Latest Independence Bank of Kentucky Stock Portfolio

Independence Bank of Kentucky Performance:

2025 Q4: -0.79%YTD: 10.73%2024: 13.3%

Performance for 2025 Q4 is -0.79%, and YTD is 10.73%, and 2024 is 13.3%.

About Independence Bank of Kentucky and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, Independence Bank of Kentucky reported an equity portfolio of $803.9 Millions as of 31 Dec, 2025.

The top stock holdings of Independence Bank of Kentucky are SPY, MSFT, AAPL. The fund has invested 10.9% of it's portfolio in S&P 500 TR UTS UNIT 1 SER and 4.7% of portfolio in MICROSOFT CORP.

The fund managers got completely rid off UNILEVER PLC ADR, INVESCO BULLETSHARES 2025 CORP BD ETF (BSAE) and ISHARES MSCI EAFE MIN VOL FACTOR ETF (AMPS) stocks. They significantly reduced their stock positions in JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF, ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF (IBCE) and HOWMET AEROSPACE INC COMMON (HWM). Independence Bank of Kentucky opened new stock positions in REDDIT INC. ORDINARY SHARES - CLASS A, EQT CORPORATION (EQT) and ISHARES CORE S&P U.S. GROWTH ETF (IJR). The fund showed a lot of confidence in some stocks as they added substantially to ISHARES BITCOIN TRUST ETF, NETFLIX INC COMMON (NFLX) and BLOCK INC (SQ).

Independence Bank of Kentucky Annual Return Estimates Vs S&P 500

Our best estimate is that Independence Bank of Kentucky made a return of -0.79% in the last quarter. In trailing 12 months, it's portfolio return was 10.73%.

Performance
S&P 500

New Buys

Ticker	$ Bought
reddit inc. ordinary shares - class a	1,110,500
eqt corporation	799,819
viper energy inc	171,131
ishares core s&p u.s. growth etf	152,322
spdr portfolio s&p 500 value etf	122,653
vaneck intermediate muni etf	106,959
ishares russell 2500 etf	103,642
ishares msci usa momentum factor etf	100,374

New stocks bought by Independence Bank of Kentucky

Additions

Ticker	% Inc.
ishares bitcoin trust etf	17,023
netflix inc common	1,651
servicenow inc common	920
avantis emerging markets equity etf	335
synopsys, inc common	287
technology - spdr select sector etf	156
cigna corp common	146
invesco s&p 500 quality etf	140

Additions to existing portfolio by Independence Bank of Kentucky

Reductions

Ticker	% Reduced
jpmorgan nasdaq equity premium income etf	-93.16
jp morgan premium income etf	-83.05
bellring brands, inc.	-68.72
vaneck morningstar wide moat etf	-66.57
tesla inc	-55.59
copart inc	-49.9
paypal holdings inc	-47.25
comcast corporation (new)	-42.74

Independence Bank of Kentucky reduced stake in above stock

Sold off

None of the stocks were completely sold off by Independence Bank of Kentucky

Sector Distribution

Independence Bank of Kentucky has about 35.8% of it's holdings in Others sector.

Sector	%
Others	35.8
Technology	17.6
Financial Services	9.8
Healthcare	6.9
Communication Services	6.9
Industrials	6.4
Consumer Cyclical	5.8
Consumer Defensive	5.2
Energy	2.5
Utilities	1.8

Market Cap. Distribution

Independence Bank of Kentucky has about 61.9% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
MEGA-CAP	40
UNALLOCATED	35.8
LARGE-CAP	21.9
MID-CAP	1.4

Stocks belong to which Index?

About 61.1% of the stocks held by Independence Bank of Kentucky either belong to S&P 500 or RUSSELL 2000 index.

Index	%
S&P 500	59.7
Others	38.9
RUSSELL 2000	1.4

Top 5 Winners (%)		%
MU	micron technology inc common	66.0 %
TEVA	teva pharmacuticals industry	51.9 %
LBRT	liberty energy inc ordinary shares - class a	49.5 %
WBD	warner bros. discovery srs	46.4 %
SLV	ishares silver tr	45.3 %

Top 5 Winners ($)		$
GOOG	alphabet inc class a	6.1 M
LLY	lilly eli & co	4.4 M
AAPL	apple incorporated	2.1 M
SPY	s&p 500 tr uts unit 1 ser	2.0 M
MU	micron technology inc common	1.4 M

Top 5 Losers (%)		%
NFLX	netflix inc common	-86.2 %
NOW	servicenow inc common	-73.3 %
FMC	fmc corp	-58.7 %
DD	dupont de nemours inc corp common	-48.2 %
XLB	utilities - spdr select sector etf	-43.9 %

Top 5 Losers ($)		$
NFLX	netflix inc common	-18.8 M
ORCL	oracle corp	-2.8 M
MSFT	microsoft corp	-2.6 M
NOW	servicenow inc common	-1.8 M
XLB	energy - spdr select sector etf	-1.7 M

Independence Bank of Kentucky Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Independence Bank of Kentucky

Independence Bank of Kentucky has 722 stocks in it's portfolio. About 38.1% of the portfolio is in top 10 stocks. NFLX proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for Independence Bank of Kentucky last quarter.

Last Reported on: 20 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple incorporated	4.04	119,480	32,481,800	reduced	-1.5

AAXJ	ishares msci eafe value index fund	0.19	21,579	1,540,960	added	3.07

AAXJ	ishares tr natl mun bd etf fund	0.16	11,617	1,244,300	reduced	-3.43

AAXJ	ishares tr msci eafe small cap etf	0.10	10,807	837,867	added	5.97

AAXJ	ishares trust pfd & income securities etf	0.10	25,219	780,780	reduced	-12.14

AAXJ	ishares msci eafe growth index fund	0.07	5,266	599,903	added	3.07

AAXJ	ishares national muni bond etf	0.02	1,365	145,646	unchanged	0.00

AAXJ	ishares msci acwi ex us etf	0.02	1,876	125,936	unchanged	0.00

AAXJ	ishares barclays mbs bond fund etf	0.01	1,244	118,454	reduced	-26.95

AAXJ	ishares broad usd investment gr corp bond etf	0.01	1,622	83,971	reduced	-26.00

AAXJ	ishares trust corporate bond etf	0.01	864	45,688	unchanged	0.00

AAXJ	ishares 10-20 year treasury bond etf	0.00	336	34,161	reduced	-27.9

AAXJ	ishares msci all country asia ex japan etf	0.00	242	22,535	unchanged	0.00

ABBV	abbvie inc com	0.78	27,275	6,232,060	added	3.02

ABT	abbott labs	0.51	32,540	4,076,940	added	0.07

ACES	alps etf tr	0.00	635	29,858	reduced	-23.95

ACN	accenture plc	0.24	7,145	1,917,000	reduced	-4.72

ACWF	ishares core dividend growth etf	0.00	506	35,127	added	80.71

ACWF	blackrock ishares treasury float rate bd etf	0.00	596	30,074	unchanged	0.00

ADBE	adobe systems incorporated delaware	0.08	1,933	676,531	reduced	-19.16