FSEA - First Seacoast Bancorp Stock Price, Fair Value and News

8.72USD-0.01 (-0.11%)Market Closed

Market Summary

USD8.72-0.01

Market Closed

-0.11%

FSEA Stock Price

View Fullscreen

FSEA RSI Chart

FSEA Valuation

Market Cap

43.6M

Price/Earnings (Trailing)

-77.16

Price/Sales (Trailing)

2.62

EV/EBITDA

2.58

Price/Free Cashflow

50.11

FSEA Price/Sales (Trailing)

FSEA Profitability

Free Cashflow Yield

FSEA Fundamentals

FSEA Revenue

FSEA Earnings

Breaking Down FSEA Revenue

Last 7 days

-0.3%

Trailing 12 Months

-9.6%

How does FSEA drawdown profile look like?

FSEA Financial Health

FSEA Investor Care

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2022	15.5M	15.6M	16.0M	16.6M
2021	15.9M	15.8M	15.7M	15.5M
2020	15.6M	15.7M	15.7M	15.8M
2019	14.6M	15.0M	15.3M	15.4M
2018	13.0M	13.4M	13.8M	14.3M
2017	0	0	0	12.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Seacoast Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Nov 18, 2021	tremblay jean	acquired	-	-	8,500	vp and sr retail loan officer
Nov 18, 2021	dargan timothy f.	acquired	-	-	10,000	svp and sr clo
Nov 18, 2021	jean thomas j.	acquired	-	-	4,260	-
Nov 18, 2021	swenson john e.	acquired	-	-	8,500	vp, bnk adm off & rmo
Nov 18, 2021	bolduc michael j.	acquired	-	-	4,260	-
Nov 18, 2021	boulanger mark p.	acquired	-	-	4,260	-
Nov 18, 2021	jalbert james	acquired	-	-	4,260	-
Nov 18, 2021	johnson erica a.	acquired	-	-	4,260	-
Nov 18, 2021	sylvester janet	acquired	-	-	4,260	-
Nov 18, 2021	williamson-reid paula j.	acquired	-	-	4,260	-

Which funds bought or sold FSEA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 24, 2024	Polaris Capital Management, LLC	unchanged	-	19,000	230,760	0.01%
Mar 11, 2024	VANGUARD GROUP INC	added	2.2	38,221	627,189	-%
Feb 15, 2024	Farther Finance Advisors, LLC	added	50.00	8,310	23,070	-%
Feb 14, 2024	KENNEDY CAPITAL MANAGEMENT LLC	added	18.74	92,365	481,594	0.01%
Feb 14, 2024	BANK OF AMERICA CORP /DE/	new	-	23.00	23.00	-%
Feb 14, 2024	BOOTHBAY FUND MANAGEMENT, LLC	sold off	-100	-551,950	-	-%
Feb 14, 2024	RAFFLES ASSOCIATES LP	reduced	-32.05	-100,843	244,511	0.31%
Feb 14, 2024	Royal Bank of Canada	new	-	1,000	1,000	-%

Are Funds Buying or Selling FSEA?

Are funds buying FSEA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FSEA

No. of Funds

Unveiling First Seacoast Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 20, 2023	first seacoast bancorp, mhc	0.00%	0	SC 13D/A

Peers (Alternatives to First Seacoast Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	550.4B	174.7B	-3.62%	40.95%	10.93	3.15	53.11%	19.83%
BAC	288.3B	127.4B	-1.15%	32.34%	11.52	2.26	44.27%	-12.56%
WFC	208.6B	85.8B	4.32%	56.01%	11.11	2.43	35.02%	26.14%
C	117.6B	133.3B	-2.05%	34.77%	12.75	0.88	79.09%	-
CFG	16.1B	10.2B	-0.14%	33.45%	9.98	1.57	44.53%	-22.43%
KEY	14.0B	8.1B	-2.62%	55.93%	16.03	1.72	32.15%	-50.93%
MID-CAP
CMA	6.9B	4.2B	-3.21%	45.81%	9.9	1.62	34.68%	-45.96%
ZION	6.3B	3.9B	0.71%	88.53%	9.31	1.6	45.91%	-25.03%
ABCB	3.4B	1.3B	3.97%	58.26%	12.49	2.62	43.24%	-22.35%
ASB	3.3B	1.8B	5.09%	36.86%	20.51	1.79	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	391.4M	152.4M	-5.49%	44.45%	39.37	2.57	16.94%	-73.84%
AROW	387.7M	162.6M	-2.25%	14.75%	12.89	2.38	25.39%	-38.37%
ACNB	284.2M	96.6M	-5.09%	17.23%	8.97	2.94	11.02%	-11.37%
ASRV	42.0M	60.9M	2.51%	-13.74%	-12.56	0.69	24.06%	-144.92%

