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COFS

COFS - ChoiceOne Financial Services Inc Stock Price, Fair Value and News

$28.50-0.68 (-2.33%)
Market Closed

61/100

COFS

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

61/100

COFS

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

Price Targets

Target 1Y

$31.44

Target 3M

$29.47

Target 6M

$30.11

COFS Stock Valuation Analysis

Valuation

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COFS Price Action

Last 7 days

-2.9%

Last 30 days

-4.6%

Last 90 days

-1.1%

Trailing 12 Months

-15.7%

COFS RSI Chart

COFS Stock Valuation Analysis

Valuation

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COFS Valuation

Market Cap

428.2M

Price/Earnings (Trailing)

19.94

Price/Sales (Trailing)

2.38

EV/EBITDA

2.21

Price/Free Cashflow

11.4

COFS Price/Sales (Trailing)

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

Price Targets

Target 1Y

$31.44

Target 3M

$29.47

Target 6M

$30.11

COFS Fundamentals

COFS Revenue

Revenue (TTM)

179.6M

Rev. Growth (Yr)

72.6%

Rev. Growth (Qtr)

1.43%

COFS Earnings

Earnings (TTM)

21.5M

Earnings Growth (Yr)

99.8%

Earnings Growth (Qtr)

8.47%

COFS Profitability

EBT Margin

14.59%

Return on Equity

4.77%

Return on Assets

0.5%

Free Cashflow Yield

8.77%

COFS Investor Care

Dividend Yield

3.93%

Dividend/Share (TTM)

1.12

Shares Dilution (1Y)

67.72%

Diluted EPS (TTM)

1.37

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2025132.6M156.6M179.6M0
2024106.0M112.6M118.0M121.1M
202379.0M84.6M91.7M99.0M
202266.4M68.7M71.2M75.1M
202158.7M61.3M62.8M64.6M
202038.5M44.8M53.4M55.5M
201925.3M25.7M26.0M32.5M
201822.6M23.3M23.9M24.5M
201720.6M20.9M21.4M22.0M
201619.5M19.7M20.0M20.3M
201519.1M19.2M19.3M19.4M
201418.9M18.8M18.9M19.0M
201319.9M19.7M19.3M19.0M
201221.4M21.0M20.7M20.2M
201121.8M21.7M21.6M21.5M
201000022.0M
Get all data in R, Python etc through our Historical Stock Data APIs

About ChoiceOne Financial Services Inc

COFS
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
 CEO
 WEBSITEchoiceone.com
 SECTORFinancial Services
 INDUSTRYBanks Regional
 EMPLOYEES380

ChoiceOne Financial Services Inc Frequently Asked Questions

COFS is the stock ticker symbol of ChoiceOne Financial Services Inc. Every public company that trades on a stock exchange gets a ticker symbol.

As of Wed Jan 28 2026, market cap of ChoiceOne Financial Services Inc is 428.18 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

You can check COFS's fair value in chart for subscribers.

The fair value guage provides a quick view whether COFS is over valued or under valued. Whether ChoiceOne Financial Services Inc is cheap or expensive depends on the assumptions which impact ChoiceOne Financial Services Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for COFS.

As of Wed Jan 28 2026, COFS's PE ratio (Price to Earnings) is 19.94 and Price to Sales (PS) ratio is 2.38. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. COFS PE ratio will change depending on the future growth rate expectations of investors.

In the past 10 years, ChoiceOne Financial Services Inc has provided 0.029 (multiply by 100 for percentage) rate of return.