FINW Stock Price, FinWise Bancorp Quote, Chart

Market Summary

USD10.65+0.05

Market Closed

0.47%

FINW Stock Price

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FINW RSI Chart

FINW Valuation

Market Cap

136.5M

Price/Earnings (Trailing)

7.82

Price/Sales (Trailing)

2.12

EV/EBITDA

0.24

Price/Free Cashflow

28.4

FINW Price/Sales (Trailing)

FINW Profitability

EBT Margin

36.90%

Return on Equity

11.26%

Return on Assets

2.98%

Free Cashflow Yield

3.52%

FINW Fundamentals

FINW Revenue

Revenue (TTM)

64.5M

Rev. Growth (Yr)

36.04%

Rev. Growth (Qtr)

4.88%

FINW Earnings

Earnings (TTM)

17.5M

Earnings Growth (Yr)

-36.49%

Earnings Growth (Qtr)

-13.47%

Breaking Down FINW Revenue

Last 7 days

4.8%

Last 30 days

6.4%

Last 90 days

-27.8%

Trailing 12 Months

23.3%

How does FINW drawdown profile look like?

FINW Financial Health

FINW Investor Care

Buy Backs (1Y)

0.04%

Diluted EPS (TTM)

1.33

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	52.5M	55.4M	59.8M	64.5M
2022	53.7M	55.5M	54.6M	52.3M
2021	0	0	0	49.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of FinWise Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 29, 2024	cannon dawn m	back to issuer	-	-	-25,389	see remarks
Mar 05, 2024	keil robert	bought	7,980	9.5	840	evp chief fintech officer
Feb 22, 2024	keil robert	bought	9,550	9.55	1,000	evp chief fintech officer
Oct 30, 2023	jacobson javvis o	bought	845	8.45	100	cfo and executive vp
Aug 15, 2023	giordano james n	bought	30,960	10.32	3,000	-
Apr 18, 2023	gibson thomas elmer jr	acquired	-	-	4,803	-
Apr 18, 2023	weichselbaum alan	acquired	-	-	4,803	-
Apr 18, 2023	nievaard lisa ann	acquired	-	-	4,803	-
Apr 18, 2023	hutchings jeana	acquired	-	-	4,803	-
Apr 18, 2023	giordano james n	acquired	-	-	4,803	-

Which funds bought or sold FINW recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 19, 2024	NORDEN GROUP LLC	added	100	82,218	285,420	-%
Mar 11, 2024	VANGUARD GROUP INC	reduced	-3.15	1,898,920	5,042,060	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	new	-	323,720	323,720	-%
Feb 15, 2024	BARCLAYS PLC	reduced	-62.67	-4,000	7,000	-%
Feb 15, 2024	TOWNSQUARE CAPITAL LLC	reduced	-9.53	67,597	203,202	-%
Feb 15, 2024	JANE STREET GROUP, LLC	new	-	293,140	293,140	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	1.92	475,535	1,166,670	0.03%
Feb 14, 2024	BASSWOOD CAPITAL MANAGEMENT, L.L.C.	reduced	-98.14	-2,044,530	64,924	-%
Feb 14, 2024	Balyasny Asset Management L.P.	new	-	199,252	199,252	-%

Are Funds Buying or Selling FINW?

Are funds buying FINW calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FINW

No. of Funds

Unveiling FinWise Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	7.6%	949,327	SC 13G/A
Feb 13, 2024	landvatter kent	8.3%	1,049,887	SC 13G
Feb 12, 2024	basswood capital management, l.l.c.	0.04%	4,537	SC 13G/A
Feb 06, 2024	prussin jarret	6.03%	756,430	SC 13G/A
Feb 06, 2024	wilenkin menachem	6.62%	829,614	SC 13G/A
May 16, 2023	wilenkin menachem	5.40%	694,820	SC 13G
May 16, 2023	prussin jarret	5.26%	677,477	SC 13G
Feb 14, 2023	alliancebernstein l.p.	6.7%	865,502	SC 13G
Feb 13, 2023	landvatter kent	7.4%	959,706	SC 13G/A
Feb 10, 2023	basswood capital management, l.l.c.	5.65%	726,490	SC 13G

