Last 7 days
-13.6%
Last 30 days
-37.9%
Last 90 days
-30.7%
Trailing 12 Months
-62.2%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
BNS | 56.4B | 40.0B | -8.98% | -31.24% | 5.3 | 1.79 | 34.99% | -10.60% |
MTB | 20.1B | 6.2B | -25.47% | -35.61% | 14.56 | 3.21 | 58.61% | -25.85% |
CFG | 15.3B | 7.1B | -25.67% | -34.02% | 7.39 | 2.17 | 45.54% | -10.61% |
MID-CAP | ||||||||
EWBC | 7.7B | 2.3B | -27.78% | -31.39% | 6.84 | 3.32 | 43.40% | 29.22% |
CBSH | 6.9B | 999.0M | -12.47% | -19.22% | 14.12 | 6.9 | 17.76% | -7.98% |
SIVB | 6.3B | 5.7B | -67.21% | -80.32% | 3.9 | 1.11 | 72.48% | -22.38% |
UMPQ | 3.8B | 1.1B | -0.34% | -14.19% | 11.38 | 3.34 | 19.33% | -19.88% |
WAL | 3.6B | 2.7B | -54.27% | -60.94% | 3.36 | 1.32 | 62.28% | 17.58% |
BKU | 1.7B | 1.2B | -36.14% | -46.05% | 5.96 | 1.38 | 28.25% | -31.33% |
SMALL-CAP | ||||||||
OCFC | 1.1B | 431.2M | -21.04% | -5.46% | 7.71 | 2.62 | 26.04% | 33.18% |
BHLB | 1.1B | 413.5M | -15.00% | -12.73% | 12.03 | 2.69 | -1.43% | -22.02% |
BRKL | 810.0M | 345.2M | -19.47% | -31.98% | 7.38 | 2.35 | 10.80% | -4.93% |
HFWA | 781.5M | 227.5M | -21.29% | -9.70% | 9.54 | 3.44 | 6.87% | -16.48% |
FFIC | 434.5M | 316.6M | -25.03% | -36.19% | 5.65 | 1.37 | 9.73% | -5.93% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | 7.9% | 157 | 145 | 139 | 137 | 134 |
EBITDA | -1.4% | 156 | 158 | 165 | 152 | - |
EBITDA Margin | -5.6% | 1.07* | 1.13* | 1.21* | 1.13* | - |
Earnings Before Taxes | -16.0% | 40.00 | 48.00 | 53.00 | 57.00 | 57.00 |
EBT Margin | -13.1% | 0.33* | 0.38* | 0.42* | 0.42* | - |
Interest Expenses | 3.2% | 99.00 | 96.00 | 92.00 | 87.00 | - |
Net Income | -14.7% | 36.00 | 42.00 | 45.00 | 49.00 | 48.00 |
Net Income Margin | -11.9% | 0.29* | 0.33* | 0.36* | 0.36* | - |
Free Cahsflow | 80.4% | 77.00 | 42.00 | 25.00 | 61.00 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | 6.5% | 4,543 | 4,264 | 4,100 | 4,225 | 4,211 |
Cash Equivalents | 16.1% | 257 | 221 | 208 | 518 | 443 |
Net PPE | 2.8% | 73.00 | 71.00 | 70.00 | 69.00 | 60.00 |
Goodwill | -0.3% | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Liabilities | 7.0% | 4,178 | 3,904 | 3,734 | 3,851 | 3,831 |
Long Term Debt | 26.9% | 590 | 465 | 515 | 515 | - |
Shareholder's Equity | 1.1% | 365 | 361 | 365 | 375 | 380 |
Retained Earnings | 2.9% | 206 | 200 | 192 | 183 | 172 |
Accumulated Depreciation | 12.0% | 10.00 | 9.00 | 8.00 | 7.00 | - |
Shares Outstanding | -1.5% | 9,458 | 9,600 | 9,790 | - | - |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | -3.4% | 83.00 | 86.00 | 65.00 | 56.00 | 55.00 |
Share Based Compensation | -19.6% | 2.00 | 3.00 | 3.00 | 2.00 | 2.00 |
Cashflow From Investing | -109.2% | -601 | -287 | -92.32 | 23.00 | 44.00 |
Cashflow From Financing | 2081.4% | 332 | 15.00 | -93.87 | 22.00 | -75.56 |
Dividend Payments | -1.2% | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Buy Backs | 10.8% | 28.00 | 25.00 | 21.00 | 10.00 | 4.00 |
90.8%
56.1%
45.8%
Y-axis is the maximum loss one would have experienced if First Internet Bancorp was unfortunately bought at previous high price.
1.6%
-3.6%
-13.1%
7.9%
FIve years rolling returns for First Internet Bancorp.
