Latest Citizens Business Bank Stock Portfolio

Citizens Business Bank Performance:

2025 Q4: 1.16%YTD: 16.11%2024: 16.39%

Performance for 2025 Q4 is 1.16%, and YTD is 16.11%, and 2024 is 16.39%.

About Citizens Business Bank and 13F Hedge Fund Stock Holdings

On 2026-02-02, the fund reported it's updated stock portfolio. In the 13F Holdings report, Citizens Business Bank reported an equity portfolio of $605.3 Millions as of 31 Dec, 2025.

The top stock holdings of Citizens Business Bank are IJR, VEA, NVDA. The fund has invested 10.4% of it's portfolio in ISHARES TR and 9.5% of portfolio in VANGUARD TAX-MANAGED FDS.

The fund managers got completely rid off FIRST TR EXCH TRADED FD III (FCAL), MOTOROLA SOLUTIONS INC (MSI) and EOG RES INC (EOG) stocks. They significantly reduced their stock positions in SYNOPSYS INC (SNPS), BERKSHIRE HATHAWAY INC DEL and SPDR SERIES TRUST (BIL). Citizens Business Bank opened new stock positions in DUTCH BROS INC (BROS), ORACLE CORP (ORCL) and CVS HEALTH CORP (CVS). The fund showed a lot of confidence in some stocks as they added substantially to VEEVA SYS INC (VEEV), NETFLIX INC (NFLX) and BWX TECHNOLOGIES INC (BWXT).

Citizens Business Bank Annual Return Estimates Vs S&P 500

Our best estimate is that Citizens Business Bank made a return of 1.16% in the last quarter. In trailing 12 months, it's portfolio return was 16.11%.

Performance
S&P 500

New Buys

Ticker	$ Bought
dutch bros inc	5,285,250
oracle corp	4,316,080
cvs health corp	585,357
ishares tr	383,871
pepsico inc	218,581
idexx labs inc	211,077

New stocks bought by Citizens Business Bank

Additions

Ticker	% Inc.
veeva sys inc	2,047
netflix inc	900
bwx technologies inc	560
servicenow inc	285
spdr s&p midcap 400 etf tr	119
amgen inc	92.53
merck & co inc	8.78
costco whsl corp new	7.62

Additions to existing portfolio by Citizens Business Bank

Reductions

Ticker	% Reduced
synopsys inc	-52.23
berkshire hathaway inc del	-50.00
spdr series trust	-49.52
newmont corp	-38.27
iqvia hldgs inc	-35.6
iron mtn inc del	-27.67
expedia group inc	-24.04
quanta svcs inc	-18.83

Citizens Business Bank reduced stake in above stock

Sold off

Ticker	$ Sold
first tr exch traded fd iii	-6,072,840
lyondellbasell industries n	-2,294,040
eog res inc	-3,081,840
international paper co	-821,883
qualcomm inc	-2,761,910
motorola solutions inc	-6,031,650
target corp	-411,995
boston scientific corp	-284,006

Citizens Business Bank got rid off the above stocks

Sector Distribution

Citizens Business Bank has about 33.3% of it's holdings in Others sector.

Sector	%
Others	33.3
Technology	24.2
Financial Services	12.1
Healthcare	7.1
Consumer Cyclical	6.4
Industrials	4.9
Energy	4
Communication Services	3.8
Consumer Defensive	2.5
Utilities	1.3

Market Cap. Distribution

Citizens Business Bank has about 62.7% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	33.3
MEGA-CAP	32.3
LARGE-CAP	30.4
MID-CAP	4.1

Stocks belong to which Index?

About 56.7% of the stocks held by Citizens Business Bank either belong to S&P 500 or RUSSELL 2000 index.

Index	%
S&P 500	54.2
Others	43.4
RUSSELL 2000	2.5

Top 5 Winners (%)		%
REGN	regeneron pharmaceuticals	37.0 %
GOOG	alphabet inc	28.8 %
EXPE	expedia group inc	28.6 %
GOOG	alphabet inc	28.6 %
ISRG	intuitive surgical inc	26.6 %

Top 5 Winners ($)		$
GOOG	alphabet inc	2.4 M
VEA	vanguard tax-managed fds	2.3 M
EXPE	expedia group inc	1.8 M
AAPL	apple inc	1.3 M
REGN	regeneron pharmaceuticals	1.3 M

Top 5 Losers (%)		%
NFLX	netflix inc	-86.6 %
NOW	servicenow inc	-75.9 %
SFM	sprouts fmrs mkt inc	-26.8 %
LOPE	grand canyon ed inc	-24.2 %
PAYC	paycom software inc	-23.4 %

Top 5 Losers ($)		$
NFLX	netflix inc	-2.5 M
NOW	servicenow inc	-1.8 M
LNG	cheniere energy inc	-1.5 M
UBER	uber technologies inc	-1.4 M
MSFT	microsoft corp	-1.2 M

Citizens Business Bank Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of Citizens Business Bank

Citizens Business Bank has 134 stocks in it's portfolio. About 44.2% of the portfolio is in top 10 stocks. NFLX proved to be the most loss making stock for the portfolio. GOOG was the most profitable stock for Citizens Business Bank last quarter.

Last Reported on: 02 Feb, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	3.41	75,907	20,636,100	added	1.26

AAXJ	ishares tr	0.07	5,756	411,036	unchanged	0.00

ABBV	abbvie inc	1.22	32,412	7,405,830	added	0.36

ADBE	adobe inc	0.00	0.00	0.00	sold off	-100

ADI	analog devices inc	0.07	1,619	439,073	unchanged	0.00

AMGN	amgen inc	0.21	3,864	1,264,730	added	92.53

AMZN	amazon com inc	1.96	51,506	11,888,600	added	1.79

APD	air prods & chems inc	0.00	0.00	0.00	sold off	-100

AVGO	broadcom inc	3.70	64,665	22,380,600	added	1.59

BAC	bank america corp	1.32	145,355	7,994,520	added	5.07

BIL	spdr series trust	0.05	2,157	300,168	reduced	-49.52

BKR	baker hughes company	0.13	17,110	779,188	unchanged	0.00

BROS	dutch bros inc	0.87	86,332	5,285,250	new

BSX	boston scientific corp	0.00	0.00	0.00	sold off	-100

BWXT	bwx technologies inc	0.84	29,292	5,062,830	added	560

CAT	caterpillar inc	0.16	1,663	952,684	reduced	-0.18

CATY	cathay gen bancorp	0.23	14,520	1,405,250	unchanged	0.00

CB	chubb limited	0.00	0.00	0.00	sold off	-100

CCI	crown castle inc	0.08	5,419	481,588	unchanged	0.00

CL	colgate palmolive co	0.74	56,676	4,478,550	reduced	-2.13