers squibb co	19.3 %
UPS	united parcel service inc	18.5 %
	bank nova scotia halifax	14.0 %
CSCO	cisco sys inc	12.5 %

Top 5 Winners ($)		$
BMY	bristol-myers squibb co	1.4 M
	bank nova scotia halifax	1.3 M
USB	us bancorp del	1.1 M
FNDA	schwab strategic tr	0.8 M
UPS	united parcel service inc	0.7 M

Top 5 Losers (%)		%
MO	altria group inc	-12.6 %
T	at&t inc	-12.0 %
GPC	genuine parts co	-11.2 %
DEO	diageo plc	-9.6 %
VZ	verizon communications inc	-7.2 %

Top 5 Losers ($)		$
MSFT	microsoft corp	-0.9 M
MO	altria group inc	-0.9 M
DEO	diageo plc	-0.8 M
VZ	verizon communications inc	-0.8 M
GPC	genuine parts co	-0.3 M

Keystone Financial Planning, Inc. Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Keystone Financial Planning, Inc.

Keystone Financial Planning, Inc. has 44 stocks in it's portfolio. About 75.8% of the portfolio is in top 10 stocks. MSFT proved to be the most loss making stock for the portfolio. BMY was the most profitable stock for Keystone Financial Planning, Inc. last quarter.

Last Reported on: 07 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
ACN	accenture plc ireland	0.08	1,085	291,038	unchanged	0.00

AMGN	amgen inc	0.06	612	200,314	new

AMPS	ishares tr	1.00	28,504	3,466,310	reduced	-3.72

BAC	bank america corp	0.09	5,881	323,437	unchanged	0.00

BEN	franklin resources inc	0.72	103,542	2,473,630	reduced	-2.05

BIL	spdr series trust	2.41	192,060	8,306,580	reduced	-0.62

BMY	bristol-myers squibb co	2.50	159,523	8,604,670	reduced	-2.74

CL	colgate palmolive co	0.20	8,875	701,302	unchanged	0.00

CME	cme group inc	2.54	32,041	8,749,760	new

CSCO	cisco sys inc	1.10	49,320	3,799,080	reduced	-1.23

CVS	cvs health corp	0.10	4,521	358,787	unchanged	0.00

CVX	chevron corp new	3.41	77,118	11,753,600	reduced	-1.82

DEO	diageo plc	2.19	87,558	7,553,630	added	0.58

EMR	emerson elec co	0.18	4,582	608,123	unchanged	0.00

FNDA	schwab strategic tr	48.03	6,037,750	165,615,000	reduced	-1.84

GPC	genuine parts co	0.74	20,764	2,553,140	reduced	-1.07

HLN	haleon plc	0.16	54,366	549,636	reduced	-75.6

IBM	international business machs	0.73	8,519	2,523,410	added	0.2

JNJ	johnson & johnson	0.57	9,569	1,980,290	reduced	-0.7

K	kellanova	0.00	0.00	0.00	sold off	-100