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 12.62 | -226,579 | 949,421 | -% |
2023-02-21 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | unchanged | - | -4,288 | 9,712 | -% |
2023-02-15 | SALEM INVESTMENT COUNSELORS INC | unchanged | - | -1,227 | 3,773 | -% |
2023-02-15 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | reduced | -18.49 | -56,000 | 78,000 | -% |
2023-02-15 | ALLIANCEBERNSTEIN L.P. | sold off | -100 | -203,000 | - | -% |
2023-02-15 | Metropolitan Life Insurance Co/NY | unchanged | - | -5,655 | 15,345 | -% |
2023-02-15 | MetLife Investment Management, LLC | unchanged | - | -50,976 | 129,024 | -% |
2023-02-15 | CONNORS INVESTOR SERVICES INC | reduced | -0.24 | -1,087,460 | 2,732,540 | 0.34% |
2023-02-14 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | -985,016 | 2,495,980 | 0.06% |
2023-02-14 | INNOVIS ASSET MANAGEMENT LLC | new | - | 546,179 | 546,179 | 0.25% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 01, 2023 | blackrock inc. | 6.2% | 571,532 | SC 13G/A | |
Jan 19, 2023 | stieven capital advisors, l.p. | 3.70% | 341,899 | SC 13G/A | |
Feb 08, 2022 | dimensional fund advisors lp | 6.1% | 599,997 | SC 13G/A | |
Feb 03, 2022 | blackrock inc. | 5.8% | 570,919 | SC 13G/A | |
Jan 19, 2022 | stieven capital advisors, l.p. | 5.41% | 532,691 | SC 13G/A | |
Feb 12, 2021 | dimensional fund advisors lp | 6.2% | 606,460 | SC 13G/A | |
Feb 10, 2021 | vanguard group inc | 5.24% | 513,377 | SC 13G | |
Jan 29, 2021 | blackrock inc. | 6.4% | 631,409 | SC 13G/A | |
Jan 22, 2021 | stieven capital advisors, l.p. | 6.61% | 647,865 | SC 13G/A | |
Feb 12, 2020 | dimensional fund advisors lp | 5.67% | 552,347 | SC 13G |
Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
---|---|---|---|---|---|
Very Low Inflation | 0.02 -99.88% | 0.03 -99.82% | 0.07 -99.59% | 0.20 -98.83% | 0.29 -98.30% |
Current Inflation | 0.02 -99.88% | 0.03 -99.82% | 0.06 -99.65% | 0.17 -99.00% | 0.24 -98.59% |
Very High Inflation | 0.01 -99.94% | 0.02 -99.88% | 0.05 -99.71% | 0.14 -99.18% | 0.20 -98.83% |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 22, 2023 | 4 | Insider Trading | |
Mar 22, 2023 | 4 | Insider Trading | |
Mar 22, 2023 | 4 | Insider Trading | |
Mar 21, 2023 | 8-K | Current Report | |
Mar 20, 2023 | 4 | Insider Trading | |
Mar 16, 2023 | 4 | Insider Trading | |
Mar 16, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 10-K | Annual Report | |
Feb 24, 2023 | 4 | Insider Trading | |
Feb 10, 2023 | SC 13G/A | Major Ownership Report |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-20 | Lorch Nicole S. | sold (taxes) | -27,074 | 19.08 | -1,419 | president & coo |
2023-03-20 | Lovik Kenneth J. | acquired | - | - | 4,811 | executive vice president & cfo |
2023-03-20 | Lovik Kenneth J. | sold (taxes) | -26,254 | 19.08 | -1,376 | executive vice president & cfo |
2023-03-20 | Lorch Nicole S. | acquired | - | - | 4,961 | president & coo |
2023-03-20 | BECKER DAVID B | acquired | - | - | 15,033 | chairman and ceo |
2023-03-16 | BECKER DAVID B | bought | 93,600 | 18.72 | 5,000 | chairman and ceo |
2023-03-16 | Lorch Nicole S. | bought | 19,460 | 19.46 | 1,000 | president & coo |
2023-03-15 | Christian Justin P. | bought | 149,271 | 18.1 | 8,247 | - |
2023-02-23 | Dee Ann C. | bought | 27,430 | 27.43 | 1,000 | - |
2023-01-06 | Lorch Nicole S. | acquired | - | - | 6,178 | president & coo |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
Interest income | |||
Loans | $ 140,600 | $ 123,467 | $ 120,628 |
Securities – taxable | 10,711 | 7,970 | 11,123 |
Securities – non-taxable | 1,767 | 1,017 | 1,728 |
Other earning assets | 3,830 | 1,429 | 3,380 |
Total interest income | 156,908 | 133,883 | 136,859 |
Interest expense | |||
Deposits | 41,832 | 29,822 | 55,976 |
Other borrowed funds | 17,983 | 17,505 | 16,342 |
Total interest expense | 59,815 | 47,327 | 72,318 |
Net interest income | 97,093 | 86,556 | 64,541 |
Provision for loan losses | 4,977 | 1,030 | 9,325 |
Net interest income after provision for loan losses | 92,116 | 85,526 | 55,216 |
Noninterest income | |||
Gain on sale of loans | 11,372 | 11,598 | 8,298 |
Gain on sale of securities | 0 | 0 | 139 |
Gain on sale of premises and equipment | 0 | 2,523 | 0 |
