Latest First Citizens Financial Corp Stock Portfolio

First Citizens Financial Corp Performance:

2025 Q3: 6.57%YTD: 11.41%2024: 1.4%

Performance for 2025 Q3 is 6.57%, and YTD is 11.41%, and 2024 is 1.4%.

About First Citizens Financial Corp and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, First Citizens Financial Corp reported an equity portfolio of $202.4 Millions as of 31 Dec, 2025.

The top stock holdings of First Citizens Financial Corp are IJR, IJR, IJR. The fund has invested 8.9% of it's portfolio in ISHARE DOW JONES TECH and 3.8% of portfolio in ISHARE MSCI EAFE FUND.

The fund managers got completely rid off ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF (CCRV), ALTRIA GROUP INC (MO) and EOG RES INC (EOG) stocks. They significantly reduced their stock positions in VANGUARD TOTAL BOND MARKET ETF (BIV), J P MORGAN INTL BD OPP ETF (BBAX) and DANAHER CORPORATION (DHR). First Citizens Financial Corp opened new stock positions in PIMCO MULTISECTOR BD (BOND), VANGUARD MALVERN FDS CORE BD ETF (VTIP) and FEDERATED HERMES TOTAL RET BOND (FCSH). The fund showed a lot of confidence in some stocks as they added substantially to ISHARE DOW JONES INTL SELECT DIV IDX (AAXJ), TECHNOLOGY SELECT SECTOR SPDR FD (XLB) and SPDR SER TR SPDR BLOOMBERG (BIL).

First Citizens Financial Corp Annual Return Estimates Vs S&P 500

Our best estimate is that First Citizens Financial Corp made a return of 6.57% in the last quarter. In trailing 12 months, it's portfolio return was 10.53%.

Performance
S&P 500

New Buys

Ticker	$ Bought
pimco multisector bd	1,462,700
vanguard malvern fds core bd etf	950,942
federated hermes total ret bond	494,267

New stocks bought by First Citizens Financial Corp

Additions

Ticker	% Inc.
ishare dow jones intl select div idx	185
technology select sector spdr fd	112
sector spdr-energy	105
consumer discretionary select sector spdr fd	100
spdr ser tr spdr bloomberg	45.73
consumer staples spdr	17.43
invesco qqq tr unit ser 1	16.3
select sector spdr trx financial	15.6

Additions to existing portfolio by First Citizens Financial Corp

Reductions

Ticker	% Reduced
vanguard total bond market etf	-60.04
j p morgan intl bd opp etf	-38.28
danaher corporation	-28.09
broadcom inc com	-25.31
meta platforms, inc	-24.92
j p morgan core plus bd etf	-24.22
amazon com inc	-21.57
vanguard intermediate term b	-20.55

First Citizens Financial Corp reduced stake in above stock

Sold off

Ticker	$ Sold
ishares short maturity municipal bond active etf	-452,519
altria group inc	-281,878
nextera energy inc	-245,418
eog res inc	-260,455
disney (walt) holding co	-245,259
abbott labs com	-214,706
russell mid-cap value index	-206,013
m & t bk corp com	-211,453

First Citizens Financial Corp got rid off the above stocks

Sector Distribution

First Citizens Financial Corp has about 72.5% of it's holdings in Others sector.

Sector	%
Others	72.5
Technology	7.7
Financial Services	5.8
Industrials	3.7
Healthcare	3.1
Consumer Cyclical	2.7
Consumer Defensive	1.3
Utilities	1.1
Communication Services	1.1

Market Cap. Distribution

First Citizens Financial Corp has about 26.9% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	72.5
MEGA-CAP	15.2
LARGE-CAP	11.7

Stocks belong to which Index?

About 26.8% of the stocks held by First Citizens Financial Corp either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	72.6
S&P 500	26.8

Top 5 Winners (%)		%
GLW	corning inc com	56.0 %
GOOG	alphabet inc class a	37.9 %
CMI	cummins inc com	29.0 %
ORCL	oracle corp com	28.6 %
ABBV	abbvie inc	24.7 %

Top 5 Winners ($)		$
IJR	ishare dow jones tech	2.1 M
AAPL	apple inc	1.1 M
CMI	cummins inc com	0.6 M
IJR	ishare s&p smallcap 600 barra value ind	0.4 M
IJR	ishare s&p midcap 400/growth index fund	0.4 M

Top 5 Losers (%)		%
	nymox pharmaceutical corp ord shs corp	-50.2 %
INTU	intuit inc	-12.7 %
PM	phillip morris intl inc	-10.9 %
DE	deere & co com	-10.0 %
HON	honeywell intl inc com	-9.2 %

Top 5 Losers ($)		$
IJR	ishare u.s. consumer staples etf	-0.1 M
DE	deere & co com	-0.1 M
HON	honeywell intl inc com	-0.1 M
PM	phillip morris intl inc	0.0 M
V	visa inc	0.0 M

First Citizens Financial Corp Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of First Citizens Financial Corp

First Citizens Financial Corp has 136 stocks in it's portfolio. About 36.4% of the portfolio is in top 10 stocks. IJR proved to be the most loss making stock for the portfolio. IJR was the most profitable stock for First Citizens Financial Corp last quarter.

Last Reported on: 06 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	2.78	20,681	5,622,340	reduced	-5.71

AAXJ	ishares msci value index fund eafe etf	0.57	16,132	1,151,990	added	1.93

AAXJ	ishares msci eafe growth index fund etf	0.35	6,252	712,228	added	0.24

AAXJ	ishare dow jones intl select div idx	0.34	17,719	699,015	added	185

AAXJ	ishares national muni bd etf	0.10	1,876	200,938	reduced	-0.69

ABBV	abbvie inc	0.60	5,314	1,214,200	reduced	-6.43

ABT	abbott labs com	0.00	0.00	0.00	sold off	-100

ADI	analog devices	0.12	871	236,215	reduced	-8.6

AFL	aflac inc	0.30	5,450	600,972	unchanged	0.00

AMGN	amgen inc	0.00	0.00	0.00	sold off	-100

AMPS	ishares tr min vol usa etf	0.40	8,637	813,260	reduced	-1.13

AMPS	ishares msci eafe min vol factor etf	0.13	3,143	271,084	unchanged	0.00

AMZN	amazon com inc	0.42	3,639	839,954	reduced	-21.57

AVGO	broadcom inc com	0.22	1,307	452,353	reduced	-25.31

BAC	bank of america corp	0.38	13,916	765,380	reduced	-13.39

BBAX	j p morgan income etf	1.36	59,318	2,745,830	added	10.84

BBAX	jp morgan exchange traded fd ultra shrt inc	1.14	45,702	2,312,060	added	4.64

BBAX	j p morgan core plus bd etf	0.50	21,336	1,010,260	reduced	-24.22

BBAX	j p morgan intl bd opp etf	0.48	19,912	969,714	reduced	-38.28

BBAX	jp morgan ultra short muni inc etf	0.10	3,992	203,352	reduced	-12.88