Recent SEC filings of FinWise Bancorp

View All Filings

Date Filed	Form Type	Document
Apr 02, 2024	3	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	8-K	Current Report
Mar 25, 2024	10-K	Annual Report
Mar 07, 2024	8-K	Current Report
Mar 05, 2024	4	Insider Trading
Feb 26, 2024	8-K	Current Report
Feb 22, 2024	4	Insider Trading
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 13, 2024	SC 13G	Major Ownership Report

Peers (Alternatives to FinWise Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

FinWise Bancorp News

Latest updates

FinWise Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)												(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1
Revenue	4.9%	18.00	17.00	16.00	13.00	13.00	13.00	13.00	13.00	16.00	14.00	11.00	9.00
EBITDA Margin	-8.8%	1.27*	1.40*	1.47*	1.54*	1.70*	1.75*	1.81*	1.89*	1.85*	-	-	-
Interest Expenses	-0.3%	14.00	14.00	14.00	12.00	13.00	13.00	13.00	13.00	15.00	13.00	11.00	8.00
Income Taxes	-3.5%	2.00	2.00	2.00	1.00	2.00	3.00	2.00	3.00	3.00	3.00	3.00	2.00
Earnings Before Taxes	-10.6%	6.00	7.00	6.00	5.00	9.00	7.00	7.00	13.00	14.00	11.00	10.00	7.00
EBT Margin	-18.3%	0.37*	0.45*	0.50*	0.54*	0.69*	0.74*	0.80*	0.89*	0.86*	-	-	-
Net Income	-13.5%	4.00	5.00	5.00	4.00	7.00	4.00	5.00	9.00	10.00	8.00	8.00	5.00
Net Income Margin	-18.5%	0.27*	0.33*	0.34*	0.37*	0.48*	0.53*	0.60*	0.67*	0.64*	-	-	-
Free Cashflow	24.4%	9.00	7.00	-13.84	3.00	24.00	-4.73	40.00	-5.73	11.00	3.00	-16.73	-9.18

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet									(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4
Assets	5.6%	586	555	496	442	401	386	366	424	380
Cash Equivalents	-7.7%	117	127	119	106	101	92.00	97.00	117	86.00
Net PPE	3.2%	15.00	14.00	13.00	9.00	9.00	7.00	6.00	5.00	3.00
Liabilities	6.6%	431	405	348	298	260	251	235	300	265
Shareholder's Equity	3.1%	155	150	147	144	140	134	131	125	115
Retained Earnings	4.2%	104	100	95.00	90.00	86.00	79.00	76.00	70.00	61.00
Additional Paid-In Capital	1.0%	51.00	51.00	53.00	55.00	55.00	55.00	55.00	55.00	55.00
Shares Outstanding	0%	12.00	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00
Float	-	-	-	93.00	-	-	-	97.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)												(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1
Cashflow From Operations	12.6%	9,727	8,637	-9,413	3,314	24,402	-740	41,888	-4,397	12,243	4,019	-16,606	-8,888
Share Based Compensation	-0.4%	497	499	629	421	331	308	100	39.00	615	230	274	981
Cashflow From Investing	28.8%	-37,572	-52,751	-24,288	-38,259	-25,725	-16,559	-3,329	9,779	-27,820	-15,095	34,343	32,829
Cashflow From Financing	-65.2%	18,048	51,843	47,135	39,987	9,427	13,234	-58,677	25,510	33,225	39,316	-52,093	2,898
Buy Backs	-100.0%	-500*	2,353	2,173	216	922	214	-	-	-	-	-	-