Other | 2,416 | 1,694 | 1,655 |
Total noninterest income | 21,257 | 32,844 | 36,336 |
Noninterest expense | |||
Salaries and employee benefits | 41,553 | 38,223 | 34,231 |
Marketing, advertising and promotion | 3,554 | 3,261 | 1,654 |
Consulting and professional fees | 4,826 | 4,054 | 3,511 |
Data processing | 1,989 | 1,649 | 1,528 |
Loan expenses | 4,435 | 2,112 | 2,036 |
Premises and equipment | 10,688 | 7,063 | 6,396 |
Deposit insurance premium | 1,152 | 1,213 | 1,810 |
Write-down of other real estate owned | 0 | 0 | 2,065 |
Other | 5,076 | 4,223 | 4,423 |
Total noninterest expense | 73,273 | 61,798 | 57,654 |
Income before income taxes | 40,100 | 56,572 | 33,898 |
Income tax provision | 4,559 | 8,458 | 4,445 |
Net income | $ 35,541 | $ 48,114 | $ 29,453 |
Income Per Share of Common Stock (in dollars per share) | |||
Basic (in dollars per share) | $ 3.73 | $ 4.85 | $ 2.99 |
Diluted (in dollars per share) | $ 3.70 | $ 4.82 | $ 2.99 |
Weighted-average number of common shares outstanding | |||
Basic (shares) | 9,530,921 | 9,918,083 | 9,840,205 |
Diluted (shares) | 9,595,115 | 9,976,261 | 9,842,425 |
Dividends Declared Per Share (in dollars per share) | $ 0.24 | $ 0.24 | $ 0.24 |
Service charges and fees | |||
Noninterest income | |||
Noninterest income | $ 1,071 | $ 1,114 | $ 824 |
Loan servicing revenue | |||
Noninterest income | |||
Noninterest income | 2,573 | 1,934 | 1,159 |
Mortgage banking activities | |||
Noninterest income | |||
Noninterest income | 5,464 | 15,050 | 24,693 |
Loan Servicing Asset Revaluation | |||
Noninterest income | |||
Noninterest income | $ (1,639) | $ (1,069) | $ (432) |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2022 | Dec. 31, 2021 |
---|---|---|
Assets | ||
Cash and due from banks | $ 17,426 | $ 7,492 |
Interest-bearing demand deposits | 239,126 | 435,468 |
Total cash and cash equivalents | 256,552 | 442,960 |
Securities available-for-sale - at fair value (amortized cost of $436,183 in 2022 and $606,507 in 2021) | 390,384 | 603,044 |
Securities held-to-maturity - at amortized cost (fair value of $168,483 in 2022 and $61,468 in 2021) | 189,168 | 59,565 |
Loans held-for-sale (includes $9,110 in 2022 and $23,233 in 2021 at fair value) | 21,511 | 47,745 |
Loans | 3,499,401 | 2,887,662 |
Allowance for loan losses | (31,737) | (27,841) |
Net loans | 3,467,664 | 2,859,821 |
Accrued interest receivable | 21,069 | 16,037 |
Federal Home Loan Bank of Indianapolis stock | 28,350 | 25,650 |
Cash surrender value of bank-owned life insurance | 39,859 | 38,900 |
Premises and equipment, net | 72,711 | 59,842 |
Goodwill | 4,687 | 4,687 |
Servicing asset, at fair value | 6,255 | 4,702 |
Other real estate owned | 0 | 1,188 |
Accrued income and other assets | 44,894 | 46,853 |
Total assets | 4,543,104 | 4,210,994 |
Liabilities | ||
Noninterest-bearing deposits | 175,315 | 117,531 |
Interest-bearing deposits | 3,265,930 | 3,061,428 |
Total deposits | 3,441,245 | 3,178,959 |
Advances from Federal Home Loan Bank | 614,928 | 514,922 |
Subordinated debt, net of unamortized discounts and debt issuance costs of $2,468 in 2022 and $2,769 in 2021 | 104,532 | 104,231 |
Accrued interest payable | 2,913 | 2,018 |
Accrued expenses and other liabilities | 14,512 | 30,526 |
Total liabilities | 4,178,130 | 3,830,656 |
Commitments and Contingencies | ||
Shareholders’ equity | ||
Preferred stock, no par value; 4,913,779 shares authorized; issued and outstanding - none | 0 | 0 |
Retained earnings | 205,675 | 172,431 |
Accumulated other comprehensive loss | (33,636) | (11,039) |
Total shareholders’ equity | 364,974 | 380,338 |
Total liabilities and shareholders’ equity | 4,543,104 | 4,210,994 |
Significant Unobservable Inputs (Level 3) | ||
Assets | ||
Securities available-for-sale - at fair value (amortized cost of $436,183 in 2022 and $606,507 in 2021) | 0 | 0 |
Servicing asset, at fair value | 6,255 | 4,702 |
Significant Unobservable Inputs (Level 3) | Servicing asset | ||
Assets | ||
Servicing asset, at fair value | 6,255 | 4,702 |
Voting Common Stock | ||
Shareholders’ equity | ||
Voting and nonvoting common stock | 192,935 | 218,946 |
Nonvoting Common Stock | ||
Shareholders’ equity | ||
Voting and nonvoting common stock | $ 0 | $ 0 |