CULL Stock Price, Cullman Bancorp Inc. Quote, Chart

Market Summary

USD10.48+0.25

Delayedas of 13 May 2024, 11:11 am

2.44%

CULL Stock Price

View Fullscreen

CULL RSI Chart

CULL Valuation

Market Cap

74.3M

Price/Earnings (Trailing)

18.8

Price/Sales (Trailing)

3.82

EV/EBITDA

2.96

Price/Free Cashflow

33.32

CULL Price/Sales (Trailing)

CULL Profitability

EBT Margin

25.95%

Return on Equity

3.89%

Return on Assets

0.96%

Free Cashflow Yield

3%

CULL Fundamentals

CULL Revenue

Revenue (TTM)

19.5M

Rev. Growth (Yr)

7.89%

Rev. Growth (Qtr)

-1.17%

CULL Earnings

Earnings (TTM)

4.0M

Earnings Growth (Yr)

-11.23%

Earnings Growth (Qtr)

-23.15%

Breaking Down CULL Revenue

52 Week Range

10.3110.95

(Low)(High)

Last 7 days

0.1%

Last 30 days

0.1%

Last 90 days

-5.4%

Trailing 12 Months

-3.1%

How does CULL drawdown profile look like?

CULL Financial Health

CULL Investor Care

Buy Backs (1Y)

1.59%

Diluted EPS (TTM)

0.54

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	17.6M	18.3M	19.1M	19.5M
2022	13.6M	14.3M	15.3M	16.5M
2021	13.9M	13.8M	13.6M	13.4M
2020	0	0	0	14.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Cullman Bancorp Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Nov 16, 2023	riley john a iii	bought	71,684	10.27	6,980	president and ceo
Aug 18, 2023	bussman paul d	acquired	-	-	8,864	-
Aug 18, 2023	burks chad t	acquired	-	-	8,864	-
Aug 18, 2023	barksdale gregory t	acquired	-	-	8,864	-
Aug 18, 2023	ugarkovich t aira	acquired	-	-	26,594	evp and coo
Aug 18, 2023	stephens katrina i	acquired	-	-	17,729	svp and cfo
Aug 18, 2023	morton lynne	acquired	-	-	8,864	-
Aug 18, 2023	parson robin	acquired	-	-	8,875	executive vice president
Aug 18, 2023	riley john a iii	acquired	-	-	44,324	president & ceo
Aug 18, 2023	mcclellan nancy	acquired	-	-	8,864	-

Which funds bought or sold CULL recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 10, 2024	CITIGROUP INC	sold off	-100	-11.00	-	-%
May 10, 2024	WELLS FARGO & COMPANY/MN	unchanged	-	-39.00	478	-%
May 10, 2024	BlackRock Inc.	reduced	-4.32	-16,769	127,689	-%
May 10, 2024	VANGUARD GROUP INC	added	0.7	-50,305	671,695	-%
May 08, 2024	Stilwell Value LLC	unchanged	-	-20,500	248,750	0.13%
May 07, 2024	Oppenheimer & Close, LLC	unchanged	-	-20,500	248,750	0.22%
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 29, 2024	American Capital Advisory, LLC	sold off	-100	-2,154	-	-%
Apr 22, 2024	CAHABA WEALTH MANAGEMENT, INC.	added	0.59	-19,042	250,208	0.02%
Apr 15, 2024	Brookstone Capital Management	unchanged	-	-60,887	738,807	0.01%

Are Funds Buying or Selling CULL?

Are funds buying CULL calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CULL

No. of Funds

Unveiling Cullman Bancorp Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	7.4%	537,692	SC 13G
Feb 14, 2024	alliancebernstein l.p.	7.4%	537,692	SC 13G
Jan 26, 2024	cullman bancorp, inc. /md/	13.6%	989,420	SC 13G/A
Jan 30, 2023	cullman bancorp, inc. /md/	13.41%	991,392	SC 13G/A
Feb 09, 2022	cullman bancorp, inc. /md/	13.59%	1,006,155	SC 13G

Recent SEC filings of Cullman Bancorp Inc.

