BFST - Business First Bancshares Inc Stock Price, Fair Value and News

20.55USD-1.22 (-5.60%)Market Closed

Market Summary

USD20.55-1.22

Market Closed

-5.60%

BFST Stock Price

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BFST RSI Chart

BFST Valuation

Market Cap

521.1M

Price/Earnings (Trailing)

7.33

Price/Sales (Trailing)

1.47

EV/EBITDA

0.95

Price/Free Cashflow

6.45

BFST Price/Sales (Trailing)

BFST Profitability

EBT Margin

25.64%

Return on Equity

11.03%

Return on Assets

1.08%

Free Cashflow Yield

15.5%

BFST Fundamentals

BFST Revenue

Revenue (TTM)

353.3M

Rev. Growth (Yr)

27.06%

Rev. Growth (Qtr)

1.44%

BFST Earnings

Earnings (TTM)

71.0M

Earnings Growth (Yr)

-11.93%

Earnings Growth (Qtr)

-22.64%

Breaking Down BFST Revenue

Last 7 days

-2.4%

Last 30 days

-8.0%

Last 90 days

-12.6%

Trailing 12 Months

30.2%

How does BFST drawdown profile look like?

BFST Financial Health

BFST Investor Care

Dividend Yield

2.43%

Dividend/Share (TTM)

0.5

Shares Dilution (1Y)

0.98%

Diluted EPS (TTM)

2.6

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	271.5M	303.3M	333.2M	353.3M
2022	170.3M	182.0M	203.9M	236.1M
2021	168.0M	173.5M	172.5M	170.4M
2020	104.9M	115.9M	132.0M	149.8M
2019	83.6M	91.4M	98.4M	103.5M
2018	56.7M	61.4M	68.3M	76.2M
2017	44.8M	47.6M	48.8M	51.6M
2016	42.2M	43.0M	43.2M	43.4M
2015	27.6M	30.6M	34.8M	38.6M
2014	28.6M	28.2M	27.9M	27.5M
2013	0	0	0	29.0M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Business First Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 12, 2024	jordan philip	sold (taxes)	-128,334	20.21	-6,350	evp&cbo of b1bank
Apr 12, 2024	jordan philip	acquired	128,325	17.11	7,500	evp&cbo of b1bank
Mar 31, 2024	melville david r. iii	sold (taxes)	-250,828	22.28	-11,258	president and ceo
Mar 31, 2024	mansfield keith	sold (taxes)	-76,598	22.28	-3,438	evp&coo of b1bank
Mar 31, 2024	jackson jesse	sold (taxes)	-58,574	22.28	-2,629	evp & pres., fin. institutions
Mar 31, 2024	manning kathryn	sold (taxes)	-38,299	22.28	-1,719	chief risk officer
Mar 31, 2024	vascocu norman jerome jr	sold (taxes)	-56,903	22.28	-2,554	evp, cao of b1bank
Mar 31, 2024	jordan philip	sold (taxes)	-76,598	22.28	-3,438	evp&cbo of b1bank
Mar 31, 2024	strong saundra	sold (taxes)	-43,223	22.28	-1,940	evp & general counsel
Mar 31, 2024	robertson greg	sold (taxes)	-76,598	22.28	-3,438	evp and cfo

Which funds bought or sold BFST recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-6.92	-431,206	2,285,690	-%
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	-9,639	90,613	-%
Apr 25, 2024	KG&L Capital Management,LLC	sold off	-100	-217,684	-	-%
Apr 25, 2024	Lindbrook Capital, LLC	unchanged	-	-73.00	691	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-59.96	-34,000	19,000	-%
Apr 23, 2024	ASSET PLANNING SERVICES INC /LA/ /ADV	unchanged	-	-24,000	223,000	0.12%
Apr 23, 2024	Gradient Investments LLC	sold off	-100	-1,947	-	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	74,443	311,551	-%
Apr 19, 2024	DENALI ADVISORS LLC	unchanged	-	-41,712	392,128	0.12%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-	4,000	-%

Are Funds Buying or Selling BFST?

