Latest CITIZENS & NORTHERN CORP Stock Portfolio

CITIZENS & NORTHERN CORP Performance:

2026 Q1: -1.1%YTD: -1.1%2025: 11.8%

Performance for 2026 Q1 is -1.1%, and YTD is -1.1%, and 2025 is 11.8%.

About CITIZENS & NORTHERN CORP and 13F Hedge Fund Stock Holdings

On 2026-04-27, the fund reported it's updated stock portfolio. In the 13F Holdings report, CITIZENS & NORTHERN CORP reported an equity portfolio of $401 Millions as of 31 Mar, 2026.

The top stock holdings of CITIZENS & NORTHERN CORP are BNDW, FBCG, IJR. The fund has invested 10.5% of it's portfolio in VANGUARD RUSSELL 1000 GROWTH ETF and 7.5% of portfolio in FIDELITY MSCI REAL ESTATE INDEX ETF.

The fund managers got completely rid off CHIPOTLE MEXICAN GRILL INC CORP COMMON (CMG), SERVICENOW INC (NOW) and CARRIER GLOBAL CORP (CARR) stocks. They significantly reduced their stock positions in ABBOTT LABS (ABT), EOG RESOURCES, INC. (EOG) and NORFOLK SOUTHERN CORP (NSC). CITIZENS & NORTHERN CORP opened new stock positions in MEDTRONIC PLC (MDT), KLA CORPORATION (KLAC) and OVINTIV INC (OVV). The fund showed a lot of confidence in some stocks as they added substantially to BATH & BODY WORKS (BBWI), ZIMMER BIOMET HOLDINGS, INC. (ZBH) and BECTON, DICKINSON & CO. (BDX).

CITIZENS & NORTHERN CORP Annual Return Estimates Vs S&P 500

Our best estimate is that CITIZENS & NORTHERN CORP made a return of -1.1% in the last quarter. In trailing 12 months, it's portfolio return was 14.65%.

Performance
S&P 500

New Buys

Ticker	$ Bought
medtronic plc	1,958,290
kla corporation	1,401,730
ovintiv inc	1,344,440
yum brands inc	1,076,850
paccar inc	875,375
imperial oil ltd	235,476
waters corp	225,137

New stocks bought by CITIZENS & NORTHERN CORP

Additions

Ticker	% Inc.
bath & body works	52.44
zimmer biomet holdings, inc.	51.34
becton, dickinson & co.	45.29
freeport-mcmoran, inc.	43.09
emerson electric co	37.28
eaton corp	31.73
intuit	30.98
eli lilly & co	23.49

Additions to existing portfolio by CITIZENS & NORTHERN CORP

Reductions

Ticker	% Reduced
abbott labs	-83.58
eog resources, inc.	-83.45
norfolk southern corp	-81.42
honeywell intl inc	-40.57
netflix inc corp	-29.62
ishares core s&p 500 etf	-26.36
halliburton co	-24.81
ishares trust russell 1000 growth etf	-9.85

CITIZENS & NORTHERN CORP reduced stake in above stock

Sold off

Ticker	$ Sold
chipotle mexican grill inc corp common	-1,407,300
dupont de nemours inc	-889,184
carrier global corp	-1,037,670
flexshares core select bond fund etf	-232,997
servicenow inc	-1,398,160
ishares dow jones us med devices index	-384,025
truist financial corporation	-232,616
health care select sector spdr etf	-411,613

CITIZENS & NORTHERN CORP got rid off the above stocks

Sector Distribution

CITIZENS & NORTHERN CORP has about 51.4% of it's holdings in Others sector.

Sector	%
Others	51.4
Technology	15.8
Financial Services	9.2
Communication Services	5.2
Consumer Cyclical	4.5
Industrials	4.4
Healthcare	3.2
Energy	2.6
Consumer Defensive	2.5

Market Cap. Distribution

CITIZENS & NORTHERN CORP has about 45.1% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	50.9
MEGA-CAP	28.7
LARGE-CAP	16.4
SMALL-CAP	3.8

Stocks belong to which Index?

About 47.8% of the stocks held by CITIZENS & NORTHERN CORP either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	52.2
S&P 500	44
RUSSELL 2000	3.8

Top 5 Winners (%)		%
GLW	corning inc	52.6 %
XOM	exxon mobil corp	40.8 %
CVX	chevron corp	35.4 %
SLB	slb limited	33.8 %
HAL	halliburton co	33.3 %

Top 5 Winners ($)		$
IJR	ishares north american natural resources etf	6.1 M
XOM	exxon mobil corp	1.3 M
GLW	corning inc	1.0 M
EMGF	ishares core msci emerging mkts etf	0.8 M
CZNC	citizens & northern corp	0.8 M

Top 5 Losers (%)		%
INTU	intuit	-31.9 %
ADBE	adobe systems inc	-30.0 %
CRM	salesforce, inc.	-29.0 %
KKR	kkr & co inc	-26.1 %
ACN	accenture plc	-25.9 %

Top 5 Losers ($)		$
BNDW	vanguard russell 1000 growth etf	-4.5 M
MSFT	microsoft corp	-3.3 M
GOOG	alphabet inc class c	-1.1 M
NVDA	nvidia corp	-1.0 M
AAPL	apple computer inc	-1.0 M

CITIZENS & NORTHERN CORP Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of CITIZENS & NORTHERN CORP

CITIZENS & NORTHERN CORP has 119 stocks in it's portfolio. About 52% of the portfolio is in top 10 stocks. BNDW proved to be the most loss making stock for the portfolio. IJR was the most profitable stock for CITIZENS & NORTHERN CORP last quarter.

Last Reported on: 27 Apr, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple computer inc	3.39	53,614	13,606,700	added	0.71

AAXJ	ishares jpmorgan usd emerging markets bond etf	3.18	135,929	12,767,800	added	2.8

AAXJ	ishares barclays mbs bond fund etf	0.87	36,655	3,480,390	added	3.69

AAXJ	ishares iboxx $ high yield corp bond etf	0.22	10,976	873,251	added	1.42

AAXJ	ishares short-term national muni bond etf	0.16	5,929	631,439	unchanged	0.00

AAXJ	ishares dow jones us med devices index	0.00	0.00	0.00	sold off	-100

ABC	cencora, inc.	0.55	7,051	2,215,000	added	0.09

ABT	abbott labs	0.09	3,376	346,614	reduced	-83.58

ACN	accenture plc	0.28	5,677	1,125,690	added	1.59

ADBE	adobe systems inc	0.25	4,059	986,662	added	5.7

ADI	analog devices inc	0.78	9,817	3,123,180	added	5.7

AEMB	avantis international equity etf	1.16	54,809	4,650,000	unchanged	0.00

AEMB	avantis us equity etf	0.38	13,829	1,537,510	unchanged	0.00

AEMB	avantis emerging markets equity etf	0.20	10,143	817,323	unchanged	0.00

AMD	advanced micro devices inc	0.78	15,313	3,115,120	reduced	-3.55

AMT	american tower reit inc	0.38	8,773	1,514,040	reduced	-3.18

AMZN	amazon communications inc	2.03	39,101	8,143,560	added	3.68

ASET	flexshares core select bond fund etf	0.00	0.00	0.00	sold off	-100

AVGO	broadcom inc common	0.53	6,886	2,131,290	added	2.49

BA	boeing co	0.46	9,252	1,841,430	added	3.03