Latest Cardinal Point Capital Management, ULC Stock Portfolio

Cardinal Point Capital Management, ULC Performance:

2025 Q2: -3.87%YTD: 3.57%2024: 1.1%

Performance for 2025 Q2 is -3.87%, and YTD is 3.57%, and 2024 is 1.1%.

About Cardinal Point Capital Management, ULC and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, Cardinal Point Capital Management ULC reported an equity portfolio of $1.3 Billions as of 30 Jun, 2025.

The top stock holdings of Cardinal Point Capital Management ULC are VB, DWMF, BNDW. The fund has invested 13.3% of it's portfolio in VANGUARD INDEX FDS and 5.7% of portfolio in WISDOMTREE TR.

The fund managers got completely rid off VANGUARD SCOTTSDALE FDS (BNDW), ISHARES TR (IJR) and BARRICK GOLD CORP stocks. They significantly reduced their stock positions in WISDOMTREE TR (JAMF), ASA GOLD AND PRECIOUS MTLS L and PIMCO ETF TR (BOND). Cardinal Point Capital Management ULC opened new stock positions in COMFORT SYS USA INC (FIX), ISHARES TR (AAXJ) and CADENCE DESIGN SYSTEM INC (CDNS). The fund showed a lot of confidence in some stocks as they added substantially to SCHWAB STRATEGIC TR (FNDA), COSTCO WHSL CORP NEW (COST) and ALPHABET INC (GOOG).

Cardinal Point Capital Management, ULC Annual Return Estimates Vs S&P 500

Our best estimate is that Cardinal Point Capital Management ULC made a return of -3.87% in the last quarter. In trailing 12 months, it's portfolio return was 4.27%.

New Buys

Ticker	$ Bought
comfort sys usa inc	4,530,970
ishares tr	1,729,830
cadence design system inc	1,713,310
home depot inc	1,262,710
lowes cos inc	1,262,440
unitedhealth group inc	1,237,270
procter and gamble co	1,086,880
mastercard incorporated	1,083,580

New stocks bought by Cardinal Point Capital Management, ULC

Additions

Ticker	% Inc.
schwab strategic tr	6,517
schwab strategic tr	3,376
costco whsl corp new	1,665
alphabet inc	771
abbvie inc	614
visa inc	597
fiserv inc	585
apple inc	560

Additions to existing portfolio by Cardinal Point Capital Management, ULC

Reductions

Ticker	% Reduced
wisdomtree tr	-95.32
asa gold and precious mtls l	-47.95
kinross gold corp	-41.19
pimco etf tr	-37.74
vanguard whitehall fds	-36.44
dimensional etf trust	-36.18
fortuna mng corp	-35.51
vanguard intl equity index f	-31.2

Cardinal Point Capital Management, ULC reduced stake in above stock

Sold off

Ticker	$ Sold
barrick gold corp	-441,528
schwab strategic tr	-313,134
ea series trust	-221,564
schwab strategic tr	-245,881
vanguard scottsdale fds	-615,262
vanguard tax-managed fds	-370,856
schwab strategic tr	-248,390
dimensional etf trust	-250,573

Cardinal Point Capital Management, ULC got rid off the above stocks

Sector Distribution

Cardinal Point Capital Management ULC has about 71.1% of it's holdings in Others sector.

Sector	%
Others	71.1
Technology	10
Healthcare	4.1
Consumer Defensive	3.8
Communication Services	3.3
Financial Services	2.6
Consumer Cyclical	1.9
Energy	1.3
Industrials	1.2

Market Cap. Distribution

Cardinal Point Capital Management ULC has about 27.9% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	71.1
MEGA-CAP	17.3
LARGE-CAP	10.6

Stocks belong to which Index?

About 26.8% of the stocks held by Cardinal Point Capital Management ULC either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	72.6
S&P 500	26.8

Top 5 Winners (%)		%
MGNI	magnite inc	104.7 %
ORCL	oracle corp	54.2 %
NEM	newmont corp	45.0 %
RBLX	roblox corp	29.4 %
DXCM	dexcom inc	27.8 %

Top 5 Winners ($)		$
ORCL	oracle corp	5.2 M
JPM	jpmorgan chase & co.	2.7 M
NEM	newmont corp	2.7 M
CSCO	cisco sys inc	1.7 M
WMT	walmart inc	1.7 M

Top 5 Losers (%)		%
AQMS	aqua metals inc	-48.4 %
AAPL	apple inc	-48.0 %
GOOG	alphabet inc	-38.4 %
V	visa inc	-34.2 %
AMZN	amazon com inc	-30.0 %

Top 5 Losers ($)		$
AAPL	apple inc	-44.9 M
GOOG	alphabet inc	-13.4 M
V	visa inc	-4.2 M
AMZN	amazon com inc	-2.9 M
MSFT	microsoft corp	-2.7 M

Cardinal Point Capital Management, ULC Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Cardinal Point Capital Management, ULC

Cardinal Point Capital Management ULC has 242 stocks in it's portfolio. About 46% of the portfolio is in top 10 stocks. AAPL proved to be the most loss making stock for the portfolio. ORCL was the most profitable stock for Cardinal Point Capital Management ULC last quarter.

Last Reported on: 31 Jul, 2025

	Ticker	Namesorted descending	% Portfolio	Shares Held	$ Value	Type	% Change
	VB	vanguard index fds	13.26	549,135	167,400,000	added	3.04
Historical Trend of VANGUARD INDEX FDS Position Held By Cardinal Point Capital Management, ULC What % of Portfolio is VB?: Number of VB shares held: Change in No. of Shares Held:
	DWMF	wisdomtree tr	5.74	1,439,760	72,434,300	added	1.8

	BNDW	vanguard scottsdale fds	4.38	923,716	55,247,500	added	1.81

	DFAC	dimensional etf trust	3.95	1,699,460	49,913,100	added	32.97

	AAPL	apple inc	3.86	237,427	48,712,900	added	560

	VEU	vanguard intl equity index f	3.85	723,104	48,607,000	added	10.07

	ACWF	ishares tr	3.54	697,614	44,738,000	added	2.44

	AAXJ	ishares tr	2.65	320,647	33,501,200	reduced	-3.18

	DFAC	dimensional etf trust	2.50	880,460	31,555,700	added	4.45

	DBEH	litman gregory fds tr	2.21	1,085,000	27,916,900	reduced	-0.26

		royal bk cda	2.12	203,319	26,746,100	added	73.46

	BOND	pimco etf tr	1.92	914,827	24,279,500	added	4.75

	JNJ	johnson & johnson	1.84	152,684	23,239,600	added	99.33

		toronto dominion bk ont	1.78	305,827	22,452,300	reduced	-0.53

	GOOG	alphabet inc	1.71	109,078	21,554,800	added	771

		bank montreal que	1.60	182,403	20,176,200	reduced	-0.53

	IAU	ishares gold tr	1.51	305,491	19,050,400	reduced	-1.39

	JPM	jpmorgan chase & co.	1.40	60,967	17,674,900	added	0.13

	WMT	walmart inc	1.29	166,318	16,262,600	reduced	-0.2

	ACWF	ishares tr	1.28	318,421	16,128,000	added	109