Latest FIRST UNITED BANK TRUST/ Stock Portfolio

FIRST UNITED BANK TRUST/ Performance:

2025 Q4: -0.14%YTD: 10.37%2024: 13.89%

Performance for 2025 Q4 is -0.14%, and YTD is 10.37%, and 2024 is 13.89%.

About FIRST UNITED BANK TRUST/ and 13F Hedge Fund Stock Holdings

In it's latest 13F Holdings report, FIRST UNITED BANK & TRUST reported an equity portfolio of $313.3 Millions as of 31 Dec, 2025.

The top stock holdings of FIRST UNITED BANK & TRUST are QQQ, VB, VB. The fund has invested 6.9% of it's portfolio in INVESCO QQQ UNIT SERIES 1 and 5.5% of portfolio in VANGUARD VALUE ETF.

The fund managers got completely rid off INVESCO CAPITAL MANAGEMENT LLC BULLETSHARES 2025 CORPORATE BOND ETF (BSAE), UNILEVER PLC AMER SHS ADR and CLEAN HARBORS INC COM (CLH) stocks. They significantly reduced their stock positions in NEXPOINT DIVERSIFIED REAL ESTATE TRUST ORDINARY SHARES (NXDT), ZOETIS INC CL A (ZTS) and ISHARES BITCOIN TRUST. FIRST UNITED BANK & TRUST opened new stock positions in PGIM MUNICIPAL INCOME OPPORTUNITIES ETF (PAB), PPL ELEC UTILS CORP (PPL) and UNILEVER PLC ADR. The fund showed a lot of confidence in some stocks as they added substantially to NETFLIX INC COM (NFLX), SERVICENOW INC (NOW) and GE HEALTHCARE TECHNOLOGIES INC.

FIRST UNITED BANK TRUST/ Annual Return Estimates Vs S&P 500

Our best estimate is that FIRST UNITED BANK & TRUST made a return of -0.14% in the last quarter. In trailing 12 months, it's portfolio return was 10.37%.

Performance
S&P 500

New Buys

Ticker	$ Bought
pgim municipal income opportunities etf	615,704
ppl elec utils corp	106,566
unilever plc adr	62,392
ishares semiconductor etf	10,540
magnum ice cream company n.v. ordinary shares	3,438
gamestop corp new wt exp 10/30/2026	1,204
lucid group inc	529

New stocks bought by FIRST UNITED BANK TRUST/

Additions

Ticker	% Inc.
netflix inc com	700
servicenow inc	402
ge healthcare technologies inc	214
select sector spdr tr technology	111
consumer discretionary sector spdr	100
utilities sector spdr	98.51
spdr gold trust etf	96.7
ishares tr jp mor em mk etf	82.41

Additions to existing portfolio by FIRST UNITED BANK TRUST/

Reductions

Ticker	% Reduced
nexpoint diversified real estate trust ordinary shares	-97.52
zoetis inc cl a	-81.68
ishares bitcoin trust	-75.21
darden restaurants inc com	-70.14
erie indty co cl a	-70.00
paypal hldgs inc com	-68.34
rigetti computing inc ordinary shares	-67.74
lpl financial holdings inc	-65.22

FIRST UNITED BANK TRUST/ reduced stake in above stock

Sold off

Ticker	$ Sold
invesco capital management llc bulletshares 2025 corporate bond etf	-76,284
unilever plc amer shs adr	-69,654
invesco capital management llc bulletshares 2026 corporate bond etf	-14,240
vale s a adr	-5,430
four corners ppty tr inc com	-9,760
darling international inc.	-7,718
oklo inc. ordinary shares - class a	-21,210
ionq inc ordinary shares	-7,380

FIRST UNITED BANK TRUST/ got rid off the above stocks

Sector Distribution

FIRST UNITED BANK & TRUST has about 57% of it's holdings in Others sector.

Sector	%
Others	57
Technology	12.8
Financial Services	6.4
Healthcare	4.7
Consumer Cyclical	4.3
Communication Services	3.6
Industrials	3.5
Consumer Defensive	2.7
Utilities	2
Energy	1.9

Market Cap. Distribution

FIRST UNITED BANK & TRUST has about 41.8% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	57
LARGE-CAP	21.9
MEGA-CAP	19.9

Stocks belong to which Index?

About 41.4% of the stocks held by FIRST UNITED BANK & TRUST either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	57.9
S&P 500	41.4

Top 5 Winners (%)		%
FEIM	frequency electronics	58.8 %
SLV	ishares silver trust	52.0 %
NEO	neogenomics inc com new	49.3 %
WBD	warner bros discovery inc com ser a	47.6 %
LLY	lilly eli & co com	40.5 %

Top 5 Winners ($)		$
GOOG	alphabet inc	1.6 M
AAPL	apple inc com	0.6 M
QQQ	invesco qqq unit series 1	0.5 M
ISRG	intuituve surgical inc	0.4 M
VB	vanguard value etf	0.4 M

Top 5 Losers (%)		%
NFLX	netflix inc com	-86.9 %
NOW	servicenow inc	-75.0 %
NTLA	intellia thereutics inc	-47.9 %
	coreweave inc.	-47.7 %
DD	dupont de nemours inc	-45.0 %

Top 5 Losers ($)		$
NOW	servicenow inc	-2.1 M
XLB	select sector spdr tr technology	-1.0 M
ANET	arista networks inc ordinary shares	-0.6 M
MSFT	microsoft corp com	-0.5 M
ORCL	oracle corp com	-0.3 M

FIRST UNITED BANK TRUST/ Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of FIRST UNITED BANK TRUST/

FIRST UNITED BANK & TRUST has 392 stocks in it's portfolio. About 35.5% of the portfolio is in top 10 stocks. NOW proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for FIRST UNITED BANK & TRUST last quarter.

Last Reported on: 21 Jan, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
A	agilent technologies inc. ordinary shares	0.00	100	13,607	unchanged	0.00

AAPL	apple inc com	3.13	36,111	9,817,140	reduced	-2.99

AAXJ	ishares tr 3 7 yr treas bd	0.13	3,504	418,202	reduced	-9.9

AAXJ	ishares 1-3 yr cr bd etf	0.13	7,599	401,835	reduced	-2.63

AAXJ	ishares tr jp mor em mk etf	0.02	757	72,884	added	82.41

AAXJ	ishares govt/credit bond	0.02	495	51,827	added	11.24

AAXJ	ishares tr u.s. med dvc etf	0.01	730	45,370	reduced	-6.41

ABBV	abbvie inc	0.16	2,185	499,251	reduced	-29.4

ABC	cencora, inc	0.00	0.00	0.00	sold off	-100

ABT	abbott labs com	0.64	15,975	2,001,510	added	0.08

ACES	alerian mlp alps etf	0.01	834	39,215	unchanged	0.00

ACGL	arch capital group ltd	0.00	66.00	6,331	reduced	-53.19

ACIO	etf series solutions trust defiance quantum	0.00	25.00	2,742	unchanged	0.00

ACSG	dbx etf tr xtrack msci eurp	0.11	7,000	336,000	unchanged	0.00

ACSG	xtrackers msci japan hedged equity etf	0.03	1,000	94,660	unchanged	0.00

ADBE	adobe sys inc	0.01	59.00	20,649	unchanged	0.00

ADI	analog divices inc	0.02	188	50,986	reduced	-9.62

ADP	automatic data processing	0.08	1,000	257,230	unchanged	0.00

ADSK	autodesk inc	0.00	0.00	0.00	sold off	-100

AEMB	american century etf trust avantis u.s. equity	0.00	0.00	0.00	sold off	-100