Latest NBT BANK N A /NY Stock Portfolio

NBT BANK N A /NY Performance:

2025 Q4: -1.77%YTD: 1425.62%2024: 9.72%

Performance for 2025 Q4 is -1.77%, and YTD is 1425.62%, and 2024 is 9.72%.

About NBT BANK N A /NY and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, NBT BANK N A /NY reported an equity portfolio of $1.5 Billions as of 31 Dec, 2025.

The top stock holdings of NBT BANK N A /NY are MSFT, AAPL, GOOG. The fund has invested 6.4% of it's portfolio in MICROSOFT CORPORATION and 4.8% of portfolio in APPLE INC.

The fund managers got completely rid off MEDCLEAN TECH INC XXX, FLEXSHARES REAL ASSETS ALLOCAT (ASET) and RANGE RESOURCES CORP. (RRC) stocks. They significantly reduced their stock positions in ISHARES INTERNATIONAL TREASURY B (AAXJ), COPART INC (CPRT) and CONSOLIDATED EDISON INC. (ED). NBT BANK N A /NY opened new stock positions in VANGUARD RUSSELL 3000 (BNDW), TC ENERGY CORP COM NPV and ISHARES CORE AGGRESSIVE ETF (AOA). The fund showed a lot of confidence in some stocks as they added substantially to KYNDRYL HOLDINGS INC (KD), JPMORGAN ULTRA-SHORT INCOME ET (BBAX) and NETFLIX INC (NFLX).

NBT BANK N A /NY Annual Return Estimates Vs S&P 500

Our best estimate is that NBT BANK N A /NY made a return of -1.77% in the last quarter. In trailing 12 months, it's portfolio return was 1425.62%.

Performance
S&P 500

New Buys

Ticker	$ Bought
vanguard russell 3000	350,785
tc energy corp com npv	284,182
ishares core aggressive etf	112,398
fifth third bancorp	93,620
ralliant corp	92,369

New stocks bought by NBT BANK N A /NY

Additions

Ticker	% Inc.
kyndryl holdings inc	3,220
jpmorgan ultra-short income et	3,066
netflix inc	655
servicenow inc	374
schwab emerging markets etf	365
coupang inc	272
mettler toledo international	220
synopsys inc	164

Additions to existing portfolio by NBT BANK N A /NY

Reductions

Ticker	% Reduced
ishares kld 400 social index	-86.58
consolidated edison inc.	-84.31
t-mobile us inc	-47.14
fiserv inc	-47.07
freeport-mcmoran inc	-30.89
bp plc spons adr	-29.33
blackstone inc	-27.8
paccar inc	-24.57

NBT BANK N A /NY reduced stake in above stock

Sold off

None of the stocks were completely sold off by NBT BANK N A /NY

Sector Distribution

NBT BANK N A /NY has about 33.2% of it's holdings in Others sector.

Sector	%
Others	33.2
Technology	17.3
Industrials	10.4
Financial Services	8.1
Communication Services	7.6
Healthcare	7
Consumer Cyclical	5.9
Consumer Defensive	5.2
Energy	2.4
Utilities	1.9

Market Cap. Distribution

NBT BANK N A /NY has about 64.7% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
MEGA-CAP	35.9
UNALLOCATED	33.2
LARGE-CAP	28.8
MID-CAP	1.1

Stocks belong to which Index?

About 66% of the stocks held by NBT BANK N A /NY either belong to S&P 500 or RUSSELL 2000 index.

Index	%
S&P 500	64.2
Others	33.9
RUSSELL 2000	1.8

Top 5 Winners (%)		%
AAXJ	ishares kld 400 social index	299.8 %
ED	consolidated edison inc.	188.2 %
BROS	dutch bros inc	160.8 %
ACWF	ishares 0-5 year high yield corp	146.9 %
JOBY	joby aviation inc	137.4 %

Top 5 Winners ($)		$
GOOG	alphabet inc. class a	10.7 M
GOOG	alphabet inc cl c	10.6 M
AAPL	apple inc	4.9 M
CAT	caterpillar inc	3.8 M
JNJ	johnson & johnson	2.4 M

Top 5 Losers (%)		%
NFLX	netflix inc	-83.7 %
KD	kyndryl holdings inc	-83.5 %
NOW	servicenow inc	-75.2 %
AAXJ	ishares 10-20 year tsury	-66.8 %
TPL	texas pacific land corporation	-65.2 %

Top 5 Losers ($)		$
NFLX	netflix inc	-20.8 M
VB	vanguard total stock market	-14.8 M
VB	vanguard value etf	-7.9 M
MSFT	microsoft corporation	-7.0 M
ORCL	oracle corporation	-4.3 M

NBT BANK N A /NY Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of NBT BANK N A /NY

NBT BANK N A /NY has 822 stocks in it's portfolio. About 29.2% of the portfolio is in top 10 stocks. NFLX proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for NBT BANK N A /NY last quarter.

Last Reported on: 23 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	4.81	264,373	74,551,300	reduced	-2.3

AAXJ	ishares msci eafe growth etf	2.09	281,248	32,394,900	added	1.82

AAXJ	ishares tr 1-5 yr inv gr corp	0.84	246,578	13,065,000	reduced	-0.46

AAXJ	ishares iboxx high yield corpo	0.36	53,271	5,553,170	reduced	-2.09

AAXJ	ishares new york muni bond etf	0.35	100,475	5,376,420	added	4.18

AAXJ	ishares msci eafe small cap et	0.25	50,241	3,891,460	reduced	-2.93

AAXJ	ishares s&p pref stk etf	0.17	85,440	2,645,220	reduced	-0.04

AAXJ	ishares short-term national mu	0.06	7,955	848,799	unchanged	0.00

AAXJ	ishares barclays mbs bond etf	0.04	5,565	648,067	unchanged	0.00

AAXJ	ishares national muni bond etf	0.04	5,280	565,541	unchanged	0.00

AAXJ	ishares msci eafe value	0.04	71.00	565,353	added	4.41

AAXJ	ishares kld 400 social index	0.03	129	507,075	reduced	-86.58

AAXJ	ishares tr intrm gov cr etf	0.03	3,899	418,558	reduced	-17.55

AAXJ	ishares 3-7 year treasury bond	0.03	3,350	399,823	unchanged	0.00

AAXJ	ishares 5-10 yr inv gr corp bd	0.02	6,322	340,629	unchanged	0.00

AAXJ	ishares morgstar mid cap	0.01	80.00	131,896	reduced	-3.61

AAXJ	ishares global clean energy et	0.01	5,340	87,737	added	1.81

AAXJ	ishares msci usa esg select et	0.00	600	83,607	unchanged	0.00

AAXJ	ishares dowjones epac select d	0.00	39.00	70,616	added	5.41

ABBV	abbvie inc	0.77	51,749	11,960,500	reduced	-1.34