Latest RICHARDSON FINANCIAL SERVICES INC. Stock Portfolio

RICHARDSON FINANCIAL SERVICES INC. Performance:

2025 Q3: 3.09%YTD: 4.73%2024: 6.46%

Performance for 2025 Q3 is 3.09%, and YTD is 4.73%, and 2024 is 6.46%.

About RICHARDSON FINANCIAL SERVICES INC. and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, RICHARDSON FINANCIAL SERVICES INC. reported an equity portfolio of $161.3 Millions as of 30 Sep, 2025.

The top stock holdings of RICHARDSON FINANCIAL SERVICES INC. are BIL, AAPL, VB. The fund has invested 5.1% of it's portfolio in SPDR S&P 500 ETF and 4.3% of portfolio in APPLE INC.

The fund managers got completely rid off QUANTA SERVICES INC (PWR), SPDR GOLD MINISHARES (GLDM) and RAYTHEON TECHNOLOGIES CORP (RTX) stocks. They significantly reduced their stock positions in ESSENTIAL PROPERTIES REALTY TRUS (BIL), ISHS 3-7Y TRSY BD ETF (AAXJ) and NOVO NORDISK AS ADR. RICHARDSON FINANCIAL SERVICES INC. opened new stock positions in JPMORGAN INTERNATIONAL GROWTH ETF (BBAX), JPMORGAN INTERNATIONAL VALUE ETF and SPDR S&P 1500 COMPOS ETF (BIL). The fund showed a lot of confidence in some stocks as they added substantially to KKR & CO, INC. COM (KKR), APOLLO GLOBAL MANAGEMENT and MICRON TECHNOLOGY INC (MU).

RICHARDSON FINANCIAL SERVICES INC. Annual Return Estimates Vs S&P 500

Our best estimate is that RICHARDSON FINANCIAL SERVICES INC. made a return of 3.09% in the last quarter. In trailing 12 months, it's portfolio return was 6.74%.

New Buys

Ticker	$ Bought
jpmorgan international growth etf	108,114
jpmorgan international value etf	107,897
spdr s&p 1500 compos etf	66,295
royalty pharma plc a	53,804
ishares russell top 200 growth etf	48,984
hershey company	46,574
boeing company	23,094
the bank of new york mellon corp	19,612

New stocks bought by RICHARDSON FINANCIAL SERVICES INC.

Additions

Ticker	% Inc.
kkr & co, inc. com	2,150
apollo global management	1,016
micron technology inc	988
emerson electric co	553
quanta services inc	546
ge vernova llc	433
antero midstream corp	330
genpact ltd	317

Additions to existing portfolio by RICHARDSON FINANCIAL SERVICES INC.

Reductions

Ticker	% Reduced
essential properties realty trus	-97.98
ishs 3-7y trsy bd etf	-95.63
ishs 1-5 invt gr crp etf	-94.61
novo nordisk as adr	-93.55
ishs 7-10y trsy etf	-91.6
s&p global inc	-87.59
spdr dow jones reit etf	-85.41
spdr dj intl rl est etf	-83.67

RICHARDSON FINANCIAL SERVICES INC. reduced stake in above stock

Sold off

None of the stocks were completely sold off by RICHARDSON FINANCIAL SERVICES INC.

Sector Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 57.4% of it's holdings in Others sector.

Sector	%
Others	57.4
Technology	14
Financial Services	5.8
Consumer Cyclical	4.7
Communication Services	4
Utilities	3.3
Industrials	3.3
Healthcare	3
Consumer Defensive	2.3
Energy	1.4

Market Cap. Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 40.6% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	57.5
MEGA-CAP	24.2
LARGE-CAP	16.4

Stocks belong to which Index?

About 41.4% of the stocks held by RICHARDSON FINANCIAL SERVICES INC. either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	58.6
S&P 500	40
RUSSELL 2000	1.4

Top 5 Winners (%)		%
STX	seagate tech hldgs plc	62.8 %
TSLA	tesla inc	45.8 %
STRL	sterling infrastructure inc	39.1 %
GOOG	alphabet inc c	37.5 %
GOOG	alphabet inc a	35.3 %

Top 5 Winners ($)		$
AAPL	apple inc	1.2 M
NVDA	nvidia corp	0.8 M
GOOG	alphabet inc a	0.7 M
TSLA	tesla inc	0.4 M
AVGO	broadcom inc	0.2 M

Top 5 Losers (%)		%
KD	kyndryl holdings inc	-28.4 %
WEN	wendys co	-21.8 %
FMC	fmc corp new	-21.5 %
UPS	ups inc b	-20.0 %
STZ	constellation brands a	-18.2 %

Top 5 Losers ($)		$
ISRG	intuitive surgical new	-0.1 M
CTAS	cintas corp	-0.1 M
ADBE	adobe inc	-0.1 M
CRM	salesforce inc	-0.1 M
IJR	quanta services inc	-0.1 M

RICHARDSON FINANCIAL SERVICES INC. Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of RICHARDSON FINANCIAL SERVICES INC.

RICHARDSON FINANCIAL SERVICES INC. has 513 stocks in it's portfolio. About 30.4% of the portfolio is in top 10 stocks. ISRG proved to be the most loss making stock for the portfolio. AAPL was the most profitable stock for RICHARDSON FINANCIAL SERVICES INC. last quarter.

Last Reported on: 28 Oct, 2025

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	4.32	27,373	6,969,950	added	5.33

AAXJ	ishs ibox $ h/y corp etf	1.86	37,047	3,007,850	added	25.96

AAXJ	ishares jpmorgan usd emerg markets bond	0.49	8,300	790,113	added	0.45

AAXJ	ishs usd invt grd bd etf	0.10	3,226	168,463	added	42.62

AAXJ	ishares national muni bond etf	0.08	1,193	127,041	added	1.19

AAXJ	ishs mbs etf	0.06	994	94,577	added	0.3

AAXJ	ishs 10-20 trsry etf	0.02	262	26,986	reduced	-52.36

AAXJ	ishs intrm gov crdt etf	0.01	110	11,818	unchanged	0.00

AAXJ	ishs 3-7y trsy bd etf	0.00	10.00	1,195	reduced	-95.63

AAXJ	ishs 1-5 invt gr crp etf	0.00	20.00	1,061	reduced	-94.61

ABBV	abbvie inc	0.24	1,655	383,198	added	9.89

ABNB	airbnb inc cl a	0.09	1,134	137,693	reduced	-1.39

ABT	abbott laboratories	0.06	677	90,679	added	16.52

ACGL	arch capital group ltd	0.02	418	37,926	added	63.28

ACLS	axcelis techs inc new	0.01	202	19,724	added	88.79

ACN	accenture plc ireld cl a	0.04	256	63,131	added	172

ACWF	ishares core msci europe etf	1.69	39,942	2,720,760	added	0.4

ACWF	ishares 0-5 year high yield corp etf	0.90	33,593	1,454,580	added	2.2

ACWF	ishares core msci pacific etf	0.89	19,550	1,435,600	reduced	-0.05

ACWF	ishares core total usd bd mkt etf	0.59	20,436	954,562	added	5.96