Are funds buying BFST calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BFST

No. of Funds

Unveiling Business First Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.14%	1,302,405	SC 13G
Jan 25, 2024	blackrock inc.	8.4%	2,126,674	SC 13G/A
Feb 01, 2023	blackrock inc.	6.0%	1,501,827	SC 13G/A
Feb 07, 2022	blackrock inc.	6.1%	1,233,996	SC 13G/A
Feb 12, 2021	rmb capital management, llc	1.02%	134,916	SC 13G/A
Feb 02, 2021	blackrock inc.	5.2%	1,073,615	SC 13G
Jun 09, 2020	blackrock inc.	3.3%	685,297	SC 13G/A
Feb 14, 2020	rmb capital management, llc	7.60%	1,003,736	SC 13G/A
Feb 12, 2020	ejf capital llc	4.3%	570,193	SC 13G/A
Feb 07, 2020	blackrock inc.	5.2%	688,645	SC 13G

Recent SEC filings of Business First Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	425	Prospectus Filed
Apr 25, 2024	8-K	Current Report
Apr 16, 2024	4	Insider Trading
Apr 10, 2024	DEF 14A	DEF 14A
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to Business First Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

Business First Bancshares Inc News

Latest updates

Business First Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.4%	95.00	93.00	86.00	79.00	75.00	63.00	54.00	44.00	42.00	42.00	42.00	44.00	44.00	42.00	37.00	26.00	27.00	26.00	26.00	25.00	22.00
EBITDA Margin	-7.2%	0.88*	0.95*	1.01*	1.08*	1.16*	1.21*	1.24*	1.28*	1.31*	1.31*	1.30*	1.18*	-	-	-	-	-	-	-	-	-
Interest Expenses	-2.8%	54.00	55.00	53.00	53.00	56.00	53.00	50.00	40.00	38.00	37.00	38.00	40.00	40.00	37.00	31.00	20.00	21.00	20.00	20.00	19.00	17.00
Income Taxes	-18.1%	5.00	6.00	5.00	4.00	5.00	4.00	3.00	2.00	3.00	3.00	5.00	3.00	4.00	2.00	1.00	1.00	2.00	1.00	2.00	1.00	1.00
Earnings Before Taxes	-21.7%	20.00	26.00	25.00	19.00	23.00	17.00	17.00	11.00	15.00	13.00	22.00	15.00	17.00	12.00	3.00	5.00	7.00	7.00	9.00	7.00	4.00
EBT Margin	-8.3%	0.26*	0.28*	0.28*	0.28*	0.29*	0.30*	0.31*	0.36*	0.38*	0.39*	0.38*	0.28*	-	-	-	-	-	-	-	-	-
Net Income	-22.6%	16.00	20.00	20.00	15.00	18.00	14.00	14.00	9.00	12.00	10.00	17.00	12.00	14.00	10.00	2.00	4.00	6.00	6.00	7.00	6.00	3.00
Net Income Margin	-8.5%	0.20*	0.22*	0.22*	0.22*	0.23*	0.24*	0.25*	0.29*	0.31*	0.31*	0.31*	0.23*	-	-	-	-	-	-	-	-	-
Free Cashflow	-18.9%	15.00	19.00	26.00	21.00	11.00	20.00	16.00	16.00	12.00	12.00	11.00	18.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2
Assets	1.5%	6,585	6,489	6,455	6,290	5,990	5,807	5,530	5,362	534	4,726	4,405	4,324	4,242	4,160	3,955	3,961	1,400	2,288	2,274	2,221	2,154
Cash Equivalents	18.1%	226	191	181	160	153	153	155	282	-	68.00	81.00	131	355	149	104	116	-	80.00	89.00	63.00	64.00
Net PPE	7.4%	69.00	65.00	63.00	64.00	63.00	64.00	64.00	63.00	-	58.00	57.00	58.00	58.00	59.00	59.00	64.00	-	30.00	29.00	27.00	28.00
Goodwill	0.0%	88.00	88.00	89.00	89.00	89.00	89.00	89.00	90.00	29.00	60.00	60.00	60.00	7.00	54.00	54.00	54.00	5.00	48.00	48.00	48.00	49.00
Liabilities	0.9%	5,940	5,884	5,854	5,692	5,410	5,299	5,085	4,905	-	4,293	3,975	3,893	3,822	3,750	3,557	3,575	-	2,006	1,989	1,941	1,876
Short Term Borrowings	-	-	-	-	-	0.00	-	-	-	-	0.00	-	-	-	5.00	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6.00	6.00	8.00	-	-	-	-	-
Shareholder's Equity	6.6%	644	604	601	598	580	508	445	457	-	433	430	431	417	410	398	386	93.00	282	285	280	277
Retained Earnings	5.3%	216	205	189	174	164	150	139	128	-	122	112	104	89.00	79.00	67.00	60.00	-	60.00	57.00	52.00	48.00
Additional Paid-In Capital	0.3%	397	396	396	395	394	348	346	346	-	292	292	299	300	300	300	298	-	207	213	212	214
Shares Outstanding	0.0%	25.00	25.00	25.00	25.00	25.00	3.00	23.00	23.00	20.00	20.00	20.00	21.00	21.00	-	-	-	-	-	-	-	-
Float	-	-	-	357	-	-	-	450	-	-	-	-	445	-	-	-	296	-	-	-	-	323