First Seacoast Bancorp News

Latest updates

First Seacoast Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3	2018Q2	2018Q1	2017Q4
Revenue	6.0%	4,471	4,217	4,007	3,915	3,822	3,860	3,881	3,932	4,047	3,945	3,930	3,928	3,875	3,921	3,886	3,766	3,774	3,605	3,502	3,383	-
EBITDA Margin	-18.1%	0.87*	1.06*	1.08*	1.12*	1.16*	1.07*	1.05*	0.99*	0.90*	0.95*	0.84*	0.79*	0.77*	-	-	-	-	-	-	-	-
Interest Expenses	-6.5%	3,542	3,790	3,795	3,736	3,334	3,625	3,634	3,667	2,826	3,441	3,271	3,138	3,019	3,030	2,819	2,737	2,844	2,775	2,745	2,755	-
Income Taxes	-1674.4%	-614	39.00	66.00	58.00	35.00	137	173	256	-152	82.00	23.00	23.00	21.00	-220	6.00	4.00	69.00	62.00	46.00	55.00	-
Earnings Before Taxes	-537.7%	-2,219	507	246	450	452	600	1,006	1,164	-253	474	554	280	164	-833	219	182	400	335	300	277	-
EBT Margin	-159.0%	-0.06*	0.10*	0.11*	0.16*	0.21*	0.16*	0.15*	0.12*	0.07*	0.09*	0.01*	-0.01*	-0.02*	-	-	-	-	-	-	-	-
Net Income	-442.9%	-1,605	468	180	392	417	463	833	908	-101	392	531	257	143	-613	213	178	331	273	254	222	-
Net Income Margin	-137.3%	-0.03*	0.09*	0.09*	0.14*	0.17*	0.13*	0.13*	0.11*	0.07*	0.08*	0.02*	-	-0.01*	-	-	-	-	-	-	-	-
Free Cashflow	19.4%	-876	-1,087	2,743	90.00	-271	222	843	1,591	-1,641	294	2,763	-311	-273	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																	(In Millions)
Description	(%) Q/Q	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	2.6%	537	524	510	500	487	494	478	465	443	477	471	412	409	400	407	395	387
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7.00	11.00	5.00	6.00
Net PPE	-2.6%	4.00	4.00	4.00	4.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	6.00
Liabilities	2.5%	488	476	458	444	427	434	418	406	384	419	413	355	352	343	373	361	354
Shareholder's Equity	3.4%	49.00	48.00	52.00	56.00	60.00	60.00	60.00	59.00	59.00	59.00	58.00	58.00	57.00	57.00	34.00	33.00	33.00
Retained Earnings	-4.2%	36.00	38.00	37.00	37.00	37.00	-	-	-	34.00	-	-	-	-	-	-	-	-
Additional Paid-In Capital	-0.1%	27.00	27.00	27.00	27.00	27.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	26.00	-	-	-
Shares Outstanding	21.2%	6.00	5.00	5.00	5.00	6.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	-	-	-	-
Float	-	-	-	28.00	-	-	-	25.00	-	-	-	16.00	-	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4	2018Q3	2018Q2	2018Q1	2017Q4
Cashflow From Operations	18.4%	-876	-1,073	2,781	141	-271	227	863	1,602	-1,594	301	2,786	-72.00	-214	1,708	-789	354	-280	744	110	-1,246	-
Cashflow From Investing	41.8%	-8,722	-14,985	-16,318	-18,048	-16,901	-6,353	-14,662	-5,582	13,352	-9,222	-33,285	-2,748	-11,713	1,789	-5,869	-7,337	-5,359	-4,006	-7,063	-10,851	-
Cashflow From Financing	-41.6%	10,999	18,850	12,101	16,762	-6,885	15,689	12,257	20,658	-33,080	5,614	56,749	3,186	9,431	-7,640	12,285	6,115	4,644	4,799	8,518	10,229	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

