Latest Investments & Financial Planning, LLC Stock Portfolio

Investments & Financial Planning, LLC Performance:

2025 Q4: 1.13%YTD: 12.15%2024: -15%

Performance for 2025 Q4 is 1.13%, and YTD is 12.15%, and 2024 is -15%.

About Investments & Financial Planning, LLC and 13F Hedge Fund Stock Holdings

Investments & Financial Planning, LLC is a hedge fund based in Lexington, KY. On 2026-02-23, the fund reported it's updated stock portfolio. In the 13F Holdings report, Investments & Financial Planning, LLC reported an equity portfolio of $186.3 Millions as of 31 Dec, 2025.

The top stock holdings of Investments & Financial Planning, LLC are VB, BIL, IJR. The fund has invested 20.7% of it's portfolio in VANGUARD INDEX FDS and 20.6% of portfolio in SPDR SERIES TRUST.

The fund managers got completely rid off VANGUARD SPECIALIZED FUNDS (VIG) stocks. They significantly reduced their stock positions in VANGUARD INDEX FDS (VB), VANGUARD WHITEHALL FDS (VIGI) and VANGUARD CHARLOTTE FDS (BNDX). Investments & Financial Planning, LLC opened new stock positions in ALPHABET INC (GOOG). The fund showed a lot of confidence in some stocks as they added substantially to VANGUARD SCOTTSDALE FDS (BNDW), SCHWAB STRATEGIC TR (FNDA) and ISHARES TR (ACWF).

Investments & Financial Planning, LLC Annual Return Estimates Vs S&P 500

Our best estimate is that Investments & Financial Planning, LLC made a return of 1.13% in the last quarter. In trailing 12 months, it's portfolio return was 12.15%.

Performance
S&P 500

New Buys

Ticker	$ Bought
alphabet inc	221,214

New stocks bought by Investments & Financial Planning, LLC

Additions

Ticker	% Inc.
vanguard scottsdale fds	57.31
schwab strategic tr	28.01
schwab strategic tr	26.94
ishares tr	12.73
spdr series trust	10.67
ishares tr	5.09
vanguard bd index fds	4.32
nvidia corporation	0.18

Additions to existing portfolio by Investments & Financial Planning, LLC

Reductions

Ticker	% Reduced
vanguard index fds	-37.24
vanguard whitehall fds	-25.24
vanguard charlotte fds	-14.77
ishares tr	-11.56
spdr series trust	-10.24
vanguard intl equity index f	-10.01
spdr series trust	-9.9
vanguard index fds	-9.45

Investments & Financial Planning, LLC reduced stake in above stock

Sold off

Ticker	$ Sold
vanguard specialized funds	-418,998

Investments & Financial Planning, LLC got rid off the above stocks

Sector Distribution

Investments & Financial Planning, LLC has about 94.8% of it's holdings in Others sector.

Sector	%
Others	94.8
Technology	3
Consumer Cyclical	1.6

Market Cap. Distribution

Investments & Financial Planning, LLC has about 4.8% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	94.8
MEGA-CAP	4.8

Stocks belong to which Index?

About 5.2% of the stocks held by Investments & Financial Planning, LLC either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	94.8
S&P 500	5.2

Top 5 Winners (%)		%
AAPL	apple inc	6.8 %
AMZN	amazon com inc	5.1 %
SCHW	schwab charles corp	4.6 %
CWI	spdr index shs fds	3.6 %
BIL	spdr series trust	2.5 %

Top 5 Winners ($)		$
BIL	spdr series trust	0.8 M
VB	vanguard index fds	0.6 M
IJR	ishares tr	0.3 M
ACWV	ishares inc	0.2 M
VEU	vanguard intl equity index f	0.2 M

Top 5 Losers (%)		%
MSFT	microsoft corp	-6.6 %
UNH	unitedhealth group inc	-4.4 %
BNDX	vanguard charlotte fds	-2.1 %
VB	vanguard index fds	-1.2 %
IJR	ishares tr	-1.1 %

Top 5 Losers ($)		$
VB	vanguard index fds	-0.2 M
BNDX	vanguard charlotte fds	0.0 M
ACWF	ishares tr	0.0 M
BNDW	vanguard scottsdale fds	0.0 M
MSFT	microsoft corp	0.0 M

Investments & Financial Planning, LLC Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Investments & Financial Planning, LLC

Investments & Financial Planning, LLC has 37 stocks in it's portfolio. About 90.2% of the portfolio is in top 10 stocks. VB proved to be the most loss making stock for the portfolio. BIL was the most profitable stock for Investments & Financial Planning, LLC last quarter.

Last Reported on: 23 Feb, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	0.43	2,976	809,020	unchanged	0.00

AAXJ	ishares tr	0.51	8,879	951,070	added	5.09

AAXJ	ishares tr	0.23	3,957	422,235	reduced	-0.83

ACWF	ishares tr	1.37	59,389	2,546,020	added	12.73

ACWV	ishares inc	5.42	54,335	10,093,800	reduced	-1.1

AMZN	amazon com inc	0.23	1,859	429,094	reduced	-2.62

BA	boeing co	0.14	1,191	258,590	unchanged	0.00

BIL	spdr series trust	20.58	359,459	38,354,200	reduced	-2.81

BIL	spdr series trust	0.44	10,335	829,100	reduced	-9.9

BIL	spdr series trust	0.31	10,234	581,409	reduced	-10.24

BIL	spdr series trust	0.25	18,133	466,918	added	10.67

BIL	spdr series trust	0.12	2,287	222,279	reduced	-7.6

BIV	vanguard bd index fds	1.92	45,926	3,576,730	added	4.32

BNDW	vanguard scottsdale fds	5.83	136,284	10,865,900	added	57.31

BNDX	vanguard charlotte fds	0.51	19,515	942,974	reduced	-14.77

CGGR	capital group growth etf	5.97	250,356	11,133,300	reduced	-5.71

CWI	spdr index shs fds	0.22	9,043	401,586	reduced	-6.82

CWI	spdr index shs fds	0.11	4,355	203,854	reduced	-4.39

DIS	disney walt co	0.12	1,931	219,662	unchanged	0.00

FNDA	schwab strategic tr	0.28	17,612	521,503	added	26.94