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-5.0%	21,279	22,407	25,803	22,938	11,380	20,698	18,037	19,462	14,654	12,124	11,607	18,058	14,197	21,839	-12,905	6,208	2,917	5,843	6,823	8,835	2,707
Share Based Compensation	442.3%	1,334	246	1,222	1,197	1,324	1,328	287	757	802	814	750	495	531	1,359	353	210	338	384	286	85.00	199
Cashflow From Investing	33.1%	-32,435	-48,490	-150,804	-289,412	-171,507	-303,646	-317,565	92,197	-362,528	-132,087	-97,075	-83,664	-162,361	-14,446	-272,781	-25,707	-26,275	-68,495	-60,646	-36,874	-31,185
Cashflow From Financing	25.2%	45,805	36,572	146,206	273,501	160,196	280,925	172,148	102,040	334,888	70,555	-139,020	271,732	193,401	-19,520	321,598	10,237	49,373	61,965	65,260	-15,427	78,609
Dividend Payments	18.4%	3,566	3,012	3,035	3,042	2,998	2,696	2,693	2,437	2,437	2,450	2,487	2,062	2,059	2,060	2,061	1,340	1,324	1,333	1,332	1,065	923
Buy Backs	-	-	-	-	-	-	-	-	-	-	8,338	1,922	663	799	-	-	5,000	-	2,553	-	-	-

BFST Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest Income:
Interest and Fees on Loans	$ 323,327	$ 218,032	$ 156,791
Interest and Dividends on Non-taxable Securities	4,340	4,131	4,274
Interest and Dividends on Taxable Securities	15,785	12,372	9,246
Interest on Federal Funds Sold and Due From Banks	9,875	1,579	127
Total Interest Income	353,327	236,114	170,438
Interest Expense:
Interest on Deposits	106,908	24,413	12,183
Interest on Borrowings	31,290	12,124	4,371
Total Interest Expense	138,198	36,537	16,554
Net Interest Income	215,129	199,577	153,884
Provision for Credit Losses	4,483	10,886	8,047
Net Interest Income after Provision for Credit Losses	210,646	188,691	145,837
Other Income:
Service Charges on Deposit Accounts	9,704	8,272	6,813
Gain (Loss) on Sales of Securities	(2,565)	(48)	378
Gain on Sales of Loans	1,972	574	10,117
Other Income	27,531	20,512	18,474
Total Other Income	36,642	29,310	35,782
Other Expenses:
Salaries and Employee Benefits	90,611	85,222	65,825
Occupancy and Equipment Expense	20,859	19,367	15,750
Other Expenses	45,232	44,820	35,486
Total Other Expenses	156,702	149,409	117,061
Income Before Income Taxes	90,586	68,592	64,558
Provision for Income Taxes	19,543	14,337	12,422
Net Income	71,043	54,255	52,136
Preferred Stock Dividends	5,401	1,350	0
Net Income Available to Common Shareholders	$ 65,642	$ 52,905	$ 52,136
Earnings Per Common Share:
Basic (in dollars per share)	$ 2.62	$ 2.34	$ 2.54
Diluted (in dollars per share)	$ 2.59	$ 2.32	$ 2.53

