Latest RICHARDSON FINANCIAL SERVICES INC. Stock Portfolio

RICHARDSON FINANCIAL SERVICES INC. Performance:

2025 Q2: 0.82%YTD: -0.58%2024: 6.05%

Performance for 2025 Q2 is 0.82%, and YTD is -0.58%, and 2024 is 6.05%.

About RICHARDSON FINANCIAL SERVICES INC. and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, RICHARDSON FINANCIAL SERVICES INC. reported an equity portfolio of $148.9 Millions as of 30 Jun, 2025.

The top stock holdings of RICHARDSON FINANCIAL SERVICES INC. are BIL, VB, VB. The fund has invested 4.5% of it's portfolio in SPDR S&P 500 ETF and 4.2% of portfolio in VANGUARD GROWTH ETF.

The fund managers got completely rid off SPDR EUROPE ETF (CWI), AMERICAN TOWER CORPORATION (AMT) and LYONDELLBASELL INDUSTRIES NV (LYB) stocks. They significantly reduced their stock positions in ENERGY SEL SECT SPDR ETF (XLB), PNC FINANCIAL SERVICES GROUP INC (PNC) and AON PLC (AON). RICHARDSON FINANCIAL SERVICES INC. opened new stock positions in VANGUARD TAX-EXEMPT BOND ETF (VTEB), CONS STPLS SEL SPDR ETF (XLB) and VANGUARD WELLESLEY INCOME ADMIRAL. The fund showed a lot of confidence in some stocks as they added substantially to RAYTHEON TECHNOLOGIES CORP (RTX), THE HEALTH CARE SELECT SECTOR SPDR ETF (XLB) and ORACLE CORP (ORCL).

RICHARDSON FINANCIAL SERVICES INC. Annual Return Estimates Vs S&P 500

Our best estimate is that RICHARDSON FINANCIAL SERVICES INC. made a return of 0.82% in the last quarter. In trailing 12 months, it's portfolio return was 1.02%.

New Buys

Ticker	$ Bought
vanguard tax-exempt bond etf	1,019,480
cons stpls sel spdr etf	914,331
vanguard wellesley income admiral	390,235
ishares russell mid cap etf	300,066
ups inc b	244,984
o reilly automotive new	231,234
vanguard high dividend yield etf	203,564
gilead sciences inc	168,715

New stocks bought by RICHARDSON FINANCIAL SERVICES INC.

Additions

Ticker	% Inc.
raytheon technologies corp	17,700
the health care select sector spdr etf	4,776
oracle corp	4,018
progressive corp	1,885
carrier global corp	1,536
ishs russ 2000 indx etf	1,025
spdr dow jones reit etf	1,024
spdr s/t treasury etf	956

Additions to existing portfolio by RICHARDSON FINANCIAL SERVICES INC.

Reductions

Ticker	% Reduced
energy sel sect spdr etf	-98.58
tech sel sect spdr etf	-98.55
novo nordisk a/s	-90.76
amgen inc	-88.71
element solutions inc	-87.54
walt disney co	-83.96
assurant inc	-83.45
asml holding nv	-77.53

RICHARDSON FINANCIAL SERVICES INC. reduced stake in above stock

Sold off

None of the stocks were completely sold off by RICHARDSON FINANCIAL SERVICES INC.

Sector Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 57.7% of it's holdings in Others sector.

Sector	%
Others	57.7
Technology	12.8
Financial Services	6.3
Consumer Cyclical	4.5
Industrials	3.9
Communication Services	3.5
Utilities	3.4
Healthcare	3.3
Consumer Defensive	2.5
Energy	1.4

Market Cap. Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 40.7% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	57.7
MEGA-CAP	23.1
LARGE-CAP	17.6

Stocks belong to which Index?

About 41.3% of the stocks held by RICHARDSON FINANCIAL SERVICES INC. either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	58.7
S&P 500	40.2
RUSSELL 2000	1.1

Top 5 Winners (%)		%
AMPS	ishs fltg rt bond etf	8033.3 %
STRL	sterling infrastructure inc	72.3 %
STX	seagate tech hldgs plc	69.8 %
ATI	ati inc	66.0 %
AVGO	broadcom inc com	56.9 %

Top 5 Winners ($)		$
NVDA	nvidia corp	1.1 M
MSFT	microsoft corporation	0.7 M
AVGO	broadcom inc com	0.3 M
AMZN	amazon.com inc	0.3 M
PWR	quanta services inc	0.3 M

Top 5 Losers (%)		%
ORLY	o reilly automotive new	-93.4 %
UNH	unitedhealth group inc	-37.8 %
OGN	organon & co	-33.3 %
FTV	fortive corp	-27.3 %
BDX	becton dickinson & co	-23.7 %

Top 5 Losers ($)		$
ORLY	o reilly automotive new	-3.3 M
UNH	unitedhealth group inc	-0.5 M
AAPL	apple inc	-0.4 M
TMUS	t-mobile us, inc.	-0.1 M
TMO	thermo fisher scientific inc	-0.1 M

RICHARDSON FINANCIAL SERVICES INC. Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of RICHARDSON FINANCIAL SERVICES INC.

RICHARDSON FINANCIAL SERVICES INC. has 609 stocks in it's portfolio. About 28.5% of the portfolio is in top 10 stocks. ORLY proved to be the most loss making stock for the portfolio. NVDA was the most profitable stock for RICHARDSON FINANCIAL SERVICES INC. last quarter.

Last Reported on: 25 Jul, 2025

	Ticker	Namesorted descending	% Portfolio	Shares Held	$ Value	Type	% Change
	BIL	spdr s&p 500 etf	4.54	93,124	6,765,460	added	14.97
Historical Trend of SPDR S&P 500 ETF Position Held By RICHARDSON FINANCIAL SERVICES INC. What % of Portfolio is BIL?: Number of BIL shares held: Change in No. of Shares Held:
	VB	vanguard growth etf	4.24	14,483	6,306,130	added	47.92

	VB	vanguard value etf	4.17	34,876	6,211,620	added	25.82

	AAPL	apple inc	3.63	25,987	5,400,530	reduced	-2.29

	NVDA	nvidia corp	2.48	24,071	3,691,690	added	6.09

	VB	vanguard s&p 500 etf	2.06	5,405	3,069,740	added	2.76

	MSFT	microsoft corporation	2.04	6,166	3,034,170	added	5.29

	CWI	spdr dev world ex-us etf	1.80	66,378	2,684,380	reduced	-44.25

	ACWF	ishares core msci europe etf	1.77	39,782	2,632,330	added	21.24

	CWI	spdr portfolio emerging markets etf	1.73	60,153	2,577,420	reduced	-26.24

	VEA	vngrd ftse dev mkts etf	1.73	45,157	2,574,390	added	241

	AAXJ	ishs ibox $ h/y corp etf	1.58	29,412	2,357,960	added	3.82

	EMGF	ishs core msci e/mkt etf	1.58	39,217	2,356,420	reduced	-4.32

	AMZN	amazon.com inc	1.29	8,694	1,916,630	added	2.56

	VB	vanguard small-cap growth etf	1.27	6,824	1,887,270	reduced	-3.68

	GOOG	alphabet inc a	1.20	10,175	1,789,170	added	9.31

	V	visa inc cl a	1.03	4,307	1,531,010	reduced	-0.51

	VB	vanguard small cap value etf	1.00	7,510	1,490,920	added	9.13

	JPM	jpmorgan chase & co	0.99	5,060	1,469,370	added	2.74

	ACWF	ishares 0-5 year high yield corp etf	0.95	32,870	1,408,810	reduced	-3.53