Latest RICHARDSON FINANCIAL SERVICES INC. Stock Portfolio

RICHARDSON FINANCIAL SERVICES INC. Performance:

2025 Q4: -0.35%YTD: 10.15%2024: 9.2%

Performance for 2025 Q4 is -0.35%, and YTD is 10.15%, and 2024 is 9.2%.

About RICHARDSON FINANCIAL SERVICES INC. and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, RICHARDSON FINANCIAL SERVICES INC. reported an equity portfolio of $309.4 Millions as of 31 Dec, 2025.

The top stock holdings of RICHARDSON FINANCIAL SERVICES INC. are , BIL, AAPL. The fund has invested 46.8% of it's portfolio in ABB LTD and 2.6% of portfolio in ST STR SPDR S&P 500 ETF.

The fund managers got completely rid off SPDR BLOOMBERG TBILL ETF (BIL), INTERPUBLIC GROUP (IPG) and INVSC S P 500 MOMENTUM ETF (CGW) stocks. They significantly reduced their stock positions in ST STR H/C SEL SCTR ETF (XLB), JPMORGAN BETABUILDERS JAPAN ETF (BBAX) and NXP SEMICONDUCTORS NV (NXPI). RICHARDSON FINANCIAL SERVICES INC. opened new stock positions in ABB LTD, TECH SEL SECT SPDR ETF (XLB) and FRANKLIN FTSE CHINA ETF (BUYZ). The fund showed a lot of confidence in some stocks as they added substantially to MEDTRONIC PLC (MDT), EQUINIX, INC. (EQIX) and AIR PDTS & CHEMICALS INC (APD).

RICHARDSON FINANCIAL SERVICES INC. Annual Return Estimates Vs S&P 500

Our best estimate is that RICHARDSON FINANCIAL SERVICES INC. made a return of -0.35% in the last quarter. In trailing 12 months, it's portfolio return was 10.15%.

Performance
S&P 500

New Buys

Ticker	$ Bought
abb ltd	144,653,000
tech sel sect spdr etf	871,457
franklin ftse china etf	493,161
veralto corp	403,058
bndbloxx jpm usd emr mk 1 10 yr etf	331,900
quanta services inc	297,975
spdr gold minishares	238,513
jpmorgan u s tech leaders etf	124,749

New stocks bought by RICHARDSON FINANCIAL SERVICES INC.

Additions

Ticker	% Inc.
medtronic plc	25,150
equinix, inc.	3,580
air pdts & chemicals inc	3,233
ishares 3-7 year treasury bond etf	1,900
netflix inc	1,034
ishares 7-10 year treasury bond etf	963
welltower inc	851
st str spdr lng term etf	824

Additions to existing portfolio by RICHARDSON FINANCIAL SERVICES INC.

Reductions

Ticker	% Reduced
st str h/c sel sctr etf	-96.1
nxp semiconductors nv	-92.36
janus henderson group plc	-87.05
hp inc	-86.91
brookfield asset mngmt cl a	-86.55
pultegroup inc	-83.83
intl paper company	-80.7
sonoco products co	-79.81

RICHARDSON FINANCIAL SERVICES INC. reduced stake in above stock

Sold off

None of the stocks were completely sold off by RICHARDSON FINANCIAL SERVICES INC.

Sector Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 77.1% of it's holdings in Others sector.

Sector	%
Others	77.1
Technology	7.3
Financial Services	2.9
Consumer Cyclical	2.4
Communication Services	2.3
Healthcare	2
Industrials	1.8
Utilities	1.7
Consumer Defensive	1.3

Market Cap. Distribution

RICHARDSON FINANCIAL SERVICES INC. has about 21.8% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	77.2
MEGA-CAP	12.6
LARGE-CAP	9.2

Stocks belong to which Index?

About 21.5% of the stocks held by RICHARDSON FINANCIAL SERVICES INC. either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	77.8
S&P 500	21.5

Top 5 Winners (%)		%
	invesco van kampen ohio	77614.3 %
	nuveen green bond r6	3427.3 %
KHC	the kraft heinz co	1178.8 %
	kenvue inc. com usd0.01	909.7 %
VIGI	vanguard high dividend yield etf	813.7 %

Top 5 Winners ($)		$
VIGI	vanguard high dividend yield etf	1.8 M
VEU	vanguard ftse emerging markets etf	1.1 M
	vanguard wellesley income admiral	1.0 M
GOOG	alphabet inc a	0.8 M
VB	vanguard small cap growth etf	0.5 M

Top 5 Losers (%)		%
	t. rowe price blue chip growth i	-99.2 %
ROK	rockwell automation inc	-98.5 %
EQR	equity residential	-98.4 %
NSC	norfolk southern corp	-96.7 %
FNB	f n b corp	-96.7 %

Top 5 Losers ($)		$
NFLX	netflix inc	-2.4 M
VEA	vanguard ftse developed markets etf	-1.6 M
VB	vanguard growth etf	-1.3 M
VB	vanguard value etf	-0.8 M
VTEB	vanguard tax-exempt bond etf	-0.5 M

RICHARDSON FINANCIAL SERVICES INC. Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of RICHARDSON FINANCIAL SERVICES INC.

RICHARDSON FINANCIAL SERVICES INC. has 598 stocks in it's portfolio. About 61.3% of the portfolio is in top 10 stocks. NFLX proved to be the most loss making stock for the portfolio. VIGI was the most profitable stock for RICHARDSON FINANCIAL SERVICES INC. last quarter.

Last Reported on: 22 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	2.40	27,307	7,422,050	reduced	-0.24

AAXJ	ishs ibox $ h/y corp etf	0.98	37,756	3,044,270	added	1.91

AAXJ	ishares jpmorgan usd emerg markets bond	0.20	6,576	633,180	reduced	-20.77

AAXJ	ishs usd invt grd bd etf	0.05	3,233	167,372	added	0.22

AAXJ	ishs natl muni bd etf	0.04	1,127	118,667	reduced	-5.53

AAXJ	ishs mbs etf	0.03	914	87,028	reduced	-8.05

AAXJ	ishares 3-7 year treasury bond etf	0.00	200	13,395	added	1,900

AAXJ	ishs intrm gov crdt etf	0.00	110	11,809	unchanged	0.00

AAXJ	ishares preferred&income securities etf	0.00	147	10,711	new

ABBV	abbvie inc	0.12	1,679	383,636	added	1.45

ABC	cencora inc	0.00	37.00	12,497	new

ABNB	airbnb inc cl a	0.05	1,134	153,906	unchanged	0.00

ABT	abbott laboratories	0.03	744	92,998	added	9.9

ACGL	arch capital group ltd	0.02	706	67,719	added	68.9

ACLS	axcelis techs inc new	0.01	277	22,255	added	37.13

ACN	accenture plc ireld cl a	0.06	693	185,938	added	170

ACWF	ishares core msci europe etf	0.90	39,160	2,785,600	reduced	-1.96

ACWF	ishares 0-5 year high yield corp etf	0.53	38,026	1,630,160	added	13.2

ACWF	ishares core msci pacific etf	0.46	19,429	1,427,260	reduced	-0.62

ACWF	ishs core unvl usd etf	0.34	22,410	1,042,960	added	9.66