FINW Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest income
Interest and fees on loans	$ 58,445	$ 50,941
Interest on securities	338	208
Other interest income	5,751	1,180
Total interest income	64,534	52,329
Interest expense
Interest on deposits	9,974	1,432
Interest on PPP Liquidity Facility	1	2
Total interest expense	9,975	1,434
Net interest income	54,559	50,895
Provision for credit losses	11,638	13,519
Net interest income after provision for loan losses	42,921	37,376
Non-interest income
Strategic Program fees	15,914	22,467
Gain on sale of loans, net	1,684	13,550
SBA loan servicing fees	1,466	1,603
Change in fair value on investment in BFG	(600)	(478)
Other miscellaneous income	2,616	269
Total non-interest income	21,080	37,411
Non-interest expense
Salaries and employee benefits	25,751	24,489
Professional services	4,961	5,454
Occupancy and equipment expenses	3,312	2,204
(Recovery) impairment of SBA servicing asset	(376)	1,728
Other operating expenses	6,540	4,881
Total non-interest expense	40,188	38,756
Income before provision for income tax	23,813	36,031
Provision for income taxes	6,353	10,916
Net income	$ 17,460	$ 25,115
Earnings per share, basic (in dollars per share)	$ 1.38	$ 1.96
Earnings per share, diluted (in dollars per share)	$ 1.33	$ 1.87
Weighted average shares outstanding, basic (in shares)	12,488,564	12,729,898
Weighted average number of shares outstanding, diluted (in shares)	12,909,648	13,357,022

FINW Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents
Cash and due from banks	$ 411	$ 386
Interest-bearing deposits	116,564	100,181
Total cash and cash equivalents	116,975	100,567
Investment securities held-to-maturity,net of allowance for credit losses of none, (fair value of $13.8 million and $12.7 million, respectively)	15,388	14,292
Investment in Federal Home Loan Bank (FHLB) stock, at cost	238	449
Strategic Program loans held-for-sale, at lower of cost or fair value	47,514	23,589
Loans receivable, net of allowance for credit losses of $12.9 million and $12.0 million, respectively	358,560	224,217
Premises and equipment, net	14,630	9,478
Accrued interest receivable	3,573	1,818
Deferred taxes, net	0	1,167
Small Business Administration servicing asset, net	4,231	5,210
Investment in Business Funding Group (BFG), at fair value	4,200	4,800
Operating lease right-of-use (“ROU”) assets	4,293	5,041
Income taxes receivable, net	2,400	0
Other assets	14,219	10,152
Total assets	586,221	400,780
Deposits
Noninterest-bearing	95,486	78,817
Interest-bearing	309,347	164,181
Total deposits	404,833	242,998
Accrued interest payable	619	54
Income taxes payable, net	1,873	1,077
Deferred taxes, net	748	0
Paycheck Protection Program Liquidity Facility	190	314
Operating lease liabilities	6,296	7,020
Other liabilities	16,606	8,858
Total liabilities	431,165	260,321
Commitments and contingencies (Note 8)
Shareholders’ equity
Preferred stock, $0.001 par value, 4,000,000 authorized; no shares issued and outstanding as of December 31, 2023 and December 31, 2022	0	0
Common stock, $0.001 par value, 40,000,000 shares authorized; 12,493,565 and 12,831,345 shares issued and outstanding as of December 31, 2023 and December 31, 2022, respectively	12	13
Additional paid-in-capital	51,200	54,614
Retained earnings	103,844	85,832
Total shareholders’ equity	155,056	140,459
Total liabilities and shareholders’ equity	$ 586,221	$ 400,780

About FinWise Bancorp

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates a full-service banking location in Sandy, Utah. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.

CEO	Mr. Kent R. Landvatter
WEBSITE	finwisebancorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	140

FinWise Bancorp Frequently Asked Questions

What is the ticker symbol for FinWise Bancorp? What does FINW stand for in stocks?

FINW is the stock ticker symbol of FinWise Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of FinWise Bancorp (FINW)?

As of Fri Apr 26 2024, market cap of FinWise Bancorp is 136.52 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FINW stock?

You can check FINW's fair value in chart for subscribers.

What is the fair value of FINW stock?

You can check FINW's fair value in chart for subscribers. The fair value of FinWise Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of FinWise Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FINW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is FinWise Bancorp a good stock to buy?

The fair value guage provides a quick view whether FINW is over valued or under valued. Whether FinWise Bancorp is cheap or expensive depends on the assumptions which impact FinWise Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FINW.

What is FinWise Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, FINW's PE ratio (Price to Earnings) is 7.82 and Price to Sales (PS) ratio is 2.12. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FINW PE ratio will change depending on the future growth rate expectations of investors.