Latest OLD POINT TRUST & FINANCIAL SERVICES N A Stock Portfolio

OLD POINT TRUST & FINANCIAL SERVICES N A Performance:

2025 Q4: 1.91%YTD: 11.91%2024: 12.14%

Performance for 2025 Q4 is 1.91%, and YTD is 11.91%, and 2024 is 12.14%.

About OLD POINT TRUST & FINANCIAL SERVICES N A and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, OLD POINT TRUST & FINANCIAL SERVICES N A reported an equity portfolio of $320.7 Millions as of 31 Dec, 2025.

The top stock holdings of OLD POINT TRUST & FINANCIAL SERVICES N A are MSFT, AAPL, RTX. The fund has invested 5.1% of it's portfolio in MICROSOFT CORP and 3.9% of portfolio in APPLE INC.

The fund managers got completely rid off INVESCO BULLETSH 2025 (BSAE), SERIES SOLUTIONS DEFIANCE QUAN (ACIO) and ISHARES IBONDS DEC 2025 TERM T (DMXF) stocks. They significantly reduced their stock positions in ARCHER DANIELS MIDLAND CO (ADM), UNION PACIFIC CORP (UNP) and HALEON PLC - ADR (HLN). OLD POINT TRUST & FINANCIAL SERVICES N A opened new stock positions in OMNICOM GROUP INC (OMC), VANGUARD TOTAL WORLD STK ETF (VEU) and ISHARES RUSSELL 1000 VALUE ETF (IJR). The fund showed a lot of confidence in some stocks as they added substantially to ADOBE SYS INC (ADBE), ISHARES IBONDS DEC 2029 TERM T (DMXF) and NETFLIX INC (NFLX).

OLD POINT TRUST & FINANCIAL SERVICES N A Annual Return Estimates Vs S&P 500

Our best estimate is that Towne Trust Company, N.A made a return of 1.91% in the last quarter. In trailing 12 months, it's portfolio return was 11.91%.

Performance
S&P 500

New Buys

Ticker	$ Bought
omnicom group inc	83,334
vanguard total world stk etf	83,084
ishares russell 1000 value etf	66,678
solstice advanced matls inc co	43,965
amphenol corp cl a	33,515
unilever plc sponsored ads	24,358
eaton tax advantage dividend f	22,687
eaton vance tx adv glbl div fd	22,199

New stocks bought by OLD POINT TRUST & FINANCIAL SERVICES N A

Additions

Ticker	% Inc.
adobe sys inc	1,980
ishares ibonds dec 2029 term t	1,105
netflix inc	963
general dynamics corp	296
automatic data processing inc	241
charles schwab corp new	215
qualcomm inc	206
tjx companies inc	197

Additions to existing portfolio by OLD POINT TRUST & FINANCIAL SERVICES N A

Reductions

Ticker	% Reduced
archer daniels midland co	-96.74
union pacific corp	-88.33
haleon plc - adr	-80.00
ishares core s&p total us stoc	-57.6
comcast corp cl a	-47.64
hershey company	-42.23
baxter intl inc	-40.36
weyerhaeuser co	-38.01

OLD POINT TRUST & FINANCIAL SERVICES N A reduced stake in above stock

Sold off

Ticker	$ Sold
invesco bulletsh 2025	-625,666
ishares ibonds dec 2025 term t	-158,882
interpublic group cos inc	-97,127
huntsman corporation	-22,450
series solutions defiance quan	-165,653
pimco high income fund	-4,990
cvs health corp	-62,800
ishares core dividend growth	-51,060

OLD POINT TRUST & FINANCIAL SERVICES N A got rid off the above stocks

Sector Distribution

Towne Trust Company, N.A has about 20.1% of it's holdings in Technology sector.

Sector	%
Technology	20.1
Others	19.8
Energy	10.6
Industrials	8.8
Consumer Defensive	8.4
Healthcare	8
Financial Services	7.6
Consumer Cyclical	5.5
Utilities	4.4
Communication Services	3.6
Basic Materials	2.4

Market Cap. Distribution

Towne Trust Company, N.A has about 80.1% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
LARGE-CAP	47.9
MEGA-CAP	32.2
UNALLOCATED	19.8

Stocks belong to which Index?

About 74.9% of the stocks held by Towne Trust Company, N.A either belong to S&P 500 or RUSSELL 2000 index.

Index	%
S&P 500	74.9
Others	24.6

Top 5 Winners (%)		%
ALB	albemarle corp	61.8 %
HL	hecla mining co	58.6 %
SLV	ishares silver trust	52.0 %
WBD	warner bros discovery inc	47.6 %
LLY	lilly (eli) & co.	40.5 %

Top 5 Winners ($)		$
GOOG	alphabet inc - cl a	1.3 M
CSCO	cisco systems	1.0 M
JNJ	johnson & johnson	1.0 M
AMGN	amgen inc	1.0 M
RTX	rtx corporation	0.9 M

Top 5 Losers (%)		%
LAZR	luminar technologies inc	-100.0 %
NFLX	netflix inc	-86.6 %
LIDR	aeye inc wt exp	-50.8 %
ORCL	oracle corp	-30.6 %
MOS	mosaic co/the	-24.7 %

Top 5 Losers ($)		$
MSFT	microsoft corp	-1.2 M
BX	blackstone inc	-0.7 M
PG	procter & gamble co.	-0.6 M
SO	southern co	-0.6 M
ETN	eaton corp plc	-0.5 M

OLD POINT TRUST & FINANCIAL SERVICES N A Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of OLD POINT TRUST & FINANCIAL SERVICES N A

Towne Trust Company, N.A has 321 stocks in it's portfolio. About 32.4% of the portfolio is in top 10 stocks. MSFT proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for Towne Trust Company, N.A last quarter.

Last Reported on: 26 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
A	agilent technologies inc	0.41	9,559	1,300,690	added	18.69

AAPL	apple inc	3.90	45,968	12,496,900	reduced	-1.08

AAXJ	ishares morningstar mid-cap gr	0.80	32,116	2,564,140	added	62.58

AAXJ	ishares iboxx $ high yield cor	0.00	0.00	0.00	sold off	-100

AAXJ	ishares jp morga	0.00	0.00	0.00	sold off	-100

ABBV	abbvie inc	0.05	732	167,255	added	20.00

ABNB	airbnb inc-class a	0.00	29.00	3,936	new

ABT	abbott laboratories	0.11	2,846	356,575	added	4.36

ACIO	series solutions defiance quan	0.00	0.00	0.00	sold off	-100

ACN	accenture plc cl a	1.95	23,315	6,255,420	reduced	-0.82

ACWF	ishares core dividend growth	0.00	0.00	0.00	sold off	-100

ADBE	adobe sys inc	0.09	853	298,541	added	1,980

ADI	analog devices inc	0.06	761	206,383	reduced	-4.4

ADM	archer daniels midland co	0.00	100	5,749	reduced	-96.74

ADP	automatic data processing inc	0.05	622	159,997	added	241

AEP	american electric power co inc	0.03	884	101,934	added	10.5

AFL	aflac inc	0.02	699	77,079	unchanged	0.00

AFTY	pacer trendpilot 100 etf	0.01	452	35,550	unchanged	0.00

AGT	ishares core msci internationa	0.51	19,851	1,637,310	added	34.91

AIG	american international group	0.00	79.00	6,758	unchanged	0.00