Latest First Citizens Financial Corp Stock Portfolio

First Citizens Financial Corp Performance:

2025 Q3: 5.75%YTD: 9.08%2024: 6.85%

Performance for 2025 Q3 is 5.75%, and YTD is 9.08%, and 2024 is 6.85%.

About First Citizens Financial Corp and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, First Citizens Financial Corp reported an equity portfolio of $202.3 Millions as of 30 Sep, 2025.

The top stock holdings of First Citizens Financial Corp are IJR, IJR, IJR. The fund has invested 8.9% of it's portfolio in ISHARE DOW JONES TECH and 3.8% of portfolio in ISHARE MSCI EAFE FUND.

The fund managers got completely rid off US BANCORP DEL COM (USB) stocks. They significantly reduced their stock positions in ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF (CCRV), ABBOTT LABS COM (ABT) and JP MORGAN ULTRA SHORT MUNI INC ETF (BBAX). First Citizens Financial Corp opened new stock positions in ALPHABET INC CLASS C (GOOG), MARTIN MARIETTA (MLM) and HCA HEALTHCARE INC COM (HCA). The fund showed a lot of confidence in some stocks as they added substantially to J P MORGAN EQUITY FOCUS ETF, BROADCOM INC COM (AVGO) and PGIM ETF TR TOTAL RETURN BOND (PAB).

First Citizens Financial Corp Annual Return Estimates Vs S&P 500

Our best estimate is that First Citizens Financial Corp made a return of 5.75% in the last quarter. In trailing 12 months, it's portfolio return was 8.83%.

New Buys

Ticker	$ Bought
alphabet inc class c	323,191
martin marietta	262,827
hca healthcare inc com	252,737
nextera energy inc	245,418
loews corp com	234,310
analog devices	234,152
kinder morgan inc	233,274
quanta services inc ord shs	232,904

New stocks bought by First Citizens Financial Corp

Additions

Ticker	% Inc.
j p morgan equity focus etf	94.35
broadcom inc com	28.02
pgim etf tr total return bond	25.14
j p morgan intl bd opp etf	24.36
pgim active high yield bd etf	24.11
capital one financial	23.73
j p morgan income etf	23.11
ishares emerging markets equity factor etf	18.86

Additions to existing portfolio by First Citizens Financial Corp

Reductions

Ticker	% Reduced
ishares short maturity municipal bond active etf	-62.65
abbott labs com	-16.86
jp morgan ultra short muni inc etf	-11.39
disney (walt) holding co	-9.96
spdr ser tr spdr bloomberg	-7.91
jp morgan exchange traded fd ultra shrt inc	-7.56
eli lilly & co	-6.94
alliant corp stock	-6.69

First Citizens Financial Corp reduced stake in above stock

Sold off

Ticker	$ Sold
us bancorp del com	-230,730

First Citizens Financial Corp got rid off the above stocks

Sector Distribution

First Citizens Financial Corp has about 72.5% of it's holdings in Others sector.

Sector	%
Others	72.5
Technology	7.7
Financial Services	5.8
Industrials	3.7
Healthcare	3.1
Consumer Cyclical	2.7
Consumer Defensive	1.3
Utilities	1.1
Communication Services	1.1

Market Cap. Distribution

First Citizens Financial Corp has about 26.9% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	72.5
MEGA-CAP	15.2
LARGE-CAP	11.7

Stocks belong to which Index?

About 26.8% of the stocks held by First Citizens Financial Corp either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	72.6
S&P 500	26.8

Top 5 Winners (%)		%
GLW	corning inc com	56.0 %
GOOG	alphabet inc class a	37.9 %
CMI	cummins inc com	29.0 %
ORCL	oracle corp com	28.6 %
ABBV	abbvie inc	24.7 %

Top 5 Winners ($)		$
IJR	ishare dow jones tech	2.1 M
AAPL	apple inc	1.1 M
CMI	cummins inc com	0.6 M
IJR	ishare s&p smallcap 600 barra value ind	0.4 M
IJR	ishare s&p midcap 400/growth index fund	0.4 M

Top 5 Losers (%)		%
INTU	intuit inc	-12.0 %
PM	phillip morris intl inc	-10.9 %
DE	deere & co com	-10.1 %
HON	honeywell intl inc com	-8.7 %
DIS	disney (walt) holding co	-7.7 %

Top 5 Losers ($)		$
IJR	ishare u.s. consumer staples etf	-0.1 M
DE	deere & co com	-0.1 M
HON	honeywell intl inc com	-0.1 M
PM	phillip morris intl inc	0.0 M
V	visa inc	0.0 M

First Citizens Financial Corp Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of First Citizens Financial Corp

First Citizens Financial Corp has 136 stocks in it's portfolio. About 36.4% of the portfolio is in top 10 stocks. IJR proved to be the most loss making stock for the portfolio. IJR was the most profitable stock for First Citizens Financial Corp last quarter.

Last Reported on: 03 Oct, 2025

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	2.76	21,933	5,584,800	added	1.64

AAXJ	ishares msci value index fund eafe etf	0.53	15,827	1,073,540	added	8.53

AAXJ	ishares msci eafe growth index fund etf	0.35	6,237	710,270	added	8.07

AAXJ	ishare dow jones intl select div idx	0.11	6,200	226,610	new

AAXJ	ishares national muni bd etf	0.10	1,889	201,160	new

ABBV	abbvie inc	0.65	5,679	1,314,920	reduced	-0.04

ABT	abbott labs com	0.11	1,603	214,706	reduced	-16.86

ADI	analog devices	0.12	953	234,152	new

AFL	aflac inc	0.30	5,450	608,765	unchanged	0.00

AMGN	amgen inc	0.10	742	209,392	unchanged	0.00

AMPS	ishares tr min vol usa etf	0.41	8,736	831,143	reduced	-2.26

AMPS	ishares msci eafe min vol factor etf	0.13	3,143	266,621	unchanged	0.00

AMZN	amazon com inc	0.50	4,640	1,018,800	added	12.87

AVGO	broadcom inc com	0.28	1,750	577,343	added	28.02

BAC	bank of america corp	0.41	16,068	828,948	reduced	-0.8

BBAX	j p morgan income etf	1.23	53,516	2,483,680	added	23.11

BBAX	jp morgan exchange traded fd ultra shrt inc	1.09	43,674	2,215,580	reduced	-7.56

BBAX	j p morgan intl bd opp etf	0.78	32,262	1,581,810	added	24.36

BBAX	j p morgan core plus bd etf	0.66	28,154	1,338,720	added	11.25

BBAX	jp morgan ultra short muni inc etf	0.12	4,582	233,865	reduced	-11.39