FSEA Income Statement

2022-12-31

CONSOLIDATED STATEMENTS OF (LOSS) INCOME - USD ($)	12 Months Ended
CONSOLIDATED STATEMENTS OF (LOSS) INCOME - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income:
Interest and fees on loans	$ 14,092,000	$ 14,129,000
Interest on debt securities:
Taxable	1,084,000	448,000
Non-taxable	1,316,000	895,000
Total interest on debt securities	2,400,000	1,343,000
Dividends	118,000	23,000
Total interest and dividend income	16,610,000	15,495,000
Interest expense:
Interest on deposits	701,000	586,000
Interest on borrowings	1,046,000	649,000
Total interest expense	1,747,000	1,235,000
Net interest and dividend income	14,863,000	14,260,000
Provision for loan losses		205,000
Net interest and dividend income after provision for loan losses	14,863,000	14,055,000
Non-interest income:
Customer service fees	1,039,000	1,007,000
Gain on sale of loans	2,000	130,000
Securities (losses) gains, net	(747,000)	535,000
Income from bank-owned life insurance	100,000	105,000
Loan servicing fee income	126,000	163,000
Investment services fees	328,000	247,000
Other income	40,000	62,000
Total non-interest income	888,000	2,249,000
Non-interest expense:
Salaries and employee benefits	10,673,000	7,833,000
Director compensation	324,000	259,000
Occupancy expense	732,000	637,000
Equipment expense	488,000	548,000
Marketing	598,000	361,000
Data processing	1,400,000	1,407,000
Deposit insurance fees	154,000	125,000
Professional fees and assessments	983,000	834,000
Debit card fees	184,000	196,000
Employee travel and education expenses	198,000	120,000
Other expense	1,033,000	762,000
Total non-interest expense	16,767,000	13,082,000
(Loss) income before income tax (benefit) expense	(1,016,000)	3,222,000
Income tax (benefit) expense	(451,000)	601,000
Net (loss) income	$ (565,000)	$ 2,621,000
(Loss) earnings per share:
Basic	$ (0.10)	$ 0.45
Diluted	$ (0.10)	$ 0.45
Weighted Average Shares:
Basic	5,767,325	5,817,509
Diluted	5,767,325	5,817,509

FSEA Balance Sheet

2022-12-31

CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 8,250,000	$ 6,638,000
Interest bearing time deposits with other banks	747,000	1,245,000
Securities available-for-sale, at fair value	106,100,000	91,365,000
Federal Home Loan Bank stock	3,502,000	1,688,000
Total loans	402,505,000	376,641,000
Less allowance for loan losses	(3,581,000)	(3,590,000)
Net loans	398,924,000	373,051,000
Land, building and equipment, net	4,181,000	4,566,000
Bank-owned life insurance	4,561,000	4,461,000
Accrued interest receivable	1,988,000	1,499,000
Other assets	9,171,000	2,561,000
Total assets	537,424,000	487,074,000
Deposits:
Non-interest bearing deposits	92,757,000	98,624,000
Interest bearing deposits	289,606,000	294,619,000
Total deposits	382,363,000	393,243,000
Advances from Federal Home Loan Bank	99,397,000	29,462,000
Mortgagors’ tax escrow	938,000	652,000
Deferred compensation liability	1,830,000	1,729,000
Other liabilities	3,559,000	1,520,000
Total liabilities	488,087,000	426,606,000
Stockholders' Equity:
Preferred Stock, $.01 par value, 10,000,000 shares authorized, none issued
Common Stock, $.01 par value, 90,000,000 shares authorized; 6,201,770 issued and 6,062,298 outstanding at December 31, 2022; and 6,201,770 issued and 6,123,337 outstanding as of December 31, 2021	62,000	62,000
Additional paid-in capital	26,768,000	26,783,000
Retained earnings	36,248,000	36,813,000
Accumulated other comprehensive (loss) income	(9,727,000)	721,000
Treasury stock, at cost: 137,472 and 78,433 shares as of December 31, 2022 and 2021, respectively	(1,377,000)	(748,000)
Unearned stock compensation	(2,637,000)	(3,163,000)
Total stockholders' equity	49,337,000	60,468,000
Total liabilities and stockholders' equity	$ 537,424,000	$ 487,074,000

About First Seacoast Bancorp

First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consumer banking services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family real estate loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp, Inc. is a subsidiary of First Seacoast Bancorp, MHC.

CEO	Mr. James R. Brannen
WEBSITE	firstseacoastbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	80

First Seacoast Bancorp Frequently Asked Questions

What is the ticker symbol for First Seacoast Bancorp? What does FSEA stand for in stocks?

FSEA is the stock ticker symbol of First Seacoast Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Seacoast Bancorp (FSEA)?

As of Thu May 02 2024, market cap of First Seacoast Bancorp is 43.6 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FSEA stock?

You can check FSEA's fair value in chart for subscribers.

What is the fair value of FSEA stock?

You can check FSEA's fair value in chart for subscribers. The fair value of First Seacoast Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Seacoast Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FSEA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Seacoast Bancorp a good stock to buy?

The fair value guage provides a quick view whether FSEA is over valued or under valued. Whether First Seacoast Bancorp is cheap or expensive depends on the assumptions which impact First Seacoast Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FSEA.

What is First Seacoast Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu May 02 2024, FSEA's PE ratio (Price to Earnings) is -77.16 and Price to Sales (PS) ratio is 2.62. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FSEA PE ratio will change depending on the future growth rate expectations of investors.