View All Filings

Date Filed	Form Type	Document
Apr 17, 2024	ARS	ARS
Mar 22, 2024	10-K	Annual Report
Feb 14, 2024	SC 13G	Major Ownership Report
Feb 14, 2024	SC 13G	Major Ownership Report

Peers (Alternatives to Cullman Bancorp Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	567.2B	174.7B	0.18%	44.71%	11.26	3.25	53.11%	19.83%
BAC	299.4B	137.9B	1.46%	40.12%	11.96	2.17	56.12%	-12.56%
WFC	213.6B	85.8B	6.43%	60.08%	11.38	2.49	35.02%	26.14%
C	120.8B	125.0B	2.69%	36.55%	15.11	0.97	37.85%	-
CFG	16.4B	10.4B	2.94%	41.81%	11.45	1.57	26.22%	-33.87%
KEY	14.2B	8.1B	-2.90%	61.80%	16.27	1.75	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	-2.04%	52.25%	10.18	1.67	34.68%	-45.96%
ZION	6.5B	4.1B	1.79%	86.48%	10.4	1.6	32.93%	-30.73%
ABCB	3.4B	1.3B	4.92%	71.30%	12.17	2.62	30.60%	-12.99%
ASB	3.4B	2.0B	4.19%	49.37%	20.97	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	402.9M	152.4M	-1.97%	50.40%	40.52	2.64	16.94%	-73.84%
AROW	396.4M	173.1M	3.42%	19.82%	13.59	2.29	26.54%	-34.86%
ACNB	276.5M	98.7M	-5.45%	17.03%	9.39	2.8	6.27%	-22.90%
ASRV	46.3M	60.9M	12.07%	-9.72%	-13.84	0.76	24.06%	-144.92%

Cullman Bancorp Inc. News

Latest updates

Cullman Bancorp Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Revenue	-1.2%	4,992	5,051	4,764	4,652	4,627	4,243	4,090	3,569	3,352	3,306	3,384	3,329	3,593	3,502	3,518	3,559
EBITDA Margin	-3.2%	1.06*	1.10*	1.15*	1.21*	1.26*	1.28*	1.15*	1.10*	1.06*	1.08*	1.18*	1.18*	1.16*	-	-	-
Interest Expenses	-4.8%	3,687	3,871	3,731	3,893	3,998	3,962	3,874	3,330	2,967	2,887	2,930	2,801	2,829	2,853	2,809	2,814
Income Taxes	-43.8%	167	297	291	342	128	358	315	300	92.00	-185	221	216	283	199	269	206
Earnings Before Taxes	-27.6%	997	1,377	1,319	1,357	1,063	1,284	1,627	1,310	711	-686	1,068	1,001	1,354	930	1,215	1,004
EBT Margin	-3.1%	0.26*	0.27*	0.27*	0.30*	0.32*	0.32*	0.21*	0.18*	0.16*	0.20*	0.32*	0.32*	0.32*	-	-	-
Net Income	-23.1%	830	1,080	1,028	1,015	935	926	1,312	1,010	619	-501	847	785	1,071	731	946	798
Net Income Margin	-4.4%	0.20*	0.21*	0.21*	0.24*	0.25*	0.25*	0.17*	0.15*	0.13*	0.16*	0.25*	0.25*	0.25*	-	-	-
Free Cashflow	-190.0%	-1,614	1,793	625	1,427	-238	1,744	1,826	693	699	2,221	386	615	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet													(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4
Assets	-1.4%	412	417	418	418	423	406	384	353	355	373	376	334	331
Cash Equivalents	-42.8%	13.00	23.00	26.00	28.00	37.00	29.00	25.00	39.00	62.00	90.00	93.00	57.00	60.00
Net PPE	16.3%	14.00	12.00	11.00	11.00	11.00	10.00	10.00	10.00	9.00	9.00	9.00	9.00	9.00
Liabilities	-2.0%	310	316	316	317	323	308	285	255	255	274	318	277	275
Shareholder's Equity	0.5%	102	101	102	101	100	99.00	99.00	99.00	100	99.00	58.00	57.00	57.00
Retained Earnings	1.4%	59.00	59.00	57.00	56.00	57.00	56.00	55.00	53.00	53.00	53.00	50.00	50.00	50.00
Additional Paid-In Capital	-2.9%	48.00	49.00	50.00	50.00	50.00	50.00	50.00	50.00	50.00	49.00	7.00	7.00	7.00
Shares Outstanding	0.2%	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	2.00	2.00	7.00
Float	-	-	-	-	-	-	-	-	-	-	-	67.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Cashflow From Operations	-80.5%	474	2,435	1,485	1,467	512	2,172	2,121	963	1,019	2,862	661	684	1,762	-334	1,077	939
Share Based Compensation	13.4%	263	232	139	139	139	139	139	139	139	139	139	139	138	95.00	5.00	5.00
Cashflow From Investing	12.4%	-3,349	-3,823	-1,818	-2,903	-8,687	-19,729	-45,867	-23,277	-10,171	-1,455	-5,230	-5,930	5,706	11,231	-212	4,962
Cashflow From Financing	-245.5%	-6,890	-1,994	-1,180	-7,513	16,071	21,522	29,860	-954	-18,634	-4,872	40,584	2,059	4,712	-5,396	15,850	13,968
Dividend Payments	-	-	-	-	886	-	-	-	889	-	-	-	857	1.00	-	1.00	829
Buy Backs	62.0%	1,690	1,043	2.00	135	127	-	-	-	-	-	-	-	-	-	21.00	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