BFST Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Cash and Due from Banks	$ 226,110	$ 152,740
Federal Funds Sold	151,134	15,606
Securities Available for Sale, at Fair Values (Amortized Cost of $963,978 at December 31, 2023 and $985,599 at December 31, 2022)	879,571	890,751
Loans and Lease Receivable, Net of Allowance for Loan Losses of $40,414 and $38,178 at December 31, 2023 and 2022, respectively	4,952,371	4,567,998
Premises and Equipment, Net	69,480	63,177
Accrued Interest Receivable	29,916	25,666
Other Equity Securities	33,942	37,467
Other Real Estate Owned	1,685	1,372
Cash Value of Life Insurance	96,478	91,958
Deferred Taxes	27,323	31,194
Goodwill	88,391	88,543
Core Deposit and Customer Intangible	11,895	14,042
Other Assets	15,419	9,642
Total Assets	6,584,550	5,990,460
Deposits:
Noninterest Bearing	1,299,090	1,549,381
Interest Bearing	3,949,700	3,270,964
Total Deposits	5,248,790	4,820,345
Federal Funds Purchased	0	14,057
Securities Sold Under Agreements to Repurchase	18,885	20,208
Bank Term Funding Program	300,000	0
Federal Home Loan Bank Borrowings	211,198	410,100
Subordinated Debt	99,990	110,749
Subordinated Debt - Trust Preferred Securities	5,000	5,000
Accrued Interest Payable	14,841	2,092
Other Liabilities	41,587	27,428
Total Liabilities	5,940,291	5,409,979
Commitments and Contingencies (See Notes 19 and 22)
Shareholders' Equity:
Preferred Stock, No Par Value; 5,000,000 Shares Authorized; 72,010 Shares ($1,000 Liquidation Preference) Issued and Outstanding at both December 31, 2023 and 2022	71,930	71,930
Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 25,351,809 and 25,110,313 Shares Issued and Outstanding at December 31, 2023 and 2022, respectively	25,352	25,110
Additional Paid-in Capital	397,447	393,690
Retained Earnings	216,115	163,955
Accumulated Other Comprehensive Loss	(66,585)	(74,204)
Total Shareholders' Equity	644,259	580,481
Total Liabilities and Shareholders' Equity	6,584,550	5,990,460
Mortgage Receivable [Member]
Mortgage Loans Held for Sale	$ 835	$ 304

About Business First Bancshares Inc

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. It operates full-service banking centers and loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

CEO	Mr. David R. Melville III
WEBSITE	b1bank.com
INDUSTRY	Banks Diversified
EMPLOYEES	727

Business First Bancshares Inc Frequently Asked Questions

What is the ticker symbol for Business First Bancshares Inc? What does BFST stand for in stocks?

BFST is the stock ticker symbol of Business First Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Business First Bancshares Inc (BFST)?

As of Fri Apr 26 2024, market cap of Business First Bancshares Inc is 521.07 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BFST stock?

You can check BFST's fair value in chart for subscribers.

What is the fair value of BFST stock?

You can check BFST's fair value in chart for subscribers. The fair value of Business First Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Business First Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BFST so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Business First Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether BFST is over valued or under valued. Whether Business First Bancshares Inc is cheap or expensive depends on the assumptions which impact Business First Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BFST.

What is Business First Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, BFST's PE ratio (Price to Earnings) is 7.33 and Price to Sales (PS) ratio is 1.47. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BFST PE ratio will change depending on the future growth rate expectations of investors.