Latest OLD POINT TRUST & FINANCIAL SERVICES N A Stock Portfolio

OLD POINT TRUST & FINANCIAL SERVICES N A Performance:

2025 Q3: 6.27%YTD: 9.82%2024: 12.09%

Performance for 2025 Q3 is 6.27%, and YTD is 9.82%, and 2024 is 12.09%.

About OLD POINT TRUST & FINANCIAL SERVICES N A and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, OLD POINT TRUST & FINANCIAL SERVICES N A reported an equity portfolio of $309.5 Millions as of 30 Sep, 2025.

The top stock holdings of OLD POINT TRUST & FINANCIAL SERVICES N A are MSFT, PLTR, AAPL. The fund has invested 5.7% of it's portfolio in MICROSOFT CORP and 4.3% of portfolio in PALANTIR TECHNOLOGIES INC - A.

The fund managers got completely rid off TRAVELERS COMPANIES INC/THE (TRV), TEXTRON INC (TXT) and VANGUARD US TOTAL STOCK MARKET (VB) stocks. They significantly reduced their stock positions in OLD POINT FINANCIAL CORPORATIO (OPOF), FIRST SOLAR INC (FSLR) and INTEL CORP (INTC). OLD POINT TRUST & FINANCIAL SERVICES N A opened new stock positions in HECLA MINING CO (HL), PAN AMERN SILVER CORP and PROGRESSIVE CORP (PGR). The fund showed a lot of confidence in some stocks as they added substantially to NEWMONT MINING (NEM), BARRICK MINING CORPORATION and SPDR PORTFOLIO S&P 500 GROWTH (BIL).

OLD POINT TRUST & FINANCIAL SERVICES N A Annual Return Estimates Vs S&P 500

Our best estimate is that OLD POINT TRUST & FINANCIAL SERVICES N A made a return of 6.27% in the last quarter. In trailing 12 months, it's portfolio return was 9.84%.

New Buys

Ticker	$ Bought
hecla mining co	896,610
pan amern silver corp	813,330
progressive corp	370,425
series solutions defiance quan	165,653
bank of america corp	100,200
duke energy corp	100,000
jpmorgan chase & co	99,400
nextera energy capital	97,804

New stocks bought by OLD POINT TRUST & FINANCIAL SERVICES N A

Additions

Ticker	% Inc.
newmont mining	6,600
barrick mining corporation	1,911
townebank	460
spdr portfolio s&p 500 growth	448
ishares morningstar mid-cap gr	307
spdr index shares emerg	188
ishares ibonds dec 2028 term t	166
jpmorgan core plus bond etf	166

Additions to existing portfolio by OLD POINT TRUST & FINANCIAL SERVICES N A

Reductions

Ticker	% Reduced
old point financial corporatio	-99.96
first solar inc	-98.27
intel corp	-91.73
at&t inc	-78.18
baxter intl inc	-73.92
ge vernova llc com	-69.34
devon energy corporation new	-65.53
ge aerospace	-65.29

OLD POINT TRUST & FINANCIAL SERVICES N A reduced stake in above stock

Sold off

Ticker	$ Sold
walgreens boots alliance inc	-58,732
textron inc	-93,056
eastman chem co	-49,425
lumen technologies inc	-2,190
shopify inc cl a	-57,675
travelers companies inc/the	-112,367
vanguard charlotte fds intl bd	-16,437
schwab short-term us treas etf	-7,802

OLD POINT TRUST & FINANCIAL SERVICES N A got rid off the above stocks

Sector Distribution

OLD POINT TRUST & FINANCIAL SERVICES N A has about 21.4% of it's holdings in Technology sector.

Sector	%
Technology	21.4
Others	16.7
Energy	11.2
Industrials	9.2
Consumer Defensive	9.2
Financial Services	7.9
Healthcare	7.4
Consumer Cyclical	5.3
Utilities	4.8
Communication Services	3.5
Basic Materials	2.4

Market Cap. Distribution

OLD POINT TRUST & FINANCIAL SERVICES N A has about 83.1% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
LARGE-CAP	51.4
MEGA-CAP	31.7
UNALLOCATED	16.7

Stocks belong to which Index?

About 76.6% of the stocks held by OLD POINT TRUST & FINANCIAL SERVICES N A either belong to S&P 500 or RUSSELL 2000 index.

Index	%
S&P 500	76.6
Others	23.1

Top 5 Winners (%)		%
LIDR	aeye inc wt exp	115.3 %
WBD	warner bros discovery inc	70.3 %
GLW	corning inc	56.0 %
INTC	intel corp	49.8 %
TSLA	tesla inc	40.0 %

Top 5 Winners ($)		$
PLTR	palantir technologies inc - a	7.7 M
AAPL	apple inc	4.6 M
JNJ	johnson & johnson	3.2 M
RTX	rtx corporation	2.6 M
GOOG	alphabet inc - cl a	2.5 M

Top 5 Losers (%)		%
LAZR	luminar technologies inc	-33.3 %
BAX	baxter intl inc	-24.8 %
CARR	carrier global corp	-18.4 %
ACN	accenture plc cl a	-17.5 %
UPS	united parcel service cl b	-17.3 %

Top 5 Losers ($)		$
ACN	accenture plc cl a	-2.4 M
UPS	united parcel service cl b	-0.7 M
PG	procter & gamble co.	-0.6 M
PM	philip morris international in	-0.5 M
KMI	kinder morgan inc	-0.4 M

OLD POINT TRUST & FINANCIAL SERVICES N A Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of OLD POINT TRUST & FINANCIAL SERVICES N A

OLD POINT TRUST & FINANCIAL SERVICES N A has 301 stocks in it's portfolio. About 34% of the portfolio is in top 10 stocks. ACN proved to be the most loss making stock for the portfolio. PLTR was the most profitable stock for OLD POINT TRUST & FINANCIAL SERVICES N A last quarter.

Last Reported on: 08 Oct, 2025

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
A	agilent technologies inc	0.33	8,054	1,033,730	reduced	-44.87

AAPL	apple inc	3.82	46,469	11,832,400	reduced	-49.66

AAXJ	ishares morningstar mid-cap gr	0.53	19,754	1,634,250	added	307

AAXJ	ishares jp morga	0.00	45.00	4,284	new

AAXJ	ishares iboxx $ high yield cor	0.00	22.00	1,786	new

AAXJ	ishares mbs etf	0.00	0.00	0.00	sold off	-100

ABBV	abbvie inc	0.05	610	141,239	reduced	-7.58

ABT	abbott laboratories	0.12	2,727	365,254	reduced	-50.00

ACIO	series solutions defiance quan	0.05	1,579	165,653	new

ACN	accenture plc cl a	1.87	23,507	5,796,830	reduced	-48.01

ACWF	ishares core dividend growth	0.02	750	51,060	unchanged	0.00

ADBE	adobe sys inc	0.00	41.00	14,463	unchanged	0.00

ADI	analog devices inc	0.06	796	195,577	unchanged	0.00

ADM	archer daniels midland co	0.06	3,066	183,163	unchanged	0.00

ADP	automatic data processing inc	0.02	182	53,417	unchanged	0.00

AEP	american electric power co inc	0.03	800	90,000	unchanged	0.00

AFL	aflac inc	0.03	699	78,078	unchanged	0.00

AFTY	pacer trendpilot 100 etf	0.01	452	35,044	unchanged	0.00

AGT	ishares core msci internationa	0.38	14,714	1,179,620	added	56.7

AIG	american international group	0.00	79.00	6,205	unchanged	0.00