CULL Income Statement

2023-12-31

Consolidated Statements of Net Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Interest and dividend income:
Loans, including fees	$ 17,348	$ 15,202
Non taxable securities	27	32
Securities	922	816
Federal funds sold and other	1,162	479
Total interest income	19,459	16,529
Interest expense:
Deposits	2,855	1,055
Federal Home Loan Bank advances and other borrowings	1,422	310
Total interest expense	4,277	1,365
Net interest income	15,182	15,164
Provision for credit losses on loans	166	438
Provision for unfunded commitments	128
Net interest income after provision for credit losses	14,888	14,726
Noninterest income:
Service charges on deposit accounts	1,097	1,023
Income on bank owned life insurance	275	227
Gain on sales of mortgage loans	22	86
Net gain on prepayment of Federal Home Loan Bank advances	127	87
Net gain (loss) on sale of foreclosed real estate	(6)	39
Other	195	224
Total noninterest income	1,710	1,686
Noninterest expense:
Salaries and employee benefits	7,786	7,594
Occupancy and equipment	982	937
Data processing	1,003	864
Professional and supervisory fees	883	779
Office expense	166	201
Advertising	119	179
FDIC deposit insurance	162	76
Other	447	498
Total noninterest expense	11,548	11,128
Income before income taxes	5,050	5,284
Income tax expense	1,097	1,101
Net income	$ 3,953	$ 4,183
Earnings per share:
Basic	$ 0.56	$ 0.59
Diluted	$ 0.54	$ 0.59

CULL Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Interest bearing cash and cash equivalents	$ 229	$ 434
Non-interest bearing cash and cash equivalents	4,157	5,986
Federal funds sold	8,650	30,225
Total cash and cash equivalents	13,036	36,645
Securities available for sale	28,356	29,796
Equity securities	0	479
Loans, net of allowance of $3,271 and $2,841, as ofDecember 31, 2023 and 2022	339,402	329,943
Premises and equipment, net	13,957	10,851
Foreclosed real estate	0	50
Accrued interest receivable	1,260	1,162
Restricted equity securities	2,782	2,033
Bank owned life insurance	9,239	8,964
Deferred tax asset, net	2,440	2,194
Other assets	1,169	1,112
Total assets	411,641	423,229
Deposits
Non-interest bearing	12,297	16,281
Interest bearing	256,704	276,668
Total deposits	269,001	292,949
Federal Home Loan Bank advances	35,000	25,000
Accrued interest payable	239	155
Other liabilities	5,666	4,943
Total liabilities	309,906	323,047
Shareholders’ equity
Common stock, $0.01 par value; 50,000,000 and 20,000,000 shares authorized; 7,301,282 and 7,394,615 shares outstanding at December 31, 2023 and December 31, 2022	71	74
Additional paid-in capital	48,081	50,161
Retained earnings	59,344	56,561
Accumulated other comprehensive income (loss)	(2,913)	(3,558)
Unearned ESOP shares, at cost	(2,848)	(3,056)
Total shareholders’ equity	101,735	100,182
Total liabilities and shareholders’ equity	$ 411,641	$ 423,229

About Cullman Bancorp Inc.

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services in the United States. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, multi-family real estate, and consumer loans; term, line of credit, and agricultural loans; mortgage, home equity, and personal and auto loans; and invests in securities. In addition, it offers debit and credit card services; online banking, automated clearing house, and merchant services; and mobile banking, bill pay, and ATM services. Cullman Bancorp, Inc. was founded in 1887 and is headquartered in Cullman, Alabama.

CEO	Mr. John A. Riley III
WEBSITE	cullmansavingsbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	59

Cullman Bancorp Inc. Frequently Asked Questions

What is the ticker symbol for Cullman Bancorp Inc.? What does CULL stand for in stocks?

CULL is the stock ticker symbol of Cullman Bancorp Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Cullman Bancorp Inc. (CULL)?

As of Fri May 10 2024, market cap of Cullman Bancorp Inc. is 74.33 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CULL stock?

You can check CULL's fair value in chart for subscribers.

What is the fair value of CULL stock?

You can check CULL's fair value in chart for subscribers. The fair value of Cullman Bancorp Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Cullman Bancorp Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CULL so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Cullman Bancorp Inc. a good stock to buy?

The fair value guage provides a quick view whether CULL is over valued or under valued. Whether Cullman Bancorp Inc. is cheap or expensive depends on the assumptions which impact Cullman Bancorp Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CULL.

What is Cullman Bancorp Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 10 2024, CULL's PE ratio (Price to Earnings) is 18.8 and Price to Sales (PS) ratio is 3.82. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CULL PE ratio will change depending on the future growth rate expectations of investors.